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u'��^r�"F,vT - -. ,�� 42t�� Y� �\}ti �� . �-� _jhY 1- \ _' .- -T . ,z . ._.., ��1...� _ —..._.. t I y -=j� i _4 � .I r .��. �� ' .� � i' t u\�i� ti i :r r-E,� . .. ��,. , �-s . . .„�,t �:. a,r-�i i�;�:•n. �� - , ` i ,�% - � ti,t i ti� �.� �.�� � L .-� . �- � t t;r�i ��i � 1 L- . n1�� •�,•. \ - : t � �'�� `,`�� ,.. ? � � ` . , � �� ` ' . �'. _.-.:,�:-i=-�--`--- _ _'. . , ._ in , � . . �� . . ,��. _ d , .\ ,. . , . . • - h . .. � . - _ _��ilr`i�i�.`t`-��a- .,....�:�_ °3-:..,-.....-::I' ' �r'ra•.iITr3E:-t'��T"..�Y ��- .. . _ :-.-- - . ..,�^�',--..i.:. '. . . .h.y�•�_..�=alt==l< z3�t.L�M� . � ......�............rt_......� . _ _. . � cd�P e� • ° ,��c' �� ,A�J[JS�'ABL� �A'T� RI�EI� � � (1 Yca�'I'rcusury [ndex��0 t:Apy) �U U G 7 a�2 ,_ THl9 AQIUSTRBi.f3 RA9'{:Etinf'•R ia n�.�ut�Ihiq �TFi �y Qg NOV[M�ER � 1`�� .c�xf l�incu�por�tcd intn and ahnll bo dccmed tn amcnd autd�upplcment tho Mo�tgngc,Dced uf 1'�unt ur Sccur(ty pc,tcl phc"Sccu�ity Instrumcnt"1 af tho snmc dute givcn by�ho undcesi�nc�i(tho"Hnrni�vcr")M fiecuc�thc f rrc��v�r'�AdJustnblc Rato N��c(thg"N��to"1 tu iha EQulte��o Ou��ld�ng and �aen assoc�etjon oT arend Isteed, NaDraske, A fedoral Snvings Oenh (the"l.ender")�f the xAmo dato and covering the propeMy descrlbed in thv SecurUy Instrument nnd lucated at: 42�3 N�VADA AV� a�tAND ISLAND� NEBRASKA 68803-1004 1��qwhf'AdArese� TH� NOTE GO{'�TAINS PROVISIONS ALI.OWINO FQH CHANO@S IN TliE INTEREST fiATE AND TiIE MONTHLY PA1fMENT. yHE N07E LIMITS TN6 AMOUNT THE �OfiROWER'S INT�RE87 RAY� GnN CHAN�E AT ANY ONE TIME AND 7HE MAXIMUM RAT�THE BQRROWER MUST PAY. ADDITIONAI.COVENANTC.ln addition ta thc cavonnnta nnd n�rcc+mente made In tho Sccucity Instrument, 8arro�vcr arid I.cndcr ihrther covenwu and agree ns follows: A.I1VTi��i�LST ltATE AND MON'C�1L'Y f'AYMGNT CNANGCS The Noto provides fur�n initinl intcrest rntc of +��S c.'i'hc Note provides for chnnge,q in tho interaat rnto and the monthly pnymenu+,as fallawa: 4.W'�ER�ST RATE AND MONTI�I..Y PAl'1NENT CHANGF.S (A)Change Dat� Tha intcrest rato I will}�ny mc►y chunge aa the ti�t duy af pECEMB�R � 20Q0 ,und on thnt duy pvery 12th month ti�erenfter.8ach date on which rny intarest mco cauld changu is called c►"Chnngo Dute." (D)Thc ladex Beginnlnp with tha ti�at Change Datc, my interest rata will bo bnsa!on nn Indeu. Tho "Ind�x" ia thu wock�y avCrnBo yicld on United Stutcs 7Yct►sury secudtic.9 acUustcd ta a constnnt mnturlty of 1 ycar.uy meda c►vnilu6le by . the i ed�ral Reso�va Boerd.TI14 I1108t(2��+ilt�(i(�QX f�gNR'P�IV�IPb1A t�9 Af tiw dYtO 49 d8�'BIfOfOfO C8C1f C.'[Ia11$0 IIaLQ ia cnilr.d tho"Ctirrent Indsx." If tho Index le na lange�Avc►ilablo, the Noto balder will chaaso n now indax which is basal upon oam�areblo infarmation.7Y10 IYQ10 I�OIdCT vVIII aIVO(110 flOt�CO Qf th�A CIIQICO. (C)Cwkulation of Cbanges � Bcforo each Change DAte,tho Note Holder wiil culculato my naw intcrost rnto by auWi�ig 7V�fp perccntngo point(B)( 2.OA0 �6)to tho Currcnt irniox, Tho Note Hol�ler wlll then round the result af thie uddition to tho nc,�uest anc•clghth pf ono porcentaga point(Q.125�8). Subject ta tha ilmita stutai In Soction 4(D)twlaw�this rouruled amount will bu my naw interest rato untii tho naxt Chunge DnW. Thc 1Vote Holdc�will th�dctermino tho amnunt of tho monthly payment thnt aouid bo�suEt7eient to repay tho � unpaid principal that 1 am�axpectcd to owo at tho Chungo Ont�In tldl on tha Matudty Dato ut my new intcrest rato ln subatnntiaily equul paymente. Tho result af thia cAlculatian will bo tho now umount af my monthly puy�aent. @)LIm(ts on Intcrest Ratc Ctu►nges g, �2 5 'Phe intere.vt t�te�ar�rcqulred ta pay nt tho first Chnn�o Dmo will not bo grcmtcr thnn 9� or lcss thnn • z °lo.Thorcuf2or.my intcmat rato wlll n�sver be�incrcascd ar dccrcnsa!on any ainglo Chango Anto by more thnn two percc:nwge polnts (2.O�b) fram thv rato of interest I hqvo becn pnying far thv p eding iwolvo mantha.M intcrest rnto�v�1! ovcr�+gr tcr thun ��•� 2 5 "6. My in�ero��t rato wil� never be �ower t�an 5.126sb. (�)Fife�tive Dstte ot Change�v My ne+v lnterest ruto will becume effectivo an.°,uch Change Dute. 1 wlll pay tho nmau�t of my now manthly paymcnt ba�lnnin�on tho fir�t mvnthly payment dute atter the Changa DAte until tha amount of my monthly puyment cha»ges a�aln. (F� NoHce of�hatiges 'fhc Noto Holder w1U doliver nr m�ii to mo t�notico af nny changcs in my iatcrest rato und tho umount of my monthly pnyment beforo tho oifcc:tivo duto af uny chungc. Tho natiw wiU includo informntian required by law to bo given mo m�d nlso tl�o titlo and telcphano number r�f n person who will answor any q¢estlon I moy huvo regnrding tho nrnicc. MlILT137AT8 ADJU8TA018 RATE HIDBR-AHM 0•2-6lnpto Famlly•fannta MrelFreddlo Mao Uniform Instrumont Form 31Af 8/86 �-eZZI�10?001 VMP MOHT�A09 FOFIMB•1000107/•7�OI � PilmoO on Hecyclt0 P�µv !