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_ . —_��+�q��Ti{ sz .) �;1.�-Yt��'=.Y .� ��c�'..._.r _ � �. .1.d: . . Y � w�lr �' �4 iZ1l, i ia��. �.,-:- T, • - � *=- �` ir• t �6`` , '1 ' � _� `l' - ' 1 �tiY l y `'�- � �}.. .l_� . . .. \. ' . F .•1•�.,,�1_'" •l:;:C�!.:i ' . t�� ----�i_. --� . . . . . . -�=j°.�h. -- --� �• .-.=��+i� " . �' ` - -- - - -_-- _- i ; _---; 1�- -r. . . � . -. ..-.w� i u .. . - � - - .. . ' • ''�� ' . . . _ .. , �,� . .. �� �! �c �.-_ - _ r � . . __ _, . .,�_t��rw . . �. � h]cr�+`�• ._- n `. o . I 1 . , " . _ __ __ - ,,"_�_.�._-___�__�_-___.� __.----r-r-.3�_._-j.-a. " �s,�,. _ . _.' ��..:�w i,�k-,�- -_'-.�:,.�,. - __.__ _- _.:.w<< . -- -•=1c='=.:.--a�--._,.__-.�-a . ,... .. ., .�....,_ - -. . <-:- � nrynx oo�-aosaao�a — P ' �IaJtJSTA,I�LE �►TE R�D�R,g�.�7„tl'��l� TNI�I�WIJ�TMi�RA'[�Ett�Hit is rt�to this �3Ttt do,y aT �� z�9S ,ond is inwi��afate�l lr►w c3nd s1►n116�dccmcd m umcnd uad suppt:an�nt tho Martgaga,l�ed of'll'usi Ot SECUIiry DCed(lho"5c,�ority � InsWment'�of iho samo ctsto givcn by tho unders3gned(dto°tianuw�r")ta stcurd B�rri�w�'s Ac�-ta�ta P.at3 i3a�(the - Nnto)ta _. ' ^ ' li0h� FEiDERAL BAVINd9 6 3,QAN 1188QCIATION OP aN�ND IBLAND (tho"Lcnder")of tho samo datc�und oovc�ng tho prapariy descrlbed�n thn Secwity Instnunenl aad lacutes!at: 34411 aRY1}lAM AVFiNUE 348 B118T DODq�' OTRSPT (iRANA IOL3IND� NEeR318K]1 69803 (�ny Add��] TH1B NOTE COli1TAIN9 PROVISIONS ALLOWIN�KOR CHAN�6,8�V MY 1NTCR�ST RATE AND MY MON'PHI.Y PAYMENT. INCit�ASE9 �1V THE IPI'1'ERF.ST RATE WILL RE9U1.T IN �I�iNER PAYlV�ENTS. DECNEAAE9IN TH�lN7'IER�ST[tATE 1NILl.itF9ULT IN I.OWER PAYIWEN'f'S{. ADDITIONAL COVEIVAAI'i'9. G� tddiqon w tAo covcnanto wnd ag�ocment� tn�o !n tho Sxsulty Insaumcn�. Ilotmwct�t►d l.cnd:r tliMer oovcnaat utd agcoo�u fol4owa: A.iNTEfIEST RA7'C AND NIONTNLY PAYIMENT CitAN��H 't1►o Noto pmvWoa for an tnidal lnterest rato af s.500 96. 't1Ki Nota provide9 far changc� fn sho tntkzest r�to wnct ihe monthlY PaYmrnts,ag follawa: �1.INTERE,S'i'1tA't'E ANl�MnNT1ibY P�RXMI'�.N7'�HANtiE9 (A)C6�e D�n'tai 7'ho inte�rest reto I wW paY may chango on the fust d�y uf D�CEpB�iR � 1996 .pnd on thai QAy avcry 12TH montft thereaftu.Bech date on whlcb my Intatest tete eoaid change is e�e"�."`�amga T'ia�e." � . (8)The Iadex Hcglnnir�g wltA tho ficat Changa Data�my int,erest rats wW be ba9ed on an Incbx.'11�0"Indax"Is: THB WS$KI+Y AVBRA(iE YIIFI.D ON UNITBD BTATRB TTt8A8URX BECVRITI�H AA7USTIBD �'Q A C'AI�BT�AN`� MATURTTY dF� 1 XF�AR. A8 MAD16 AVAILABI� BY T(iE F�D�rRl�L Rfiil�l2Vk: SOARD. The awst raccnt Indaa fl�u[o availabb av oY tht+date: � �43 AAys �] ..._ bC�Y1�0�ACh�hA11g0 DNt019 C8110d Lh0"CIl1iEJlt�IIdOx:� If tl�a Iodo�c is no bn�a avail�bb,tbo Note Holder wlll chaoya a now indox that is baaed upon c,amp�►r�bb infoQnwbn. 'it�o Noto HoAies wlll givo mo notica of th�clwica. (C)CAlc�tlwi o!Cl�nnAai Hcforo oach Chat►�a Dato,tho Nato I�iakfar wUl calculata my naw interest rsta by adding TWp ANA ONi3 HALF percu►a�o poinc(o)( a.soo 96)�a o�ao Cu,re,�e�ndox. 11ra I3oto Hokkr wW theai mund tha resutt of thfs addldou to t1w �Ncarost �] N�1 Hlghest [�Next I.owe,qt cu�� fl:c�xrx ( .�as g6), Sub]xt ta t#�e Wnits eteted in Section 4(D)bclow�th�a ruundcd�unt w�l be my aaw interest rate un�l tho next 4`hAnga Dato. Tha NWO Holdu wW then dct�nnina the amount at�tha monthly twymont that wauld bo eufticlent io repaY tho unpaicl prlrrcip�l that I em oMpcctod to owe st the Chaaga Dato in fuU on t�o mauuicy duo at my new int�a+est rats ln aub9tanilxity eqwl pay►nente.`Tho rasutt of this calculadon will bo iha aew w�wunt of my monthly pnyman� l��.�Ita on u�terxat Ratc G'iwo�ts ase check appiapsiate boxes;�'no box ls chack�d.thtre wJl!ba na»ia�dmum lJmtt on changesJ (1)7t�ro will bo no maaimum limit on interen rate changea. � (2)Tha lntcrast raw I am requtrul W pay at tho first CMm�o�ato wlll not ba groatGt Ihan 8.9 0 o gb �� a.sao �,, U(3)My interest rata�will nover be increased or decrcasod on any singla Chango Dato by more ihar� TWO B�ACENT percent,�o point(e) ( a.o00 �6� crom the = rnto of terest I have beeai paying for tho preceding perlad. ° �(A)My interest raW will never bo groau+r then ii.500 �6�which ia cAllcd tQto"Maximum btato." .- THb "MYNxMIJM RATS" WILL NLVER 8E L899 TE131N 4.SOOt. MULTISTATB ADJUSTA8L8 RATB RIOER•Hiople Famiiy a/a4 P.a.�o�II �•�l�A(C40i) VGP MORT(#A06 FOHMB•(i00)07ti•tao7 Initl�t��__.___.._ ° Il ;• ,