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<br /> .. ���� ���$�1:� s►���=����►�.ve��s �,
<br /> � PH�3'111 Ri8H17'AN[1 A41'Rl�AM.�11N'i'iEli FlNANCE3 CIIARtil�t G�c+��R���iF�1 d��nw hnvo cop�y inuiu than thc�cgotu R�hrdulcd mnntAly p�vm:nt.l ha�ro�ho il ht ,
<br /> � tn�rr��y ttr��stmto anc�umt�*xing tn>+a�in Nli w��y U�n ar lu�a�l Cnzm dsr::ts�tiaie.It�hs!emlrn�Institutli�n t�st M�!+my����»�tn�t Munpuic��ftn3tuti ch�da�t1�Y� �
<br /> 1 knnw mir Iln�iu�c ch�sga�vill Lw les+fP 1��nko an cariy pa�vn�cat.und U wilf ta high:s It 1t+�y Incc:l alsu rccu ulcc tl�at unv nc:es±sty ailjc�Rhnt'nt tu my tutnl tieqn+�o
<br /> chu�;a uiil t�a r•ftc��A In my flns!bVll:i nisu knuw tha�thc anu,unn►hown un tha m.�er►Q elda f��r tAa I�insn.o�'har c.'Ib1ai��t Pay�nente,snd 1h,.'llstnl Sula f'rlco nnr
<br /> c:tlms'��baTCd�m trt�n��nnqnlnn tnm S•nu�r111�r�qNc smh uf 1Ro u)mcnt�c�a:�ty an It�dia clxte;ond 1 kr.ntiv that�R will ta�N��clim�1 iP�p��pay Q:�susa IR�ro H
<br /> nntAln�lo�mNttd if!nm cR:u�;cd ua a Qalty�.i�i+.(i tho tcRdlnp Imi�laUnn d��:9 Rot r��mputc 1Ao Itnan�b c�ar�;a dmHy,aixllf 1 ptcpay tho wRulo an►uuni.yau a�iil�cNnd
<br /> tu a�e Iho uncamc�l 1�utinn ut��o Ilnanre ch�i�;e Untcrcsn by Iho a��oonUnp pnkcdurc knm�n ar tAe ccluatiel ouiRud•wiil the mnow�l of p�y rch�ta wlll lro tiEumd im 1ho
<br /> ecAeciutcd etntc�atul atnswnt3 nf mv nuuithiy twynsenl and nul w�fh0 Uctu�l ttate�anJ amounl+uP the j�trpaymenn�hai�p:tiy lu y+�u,l knnw Iha�n�etbnd ot iesv�Aan SI.�N1
<br /> � wU!t�w tr�mailc. 1 may r��tuntedly parpay fhe amnuni l uue�au,fn NII or in�tuL m nny Ume.It I niaRe n pan�nl p�p�yne:m,1 muy�c�,ndnua a.mako my reg��lar ,
<br /> p�yn�ent�ualU 1 heca pald afl amaunt�a��LJ.
<br /> � - IMPOATANTNt1'�'tG�iA�WARRAN'fl��:(e)�1.�.R�RMt?��►�Y�l�1►t�At.1,WAHE�lN'ii�9 P,,ltPA�88$DAAIMPS,1�� �__--
<br /> _ �_'.� OF R46RCHdNfiAB%,fTV A{'��F3TH�M8�?#1����i��iG!!6�lp i�Nt�P�1��N A6L AAQ��AN�S�RVI���t�N6����I.t.�R • _-
<br /> ���,���x�Nv�y4t1?N A B�i�ARATB WRITT�N 4[M�r��WARF�A�i'P1►CR BERVQC�COyTAACT GlAO�BY 9ELl.L€10Id fic� ,,-�
<br /> �' �WN BEHALR(b1 h�va mad,{n dctall,the ccparsn"I.I R 1 1 1 N 1 1 W A R H A M Y"�r h(c t t n c c o n��,�n t t.r I n i r e�n u u�.i t p a p t a i m t h o c o n d i t i i m�a i t�f i i r t u t t t s t a n.�;{ii
<br /> -" ►rhich d�c Qtwuhcte�L�nutuctv�stll t+o�rp�fr�d at crplatrd. 1 taku nntb�o af 11m Il�nitatinn�on t h o aartnn�y,and 1 pynicj dnd�y rcm ntrc t�m any Imtdicd a•a�»my
<br /> �-'�,.` ahlchop{�tic+tolhogaxi�luvno�i�}s tiwkastri�Katranlyarsc�rk�r�ti,ntia:�.tc)IA�co�ocuf,indctaU,thsupuate"Lth11TLUtNS"i'At�,111'ilfN�VARRANTY"wNcA,
<br /> .��► It madc aecotnpanlcs Ihle runtrncl.II cxpfotn9 tAb condlUnn�and ctnum+�nn�r�In whi�h lhc 1nqln� ot tlto�lAing,eldin accctsutic�.and puttcta wll)!+c�rdnttc.1
<br /> � tuko notict ot tho IlmituUunr on ttw wurmnty,nnJ 1 patticuluTly recognit�tha�wy Impltcd cv�R.iiuy w c applie+ta IDc M�ta�mion In�►s uniy a�lang a+tho wamtnly or
<br /> r.ervicc t»ntmcl• '
<br /> llMItEO NARRINiY: I�=at�md�xctnsin ��anq q��n:t�OU or Yoar usi�nte t1�ll 1�tlmlteA to n�y�iSRis sn9�a�edle�uader t�e e�ynss 10 q�� U�ITEO
<br /> ' wAAflAllili rou ltttnl to eu d tA1 lie��1 ilin tAis ConttaCt.[I�exctuslr�r it�a0 tt�ae�le�unfler tAe warrtnry sA�ll�fl In Iteu ol ell otAe�tibhri of�a�nalie�, ..
<br /> �t t�N�r In��iry.�Aien�t�lttd 1�NI�Iic�1t�stst�I�w.
<br /> Alt MAUUfACTUtEO�IM0�1�ROOIIGTS AAE NOi flU�llINTEEO AA�IMS�C�NDEK3A1��1l,1101S1UAE FflAMA1tUN OR fROST.PAL'DUCTS AAE M0181)ARANIEEO AOAlqS?
<br /> � COARDSION GIIE T01G11EIISE CLIMADC GONWTIONS. _.�
<br /> = AU1ER,READ TNE S�PAlG�E"1111EIIA U�IiED�lARIl�KI1"IMHICl1 iS 13EPARIITE NRi1TEN 1li31RUMENI PF�IIUNINA SOiEIY TO Mll(UitCNREO PAOCllCTS OF `:�_ -_
<br /> �, iHf PACfSEiiEA CaAr01GTI0M AND WNiCN"UINtTEO MIARAI!(11"HAS IEEN 11EU�ER�O fD EACH tESpECnYE 6U1EA IK CDiiKECTI01i tYiiH iNtS SAIE.PACfSEiTFB'3 �'""
<br /> • 11 rfAll IIMiIEO w�1RAN11 AND THE F01![641NA PIlOYtStONS llf6u1011f6 CAl1�EIISATION QO NOT APPIy TQ SIDIN6. ���-
<br /> � iwtMt,�PiNSettn�iloil�Ultu Na REPRESEIQAi1011 OA NAdItAlllY W AN11UN0 08 NAN1lE NNAYSD�YER,E1tPAF�3 OA IILPlIEO�MIfTH AESFECT TO �;;_
<br /> ,1•. 1NE EMER81 SA MBS 1 COUlO 0 MAII ACHfE9E 0�USE Uf THE PIODUC�(Sl,I unhtthn!IAtt�ny�ntr a�l �1��y isAl�re b tepn�ael�fon�aueNt�� u.°
<br /> . .-� tachn, I�cG�di�, lut�at I��lt�l to,tN t� Q�tlh�n1�u�Ilt�of Iawiatlaa le ay lo�,t��piri�CUur i�n tnd�t�U ot�e��o�e,W t�ji oi`wliq o
<br /> . CMSt(IIC11M�1��M.p�f11CYllf II(�i��l,t��Atl�hT 01!�tllilljf 101q k�11,Iro�sanite�(�d11Mna�tat s�ti�s.C 1�11E COA1� IA!IDd(ICiU01! ��-
<br /> d nry Yo�e,�M���e lIN�je ol�Mrp c�s�d tor ItaUa tai�ir coMitt�fiy prMs�x __ —__
<br /> �rw �� — _
<br /> PECIAL�(1RUtiR G110A5t 1 k�mw ihat yau hevo measureQ my Arn�so and its apcning�so thnt�uu cnn makc tho�xoducta to fit my Furticutu house and tiyal tho Baod+ —�'
<br /> Dly wlll nW fll any�ther hou� so 1 tnc�w Ihat 1 cnnnot cancel tAis conttuct at arpr time aitet the perlad of time glven to mo by tow In wMch w cancel.ARcr that �_
<br /> �pc�iod oP ticisc.1 knc�w tMt 11►avc thc a5ligarion to pay yc+u in Nll tho amount owc�. v_
<br /> COMM[sNCI3MENT OF TlIL FINANCB CHAR(iC�'Rw financo chargo(intc�est)i.+estimated to�tuit within 30 days at the dato of tnfe contract,esce�t in Ua ovem __
<br /> � �roo compkto�Ao imtailadon oTtAo goads nnd scrvtces on anaiher dato,dun tho finance charge(intetrst)wi11 begln to mn an tRe dote thnt 1 sign tho Comp2et(on Certiticnto. _ _
<br /> - 'IT�o ot�wunt ot fliunco cha�to(inte�sU rr.ay Ao mme or les�than Iha smount dlsclosed depending on tho amuunt91 pay you and my Nmeliness in makiag paymenu• ____
<br /> _,,�. � OBi.i(iATlON9 PE R T i�I I�I N G T O P R fl P�C C Y I N S U R A N C B A N D l�i Y R E A L F F S'�A 7`�t 1.1 p romisc to k c:p m y Ro�..=In good rc�a4r end keep it insursd for at _ _ _
<br /> tcut 8076 of i�+nep[nccmcnt v�iuc Dy buying o flm nnd cxtcnded coverage insutaaco polky.71�o inswsnco aimpany must bo appmved by ycw,and tAe�olicy►nust havc —
<br /> ti uE you.I
<br />.;.,,�:�.� �D e n e f i c i a ry c l a u s o w h t c A s q y s t h a t y o u a m to bopaid if thero ie a los�.'ITio inxurusco eompany must ogtCO thdt it�vU!not cancel my policy witAcwt rst tclll
<br /> authorito tl►a insunnco oompany to pa,y you d i r e c 1[y for oay los9.You can c h a iso ro uso t h i�inswRmr psy m e m t o c i t h o r R p�y u►y a c►w u n u I o v r c y o u a r t o r c p d r m y _
<br /> �. Aouso,�have thc opttoa of providirtg pmpertY Insur¢nce thmugh an exisNng pollcy or thmugA a policy in�cpcndantly oMaincd and pald far by mo.2.1 olso pmmiso itun --
<br /> 1 will nnt eitow an oaa ehe ta�dueo any Ilen�on my reai ectate wiihout yaur w�itten pertnicgion.� 1 pn�mtce a pay all taacw,asussmem+nnd other clurges an m rcal
<br /> -.-:�L` ���.�`!�� �1�n e�Qayment�aa my laws sccu�ed bY�►Y��cstnto.1 elso pmmiso tha�1 will not cxtend.tcncw or clungo�ato�aa�ns �
<br /> _ �L �
<br /> without your written permissiaa.9.If�do noi tnsuro�yr houso or I�II my other ubtigattona to my Rai estnte,fien cmi do it for mc if y��u� �s��
<br /> ':�_`� to).IP you do paY�ny of�hese abliRallons tor mo,leA�e to pay you b:uk on demnnd plus lnteast at eho highest nwfLl contrnct rato of intcrcst. nUl l pay you�xk, —
<br /> Uxso amcwnt9 wi11 be edded to my debt to yc+u which is sesurcd by my ma!cstato u►A Rouse.1 know that lt you decldc to bay insutanco far mo that yw ao not hsee tp
<br />=_-s� ahn1n e^y Romeowoer or finDllity in�urnnce.
<br /> �ui��u i i�sc��,o�R.�ii c�;.�J::�3�--ts;rs.°�"� °°°M.�Y s!�!�?u±nne t�nuse locsted u my Addtess'dcsi�ateA oo tho W�r aido
<br /> ot tfits canUact n+acurity frn�ti anw+nta�tia to yav and,,'t 1 !s ts►.stallsnea!Sak�Coadest.
<br /> _.`:��•; DUE ON SALFa if�cep.Ieua or give my hauso ta unyone Cefan 1 hnvn Ntly puid all l owo under thie eamr�ct.You enn deetaro all ttvu 1 owe undef th�eanuact payablo �
<br /> __� Rt auo�nd 1 Agrea co imrucdia[cty pay you ttwt amuunt.
<br /> ' DEFAN:A 1 wttl Do in defauh undct thts wnttact if:1.1 dan'1 malm a paymeM whcn duc:or 2.l bnak o�peomiso t mada to you in thi�cont�ct;ar 3.S�mcthiba tJso
<br /> �•! ��m wMch eAUSes you to Delieve In gacd fnith tdat l do not irtend to pay you m pmuilscd;px 4.1 defauU an aqy obl�gaUo�for wAich 1 au�uoing my home ee cc+ll�en�l;
<br />"-�v_,=.,� ar S,Somcthin8 A�ppem to my housc wbicb thrtatcro yout dghu,if any,in it.
<br /> _� -= cbI.LECI'[ON CU5T6s[t!am 1��deinuU af this wnt�acl and yau demand tLll paymcnt,f undcr�tand�hat you h�ve tho dght ta faectoso tho m�s�g�a�tuva givm to
<br /> ------= you ud ca havo my houw soM ta Rpay a-ny amoimts 1 ar�b yau.Befon my h�use is so�.yau wlll do all that tho law uurs.l unders`aad thnt tt yw h m�at�mey
<br /> _-;�,;;3; to�selst yau In tho enfona�_ncnt af your�igt�ts.including tho ealo af my house or a laweuil,r t�ra tupay you fw�nso�wb�atto�ya'[u9�s►d!W atMr rel�tM ox�+enses
<br /> _— — 6 u c h,�c o u c tposts.t t t t n s e a re A e a�u►d m o n e Y Y a u e x p e o d e d to p rotect m y hauso,if you a�eilowM to collecl such amounu+by law —
<br /> � Ori'HpA itip117'6i You cau chooso not to e�i�aoe any of tta dgNts under thts conuuct�e aften w you want�vithout lasiag them.Or,yoe�can cklay enforcing ury of tf►e
<br />- rl�hu VultLwut losinp thero.Yau can also use�ny dgAta now or In tf►o fyturo givea ta you bY��
<br />-����`� pBLA.�'S�:t lwow�hal y�iu will uso yau best eiforts to install tt►o�ucts t ampt�rchasing on my house,but 1 atso unde�smnd that in so�►1e sic�u�io��m�Y y�'�r
<br /> -_--- delyrs e'1��n caused byr sulkes.we�tder cortditions,dCliyD YOq 6ave ln obtainfng matedals,ar tor ahn rcason�thu iuc Eayand your cQotm hok�
<br />'�" fa wch detay4.
<br /> : ,�, pEQUFST bY1R F1144 P.1YMFlV'i�I(i nm in defbutt under this eanvnet.fou cun declare u�i th:u i owa unck�this contrae1�aynble at ant�e;.i ngrec to pay you inte�rst
<br /> _s�� an tAat artwunt at tho maaimum conuuctunl rato allawed by Inw until iha arrtount l�+we you is pald.1 nitiu know Ihal yau cun famcluse the mortgags t have given to y�u. —
<br /> '-- ---- AiiBliitATlpN�If 10•rra a dispute ar cl�im�Ylth yau conceming tt�o quantiry,yualiry ar petfom�anca of tho ptexlucw,l underetnnd U�¢t my disputo may tra submlited �
<br /> --- to and�etikd aocooQing to tAe medtat�cratbltrntion ptagram Uwt may have dc�•eloped in my community.i niso know thnt any cSecision tnnda by an e�fiitr�to�{a)wpuld hp
<br />?;�`�_-� enteted in the cnun having Judsdicdcracoer mo und yau. �.
<br /> __ir,�,, dAWpGF.VALUEs 1 knaw tAat Iha windowe,waodwork,�iding,bdck nnd othe�o�atcrinls that hnvo ta bc ccmavcd hj you for this insutiludon hnvc NO snlvaga vAluc.
<br /> Whcn ou remero tAcm,you cw huvo thom for whatovcr pwposo yau want•
<br />,:�,;,--'�',n,.-f SPEC�&ITUATIaI'e'`'a:Auo to tho uniqucness o!soma of tho products thal You setl,R niockrstand that lo sperial situ�ir.rs yout Regional Offico mAy have w revkw
<br /> ------ �nd aco�pt this contrac9.C alw unde�stond ihat thla ealo accumed ln my homo and that yc�:aud i may nat have R�d nll Uw coracl infwmaHon important to this t�n.racUon
<br /> W at aur linEertips:!givo you my consent to comct any abvious etrats that may iuve�aecarmd when tho blanka in�his conttACt wno campkted.
<br /> ``�k•�� INVALiD PROYISIQNS�1f uny pmvision af this conuxl violatcs thc la-�and is uncnforoeuble,tho�cst of tho cannnct wiH be valid.If�ny put of�hls convx4 rcquirea
<br /> :�i���,�• p�►ymeat pf rna�o intertsi thui tho law Fec:�it9,then you a1U only 6,1cs t�.r�ght to eollect fmm mo tho amount of interest whleh Uw taw allawa you to colleei. ___
<br />'-�4��,.:«. q�MP1iL7�NpSS pp TiiI5 CpNI'iMCR'IUis con�ci can only Ac d:�anged if bmb yau ond 1 agrcc in wriHng. �.
<br /> i�,_:���� NOTICE
<br /> ANY NOI.Q�it iDF THt9 CONSUMER C�tEDlT COMTRACT IS fiUBJECT YO ALI.CLAIM9 AND pEPEN8E9 WHICH TME
<br /> � DE8150R COULO AS&Ea'i'AOAIN9T TH� SELLER OF QOOD9 OR 88RVlCEB OBTAINED PURSUANT HERETO OR WITM _
<br /> __ �}}�ppn��Fn� �pEp� pEC�VERY HEEiEUNDER BY TF1E pEBTAR SHA�L NOT EXCEED dIM��DNT'S PAID �Y THE �._..
<br /> � • � QE870R MBR�UNDEH. �%:-
<br /> I INSUAANCE CANCELl.AT[QNs!i 1 Aave cequested Insumnco in R�i9 purchuce,l may cuncel such rcqucs�far insurnnce tor aay m�son within fiftecn(15)daya fmm :-
<br />��,,,,,,�'; the�of ttii�contrrtl by notiEylng you or the holder ot thia canttort tn wridng.l icnow that tho caneelintion o!my coverago will be artanged wUh tha ituuranco currlens> -
<br /> and�l1t11 tetond of my prcmium(a)togCther wilh opplic�lble GeAnoO chIIigC wUl be ctCditcd to lhi�colldarcl. �
<br /> � ��d � p1.EASE NOri'F:t IP 1 tmeorequested insuranre In thispurc6ase.I will receivo with[n thiny(30)daya o ceNiflcute of insuranco moco iully describinp the insutnnco caycnga. �`-`-`
<br /> ::�4�t� I 1 know th�i if there is a�ry conHin in tho eoverage ar tfie languago oT the eenlfiram of insumnce and�he following Notica oi Pmposed Inaumnco thu 1 um covetrd onAy ta ,,
<br /> _—,-;,, ' U�e extem atatcd in Ne folluwing Notice of 6'mpt�sed Insurance.I also know that 1 have insumnco cavcrabro only if I have been chuged far it.
<br /> � ° y NOTICE OF PflOPOSED INSURANCE „
<br /> i 1 tato nodce that dther Cr`.dit L.ifo ar C�dit Accidcnt and Hcalth Insnranso,or poth,wUl be applicabtz ro�hie Instnllment Salc�Contrxt on the revcrso eido only i4
<br /> � 1 hava cRoscn il Dy signing thc[cgucst for sucA insurancc.7YQ�insur�ncc will only cwcr thc person aigning thc rcqucct at thc cost tor c;tth tyae of Insuronce shOwn.
<br /> � • Sub}ect ta neceptnrice 6y tho insuranco compsny,thc insuranee wiil be effective a�aY today miA will cominu:anly for�he numbts otmonU�s after the effectivo Aata cqual
<br /> � to the pua�her ot mo�thly paymenca-1 wdcrstand that ih,is puticulnr insur.uice may no�prov�de cmrraga for my lost few p�ymcncs,nnd that durinR thatperiaf of Urt�s 1
<br /> � wiq not ha�e uny insumnca mverose.All benefits and pmceeds of the imutance wi!(6e paid to you�+t ta a financial lnstitu!ion it it pamhnscs ttrolnstallmeni Sales Cuntract
<br /> �� ro thc extent of it�inurcsts a��dl any Nalanco will bc Paynblc to me.TM imtial urreoant oY Crcd�l�.Ife Insurancc ls tho amount rcquircd to rcpay 1he 7bta1 of{'aymcnte;
<br /> t!►:rcaRcr,the inswznco der.nue�6y the unoum at caxh monthly payment on a uhedutcd 30 day Aasia.IP 1 nm jaintly oblig�tcd on the Instalirteent Sales Controct with
<br /> u Co-Huycr.pt9d u�c h���e both signrd the nqwv fnr CreAit 4ifc Imuran:c,dcath b.rtefiu�vill t�..puyi�hle nNy«ith mspct to IRc first ono of u9lodic.SuD}e�i to etctiutifnns,
<br /> r^ climimtaans or waiting period swtcd in tho insuru�cc policy or rcniPicatc,Crcdit Accid:nt und HcaltA In+uroncC is fot Utr bcnefit amounl of 1�3oth af c2ch month'R p:rymcnt
<br /> (ot each day tha�1 am totally R�nabled due to an inJury nr sicicness wAile i o�se nny paymeM tn yau:hutivcvet 1 understurvJ tha11 ha��e m be pre�'er.ted from u•ork�ng du�
<br /> - ,, to such total d�sabilily[ur mon:�han fourleen(10)conucuuve day�befom thc ins�uance beaef'u lr t day.�P m�ytowi disaDiliry.1 afso Ynax that 1
<br /> ' caqnol oDWn wy tmunuce trao you U/un atisr 6S yesus o!age todayt and i�M� . m� a�prorided to me may uontain a m�imum
<br /> �moust ot coser�e wAfch Klll uM pay I�saee cau�,the entira amoant ihat lq� u unt o(cnver��c stated in the insuranco policy,I
<br /> kna�v tAat nny unpaid umount in eacess of tAe imurnnce cotiem$C WIII 6tIlI A�YC l0 tkl�1 II niract is prepa�d in full pdor to the latil payment
<br /> � date,nny uneamcd insuranro prcmiuw aill hc�riL�d to mclo tho manncr .1 will recel�c the cemfir.ato of insuruncro nwm
<br /> fully dcscn�ing my insur�ncc covcragc•If�hc Insuranre i+not ncccptcA by ttic ins►vunra.�� i .d1'�';''f' nd of the insuracscc premiumti 1 ha�•c paid. �
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