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<br /> _- �-;..::-�::;_:�=., ADDTTIONAL COVENANlS. Ia ad�tion m the covenants aud agresm .;L_
<br /> ,,:-�:�--.:�-. .,.: as foltawa f���Y��to the mntcar9 �: >�,r.
<br /> -`' - ,".Y.: �8�i9TlllCIIt.801TDWCt 8Ad I.CII�f f�he!COSt�OSat 8Ild 8gle8 �t�;;
<br /> . .;•.4 �• aontai.aediatheSec�uity�InswineatortheNotek .
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<br /> --- At thes�tat�nat9dateoitheNoteead Seau�ity Ias�u�ent(the"NoteMsturltyDat�'?,1 w�l�leto i� -'
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<br /> ` ' _{'" . O6tein8II8W IoBn("New Loaa°?W�1h8IIeW I�Btm'It9Dataof � 1 • ,.
<br /> 'r'�_.::'"`�`- ;= ' (the "rTeW 1V1riWrit9 Date") aAd wlth A!! iIItet+est lete eQ11A1 t0 the "I�Ierw LAgII RSLB" de�ain� �n r,,�,,.
<br /> " c� �`���''; ��.. aaoordanve witb SecNon 3 beIow ii slt the aonditions pravided ia Secdoas 2 aad 5 below are met ithe ��--_
<br /> �``'°',° �;,�,`�° "Coud'ittonal ltefinauoe Optioa°�.If thuse aonditions are not met,I uudeestand tt�at the Narte I�older ia �.`�'`''�,.
<br /> ,�'`� `'� uader ua oBligatias►to re4'unaee tt►e Nota or w modit9 the Note.reset the Note Rate.or ea�md the Nate ---
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<br /> `-�'--�:--�`=-�-r�.����- � Metvritq Dat��+ltbatl�vil1 havetorepay theNotafram►my owa te�uroesarf'indalendetw�lingmteud �. ::
<br /> ` _�. . � saeffieutaat�ywrepaYtheNat� �` -
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<br /> �,(JONDIITONS'F�OPTION . ' �'
<br /> , . �'��� � gefiaance�ptioa,oertain ooru�ions must bo met as of tha Note , . � -
<br /> '- �.:.:� �I visat to esera�se she Coa�os�aa1 sub' tothe
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<br /> �,..' Maturit9Date.TAtsecond'itioasar�(l Imuststi�betheownesauduc�vp�anto�theptop�ert9 S� . _
<br /> _ .."" ..?` {;:�+�; � Se�rity Instr�meat(t6e"Ptopert9"?.�2)I must be cunentin my mont6ly paY��end c�aot��� . � -
<br /> �,�.r�"� �"`�a y�'• inare thaa-3t1 days Iate aa any at the 12 sc�edWed mo�h1y PaYments�ea Y . __-_
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<br /> '"• Maturit9Dat�(3)the�ea�unlie�,de4ecns.orencu:nbteuoesagaiase P�9
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<br /> _-.::�:.-<.:...�ti: theSeau�ity'�ns�twasreaosdEd:t4)thaATewLeanite�canaotbemos'etLaas�W��e� i
<br /> �;�„-,1;�, ,a.�� , t1seNat�Rst�aa�(3f Isau�makeawrittenrequattotheNateHotderasprovidedi�&tauoaSbe2a�v. _ -
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<br /> .�,;_` ,.�� 3.CALCiJLATINt3'�,'AB NEW LOAN RAT�: _
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<br /> "-���.�.` �. i ;: . The New Loaa Rata will be a�rate of iaterest equal to the Fedetal:II�ome Loaa Mottga8e =
<br /> �°;,` ' ° , Casporatioa's reqttited nec qietd ior 3o-yY��d rate tnart�sub�eat to e�0'�1'ay maudator�►del�ve� �.
<br /> ,;�; ,� ,i;;.i commitmeat.Plu9 on�halt af ona pei+oeat tOS�b),munde�tv tha n� on�efghtb af oae perceat �' --
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<br /> ,.. (OtZ59bY(t6e"NewLo�aRete").Ther�quirednetpiddshallbat]�appiicablenetpietdineifeatoathe ts � ._
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<br /> •��•L�... ; �•�, � . aad ticte�ot deq that ttie Note HWder s+eoeives aotice oi my el�oa.tn�eroleeshe Cunditlonal Ref'u�auce ,� _
<br /> "+{ ���.,, � . ()ption.Iftt�ia�vequirednetpieldienotevailab2e.theNoteHoldeswitideterrn�ae�tbeDlewL�nRatiabYu�iag .
<br /> -.- :` oompatab2aiafonnation. � _
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<br /> ;i•.: . . 4.CAd.CULATINt�iTHL�NEWP�►YMEI�TAMOUNT 'ei-
<br /> ��:; •: : :;,� f•:` : Pe�avidQd tha New Loaa Rete as calculated ia Sect�osi 3 abo�re�s not�ter tbaa 5 petoeatago poiat� __-
<br /> ��,,.;;�`: above tho Note Reta and sU otheroonditians sequiredia Sect�oa 2 above s:+o t�eNutaHolder wi11 �__
<br /> . `:��.::�, • entthatwiUbesuft?eienttocepaq�full(a &eunpaid acipal. -
<br /> ': � dete�miaetheamaumto4thamantblYPaYm _
<br /> �.+ '- '. � plus (b) aocrued b�at uapa�d iaterest.Plns(oy all other sums I witl awe�mder tha Note iocusity
<br /> ti• ., , .'�`;-rr•r� . � InsWmeatoa tha Nots MaturitqDate(assu�niAg my montblY paYmeaSSthenara curren�as requ�te�asdet'. _-
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<br /> "�:,::= ,.l::;��:;: :�=: S�aa 2 abmre?.aver the term of the New Loan at the N�v Laan Rate in equal mnnthly paYmea�.31ie
<br /> '.; �..,.•. ° �: r�ta4tbiscslcul�tiaacviU be thenaw amountot mY Pi'��P�aadiaterestpaYmeateverymoatl�utttit t�e
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<br /> NewLoanisfvllqpa�d. .
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<br /> _. .,;,:, S.EXCRCLSINOTAEaONDl7TONALRBPINAAICEOPTION , _
<br /> . . ,.° � The Nots Holder will aotiiq me at feast 60 eatendas days ia advance af tha Nate Nlaturitq Date aad ; ,
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<br /> � ��'��'�.;, aavlse meof thepr�ncipai.accruad isutsmpatd i�+ess.aad all othersuma Iam expectedto owean theNota ..
<br /> - - I19aturtty Date The NoteHoldersl�wlll advisa metl�satl maq eae�cisathe Coaditionel�naaea Optionit ..
<br /> - �� . tha coaditions i�►Section 2 above are met.'1 he Nots Holder will�t'�vlde mY pa9meat rernnd infbrneat�na
<br /> `:��.�r:, togethet wtth the asme.titte and address oi the persoa repreBeat�n8 the Nate Holder that I must natiiy in ,.�
<br /> ` .t'�.`: :.,`�::. ;;� ordes to eserclse tha Candittonal Refiaaaca Opt�oa.lf I meet the coa�tioas of Section 2 a�va,1 may
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