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�- A�pR� -,� t� ,+Y�a�.�',a ' �S�"` .,-�+' `'!!'"7 1t �y✓itwr _ ''_.f.�r.� '.;R> i'"{ __-_ -'-'.T..- . --. ,lS��;i1J� �r e NY�i;,:t'f� � ��{� �r`" + < <'�,�,,. �,A,}� M1�r �; : i / iY f M '.��-�r(lii . .. ,'('l,�v. •f� !. +...i�Y��13j ..ti�r } 'j��/ RIIR . .•�( . � 1° .�"�YYtT,:MS�� • �f'.iy �'f�� . . S, �?tvq�ll7sAtY�er1�"iIAGV�a�++ ..r.y.._cy..a.qq�yl... 1' . . � _ . .. . _' `-�� -�- ____ . ' . t�,,.: r�.�= � , .._ ...ti^ •j J"t �yR'�yYyii.ltlR� '--� , •eF�YS" .M .. ��•.• � .. .�.� -4...:3��i,...�'...,�:a.�r�7 .=n �._S._��---�'-----�' � —6-� � @R 'r,-- �'�„'^r'^�^^•_._..__— ----C'_ �_.�._ u..-- ......�ru��M ��_,.,_.—""_'�__.... __�...— • 01 i�92208� ` ADJUSTABLE �iATE RIDER � (1 Y�u Trossuy Ind�x- R�ts Cepa) .�5.�1��5�� _..-- M THIS ADJUSi'A9LE AATE RIDER la mede thte �!d —dsy ot.�a��r . 1998�.and -- ta Incorporated IMo trid ehaN be deamed te amend+nd eupptement the MoRp�ge,Dead o!Truet or 8arueHy Deed(the'geoudt�/UstrumenY) F ot the etm�►dats �Nsa by the undaelaned(ths'Borrower')to eecuro�orrower'e AdJuatab:e Rate Note(the'Note'�to — __ (the`LFidra')09 tAo atui� dato end eovMir►d the ProPer�y deacd�esi in the 8ecudry Inatrumern and loeated at �-_, (Roperty Addreee] m TH�NOTE CONTAtNB PRCVISiONB ALLOWlNG FOR CHAN�E8 IN THIE IN7ERE87'FiATE � AND?NE MON77�iLY PAYMENT. THB NOTE UMiTS TFIE AMOUNT THE BOFIROWER'8 tNTEpEST ppTE CAN CWW BORROWER MUST PAYND TMH MNUMUM RATE THE qppmONq�, CpyENANTB. In addiUon to tt�e aoveaurts and a9roementa rt�ade In the SeeudtY Instrument,Borrower end l.ender Nrther e:c�rensnt rs�d r.r►ee aa toltowa: . A. iNTEREBT RA'1E AND MONTMLY PA1t1YlENT CHANGES The Note praddes for an tnitlallnte►eat�aLe ot T-8�b 96. The Note provtdea tor ehengas In the tMerest�e end the monthy paymenta,aa ro�lowa: 4, INTEq��T RATE AND MOM'FlLY PAYMENT CHANGES (p) Chtn� �tt�s D�a�m6�r , 20_ 00,end on thet dsy The k�teroat nte 1 wW PaY�Y�ange on the flrot euy o! ey�ry�weHth 112th1 month theroeger. Eaeh date on whteh my interest reto coutd change is cailed a'Chenge Oate'. _ (B) '11N Ind�x _ Be�tnlnp with thafrat Chirtpe DaM�my�nte►a�t rats w81 b°bas�o��1e��e ederel R e�nre Bnud. Th mo re� �— statas ireasury aaur�Tros ad�ate�ta a s�st�sst�a!ene i�?Y = cent Inden I1gure na�l+6te aa af tho date torly�flre(45) daya bdoro each Change Date is calied the•Curtent Index'. � If ths Index is no bngar avaAe6te,the Note Ho;de►wl�chooae a naw hdex which la baaed upon compamble IMamatlon• Ths Note htokkr will qke me notica of thla choice. (C) C�taut�tlon ot Changos 2 87S --- gefore etch Chanpe Drta,tha Note Hotder wAI cnleuinte my new intereat rate by edding percentage pahds to the Curtent Index. The reaulta at this addiHon wAI be my new Intereat nts u�ll the next ehtnpe date. Sub;ect to the Ilmita etated tn Seotlon 4(D)below,Mts new nmount wiM ba my new(ntereat nde aMN the ne�C Chtngs D�e. TAs Note Holdx w1 then detxrtdne the amount o!the monthy piyment that Would be suMd°�t to�epsy the unpeld p�hdpof thn i�m �q,ricted to owe n tM Chu��e Cate in tuN on the maturBy d�te at my new Interest rte in aubaTantidY eqwt PaYmente. The roauft ot this aelarleNoo wil bs the nsw�maunt ot rty monthy P�R�ent (D) Umib ar I�t�raat Rat�Ch�ngas �_a�� - � The Irttxeat R�I tm requked to psy at the tirat Chmge Oate w�l not bs proster thm - - a.�� Thececttx,my kstenat rate wiil never be inaeased or decroaaed on arry s�gie Ch�ngs Oete by more th�n parcantage Polnta irom the rade o!6�terest I heve been pa�M9�r the P��n9��e(12)mor�ths. My htereat rate wiA�ever be gre�ter then 11 S00 -96. (E) Eft�cttvs Dab of Chart��s 1y�y�e,a(nLerost rete wUl become e�HacWe on eaah Change Oata. t wIH pay the amount oi rtry aaw morithry PsYment be�nrhg on the acat rtonthy paYme�st d4te aiter tho Chenge Dete until the amount ot my morrthly papnent chanpes eystn. (F) Nottci vf Ch�ngsa 'IPie Note Hoidar w0 delhrer or maU to me a noUce ot ury chanpes In rtry irterest rate artd tAe amount of my mordhy p�yment betore the e!(ective date of any ohange. The notice wID indude Intom�atlon required by Iaw to be gkan me nnd e►so the tiUe and telephone - number of e pareon who wUl answer enY 4uearion i may have regerd(ng the notice. � MULTIBTATE ADJUSfABi.E RA7E RIDER•ARM 6-2•sMSda Femoy-Fannle MaelFreddte Mao Unitorm InaUumant F��jodj� R ' � �. .� � •� � . .� [ _� — 31t1.trm(7183) --. i - 1 - _� � . --- _.T-..,- , .s__ --- -- - --- - - -_ _