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�.��,.�'��.'�i . m —y L �«,�;.-�_^_ -- ,,, . - -- �,�.F�� `"j�w+v-.++��Ey a.r y� 'Y'�'S}��. �uti� l+ �, .�. .¢ t�}Q E . aQo.ij�{�, �5/i) � rf�V.�131r.l.?:. �n. .�i? _ S1 � � a- `9'' , �� ^y� . If7JF :�T J``�I 1 1 , •,I � � lS'��}� . .?.t.....nn►sw✓i ,1.�.:Sf\�'' .l:n.. I. . s r�lww.au..� 1L :1.,1.• ,.<r,uMrr.. � .: . ;n<v; ' E. '::,.ak..,��...o•tr V:,- 1 . . . .�:��i':i...n��-M-.r.�.... .. I k : �...,.,�>„�,_:�:�,,._ . 1 � _ - �, . _ �1 - O . . . . . .,. - ...._ �...�p_..3-w.�... ..h ' - .�NIJ•iJ11.�!M:°'1i4.' ' _ '....... . . q. .... �.}�r�.�`.I�IL1�,ytltVi_..."___'_'.__. ' --'n"' ,n. �.. �i .. '�� .� ....;._{•� K '� ^ � �� -_ --_—_ 1 �/ }�"` . . .� ,�.,� _ _ . _ ' _ -._ . .- .. _ _r. " T. ....r.. ✓ s/M*..f��c . i. i •4 . ., _ .v�0.._.._. _ . _. _.__ .:-_ ...-..+^.t��„ _ � � 2� r _—- .. ,�.. . .. . _ . .__ .�'__.,' .�...Y�....n...br... ,...�.� . — � - �_"�-'�•� �..'.- � _ ` "..�""".r_ ��. .�.ii� _.-� — ��_...+...,�"re'�'.-u�._.� - riciea��ar�wr.��_:y:_�swWf=� r�._ s -� !-T'dJS.!i.t.w+s�k�ni n :7 irrc�r_-'v.�+�» {7�,� . ._._.l.- __ __. .._. �H�+�I�k�.".....o �_._ _- . �L_•9iti?...��'•" ..f._�: � � � — r - � . .•��-� �(�'�42� -_ ADJUSTABLE IZAT� RIDEK 2oo2�a8� = _ (1 Year TreASUry Index-Rate Caps) — `- THIS ADJUSTABLE RATE RIDBR ia made thls 1 ST day of NOV�MBER � `F 1995 �and is incorporated into and shnil be decmed to umend and supplement thc Mortgage.Deed csf Trust or Securlty Deed(the"Secwity Instrument")of the same date gtven by the undersigned(the"Borrower')to secure the Borrower'R Adjustabla Rate Note(the°Note")to Tho Equitable Building nnd laen Aasociation of arnnd lslend, Nehraske, �Faderei Sevings 8enk (the"Lender")of the same dato nnd covcring thE property descrfbed fn thc 3ecurity Inatcumcnt nnd locsued at: _ 3108 BRIARWOOD BLVD QRAND ISLANO. NEBRA6KA 88801-7226 (Pn�pc»y Addrcss� THE NOTE CANTAINB PROVOSIONS ALLOWIN� FQR CHANAES i�l THH INTHR�ST RATB AND THE MIDNTHLY PAYMENT. THH NOTE LiMITB THB AMOUI�T THB BOiitiOWER'8 INT�REST RATB CAN CHAN�E I�T ANY ONB TIME ANO TFOE IIAAXINiUfYi RA'i'E'PHE 60WR0{iifER MOJaT PAV. � ADDITIONAL COVENAN'1'S.In udditi�n to the covenants and agretmenta made in the Secudty Instniment, Borrower end Lender tLrther covenant and agree as follows: A.INTERES'p BpTE ANp MONTALY PAYIVIENT CNANGES The Note provides for an initial interest tate of 7.12 S %.The Note provtdes for changes�in the interest rate and the n►onthly payments,as followa: . 4.I(�TEREST RpTE AND MONTALY PAYNIENT CHANGES (A)Change Dates � The interest rate I will pay may change on the flrst day of NOV EMBER . 2000 .and on thut day every 12th aionth thereafter.Each date on which my interest rate could change is called a"Change Date.' B)17►e Index Beginning wIth the first Change Date.my inter�st rate wili be based on an Index.The"Index"ia the weekly average yteld on United States Tceasury securittes adjusted to a censtaat msturity of 1 year,as made aveilable by the Federal Resenre Board.The most recent Index figure available as of the date 45 days beforo each Change Dau ia called the"Current Index." If the Indea is bo longer available.the Note Holder will choose a new index which Is based upon comparable information.The Note Holder will gtve me nodce of this choioe. (�7 Catculattoa Qf Cbwiges Hefore.each ChanBe Date,tlie Note Holder will calculate my new tnterest rate by addin8 . �y,�p P��Se P��us)( 2.000 �O)to th�Cument Index. 'IY�e Note Holder will then mund the result of this addition to the neat+es+t ane-eighth of ona perceatage - gaint(0.123°!0).Subject to tha limits stated iu Sect[on 4(D)below.thts munded amouat wili be my new intei+est rate until tlie next Change Date. The Note Holder will then determine the amount of the monthly payment tUat would be sufficient W repay t1x unpaid principat thst I am expecied co owe ai the Change Date ia full on the Maturity Date at my new interest rau in snbstantially equal payments.The result of this calculation wUi be the naw aa�couat of my montlily paYme�u• (D)Ltmits on Interest Rate CLanges 9.125 � The interesc rate I am requfred to pay at the first Change Date will not be greater than or less than 5.12 5 %.Thereaftsr,my interest rate wlll never be incm,ased or da�reased oa any sIngle Change Date by more than two percentage points(2.0%)from the rate of interest I have been paying � for the preceding twelve montha.M interest rate will never be ge+eater then y 2•12 5 �• My �nterest rate wi'�1 never be lower than 5.125%. (E)EftecUve Date oi Changes My naw imere.st rate will become effecNve on each Change Date. I will pay the amount of my new mm►YWy payment begtrming on the first monthly payment date after the Change Date until the amount of my mo�ly = paymem chz+aages again. — _..,.. — �r�i�tiiia vx a.�w..aca — The Note Holder wiU deliver or matl to me a nodce of any changes in my intemst rate and the amonnt of my