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<br /> R t � � '' . � THLS ADIUSTABLB RATE Ri1DER is mad�this 20TH day of NOYEMBER . �`�. ��
<br /> ` :" ` :� i 19 9 5 ,and is iaootpordted iato aad sLaU be deaaed w amsnd and supplemeat the Mortpage.D�d of �-` �;
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<br /> �����y`. seanetheHonowea's.AdjecstableR�eNote(the`Note°)w A Federa� Savings Bsrtk , �:Y'
<br /> .� �„ °� ,a.=.� The �puitebte ��iMinq anQ Laen Assetie2ipe of 6ran0 Island, 4s5raska, � : ,
<br /> :-�: ( of the sffine date and cavaing the pmpertY des�ed ia t1�Saurity�and Ioc�at: ,� F, .:
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<br /> - ---�--- �2� g g7!}F1�7 Rn GRANO ISLANID� NEBRASfCA 68801-8105 r; _
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<br /> �-� . �.,_.�,::�;r,°: TifE HOtE CO�lT�14NS �dtOVlStONS ALLOWII�IG FOA CFIAt�ES i!� THE tNTEREST f:. t,
<br />'t'.-=s.-`�,:���rc::';;,` ttATE AND T!#E MONTHI.Y.PAYMENT. THE t1t0�'E LtMi'A'� TNE MROUAFf TNP � �`=,_ :�
<br /> F'�'' ' -� :.4 BORROW�RR'S IQIITEREST R/!'iE CAN CNA�1t3E !�T AtVSY 0111E 'PIME ANt� THE � .
<br /> � ,.'� : �>,;°�'. . tVIAItIMUM RATE T�E BORitO1fY�6i 116USY PAY. �x��'
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<br /> .%H; . 'i BOmffWit SII�IX.[i�7.f�Pf. COYEt13At R�8$[�t3 8S fOIIOWS: � " .
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<br /> � ...Tlse P3r�psavFdes fot aa i�uiial interest rate af 7.12 5 4e.The DItrte pr�ides for cmanges in . �-_
<br /> . . . �,�y ^_.��y.,�wfn�`.y-(�.as fallows: . . •`�
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<br /> . ..;.�;..,:.:; � 4.II1�Z'�REST RATE AND MO1�T�.Y PAYNIEN'�CHANGES ,,°� .::
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<br /> r � ''�:.: 'I�e iimet�st iate I vvill pa,yr may c�n8e oa the 6zst day of DEC EMB ER . 2000 ,mmd on that
<br /> ;!�- ' 4 ,-- • d a y ev e t y t2tL moatb @tereafteG Ea�h date oa w&�my interest zate oould change is called a°t�anSe Date.� '���
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<br /> .�,' 8e�g wttb the fust Cbaage Date.IDY h1tCtCSt tBUC W17I�t8 b3SCd OA 8A IID�C1[.The."Iadex°is the wee�ty
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<br /> ¢ `f��`��,� f` p; , ' aves�ge Yietd�on IJnited S�atcs TceasiuY secariHes ad.jwted w a ca�nt maauicy of i year.as made avaifable by � .
<br /> .-_.,:�`�',.'..,;... '. .'. � . � t!h�e Fe�der�apl Re/s�en�►,e,�8of�aArd.The most r�aoent Ind�fig�a+e availabie as of the date 45 daya bef'ose eads Q�ange 1?ate ��:
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<br /> f�,'.�i�.� ,������r,� . �0��1.�IPi NOtC HOT�P[WIU�YB II18IIOtICG Of t�.9 Cj18�OB. � ' . _�
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<br /> r-` t � . �efOIe CaCh C�an$e pate.the NOie HotRer will Calewlate m�l Aew imCieat t8ieby sddin8 °���0 th6 C�taat . -
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<br /> , _+:�L r._ " oY:one pe�tage . •
<br /> , � inde�c.'Th�Note HolQer cv1U dien mwtd the ceantt oY dns�on to tt�e aea�st a�nae�tb , -
<br /> ��,•;�.. yvint{d.12S 9).Sab�ect W the llmits statad in Sec�oa 4(D)beLaw,th9s mua�ted amntmt ai11 be nry�nea+inte�e . _ -
<br /> �1:Y;,,,. 18tC DIIi�I t118II87Ii�$0 D8t0. �
<br /> . :. Tb�e Note Hotder wtil then Getermine the amunnt of the monchty payment that aould be safflci�t w repay t2[e. �;:�.;��
<br /> Y ' � ��i� aupaid prtnclpui tt�!I am expetted w owe at the C�ango Date in fnll on th6 MatWitY Da�e.at mye nev�intet+eest rate' �- _
<br /> � `.n { ''��' iu substantlaltY eq�t PeY��.'I�e tesnIt af this catcntation will ba the new amouat of u�mo�rthtY PaY� • _
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<br /> •, .,: • .,,.: ..,:.:'.. , (,D)Llmlts ttn Tnteeest Rate Chaascs ,..
<br /> . L� _ : �.... 'IYna interest�ate I am tequlrod w PaY at the fLst C9�ange.DateaUl aot be g�easer tt�aa 9.125 . �. � .:,
<br /> �' '..';:�.:;::'r;: +� 5.t 25 • °�S.1liereaRer.mY�ter�t rsta will neves be ln;ctease�or de�ase0 on .�i1;=:K
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<br /> ����,���- �� ;,.: �t ' �y�ngie(�ange Date hy more than,t�►+a�a�ta�g Winffi(2.4'�)fmm the rate cif ia�st I.have been wying `.,_<i
<br /> ", 12.125 �'o. �-.
<br /> ,;,�; ' , : ; .: for We t�eoeding tarelve moatLs.M 1nterest�ase wilt never,be greater tbaa
<br /> My �nterest rate wi�1 never be lower than 5.t25�s. .,..�
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<br /> ,F � My.new interest t�e will beeame e�ective on ead►Ct�ange Dase.I will pay ttte amoant of my new montlily '
<br /> �::�.:.�' :_�'. . �.:--, � PaY�t�on the �ust montiily payment date after We Chaage Date wrtil t�e amouat of myr monthlg :��:� .
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<br /> � The Note Hoider arlll dctiver or mail to me a nottae of anyr changes' my
<br /> '� . '!;`� .` ` ''� . taontbty paymeat before the effecNve datn of a�ry change.The noflce arill inciude.infotmadon reqnie�ad by taw W :
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<br /> ; ba givea me and aLso the dtle and telephane mimber of a pelson who wll1 answer�y qaestion I am►y Lave
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