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�����x�Y� } ��'9�f � Y `� F "��rsm'"M;; �cn �i' . . r <br /> �:�a.,r �_ �� �'��,.�A,� � r., ?�T � �F �t�: �� � <br /> - :yy .,'`;� . --'�'�c,_.' ` 4.._ �, r-'r"}'..'�rySF��'� '�'�`-c .. c..,� <br /> � 'r.4�.`�` c. '. � s � � .s� c. .�c. '"`-4 s ��fi <br /> ,��.. A%+..'-�.` i�ra�•� .c._4 r dr'i..,�5.-=-.: :Y.t.�cr'. <br /> ��`k, �,g. .,F,E Tu'� r �._ ` � c �.�,�...,..,.s.<t•�. i•-7• . � ,�,,,�,�,,.�Lw�.u�c-Q,,,Fv„a!,�!...vR-,r+N�r.•'^"f"��a-'"�'n�n , t .� <br /> . y � '.��2-E,1 - __ . . ` Y 4�`4m �S: ' .c i r a...i �... � cl `�F' C F _ <br /> "'V ..L+'eC'4_�-.tr � u t �r`4.ls, _ F .�z a �Ya s �_ - _-��f � -.�t�`z,_�C i-c_ ��.2-�c�` f-�. 4P�r <br /> ri <br /> s' 7� � � r.� �. �1� i- -rc.�.._.� _3a-- �` �. C � ..y _L :c ,.-r �i-< . <br /> ' -c�4d' �*r�. .;� ��' � � ,� f�. � � " ��'` t � � ���6_ - k � �^r '4� �l}- F� - <br />�_s?�z �i���_�+sF G``r..Y�. �` �" � '�� � _.h_�..cr '-�_� "r�'r _� .�,i`�e�'rr� -�;�"�:'t�,.c ' ��.<<.'-<`�j ,�rr,.��' ,i...� .k ._stn`, —_ '- <br /> '-o , <br /> rs.� c:_-. -,�."�.�--.�-. ' - �`� <br /> �e- . .c �. . • • � <br /> ;c c <br /> �� _ .° g��'�� °� :-°_ <br /> � fl� - <br /> -;�,a:-� --�:� � �• <br />_ ,.,�`.`=:=:ye.. �'-, <br /> ":-'«,,. .� <br /> ���. :: <br /> ;�k':": i'v. <br /> _ �. �s i� :__ � <br /> -1._S.L(„� . . ` � _ <br /> �4 ` <br /> �°-�.'..���y _,a, ��►��I.� .�� ���� 20027511 " .. <br />- .:.-�� � �',t�` i=:.. _ q year a`��smy Ind+�t.Rete Caps} _ ;: <br /> ';^Y.`'� .' _`�; - F��. <br /> �.:t t `,��;�_ ' _�:,_�. <br /> c�_-.�' � �'�- .. <br /> � k t ��:�. THIS ADRJSTA�LE RATE RID�R is made this 24TH day of N0�"JEMSER �`,:_ <br />-,.�.'�. " .� . �- 4 995 �d is inco�po�sted irao sud s1mU 1�deemed to�aad supptc�matt the Martgage,Deed of t <br /> �.,: ..,�.�: ,t�_ . aud s._ <br />'-;k:�_.�:��':=.``-� ,; Tms�or S�oRlty Deed(the'Seeuitly inetn� ^t")of the s�e date giveu by the unde�aigQed(tt�e"Bonower')w <br /> , �:_� .s. - se�e}t�h e B o a o c v e r's A d j u s t a b t e R e n e P T o t e E t h e'P t u t e'}� - <br /> ;�,._L4�.,j't<:t-4'j J�Q EV��taeie 8uilding and �oan A9suciation af 6rnad IstaRd, liB�l�35iII, A Fe3eral Snv�ngs 9ank : <br /> -�'�`< ��, (the'leader'of the same dffie sad ooveiing the pmgeny aescrlbed in the Sec�ity iasuau�nt aad to�d� _ <br /> 9'J F.iC' 1G�- v.5.♦ + <br /> C �' f.�'p. � � <br /> �N`� r r� 409 S NUBIA ST PO BOX 2 CAIR�O,�N��SKA 88824-0002 <br />_:_�a;-:�•.f:.?;_,%.:�_: , ���_ <br />. �•e•�Y_�_-it�'.�'iµ� '{7� l{{/� Y/{/��•!W�[S A�01f��iOi��7 I'�Lr\/Vr�iSV �Z/R \ITUO�s�7G�7 �{r �nG UV�r.nW� - _ <br /> tt. '. ..>r� .,: <br /> � �:£ k, r' RAYE AND THE MONTHlY PAVMHi1T. THE 'NOTE LIMRS TNE AMOUNT TitE <br /> _... }F>� . BQRitOWE[i'8 IN'IE�tESY RATE CAN CHANl3E AT AN1f ONE TtME AND 7HE � <br />--::�::;�_>:::,-�:=;, <br /> __ _ _ .�.`�_.U_ MAX[tUJ��M F�d17E TH1E 60Hi�01NER MUST PAY. - <br /> ;� <br />_ .'�.�s4 �.jt�.. _ <br /> ��. �": .�::;����� ADDYlT014TAL COVt,.NA11iT9.In addition w the oovenaats aad agree�ats mmde in tbe Secarity I�tmeat. <br /> -';l��� -- <br /> "r:::�'� - - Bomowet end t,atdet fa�her cavr�ant and a�as follows: <br /> , .._ ..�;� ; <br /> {:�_ ��;=_ j' <br /> >�=�=�'`F��`��r � � A.II�Si'RA�ANDDBONPI'H1.YPAYb+IE1�iTGHANt3�S . - <br /> �• - �-., . <br /> .f � .. <br /> � ��f. <br /> ,; ; ":�,,`.-`..�'.` '�e Note provtdes for an In�tia�ia�est�ate of 7.125 %.The Note pmvldes for c�mage�ia , <br /> °.'�,-�. ;.�:�<r'•:r�` the iniemst ratc and tt�e awtuWy paym�ta.as fo}taws: t. <br />�;�:'�t.'_"4'� .�. . - <br />_,�,:�,��':�"�,'".,,�..� . 4�F�T AATE AND NIONT�R.YPAYMENT C�tNGPS ' �..��: <br /> �G f '`4 . YC.�.� . , . _ <br /> } • � � - <br /> t�3�n� � .. <br /> �:?u�.`':;r:`4c:;;:;:,:' � 11te ia2CreS�t t��wID Pay►�►Y cban8e on dte ftrst day of DECEMBER • . 2000 md ou d�at � ` �;;,:' <br /> ,rF:. <br /> ��.::-.:_::<,:.= tt�p wery I2th month theiesftee�date on wt�my interest rate ooutd change ia caUed a°�e DaLa.' ' .. . p.i <br /> ..L.•i�4"� * . . `' �.��1:�'_ <br /> ` °.'--V Q�1'�1C IIIdCB ' �ti:. <br /> - `=` `�� ' . B�g whb dte fi�st E9iange Date.m3►inte�t�ate w1A be 6asod oa an Iades.77�e'Indac'is We weeldy ' ,�_,;�: <br /> { � ;.- .. average yleld on UniteO Statc4 T�easnry secaritles adjasted to a ooIIStaat maturity af 1 ye,a�.as made availab2e bp . <br /> �.`�,`;,'.,. ' dte Pederal Reseive Board.The must receat Indea frgure avaitab2e as of tLe date 4S days befoie ear��Data • � <br /> ";7_- '- s �'. <br /> �;� :�;�?::�-:''-:E; : is��tbe•Cament Iadex." . <br /> .;�. �•>� � . IY the Iadac is no longer avai(ab2e,the Note HoIder wID chonse a new index w�cb is 6�sed npan�ompaeable � � <br /> • � "'� �T" J�` . infonuation.The Note Holder aiq give me natta�of dils cnoioa. . . - <br /> .J; .l:.3, �.,y_ <br /> :_i.:f::.���.,� ''��. . . . . . � . � <br /> �=.:�.�1.°'i•e:::p., _ t�.���D��� . . . s <br /> �`:. . <br /> �;�.�� t�:-� . Be�c+re eacb A�age Date.theNote Holder w1I1 catwlate my aew inteaest�ate by addic� �[ /��� :� <br /> . 1L -�< � .TTiaf' . . . . �`a��{a�{ G�LOV . 7O�tO�fAWWis;. - . . - <br /> ' .y 4 i}._ IAderr.���e Nate Holder ariti the�mund the resWe of tLis addittoa a the near�t one�eigt�oY ane pe�atage � �,° <br /> ;;..,.;-=�,�:.:.:;r =.; ro�ui ta iu��.s��c�����rea�s�oa a�n>eew�,�c�aee�o,�a+m.�my„�►�c �:� <br /> ;. . rais aaW the nex�ca�ge Date. . . �° <br /> .'y���•��r�:�., � �9lee Note Rolder w1ll then de�c�ne the amonnt oi the manthly yaycueat that ww2A 6e saffide,at w re�yr the r:;: <br /> .;,ti;�' . <br /> ��., �.-'::,,. ::,, r ; . E-= <br /> _ -.. � uopa�d vrmciyal tbai I am�co awe at the e.6aage nate m tiuU on we Mamrtey Dace at my new�t rate . •� ,' <br /> . � ` ia anbstandaUy eqaa4 Payme�s.'I!►e�sult af 4ila c�lcaladon will be the nea+amoimt of my monttilY PaY��• <br /> l .l,.t.y- f , � � � <br /> .c� .� . -. . . . . - ' . . . ' . <br /> 11. 'I� , - �'i/lWIW Va�Wl�[OL i�K'. /�� - ' . :. <br /> , t :.,��;. � Ttie 1nt�cest rats 1 am tequi�ed w pay at the fast C6ange Date w�l!not tre�reates�Uan 9.125 ��, � . • ,; <br /> -•.--:�'�.'_..�,:;: _-•.:�;. . . E`te _ <br /> y�; Ol 3CS91� �•1 Z5 $�.Tr1CiC3�Cfr ID Y�iC.4t t8t8 tN�riBVG!68�CiI�Cd Ol d0d�OA� ' '. <br /> { : .� . �anY s�ttgte C�aage Date by mo:e thaa rivo P�SB F�(�.affi)fmm the�af inteiest I have been paymg ' . _�_`. <br /> :. '. ��� � for the�twelve m4ntDs.M tnterest iate wiU never be greatcr thaa t Z.125 9b. <br /> �'�` ���'�� '`�� � • My nterest �ate wi�l never be lower than 5.125�. -_ <br /> '�: .�__`::;;.::'';f �Fdiective Dateof C6a�ge� . _ <br /> �:'',.�����,.�'`.,, ':; s My near iaterest tate wlll beoome eNedive vn eacb Cbange DaLe.1 wlll pap the maonnt oi my aew mnntWy . <br /> :,:.::'-:..: : paymeat e�•on tne�r.�monthly paymene aate after the e,6an�e nate uati3 the a�of mgr monthty► - <br /> ..;;: _�;.-:,.:: j DaYment ch8nges agai�. � <br /> •,: ,,:: . . . <br /> ,.. <br /> `;� (�Nottce otC'�m$es � <br /> � �`,` �'��;r�• :�: ; The Nate Holder wlll dcJiver or mail to me a aotloa of any.changes in my lnteeest rate aad the amourt o! <br /> �::;.';:.-...r.�;.;� ; mY <br /> • moathly payment befo�the effecdve date of anyr chaage.�e iaotIae alll inclnde informa@on reqninad by 1aw W <br /> . ::"��'`' be given me aad atso the atte aad teJephone �mber af a persnn who will ansa+er a�ry qa�tan I may have <br /> ' �I'; regatAing the nodce. ' <br /> ��t� . <br /> ;r�. ' � ,.' . <br /> (NIJLft9TAT6 AQdU8TA618 RATE ii1DER-AAM fr2-Singte femity�Fannte E�flkad�tD MtM UNfwm hesDmtmnt <br /> . � �� ' Carm 81118185 <br /> ,.�,�"'� .• ��82�A�sosi vnnoeeaHraaaecoa�ns•�soms»•ne� � aro,meo�+ae�veaao�a. <br /> = .'��= . <br /> _ • ;, , <br /> • � *;:. � .C> ? , <br /> :T^� , ; �:, <br /> _ :t; , . <br /> a Y �'�. � <br /> �- :-, <br /> _-,•...:..: ._..r•.+ `- <br /> !, -_ --- -: . -- -- - - -._ — - ---_ --------- .. <br />