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� � � ��n-zr 1T . . ..r.,._ - . . <br /> .a.�a'Q.�t���� �'i- � �ib� -L���c��_ -:. ..�I.�'L'l 1 ,7� -L:1,. {,c L..c !���.�t i� t.11(JI3Y � <br /> -fi- �. .��rT. �'3'^-�' t '4 �,� <br /> - � } 7' - l r 1,,� 1,:�� ,'j+�`,P.tiMt"7 ii1 �.\. . .. �\ }` E � - <br /> �_ i l 11 ' . . .�1:� 7 .. � } �'t�-� '��5�''' ... <br /> `t.1��i\�..-.� �. <br /> �Q—� '�, '..' >. r.-.=�:_'._ , � <br /> ` _��� ' . ` � - � . ^ _� .. . . . _ _ <br /> i • . � �•� � ` -�� <br /> �� �� .. - � �,. - <br />. • I��!!"J`..i�� - � .`.dC._ � "t�' - - .:;u_�-r��+qusw-�y.�� -_ �= n"?a}"�__- <br /> � __ _ _ <br /> ' .�.. .... _ . . � <br /> , <br /> . ... . <br /> .._.. - . . . . . . - � _. . <br /> _.,.Li. . . . � �. y._ _:.-:"'- __,_._ •• �,.,_'-:..=vt-..r:,...-.,.<.,T ,. <br /> __--z"�"`w"".�*'�s°a::-.1�—_�:�:�..�_�__. ._.. .. - <br /> t °' <br /> ` ��JU�'��BL.� �A`T� ����t � ��b o,. <br /> ll l�'r.�r'N'�ca�ury In�x•NaW('apa) ����., ���� °" __ <br /> 'CHIS AQJIISTAl1t-1�I2A`!'f�RIDF3R Is n�ado Ihia �Tw d�iy pf N�VEM��R , ` <br /> 1996 .und is In�uT�jrntscl int��nncl ehall bo dccrne�l ta nmcnQ uud�upptcment �o Martgugc,�c�i uf a, <br /> Tntst or Sccurity Qee+i(the"Szcudty b�tn�nic�it")of dic xnma clato given by tlto undcr�lpnc�1 itha"Born»vcr")tu =_ <br /> sccuru tha Barrawcr'x A�(Iustablc Rntc Natc��ho"Nato")to _ <br /> T�a Epuiteoto �utlding end loan nesoc�ation of Orand talenC, tle0reske, A FoAorel Sev�ngs Aonk � <br /> (tho"l.ender")�f tho snnw dato and cnvering the prapeny described in tho Security lns�mment nnd locntcd ae. <br /> a12 W 9TH ST IV�AQ RTVEp� NEB�H�SnyK�A���s8a8�13-998� <br /> THE NOTE COIIlTAINB PROVI�ION9 ALLOWIN� FOR CHANOEB 1N 1'HE INTERE87' <br /> RATE ANt) TME MONTHLY PAYMENT. TIiE NOTE LIMITS THB AMOUNT TH� <br /> BORROWEH'S INT�REST RA4E CAN CHAN�E AT ANY ON� TIME AND TNE <br /> MAXIMUM RATE THE BORROWER MUBT PAY. <br /> ApD1TIONAL COY�NANTS.In addition to the cuven.�nts und ngrcemcnta mudo in tho Sccudty Instrument, <br /> Bormwer and L.cndcr Nrthcr covc�wnt ond ogrco us faflowa: <br /> A.IIN'i'EltEST MTE AND A'IUNTHLY PAYMENT CNANGE3 <br /> Tho Nate:pravides for nn initinl intcrest rnlo�f 7•25� !o.Tiie iVote provide�for chan�es in <br /> tho intescst ratp and the monthly pnymonte,ue folla�va: <br /> 4.tNTER�ST RATC AND AiONTHLX PAYMENT C�NGES <br /> (A)Chnnga mates <br /> Tho int�rest rato 1 wili pny muy chanse on thfl t'i�st day of DEC�b�B�R , 2000 ,and on that <br /> el;v evcry 12th mnuth thereaftcr.F.�►ch duto an which my ittteress rnte cauld chnngo ia culled u"Chango DAte." <br /> (B)The Irtdex <br /> Bcginning wlth the fi�et Changc Date,my intere.gt rate wlU bo btiscd an an Indox.The "Index" is tho weekly <br /> avetage yleld on Unite4l St�tes Treasury sxurittes eatiastoa co a a+msi�rt maior�i7 vi j �aa-.������i <br /> tha Fodeml Reserve Anan1.The tinost rcoent Indox figuru uvutlablo as of the dnte 49 daye befom cach Cl�ange nato <br /> la cAflod the"Cucrent lndox." <br /> IF f.J10 I[i(IOA I8 RO IDO$Or AVAIIAbJO, tho Nat9 Holdcr will ch�so a new indca whic�ia based upnn comparable <br /> infarn�atian.'[�►�Nate Hoidee wiil�ivo rno noliee of thie choico. <br /> (C)CAlcnlptlon nf Ciw�ng�.w <br /> Beforo each Changn Uatc.tho IVoca Holder wiil cnlculato my now interest rate by ndding <br /> � percentogo polnt(s)( 2,p00 '�)to tho Current <br /> Index. Tha Nato Holdor will th�n mund tha result of this addition to the neurest one-eighth of ono peroentago <br /> point(U.1259b)• SubJect ta tho Umtt�stntod in Scction 4(D)bclaw,this raundod amount wlli ba my new interest <br /> r.tto until tha naxl Chango Duto. <br /> Tho Noto Hoidcr will thcn determine the amaunt af thc monthly{raymcnt that would be sufflolent to rc�ay the <br /> u��id principal thnt 1 am cxQectod ta awo at tho Change Datu ln tLll an tho Mntudty Dato ut my new interest rnto <br /> in aubswnti�lly ec�uul paymcnte.Thc+result af thiA udculatian will ba tho new amaunt of my monthly payment. <br /> (D)Limite on Intc�st li�te Clwnges 9.2�0 �, <br /> �'ho interest rato 1 um re�idra!m pay nt the liret Chansa Dato wlit nat bo greater thnn <br /> nr 3ess than 5•2�Q �.'[7�areaftcr.c�y intorest mte will nevor bo Incr�a.s�d or dccmased an <br /> any eiaglo Chungo Duto by mc>ro thun two�ecrcntugo pointe(2.O�o)from 1he rnte of intereat 1 have bccn pAying <br /> f�r tho prcaxlL�t�velvo montbs.My i�iterest ruto will ncver ba grenter ithan �2•25Q `�,• <br /> My interest rate wi11 never be lower than 5.250�. <br /> (�)ERective Date ot 4hange9 <br /> My now intenst mte ev1U become effectivo on ench Ghan$e I�ato. 1 will pay tho nmount of my new mnnthly <br /> payment beginnins on tho firat monthiy paymer�t dute ufrer tha[hungo t3ntc�u»iil tire��nt o�my sssss�thly <br /> pAyment changc.g again. � <br /> (F�Naice o!Changes <br /> 'lY�e Nate Halder wlll dclivcr or mttil to me n notice�e�any chun�es ln my interest ratc and the amount of my <br /> manthly pAyment beforo thv offecUve duto of nny chango. Tho notiu+will include infamu�tion requtred by luw to <br /> bo given me and Nso �.h� tltic and telephono number af u person wha wil! answer nny question t may havo <br /> - rcg�rdi��g thc naticc. <br /> MULTiBTATE ADJUBTABLB RATE RIDEH-ARM 8�1-Sinplo Famlly•iannis MwlF��ddt�M�o Unitorm NutrurqoM �� ; <br /> Fam�9�1�1 9l88 <br /> �•8?.7A 103091 YMP MOATOA06 FOtiM9•IQ601811•79U1 �, Pnntad on RayWd P�per <br />