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<br /> TO(iG"fNlilt�VI'I'H nU�hu impruvcnzcmti naw nn c�rcnficr crcctcil nn tho pti.,pcny,n�n)nil ra4cnicntv.np��u�tcuo�u�cy, iind
<br /> iixtuee9 �tu�v �tt hcr►aiter n p�rt aF the pn�peny. Ap repiace�nanGv p►td R�l�Iiti�n�K ehnil ulsu be �vwere�t hy thls Sedw►tity
<br /> instrun�cut.All uf'ttio forcguln�t is�ifetr��l lu In thls Sccueily lustru�nent uy ihe"t�n�periy.,.
<br />- EiURNU�VGtt COVt3NANTS thnl Dnr�u�vcr ie InwlLliy ncir,rd uf Ihc esintu hc��chy runvcycJ unJ h�c;dio right ta�triu►t iutd
<br /> �u�wey ihr i'm�xrty nnJ thut �he {►�tiiprrty in tu+encumbe��, rxcepl fi�r e�uumhrnnccv�►i'rc�v►rJ. R��rrwver�vue�zmty nml w111
<br /> defc�cl�eRemlly tho Iide p�Ih�Ne+�Peny apnln���ail rinlmv und den►andy,hub,��v��t�.any cncumhrnnces at'ecrnrd.
<br /> 'Pititi 5��.'Utll'1'Y INS'1'I2UM[1NT comhinc`unifi�rn�cnvciiams Fae�u�Uu�►al u�s au�J nan-unifi�rn�c�ivcnuiuv wlth Hndt��l
<br /> vaelutkNi�:hy JuclkiktkN�Eu c+H�ti�itute a�m{f.�r�n�s.*+:�triry intitnt+teent��►v��1��real �u�1Y.
<br /> UNf�t�RR9 l'`t)Vk�NANTS, Nnrmti�rr�tn1l.r.nder rnrer�ant�nd q,�;rra ns fnittti�vr,;
<br /> 1. 14�y�tirn4 nf�'9r1��?1 �t�d !n!�t3'=!l !'f��3,Yttte3�1 s�*d��ate Cks�c�s: llorrnwer �h�ll F'�'�'mF��Y F�Y �he.n due Qi�
<br /> principal af und Intcrest un�hc dchl cvidcnced hy Ihe Ni�tc��mt c�ny{��Lpaymcnt nnd Il�te rhur�lcs�luc undcr Ihc Nutc.
<br /> Z. E�n�nrty fur Tuxcv und In.yurattcc. Subjcct ta upplicuhle lii�v�r tn n w�ittcn waivcr by I.rndc�. t3nrrowcr�hali p:►y tc+
<br /> l.cndcr im�ho diiy munthly p;�ymcnty arc duc un�tcr thc Nmo,until thc Natc is pald in full,u sum("Funils")fi�r:�u)ycurly tuxcv
<br /> nnd nssc,snmmy wht.h may utadn pri��dty uvcr this Security In,trununt ar a Hen un Ihr.Nn�perty; (b)ycarly Ica�chn►d paymcnts
<br /> ar gr��und rcnts nn tho Pmperty.ii'any:(c)yeurly hiuunl or pr�peny insutnnce prcmiumy;(d)ycnriy flaad insumnro prc�»I�im4.
<br /> if uny; (c)yca�ly mon�ii�c in!�urnncc premlums. If nny;nnd(� nny xums payccblo by Borrc�wcr Iu I.�ndcr, in ucc��rdcmcc wlth
<br /> thc pn9vixians ui'pan►�mph 8, in Hcu af the payment af mortgage insurance premiumw.'1'hcsc itemy ora r�licd "l3scrow Itcn�s."
<br /> i.cnac���uy. nt any Iiaic, collcrt i►nd hald �unds in nn nmount rtut ta excced tho m�ximum mm�unt a icndcr far n fcdcmlly
<br /> rclutcJ mnngagc lonm m�y requirc fi►r�nrrowrr's eticrmv ncrnunt under iho 1'atcral Rcal Bstntc Scttlement Pmcedurcs Act nf
<br /> I97A i�.v uraended frnm timo tn time, 12 U.S.C. ;�cction 26QI ct seq.t"ItEiSPA"). untcss anothcr law thnt applies tn thc Funds
<br /> t+ets n Ierser iunount. If'ro. l.ender muy. c►t any time, mllect nnd hold Funds in un e►mount ntn to exceed tho lesser nmaunt.
<br /> Gendsr nury rstimute tho umnunt af Funds duc an the hasiti af cu�ent dnt�and re;asmu�hle estim,�tew af cxpendlture.v ut'Nt�+ro
<br /> �scrow Itcros ar othenviso in ceccordnncc with uppllcublu Inw.
<br /> Tho Funds sh�ll bo held �n an insUtutian wh��se depasita iue insural by a fedcml ugency, iRStrumenlulity, or entiry
<br /> (inclu�inQ I�cndcr. if Lcndcr la such nn ia�dtution)ar in uny Pcdcral Homc l.��nn Bank. l.cridc�yhnil apply tho f'unJa to pay the
<br /> Essmw ltems. l.cnder mny nai charAe surrower Pur Italding and npplyin�the Fuada,nmiuidiy unulyzing eho escruw nccaunt�or
<br /> veriiying�hc Escrow itcm.a,unlcss l.endcr payx Barro�vor interest on the Funda und applicnhlo Inw permite I.endcr tc�mnt�o Kuch
<br /> o chargo. ttnwcvcr. l.endc�may rec�uire&►rmwer tn pn���nne-tin�u charQe fur un independrnt reul cstutc tiix rcparting�ervlce
<br /> used by I..endcr in canncctl�n wlth thie loan. unless nppficnhl� Inw pmvidc� ottie�rvi�o. Unlesv an nyrcctnent is made ar
<br /> opplic.�tblo law rcquires interest to bo pnid.l.ender shatl not bo rcquircd ta pny Borrawcr uny inter+est ar carnin�s�n tha Funds.
<br /> Barrowcr und l.ender nu►y uArcc in w�iting, howcvcr, that imcrest fihnll bo paid on�he Funciy. Lender sh�ill givo ta Bnrrnwer.
<br /> �vithout charge. nn nnnuai ucrnunting nY tho �unds, sho�ving crcdits iind dehity ta the Funds nnd tho purpnse far which ench
<br /> debit to the Funds wu.y made.The Funds ure pledged�.s addiNannl secu�Ity far ull sutns securcd by thlq Scrurily Instrument.
<br /> If the Futids held by Lendcr excecd tho nmounts pemiitted to hc held hy c►p}+Hcahle low� I.ender shall uocnunt to Bonnwer
<br /> far thv cxccss Funslx in ucrnrdnnr-o with thv rcqi�i�ementa of npplicnblc tuw. IP tho amount af the Funds hcl�by l�ender ut an��
<br /> tlfne L nv!steffkl�!u3 p�y!!�e�srs�;ise�u�ess ci�,l.ss�cr�a�;su smti�j;�icsrr��u�r 3n�,�#i3n$,ancl.#a�c�a��sr:o�s�
<br /> shall pay ta I.cndcr thc nmount neccssnry to mnkc up thc dcficicn�y. Rar�awcr shal) makc �+p tho dc�cicncy 1n n��mura than
<br /> twclve manthly puymenta,at l.cndcr's si�lc discretian.
<br /> UQon }tnvmcnt in lhll of nll sums sccurcd 6y thls Sccurity lustrun�ent. len�ler shnll prpm�ulv refucixi tn Rnr4v.yu.�n�,
<br /> Funds hcld by l.cnder. If.undcr parngr�ph 21. IRitti�F SIiEIU RCq1iI(d OP R@U Ilid Fi'(l�1Cii�l.[xuder.ptioe tu t�x acyui»itian ar snio
<br /> of thc Praperry.ahnll u�►paN nny�unds hcid by Lendcr iit tho timo uf ncquixitian c�r enlo iG9 c�crcdlt i�gciimt e�hc hums sccurcd by
<br /> thix Sccurity Instcument.
<br /> 3.Applicu4ivn of PaymentA. Unlss9 npplicnblo Inw provldes otherwiso.nil paymcntA rccz��ecl hy l.endcr undcr pa�c�mphs
<br /> 1 nnd 2 ehn116c�appU�d: �ir�t, ta tury prepuyment eharges duo u�xier the Natv; Recand. tci mnauota paynblo under paragmph 2;
<br /> third,en intefist du4;fou�lh,to priacipnl due;und Las4,to nny lato chnrges duo undcr thv Nate.
<br /> 4.Chargesi l.lens. 8or�mvcr shall pay nll titt��, nssesgments. chargc,. fines und in�pasilions uu�ibutablo ta thc Araperiy
<br /> which may attnin priarlty �vcr this Sect�rity Instnimcnl,nnd lcaschold paymentx or graund �en�q. if nny. aar�awe�shnit pay
<br /> theso abliS�tlons in thc nwnner pravidva�n pnra�raph 2.ar ii�ez�a C+.id in that mi�nner, �urrawar shall pAy thcm an ti�nc direcily
<br /> to�ho pci:c:.i~�owcd puyment.Barrawcr 1'�all pmmpily N�nfsh t�'l�ndcr all naticcs of cunow�ts ta bt�p:tid undcr this p.vY►grnph.
<br /> tf Sorrowc�mnkes these�urymenta directly.Borra�vcr�hnll pramptiy ftirnieh ta l.endcr rcoeiptx evidencing thv pr.yment9.
<br /> Borrowor ahall pn�mptly di,r•chiirgc any licn��•�i�i�has prlo�lty ovcr thiA Sccurlty instrumcnt unlesy&�rrower: (A)ogrees in
<br /> wdting ta tho payment oP the a�iligaN�n s�curec!by the lien in n manner�cceptaQlo ta I.ender;(A)cantcsts in saad fuUF�ti►o Ilen
<br /> by. or dcfcndw ngainst enfarcement uf tho lien �n, lc�al procccdinge which in tho l.endcr's opinion i�perate to prevcnt the
<br /> enfarcement af tha lien; or(c)sccures k:��m Iho hnlder af 1hn licn un agrecmcnt e�tisfact��ry tn I..ender subaaNn:tting the Ilen to
<br /> this Sc�;urlty Instrumcnt. If'L.cndcr dctcrn�incs that any purt of tho Propcny ie aub�cct to a licn which muy i�ttl►In priority avcr
<br /> Ihiu 5ccurlty Instrunient, l.endcr muy�ivo Barro�ver n natico identifyin�tho Nen. liar�owcr shnll antiFPy the Ucn ur�nko�nv�r
<br /> maro of tho actlans set forth nbavc wlthin lU�aye of the givin6 af rtalice.
<br /> Form 3Q28 O180
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