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<br /> F. Ha�ard ar Mv►�riy Iasurnntir. Nnrcuncr sh;�ll kcc� tho impeoveuecu�s now caifitin}� ar hej�eafter ercctrtl uu �6e �
<br /> PmpcNy I�x+ured ugainst In4v by firc, hurnnly Inrludcd within tho terni "extcaacJ ruvcraao"nnd nny ��►lur teuYUr�is, inciudinn -.
<br /> tlnods��r tl�wdin�, ti�r whlrh I.CIxiC�'t':qUil'ix 11tyuYmt�C. '1'hl9 iayumncc FhnU Nc midntuincd in tho umuunts nnd li�r thc�rl�xis
<br /> Utnt Lendc�e�qui�s. '1'hc insur:►orc cuericr provlding thc fn�un�nce ehall hu rh�+scn hy N��rn�wrr�+uhicrt to[A�►ulrr'x nppmvul
<br /> whi.h Rha11 �un bc unrcusunnbly wi�hhcld. If Fl��n•u�vc�• fidlti t�� r�tafntafn covcra�c dcsr�ihed�fiu�c. I�cndcr mny. nt l.cudar'a
<br /> aptirn,ri�tc+h��y�vere�a tu protcct l,ett�ler'F dghts In tho Pm{�t1y in nce+inlun��c with parubri+ph 7. �_
<br /> Al! (nsumncc��licl4� �ld rencwul!�6!►all bo u�ceplabl4 ta Leuder��n�t hhnit inetude a�tnnJanl t�n+�t�;x�u clause. Lottdcr
<br /> �Itnll titrve the right to hnid tho pulicie,ui�d�'�ncwnls. U't.cnder neq►sirey.�t�rcuwer hhnli pr�mq+�ty pivc m i.rtt�ter;�ii recri�tti nf .—
<br /> paid pren►iumv nnd rene�val nnticeg. [n the evcnt uf lo�.g.itorr�wcr nhufl g�v�pr.�t��t aaiirc ta the likast•ance c�ri'ier�!n+i i.e►aler. _-
<br /> ll.cadc:r muy maka pr.wf uf loss it nat mudc promptly hy Nurruwcr.
<br /> Unlcss l.c�tder nnd U��rm�vcr utl�cnvl�c i►prco in writing. insu�unro pn�ccedy xhall lx i►pplicd t��rert+umi�n��r rcpair uf the
<br /> Prnpeny dcnnngcd,if thc ecstaruti�m or rcpair ix ecunomicnlly fc�isiblc and l.ender'e+sccurity i�nut Iesscncul.lf thc retit�►mtiun nr ,
<br /> repsttr is nnt cram�micully feuaible ur I.ender's hccurity woulJ bc le.r•sened.thc insuixmre procecds.r•hull ho upplicd to tha sums
<br /> secured by thig Securlty Instrument, whether or nut then due, with uny ex��ess pnW tn H��rn�wer. If Hormwer ubandonv the
<br /> Pruperty. ar dacs not unswcr withln 3U days a n��Uco i'ram I.cndcr�hat tho insu�uncc ci►rricr hus��ffcrcd tc►tictdc n cinim, thcn
<br /> l.c:ndcr ms►y callect the insurm�c� prncceds, l.cndcr muy use the pracccds t� �cpair or ��tan thc Property or ta pay sums
<br /> securocl by this Security Instrumcnt.whether or not thcn duo.Thc 3U-duy pe►�ia1 will bcain when tho natice iw givcn.
<br /> Untess Lender an�i ��rn�wer athenvise u�ree in writing, nny nppUcutian aP proceeda to p�iacipal shnll nat extend ur
<br /> p�ntp�mc thc duo dato ai thc mUnthly paymcnts rcfcrrcd t� in p.�rogmphs 1 und 2 ur chungc thc amnunt�f thc puyments. If
<br /> undcr pa�Agraph 21 thv Pcnperty ia acq►ifrcd by I.cndcr. Horro�vcr'x rlBht to any insumncc policies und procecds resulting fram
<br /> damago ta the Praperty priar to the acquisition shull pu�s tn I.endc�ta the oxtcnt af tho sums hccurcd by this Cccu�ity instn►mcnt
<br /> lmmediatcly prior ta the ucquisition.
<br /> G,Qocupancy,Pr�:ervutlon,Ms�intennncct und Fratectlon�P the Property;Bnrrower's I�aun Appilcallon; Leasehoids.
<br /> 8acrawer Rh�ll oeeupy,e�tnbliRh.and use the Proprrty as Harrowe'r's principal residenca within sixty dnys ARer the execution of
<br /> this Security Insttument t�nd ehuil cantinuo to accupy thu Property ns Borro�ver'F principvl residenco far nt lcust ono yeAr ARcr
<br /> thc dato af occupnncy.unless[.ender c+thcrwtnc u�rees in wrlting.which conscnt shull nat bo uarcusi�nnbly withhcld. ar unleRs
<br /> cxtenuiiting circumstunces exist which are bcyand Borrawcr s control. Borr���•cr ahull not destray. danwSo ar im�air the
<br /> �openy. �llaw the Propc�4y to deteriarnte, ar conunit wuatc on tlie Praperty. 8onawcr shall bo in dcfault if any forfeituro
<br /> nciian ar proceeding. whcther civil ar criminal.is bcgun that in I.ender's goad faith Jud�mcsit cauld result in farfelturc of the
<br /> Praperty ar�thrnvi�;e materlally irnpnir Iho Iten crcuted 6y this 5ecurity In�teument or I.crtder'9 security intcrest. Bc►nawer may
<br /> cure such t�d�fuult nnd reinstute.nx pruvided in parngmph 18.by cuusing tho uctian or proceeding ta bo diamissod with a nding
<br /> ttwt. in I.ender's Faxl fuith detern�inadun, prccluurs forfeitu�e of tha Harra�ver's inwrest in tho Propeny or athcr mnteriut
<br /> impairment of tho lirn crentcd by this Sccurity Instrument ur l.cndcr's sccuHty intcrest. Borrowcr shall alsa bc in default (f
<br /> Hono��tcr.clucing the loan npplicatian proress,gnvo muteriufiy fstse or inaccurato information os statementa ta I.cndcr(or failcd
<br /> ta provId��.cnder with n+�y mutedal information)in caruuction c�ith cfie iaan evidcncQi�i5+tf�;Vcx�.tnc#ndi��l�S��s l��i� �
<br /> io.representatic►n9 concrrning Borrower's occupuncy of the Praperty u.g p princiy.*al residonce.If thid 5ecurity Instrument ls an A
<br /> Ict+sehatd. Borcowcr ehnil can�ply with all tho provislans of the lease. If �orm�vcr acquims fee titic ta tho Praperty. iha
<br /> le�selu�ld and tho fee tltIe shuifi not merBe uni��I�r ag�i�'�`t��8�':n•"'��na'
<br /> 7.Protectlan oi Lender's Rights in the F'�nperty.If BOTPA\�'Ct fAIi9 tQ pL'lf0f(fl 1I10 COYCA3111iA Al1tI t1giL't'iYlBil[fl COyi1Q{flf��il
<br /> this Securlty Instrument. or tNcre is u legul pracecxiing thnt may tilIIniifcuntly nffcct Lendcr's rights in tho Property (sueh us�
<br /> pmceciiing in bunkruptcy, prahntc, for candemnution ar farfcituro ur tu enforw laww or regulntians), then l.cndcr muy da nnd
<br /> pay for whc►tcver is necegvary ta protc�t the vulue af tt�o Praperty and l.endcr's dghts in thv Property. l.andcr's nctlons muy
<br /> include �ying any sums s��ired by a Uen �vhich hi�s priarity avcr this Securicy lnstrumcnt, appwdnb in cuurt. paying
<br /> reasanAbtc attorneys'fecs and cnter�og on thu Property ta make r�pui�. Althaugh Lendcr may tuke action under chig par�graph
<br /> 'I,l,cndcr dpe.q not hAVO ta do so. '
<br /> Any umaunts disburrtd by Lcndcr undor thiA pnmgrnph 7 shull bccomo tuiditianul d�bt of Hormwcr sccured by thls
<br /> Sccu�ity instrumcnt. Unlcss Darrower and i,ender agrca to other terms af paym�z�t.thcse wnounta ahnll bear interest itom thc f
<br /> datc of dl�barscmcnt nt the Nate rutd and ahall bo puynblv, with intercrt. upvn notice from l,endcr ta Borrawer rcqucsdng
<br /> paynxnt.
<br /> 8.1�tartgaBe Insurance.1P l.cnc�er required mortg�ge insurann:as u candition af mnki�the laun aecured by thia Serudty
<br /> Inst�w►ui�i, Donawcr ahnll pAy thc Rremlums required ta mnlntain the m�rtEn�a insuruna: in offect. if, far any rcason. the
<br /> moRtg��insurnnce awerngo requircd by Lender l�scs ar cca.seo ta bo in effcct,parrower shnll pay the prcmiums rcquiccd to
<br /> obtaln c�c��•.rngo aubstantlally eyuiv�lent to the mos�,�ago in.guranco praviaualy in cffect, �t n�ast substuntiulty�equivatcnt tu tho
<br /> cost to Bcnrrower af the mortgage insurnnco prevlausly in effect, from nn caltcrnnto mangc�,�3 insurer nppraved by l..ender. IP
<br /> substantialty equivAlvnt murtgugo insumnco coverngo is nat uvaiia9lo,�orrawer�hull p�y ta ILender each month u sum equAl to • y
<br /> one•hvrlflh af the yearly mortgaflo insurance pc+zmium 6eln�pNd by&►rrower when the insuranco caverago laps�:d or ceaseQ ta �
<br /> bo in effect.I.cnder w1U accepi.usa nrd retain these puyment�a.v a loss rese�tio in lieu af mortgase insuruace. I.oss resen�o
<br /> Farm 3028 8180
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