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<br /> 7't)Cilif'lll?It�VITtI nil�ho hnpu►vcmcnts nt�w��n c���caficr crcctcd�m 1hc pn►per�y, und adl cuticmcnty,appu�tcnnn�ts,ait�l
<br /> H+ctt�rcw ta+�a ��n c�r�alicP n pa�t at thc pror:,ny, AU �pimrme�itA otul �utdUiu�� �I�ll ulno b� r�vc►'�:t hy thi� S�:eu�iry
<br /> Intitn�m;.nl.Ail uV tiw ti�ir�;ul�i�i Is��cfi�ircd tu in thls S►�tn•i1y 1n51nimcnt uv Ih�� "Pt��{�eny."
<br /> ftUl2ttll�V[llt('t)YtiNAN1:S Ihat Bwruwc�•ly Ic�wl�lly nciscd«f�hc c�tatc hcrcby cunvcyrJ u��J i►uv thc iight ta�rant nnd
<br /> ��►nvcy Ihc Pr��pcny au�l th�t Ihc f�Il►�KtlY �,y UIICIICUI11I1CRVI, exrr.pi for cncuaih�nrtrcy a1'tccurd. N�►nr��vcr w��rrant9 nnd will
<br /> def'cnd��enet��liy Iho ihla t��tho F'���perty nnatnst all clnims und Jrnuunl�,��ul�ic�t tu a►y eiu:una��anrey�t'ic�vit'd,
<br /> `�t115 SI?Cttt:iTY ilV.S't`t2Uh1t:N7'camMnes unifarm ravrnlnt�fc�r na1i��Rni a5e nm9 n�n�-�ndi��rr��.uvc�nty wi�h Il�nitc�l
<br /> v�rinth►tw hy j��Fiu4k�ikHti ta�vHwtllute a uslfiu-n��:cucity in.�t�umc�u ruvcrin�t rc:t!peupc�y.
<br /> UNif�i)Nq9 tYlV�NAtV'��. Hntr�tti�rr nnd l.enclerrnve�ttt tatt!agrE�aw fi►llnw!�:
<br /> 1. �'a�tt��i o!!'tttul�?1 e�uJ !ntea��lt �'4'c�yn�u wu1 i.�le Ch�►�E�+. W►rruwcr shall prumptlY [�aY whcn dua th�
<br /> prh�ripld af n�ed lutcrcrt i►n the dahi cv idenrcd by thc �Vato and i�ny p��cpaymcnt s►nd loto churgcr duc und�r thc Nuto.
<br /> Z. E�urttv far'I'oxcv und tn5�urun�r. SuE�i��.t ta�ip�ll.vble lu�v ar t��n�vritten waivn+hy l.e�ider, Nurrawer shaU pa�� ta
<br /> l.atdcr an thc d;ry n�nnthly�ayntcnts aro duc undcr thc N��tc,untii 1hc Natc is pidd in 4�II.n bum("Fu�tds")fur:(ul yclirly tuxcs
<br /> �tnd ttsscrsmcats v�ldch��tny attufn priorUy��vcr thls Se�urity Instrunicnt c►v i�licct un titc Pru��rfty;lb1 ycuNy lemch�l�l�+aymcnts
<br /> or gr�+und rcntti��n the Prc�perty,lf imy;(r)ye¢trly hnTa�d��r prapcny insumnce prcmi�unv: (d1 ycarly Qcuxt insurunco prcmium9.
<br /> if any: (c)ycarly mnrtFiige inwurnn�r ptcmfunic. if t�ny;und(I) iu►y sumy payuhlc hy a��rruwcr tc� l.endcr, h�urrordi�nrc with
<br /> thc{�r�visians uf pan�Bmph N. in licu uf tho paymcnt oi murtga�c insurunca prcmiumv.Tt►csc itcmx urc cc�11�Y1"E?.erraw ttem�."
<br /> l.endcr may, ut uny�Imc, rulicct and h��td f unds in un nm�umt nnt tu cx��cc�l thc mnximum am��unt i� Icndcr tiw u fcdcrully
<br /> rcinted ��t��ngc►�,e luun may rcyuirc f��r&►rrnwcr's csrrow urirunt under the fedcml Rc�l Eistnte Setdement Pruccdurc�Act c�P
<br /> 1974 n�.umcndcd 1'rom tintr�u Utue, 12 U.S,C. Sation 2Gt11 et sc�/. ("[tF.SA.A"),unlcss Annthcr Ic��v thut uppNcv t��thu Fwtds
<br /> seta n Icsser umaunt. If Au. Lender nwy, ctt any dnze.collcct nnd hald Flinds in an a�ntaunt not to exccal tho Icsscr uittc�unt.
<br /> I.endcr may c:.timato tho cu�tuunt af�unda due�n thc bnsiy nf curccn�dnta and►ra.�c�nahlo r.sNmutes�f e�pcnditures af Iliwro
<br /> �scrotiv Items or othenvise�n urn►ninnce with applicablo luw.
<br /> Thn Fundv shull bo held In nn instilution wh�se depc�sits ur� insurud by u federul n�,�cncy. instnimentulity. ar enNcy
<br /> (lncluding Lcndcr. if'Lcndcr is such nn inSNtutian)or in any i�cdcrnl Homo l.c�an Bnnk.L..endrr shall apply thc Funds to pay thc
<br /> �scraw ltems. [.endcr muy nat churgc Qnrru�vcr far holding nnd applying tho Funds,unnuully unnlyxing�ho escrow accaunt,ar
<br /> vcrifj�ing the Escmw ttcros.unlcsc l.cndcr payg Horra�vcr lntcrest ar�thc Funds nnd applicnble law permitr�l.endcr t��mnkc such
<br /> u char�c. Nawcvcr,l.endcr mny�*cquiro 8a�ra�vcr tn p�►y n unc-timo charQc for un indcpendcnt resd cstnto�nx tepaning acrvioo
<br /> usecf by l.ender in connection wllh this loan, unless opplicnblo lu�v pmvidea mhcnviso. UnleSS nn aBreement ia mttde ar
<br /> applicabto la�v rcquires intcrest ta bc paid. l.end�r Rh�11 nat be rc��uircd to pay B�rrawc�nny intemst or cnmii�BN an tho Funda.
<br /> Bairowcr und l.�ndcr may ugrec in�vrltinp,ho�vcvice.lhet intcr��t shnll bo puid an�ho Funds. l.endcr ghnll give ta�orr�wcr.
<br /> whhout chm�;e. nn annual urcounting of the Funds, 9howinII credits i�nd dchilx tu tho Funds and the purp.�ro for wMch c�rlt
<br /> debit ta tho Funds wav nmdc.The Punds iiro piedgal as ackiitional hecurity for cdl sumv serurcd by thix Sccurity lnstrument.
<br /> If the�unds held by Lcnder exccecf the cimr.unts permittecl ta bo heid by npPlicnblo(nw, I.ender Fhnll uccount to Bnnawer
<br /> t'nr the cxccss Rund3 in aoa��rdance�vith the reyuirementb of applicablo luw. If the amount of the Fund�hcld by I.ender nt imy
<br /> tfsne!�nui s�4'f'tc4eut tc���Fs��liems w���.!`-�x��m��be�'y H.urnwcr in wdting,unc1,in such casc Qorrowcr
<br /> ehull pay ta irnder the umaunt necessary ta mako up tho dcficiency. Bamawer ehall mako up the deficiency in no mo�thsn
<br /> twelvo manthly payments.at Lender's solo discretion.
<br /> Upnn p:►Ymcnt in t�il.u1'ull sums sccu�cd by this Security Instrumcnt, Lcndcr hhull pn�mptly reflind t� Bc�Rawcr any
<br /> Fnnds hclQ by Lcndcr. 1f.�ssdrr pamgmgh 2!.l,ender ahall scquire ar r�elt th�Property.Lender,prior to th��ulsltian nr saIe
<br /> �f�ho Prc��Cny.shull npply any Funds held by Lender nt the time af acquisitlan ar snle as n rreclit nEninst tht�sumv secut�ecl by
<br /> ttds Sccurity Instrumcnt.
<br /> 3.AppUc�llon of Puyments.Untess nppllca�lc: luw pruvtacs athenvisc,ull puymcnts rca:ivcd by l.cndcr undcr para�mhhs
<br /> 1 nnd 2 �;h�dl bu uppUeii: fimt. ta Any prcpaymcnt chargcv duc undcr tho Nate: secand,ta amaunts payublc under pamgraph 2;
<br /> third,tn intcrc�t duo;fr:::�'�,to principal duo;and lust,tn any late chargc.v due under thc Notc.
<br /> 4.Chargcw; I,Icn�. �durrowcr xhall pay nU tnxcy,�.sscssmenta. chnrgc9, fen�s and impasldnns anributc�bto ta tho Property
<br /> which mny nttnin prlurlty c►vcr this S.^,curlty lnstcument, nnd Ieasehald p�q�zr.nts or graund ren�9. if any. F2arrower shall pay
<br /> thesc abligations in thc mannar pravidcd in pnm�yr�ph 2,ar if na16��°,�in that«tilnncr.Bc�rrowcr shall pay thcm cm timo di�octly
<br /> �to thc perfian rnved paymc+�t. Aotto�vcr�hall promptly Nrnish tu fr:��dcr�11��vt:s�;s of mm�untR ta bcs paid undcr Ihie paragraph.
<br /> li Harrnwcr makes these�.yment�directly.Burrowcr s^�ntl pramptly fLmish ta l�ader reccipts evidencing tho puymerts.
<br /> llurraarr ahall pro���,-r,ly dischnrgo nny lien�vhich ha.v priority�ver thiy Stcudty instrument u�le�.9 Barrawer:(t►)ugrcc.w in
<br /> �vdtins to thc payment of thu obligntion ficrured by tho Nen in o!�r-�,cr ar.ceptnblo to l.eudcr: (b)contcsts in gcwd faith tho licn
<br /> by. ar defends aguh�st enfareenient ot'lho ticn in, Iegul pracc���i.:tgR which in tho l.ender°x upinian ape�nte to prevent tho
<br /> enfarr.ement of tho lien;or(c>secures(rom thc hale!.r af tho lien un agrecment satisfuctary ta l.cnder subordinnting the lien ta
<br /> this Sccurity lnstrumcnt. !f Lcndcr dcte�rnincs�ha�exA;part af tho Property is Fubf�t to n licn which muy utadn prlority ovcr
<br /> th1A Sccurity In�tcument,d.endcr mny give 4larrc�wer s�notice identifying 41�e licn.HAffllWCi 6hilll l+UII9Fy lI1C IICIi Of lill(C 0110 Oi
<br /> morc af tho nctiuns sct farth nbovc withln 1Q dnys af tho giving nf n��tice.
<br /> Form 3028 8l9Q
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