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<br /> i'�.;,y;� w 'PpC}8Tf1BR VVLTH eil the iraprovane�ta now or hereaftar erxted on the ,and sU easen►eats. aPP =_--
<br />°..,. - .;�, �chnres naw ar heroafter e part of tt►e pmPeity'•Ai1 r�Plecements eud addido�na shalb aiso bo coveaed by thls 8ecurlty Iaswment ��;_
<br /> �' � -4 Ail of the fangoing L�referred to in this Securttyr Inswment as the Praperiy. _-
<br /> , BOItROWBR COV�VANTS tDiat Bosrmver fs lawfuUy selsed of the es�hereby conveyod and has the right to grmtt end
<br /> :' „^ � canvey tho Property aud that tbe Propaty ie unencumbaed.aacapE far encum6ssnces of cec�ord. Borrawer wesranss aad wW :
<br /> defemd generally the fltle w the Yropah+eBc�inst aU claims end demands,subject m any encumb:anceg oi reeord. �
<br />'���;a:�'xk� THIS SECt7R1TY IIISTRUN�NT oombities�mifo:m covenenta for naflomal use and non•nnifomn covenants wtth Ilmited :�Y.*;
<br /> verla�ona by j�sdtcdon to cansdwta a uai�arm security insuument coverIng real prapertY•
<br /> � �"�'� ZJN�ORM COVBNANIS.Barrower and LEader covensnt and agcee es follaws: whs�► dua the
<br />,�� 1.Poyment ot Peinctp$1 and Intaresk Pr�ayment and Late Char�ea Bosrower shall psompilY PaY -
<br /> = grIndpal of aad intereston tt�e dehtevtdenced by the Note and anY WePaYment and late charges dtte under the Note. _
<br />-_�`'_ ",��-.- 2.I�a�s for Tues and In�ranoe. Subjact to applicable law or W a aritten waiver by I.ender.Bo:mw�r shall pay to
<br /> ���' Lender oa the day mondily paya�eme ara dua under the Note.undl the Note is paid in fuU,a sura("Funds� for:(a)Year1Y�s =
<br /> :.::��:.�. end assessments which may atmin psiorItY over d�ls SecwdtY Instrument as a lfen on the Propcuty;N)Y�ly leasEhold payments
<br /> �- �-.�•, insivance premiurna;(d)Y�ar1Y flo�d ins�uanc;e premiums,�f _:'`•�
<br /> � '� or grouad reats on the PropertY���Y;(�)Y�ly hazard or proP�Y _:.
<br />';���*t Q
<br /> r:..:..�'- a e lns�rnn�e�s.if any'sad(�anY sums DaYBbls by Bottowor to Lender�in ec�cordauce wItb the
<br />�._..�._, . �()Y�Y� ' These tuYas are called"Bscrow Items." �_`-°
<br /> ""' in lleu of the payment of raortgage inx�uance praniums.
<br /> . :, ,:�,: • pmv�slons of paregiaph 8. �_;_
<br /> . '.`": T�endet may�nt any tlme�collect and hold Funda in an araouut not to exceed the maximfun emount a leader for a federellY relsmd �• -
<br /> .:.� -, mo�tgage loan may resluire for B rn rowe�'s escrow account undea ihe federal Real Bsmte SeWeraeac ProcEdures Aat of 1974 as ��-
<br /> •- - ea —
<br />- -�?F:�: aweuded fmm tlme to tinne.l2 U.S C.Sxdon Z601 et seq. ("RBSPA'�.anless anod►ex law d�at egpfles to the�nds se�s a less� �_-
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<br /> ,;,.,.:;� exa�nt If so.Leaeder rn�y, et e�y Nsne� collect and hold Funds in an amount not w exceed d►e lessa emount I.eader may -
<br /> _ �.�. -.. . es�mate tha emwmt of Fimds due oa dte ba�s af c�arent Aata and reasonable esdmate.v of e�di4ire,v af fatare Bscmw Itoms or
<br /> -�;'"�: � othuwisa in acoordanx with�applicable 1aw.
<br /> "^ � 1t►e Funda shalt be held in az�iastimtion whose deposits ere ins�red by a fede�sl agemcy.insaumea�litY.o��n�►(�IIC�d�B �-
<br />',:;`:�.' • I�ader,if Leader is sucb an�s�wdon)oT ia any Fedfsal Horae L.oa�►Bank.Leader shall epply the Pands to paY tke Bsc�ow .
<br /> .. '�� Items.Lender may not charge Bo:rower for ho l d 3 n g aa d app l y I ng t h e F u n d s.s u n n a t l y a n a l y z i n g the esccow axoant,or vertt'yin8 -
<br /> :.-},, ' , tha Bsc[ow Items.anless Leader pays Borrower interest on d►e Funds and applicable law peranita I.ender to a�ake such o charge. __
<br />':�-���., Howover.Latder may requim Samwa to pay a on�tfine charge for an independent.reul estate tax rcportin8 servlce nsed by
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<br />�"k:.`����_ Leader in c�srnecdoa wlth d�ia loa�►.ualess aripllcablo lnw pmvldes otherni..Qe.Unless an agroemeat is made or apgllcabla w -
<br /> airas interest to be paia,Leadet eha11 not be requ�ed to pay Botmwer aay interest or eamings oa the Funds.Bomnwer aud
<br />-=-='��`� �4 on tbe Funds.Lender shari gtve to Borrower.wlthont charge,an
<br /> -__�,� �,�mder maY Agcee in wri�n8.however.that iat�erest shall be paid
<br /> _-- -�-� ' �awsi t�s�g s�f L�`ifi�ndsj showfng credits and debiia to the Funds and tha pucpose for which each debit to the Funds was
<br /> ��`-"=i�'�c made.'1Le Fuads ana pledged a�additional socu�y for all sums seau�ed bY this Socurlty Iasavmer►t =
<br /> --_�```;°--`'ir" If the Funds held by I.eader�exaeed the amounts permitted to be held bY aPplicable law.Leader aha11 acoowtt to Be�rower far -
<br /> ---.�.� per
<br /> � the acass Funds in axordance whh the requiremeuts of applic�bla law.If tt+a amoant of the Funds held by Leuder at any dme is
<br /> ----�;= not�t to pay the Sscmw Iums ahea due.I.eader�r►aY so notify Bormwa in wrldng.end,in suc6 case 8oaower shall P�Y
<br /> .,'�"�,;��' t,o I.euder the amount n�Y ro make uP the de�eleacY.Boaowa sdall make up the defideacY h► no more Q�an twelve
<br />_��.�� monthly paYmenls�at Leader's sole�iscret[on. Yr;fund to Ba,�ower any Fm��s -
<br />-�-�:�_��•� Upon PaYment in fult of all sums sxund by this Secnrity Ins�umavt,Leuder shall P�P�Y
<br />_,4°r3�.iQ a� held by Lender.If.�mde�pam�raph 21,Leada shari acquire or sell the Property,Le+ider.Wior to the aoqoisition or salo of the
<br />-_=-'��`=' prope�ty�aLall apply any Funds Aeld by Leada at dte time of acquisition or sele a4 a credit agaiast the sams soc�ued by this
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<br /> --_- � Seasity�asuument
<br /> - 3.Applicatba ot Paymmts. Ualess appitc�abl�law provtdes othavvisa.all payaaeats reaivod by Leada uada P�2:
<br /> - 1 and 2 shall be applicd: fc�t,to�a:Y P�Y�t�8es due undrs the Note:seoond.to amonma payable andar P�agiaP
<br /> thir�i,to i�ia�t due;�oordL to principal due;and last,to eny late cGarges due under the Nose.
<br /> - -_--- 4.Cliargeai Lkns. Boaowa sbail pay all mxes.assessmett�.chat8��and�di��asaayun�b�tos6s�U pay tLese
<br /> =-� = wLich maY au�in Pr��Y over tbia Seauity Iaswment,and leasehold PaY� Sro
<br /> - --..� obllgadons in the maana Pmvided ia paragraph 2.or if aot p�t+d In ttiat a�anna.Hoimwa s6a11 pay tban a�tune diroetlY 1n the
<br /> - - pason owed payment Borcower shall pmemPt►Y fu�nish to Leader all notkes of amounts m ba p�id nnder this�aph.If
<br /> - - Baimwer maices these paYments dhecdy.Bormwer sdall gromPtlY fu�cafsh to I�da reoeiPts evideAClaB d►e paYme�ts.
<br /> Bo�rowes sbalt Pr'umptlY�sch�ge a�►Y liea whkti das prlariry ovar this Seauiip lastmm�mt wless Soaower.(a)agaes in
<br /> - wiidng oo the paycneat of�he obllgation sxured bl►the lie�►in a mmuta axeptabl�to Leador,(b)aent�t,tts in good feith tf�se liea
<br /> -- by. or defcads against eaforoemeat of the llea �n. legal prnceedinBs arhich in dte L�eade�'S Op�1110A O�IC[8t8 t0�BVCIIL iLe `
<br /> � eafaraaneat of tDe 1ie�;or(c) secures from the holder of the lieA an a�reemeat sad�i'to LRader subocdina�n8�a liea o0
<br /> -- this Sepuity Ins�nn�en�If I•eader determines that eny pait oY dte ProP�Y��3�to a lia�whk6 may auain prF�ity ovar diis
<br /> __ .�� Se�uity►InsOrummL Lender m�y give 8oaowu a notice ideatify3ng dco lira.Boimwer st�all satisfY the lien or tnlee ona or more
<br />,_ ���� ag the a�ions set fonh ab�ve witfiln 30 days of the giviug of notioo. Form s028�JQO -
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