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95107875
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Last modified
3/10/2012 5:08:54 PM
Creation date
10/21/2005 11:04:55 AM
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95107875
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9 5�-- �(l�'8'75 <br /> TOGE1'FiER Wl'fN aIl tbe impcevemeaa noa or fia+r.at�er e�ecte�aa tbe prc�p�tg�.aad a1t easemetks.app�t�. <br /> and�ztnre,a now csr herr,at�er a part at the proQecty. Atl�plaameett sad addrtioat st�at!atso be cavered b�r mis Se�aity <br /> Instmrnent. All of the faregoing is retecttd to in ttns Seriaiip lnsorament as d�e'Pro�ty� <br /> BORRO�VER COVENANfS th�BoRVwer is iawCaOy s�eisad of tbe estate bertby canveyed md 6se the rigM to grant <br /> and convey the Pruperty and that the P�o��ty is�encm�nbaod.e�t for eo�nnb�ssces oE record Borto�wer wmaocs and . <br /> will defend genttal�y the titk to t}�'Qtope:ly aga:�t ail ct�ims and da�.s�ject oo a�ry t�bt�c�°�f�eco�d- <br /> THIS SECURITY iNSTRLJMENT combiixs �if'am � for•sntic�d nsc and t�-unifam covesaots with <br /> limitod variations by jurisdiction w oonstituoe a unifocro s�erncariry iosL'ameia coveii�g real P�P��Y. <br /> UNIF03tM COVENANTS. B�rrnwa and Lxfldcr oomaant aod agsee as fd��oa'x <br /> 1. Payment of Principoi and Intetts�Yi'epN�e�t aa!La�e Cbu'an. Bo�oaer sMll p�pay wha�due tLe <br /> ' principal of and inttrest on tlx deM '' oed by the Notc xnd�ry pceQ�yment md!me ch�gu clue under tde Noce• <br /> 2. Funds tor'[bxes and Iaaurat�,ce. S�6jxt to aQQt�e la�v a to a�rtitom waivec by Lender,BaROwer slndl pay to <br /> Lender o.�the day monthly paymmu are doe ander tbe:�JucG mn�the Nate is paid in fnit.a sam("Fvnds�Ear:(a)�arh' <br /> ca�ces and assessmems which may�ain pciarity over dris S�mit�r instrament as a lien oo tbe Pyvpecty:K�)7�Y lea�d�old., <br /> P�Yr..�::ts or g.-eemd renL c_m the Propecty. if rniy: �c? �1Y �� �PoP�' �s�eee p�amaxns: (� yea�iY fiood <br /> insurance premiums if a�ny; (e) yrariY mo�tgage ira�v.aoce pnmi�nr�s.if aay; aad tn ary sums �1e 6ry BaTC�wEr to - <br /> Lender,in accordance with the provisiaus a;mragr.ph 8.iu tiea of the p�yn�et�t a�#"mo�tgsgc�`psemiwns. '11�ese . <br /> items are called"Escmw Itexr�s." [.ax�may.at uty time.coliaY�d hold Attsds in�amontK aot to enceed the rn�ximum <br /> ac:wuRt a lertder for a feck:taily re{ated mortg�ge lo��sy reqmte fot Bonoarcr�s eseroor soeom►t m�ckr the fedetal Real <br /> Estate Setdement Procedures Act of 1974 as una�de�1 from time to funa 12 U.S.C.�2&Ol a sc�.t`RESI'A'.ani�cs uwtl�e* <br /> law thnt applics to the£vncis seu a{tsser�mt if so,Lerdtr mry.at aay time.colkct and lwld Fia�ds in an amount not to <br /> excecd the lesser arnount. Lender may atimate the amocnit af Finds doe an d�e baxis of cmtent c1� �d �o�abk <br /> estimates of eapenditurcs of future Eacrow Itans or otherMSe in acea�ce vrith applicabk!aw'• <br /> Tfie Fvnds shall be held in an inuimaon wt�o�e depoRits�re iraured b7!a federa� a8rncY. imtrummtslitY. or eMiry <br /> (incl�►ding Lender.if Lenckr is such m instimdon)or ist any Fedetal Home i.oan Bank. Lendtr shalt apply tl�e Rmds ro paY <br /> the Escrow Item.a. l.ender may r.ot chazge Bocra�wa far hotding m�d applying the Hnids.acmualiy annlyzing the�crow <br /> account, or verifying the Eacrow lte�s. unless Lec�der�rs Borrower intertst ou the Ru�s snd a�ic�bk ia'x ne.�rniGc <br /> Lender to make such n charge. Howevcr.Leader may reqaite Hormw�er to pay a ono-hme char8<<a sn�^dcP�n�nt real <br /> estate taz rcporting sen+ce us�ed by Lcnder in connecticx�with tlris M�n.unkss applie�able 1av►r providcs ot�e�u�:ce- Un2ess an <br /> agreemcnt is made or applicablc law roquires interect tcr be p�id.[.endcr sba11 not be reqcmed to PsY 9orrawef my im�st°r <br /> eamings on the Fundc. BQrtvwer and Ltrnkr ma�agrce in wr�ting,howrver.that inler�t sUall be paid oe the E�nc1s. Lender <br /> shali givc to Borrower.without charge,an annuat acrouraing of the Pundc,sho�►ing rrecfu aod debits ro the FiaKis and the • <br /> purpase for which each debit to t!x Ftmds was made. 'i be Hmds arc pk�d a�s addvami sa�iry ta a1��`m�rrd b�' <br /> this Security Inswmcnt. <br /> lf the Funds held by Lerv.ier exceed thc amou:�tc perntiqed to be held by appiicabk bw. Lendcr sha➢1 r�ccount ro <br /> Bocro�ver for the exc�c Funds in xcordance weth the requiranentc of a�licabk isw. If tfie amo�mt o(the Funds held by <br /> Lender at uny time is not sufficirnt to Pay the f.srraar itat►s whrn d�x.Lrnder maY so notifY�oROwer in writing,and,in <br /> such case Sortn�ver shall pay ro Le�xler the atrsounc �sary to rtaake uQ t1x deficiency. Bomnvrer sha11 rt�ce up the <br /> deficier,cy in no�z�ore than tFVClve manthly paymentc,at I.end�r�sole disemioe. <br /> Upan payment in fut!oF all sums secured by this Senairy Instrument,i.aeder sha[1 p�omptlY refcmd to Ho�ravrer any <br /> Funds held by l.ender. 1f.unckr paragraph 21.Len�der chall acqairc ex sell the Ptoptrty.l.rrid�rr.prio�to the acquisition or <br /> sale of the Property. shall apply any fiu�ds i�e1d by Lenckr st t1x dmc af aoq�mition or sak ss a credit agai�ut the sums <br /> secured by this Security Instrument. <br /> ;1. Applicatian of F'aymenb. Unkss applirabk Taw provides otbcrvrise. all paymertts r�eived by Lewider under <br /> parag��a�hs 1 and 2 shall bc applied:firsc.ro any prcpaymenc charg�dae under�he Nae:acond.ta amoanu ps�abk nnder <br /> paraFrnph 2;third,to interest due;foucth,to prit�cipal due:and last.to any Iste chnrges due uncler tl�.e Note• <br /> d. Charges; Lkns. Borrowec shall pny all tax�, asses�nerns. charges. fines mm�d irt�oRiaflns utributabk to the <br /> Property which may attain priotiry over this Sccur.ry.Inswmen4�d k�ehold Re7m�ts or S�mund�ts.�f any. Bo�'�""n <br /> shall pay thcse obligations in thc manncr proricicd'm�ph 2.or if aot paid ir.that rtam�r.Borcvwer shall pay them on <br /> timc direcdy to�he person owed payment. Borrower shall promptly fiemi4h t�L.erder all n�dces of amouna to be paid under <br /> this parugraph. If Bwrower makes these paym�nts dirtetly.Boaowtr shall promptly f�rnish to Lender ieceiptt evidtncing <br /> thc payments. <br /> Bortvwer shall prompdy discharge any Gen which hss priairy over this Seciuity Insaoment unkss Borrower:(a)agrees <br /> in writing to the puyment of the obligation s�cured by the lien m a manner acceptabk to Leoda:(b)contests in good faith the <br /> liea by,or defends aRainst cnfi�rcement of tbe lien in,ltgxl prviceedings which in tbe Lenda�s opinion operate to Ex+tvent the <br /> enforcemcnt of the lien;or(c)sec:ms from the hokkr of tAe lirn an agreanait s�tisfactory to Lerd�subo�di�tin8 the lien <br /> to this Sccuritv Instrumen� If l.ender cietermines that any p�rt of the Property is subject to a 1'ern afiic6 may attain�:ioriry <br /> o�•er the.t Sec:uity Inswment,I.ender may gi�+e Borrowa a notise identifying the li�. Barowsr shaL satisfy the ii��or take <br /> cne or morc of the actions set focth above within 10 days af the giving of notice. ° <br /> 5. Harard or Property I�nrance. Bexrower�hali?ceep the im�xovert:ents now existing or hereafter ectcuti on the <br /> Property insured against loss by fire.hszacds included within the mm'eaurnded cowets�ge"ae�d anY otixr hazar�d+."v';cloding <br /> floods or flooding, for which Lender requires insurance. 'I'his insurance s1�aU be mvQtain� �n the aa�o�mts and f°r� <br /> _ Fan�3� 9V9! IDQdt 2�I6 Dnd�1 <br /> i - <br /> � i <br /> f <br /> . � <br />
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