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<br /> paymenta may no longer be required,at the aption of Lender.if mortgnge insumnce covemge(in the omaunt nnd for the period
<br /> that Lender cequires)provided by an insurer appmved by L.ender agaln becornes avuilable and is obtuined.Borra�ver shall p�y
<br /> the premiurna required to melnwin mortgage insurance in effect.or to pr.�vide n toss reserve.until the requircrnent for m�rt�uge
<br /> insumnce ertda[n axordancc wlth any wrttten agreement between Borrawer a��d Lender or applicuble low.
<br /> 4.Inspectton. L.ensler or tts agent may mnke reasonable entries upon s.u�d inspectians of the Property. Lender ahall give
<br /> �orrower rtotice ut the time of or prior to an inspecdan specifying reasonable cause for che inspection.
<br /> 18l.C�ud2mncs3ion. The pmceeds of any aw��rd or clsim for dnmases.direct ar ccrosequentiul, in connectioa wfth sny
<br /> condemnatian or other taking of any part of the Praperty.or for conveyAnce !n lieu of condemnatian,ure hereby ussignal aud
<br /> shall be paid to Lender.
<br /> In the event of a total taking af the Propeny.the proceeds sh�ll be applied to ihe sums secured by this Security Instrument.
<br /> whetlter or not then due, with eny excess paid to Borrower. In the event of a pardal tnking of the Property in which the fnir
<br /> market value of the Property immediately before the taking Is equal to or greater than the umount of the sums�ecured by this
<br /> Security lnstniment immediately before the takin�.unlesa Borrower end Lender otherwise agree in writin�.the sums secured by _
<br /> thia Security Inst�ument ahall be re�uced by the amount of the proceeds rnultiplied by the following fraction: (a) the total
<br /> amount of the sums serured immediately�before the takin�, dlvided by (b) the fair market value of the Propecry immedlatelY
<br /> before the taking.Any balance shall be paid to Borrower. In the event of a partiul taking of the Property fn which the fair
<br /> msrket value of the Pruperty ImmediatelY before the taking is less than the amount of the sums secured immedietely before the
<br /> takjns�anless Eorrower and Lender otherwise a�in writing or uni�ss applicable law othetwlse provides, the proce�ds shall
<br /> be applted to the sums secured by this Secudty Inscrument whether or not the sums are then due.
<br /> If the Property is abandoned by Borrower,or if.aftcr not�ce by F.ender to Borrower that the condemnor offers to make an
<br /> award or settle a claim for datasges, Bomnwer fails to respond to Lender within 30 days after the date the notice is�iven.
<br /> Lender is authorized to collect and apply the procePds.at its opdon,either to restoration or repair of the Property or to the sums
<br /> secured by tUis Securtty Insuvment,whether or not then due. licatlon of mceeds w pr�nclpal shall not extend or
<br /> Unless i.ender and Horcower othenvise agrce in wridng, any app p
<br /> postpone the due date of the monttily payments referr�d to In paragrephs 1 and 2 or change the amount of such payments.
<br /> 11.Borrower Not Ret�;Forbearaace By I.ender Not a Waiver. Bxtenston of the time for payment or modification
<br /> of amoNzadon of the sums secured 6y this Secuc�ty Instrument granced by Leader to any successor In tnterest of Borrowes shall
<br /> not operate w relcase the liabiliry of the ortginal Borrower or Borrower's successors in interest. Lender shall not be requiced to
<br /> cownence proce�clings against any successor in interest or refuse to extend time for payment or otherwise modify amorti7adon
<br /> of the sw�ns secured by this Security Insuument by reason of any dew�nd made by the ariginal Borcower or Horrower's
<br /> suocessors in iataest.Auy faii�ara�-xx hy I,a�der ia ezerclsiag any r�ght�r remedy shall not be a waiver of or preciude the
<br /> e�ceretse of any right or remody.
<br /> iZ.Successors end Assigns Bonnd; JoWt and Several LiabUtty;Co-slgners• 'I'he covenants and agreements of this
<br /> Sec�dty Instruument shaU bind aad benefit the successors and assigns of Lender and�orrower, subject to the pmvisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be jolnt and several. Any Horrower who co-signs Wis Secudty
<br /> Instrument but dces not execute the Note: (a)is ca-si�rting this Securiry Instrument only to mortgage. grant and convey tuat
<br /> Borrower's iaterest in the Property under the terms of this Security Instnimenr. (b)is not peneonally obligate.d to pay the suma
<br /> secured by t�is Securlty Instrument;and(c)agrees that I-ender and eny other Borrower may agree tn extend,modify,forbeaz or
<br /> m�ce any acoonw�odauona with re�ard to the terms of this Secudty InsUvment or the Note without that Borrower's eonsent.
<br /> 13.Loan Cdarges.If the loan securad by this Securlty Instrun►ent Is subjett to a law wluch sets maximum loan charges,
<br /> and that law Is finally interpreted so that ttte interest or other loan charges colletxed or to be ooll� in connectton witb tha
<br /> loan exceed the permitted limits,then:(a)any such Ioan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permttced limit;and(b)any sums already wllected from Borroan'er wWch exceeded permitted limits wtll be refunded to
<br /> Borrower. Lender may choose to make thls refund by reducing the priRCipal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces priacipal, the reducdon will be treated as a partial prepaycuent without any
<br /> prepayment charge under the Note.
<br /> 14.Nottcxs.Any notice to Bom�wer pmvided for in this Security Instzument shall be�ven by delivering It or byA�g
<br /> it by first class roail unless applicable taw requires use of another method. '11�e notice shall be directed to the ProPertY
<br /> or any othet address Borrower designates by nodce to Lender. My notYce to Lender shall be given by fi�st �lass mail to
<br /> Lender's address stated herein or a�ry other address Lender desigtiates by nodce to Borrower. Any notice provided for in this
<br /> � Sec�arity I�sKUment shall be deEmod to have been g3ven to Borrower or Lertder when given as provided in this paragraph.
<br /> 15.Governtng Law; ScwerabWty. This Securlty Insuvment shall be governed by federal law and the law of the
<br /> jwisdicdon in which the Property is located.In the event that any pt+nvlslon or clause of this Secudty Instcument or the Note
<br /> conflicts with applicable law.auch conflict shall not affect other provisions otthis Security Instrument or the Note which can be
<br /> given effect without the conflicting provision.To this end the provisians of this Security Insuument and the Note are declered
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> Form 3028 8l80
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