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"`# . r'.�-- <br /> w _ <br /> ...ur:- ' -��i`i'�E" -u._��iLt _ ` . <br /> �-i ._�'�rar�tK.���..�..�r..: .y.�� �qr�-- �r�r3�.�--v.s�6r! <br /> .. <br /> . _��. �.- -° � - -- - - -� - ` - <br /> �.a- .._._..__.. .__.. -,n-rl.v�f..sia . .... . _-_ . <br /> .•'"�!"�iJy�'.Wwivw�i�tw• ��L l ww.YYilYEhi7�i0lti4fiSy�l.dFFr'�.m-. t� .a.M�Y1HdN1�vw'r.. <br />.�m.-..4 Ts.:–y.«.-___–_ _ rs�75T��-"'as.;,°�–t,t"--,-–'_�Y--�����-�--�=3�—�."�'� -i._,e.+��. �77E'l7F+Nf�7l7__....._...�....... ..,. <br /> � <br /> o ,���p�,i1"?'�3�D� <br /> ��JLI�"I"�4►�X,� rtA`�'� RITJER <�o�,����:� <br /> � (1 Yt�c�L�ry [�-R�te Ca�v) — <br /> �g�f�iS AQJUSTABLB RATK RIDGR iy mndo thls �j�� J�y u►" �3�v��fE3�� . <br /> �unv l:a incc�r�ruted intu un�i shnli ba dcrme�i k��mend and supplcmcut thc Mnrlgagc.Dced of <br /> Tr�+st or Scsu�ity Dcc�(tho"Sccurity 1�►stn�mcnt")af tho snmo dntc given by thc uttdcrsigncd(tho"&irru�vice")ta <br /> s u thp Harrow�r'H Ac�utitnblv Rato Nuto pho"Nato"�to <br /> �ho�Quite0le Bu d►ng nd Loan Aeaoc�ation af Ordnd slond, NnDreawe, A Fadoral Sarings �enk <br /> (tho"[..cndcr")of�ho�amc dnto ancl cc�vcring thc praperty dc:�crlbcd in tho Securlty Instruntont and lacntccf at: <br /> 11Q4 �Y pIYISION ST QFtAND ISL.AND� NEBRASKA C8801-6�115 <br /> �Praperry Addrcss) <br /> TM� N�T� CONYAINS PROVISION8 A6.6AWINtl �OR �CHAN�ES IN TH� INT�REST <br /> RATE ANp THE R90NTHlY PAYIVIEWT. TH� NOTB LIMITB TH� AMOUNI' TbE <br /> 80RROW�R'S INTEREST RATE CAN CHANW� AT ANY ONE tIME AND THE <br /> MAXIMUN!RATE TFlE BORROWER MU8T PAY. <br /> ADDITIONAI.COVENANT5.In nddition ta tho mvvnunts and ogreementa muda in the Secudry Instn+mant. <br /> �mpwor and Lender Nsther rnvennnt and tigreo as folla�ve: <br /> A.IIV'PER�ST RAT�AND MONTHI.Y PAY11'�NT CHANGFS <br /> The�iute provides far an initiul intvra5t ruto of �•�`�p :o.Tho Noie provldes for changco in <br /> iho intcrest mtc and the manthly payment�. a9 follawe: <br /> 4.IIVTERF,ST itATE,AND MOIV'l'HLY PAYN�NT C�IANGES <br /> tA)Chaatge Dates <br /> Tl�e interest rato 1 wW pu�+muv��un$o an tho first day af DECEMBER � 199a ,und an thut <br /> day every 12th manth thomAfter. Bach duta on which my interest ruto could chnnga ia cailed a"Chaago Dato." <br /> (it)The Index <br /> _ Fleglan�ng wlth tF�flr�t Changc Uato, my lnurest rate wifii ba�on an�ox, `�no"inava"nr ma,.�� _ _. --- <br /> averago yleld an Unitcd Stntes Trcasury securitiGw uc�ivated to u oanstant matudty of 1 year.us made avellabto by <br /> � the F�oderal Reserva Board.Tho most rcoent(ndox flguro Avniluble av of tho duto 4S duya befo��a euch Chango�ato <br /> �call�d�to"Currcnt Indcx." <br /> 1f tho In�ox is na longer avuileblo.tho Notc Haldor wlll choose n new indox which is basod upan oomparable <br /> lnfora�ation.'fho Notc Halder wlll givo mo nalica of this choico. <br /> (4�CAlculs�tion ot Changes <br /> Seforo cach CAa�,,�,a Uuto.the Nato l�older wtU calculuta my now interest rato by adding <br /> '(HK) percentc�e palnt(s)( �.�0� �b)to tho Cbrrent <br /> Indea. Tho NaW Halt�er wiil then round !he cesult af thia uddiQon ro tha exxtxst ane-etghth of ono porceataga <br /> potnt(0.12Si�). SubJrxt ta tho linits stut�ed in Section 4(D)bolow.thie munded arauun�t wi116o my now interest <br /> ratc until tho noxt Change Dato. <br /> �'he Noto Holder wlll then dctcrmino thv amount of tho monthly pay�nent thnt would be aufflcicnt t�rcpay tha <br /> unpaid pdnclpal that 1 am oxpccted ta owo ut tha Char�a DAto in full an the�+_*.atudty Duta oe my new interost rat� <br /> in substaatislly eyual payaxnts.Tho rcst�it af thls calcnlatlan wUl bo the nuw nmount of my monthly payment. <br /> {D)�.lmtte on Inter�st Rs�te CMm�es a�7�Q � <br /> Tho intcrest r�to�,��roquired ta pny at the flsst Change Da.e wll!not be gr�euter th:u� <br /> or les.g than �F.'I'Si�seufter.my interest ra4e will nover ba incmaaed ar dcr.r�as�t on <br /> any aingle Ct�:,4sutc by mnra than t�vo percaniago paints(2,O��b)from tho rstv af interest I huvo b��.*r��aying <br /> cor tha nec�1jng twolvo ontha.M intcrest rato w111 novcr be g`eater thun 1� •�a� '�� <br /> T�Ay i�it arest ra�o w11� n�vor b� 1 awer t han 4.750SK. <br /> (El Etiectiva iha�r o!Chang�v <br /> My rww intere:�t rate will 6�como cffectfvo on cucfi Ghan}�o Du�e.i wiii pAp the ammml of my rnw n�ciiitFiy <br /> puyment beginning o�the fir�t monthly puyment date uftor tha Ghnnge Dute until the umount of my monthly <br /> pAyment chnnges agaln. ' ' <br /> (H�l�oticc ot Ch�wges <br /> 'I'he Noio Holdar will deliver ar mnil ta me u notica af nny chttnges in my interest rate tutd tl►o amount af my <br /> monthly paymcnt befare ti�e effcctivo dute af nny chungo.Tho not#co wlil Includa information requlrcd by law to <br /> bo givcn ma und t�lsa tho titto and telephoao numbcr af a pe.rson wha wlll answcr any questiun 1 may havo <br /> regnrding tho twdco. <br /> MU1.TlSTATfl AQIUSTABLE RAT6 iIiDER•ARM 6•Z•Sinplo Fum11y-F�nnl�Ma�IFrsddi�Mao Unifcrm Instrwnx+t � <br /> Farm 3111 9188 <br /> �•8Z9A 103051 VMP 117CMORnC PONM9�1Q001DQ1•1Q01 � Rtntnd on RocYCted P�px <br /> 3 <br />