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<br /> ��0'73'73 �-_
<br /> S. Hpzard or Property lnsumnse. Bonowcr shali kecp the improvements now exis�g5or hercafter erected on the =__
<br /> Properiy insured against loss by fire, haxards included wlthin the terrn'extended covernge'und any other hazards.including =
<br /> 8ouds or floading, for whtch L.ender requims insurance.This insumnccshall be muintained in tBe umounts and for the pedods __
<br /> that l.ender requires. The insurance currier providing the insumnce shall bc choscn by Borrower suGject to I.cnder's approvai �:
<br /> which shail not be unrenxanably withheld. If Borrower fails to rnairotain coveruge�Ichcribc�d abave, l.ender may, at Lender's _.
<br /> option.abtuin covemge to protect I.ender's rights in the Property in accardanee with ps+rngraph 7.
<br /> All insurance policias nnd renawals rhutl be ucceptnble tu LcncDcr and shalt include a st;mdnrd mortgage clsu�e. Lender �
<br /> shaU hnvc the ri�ht to hold the policies attd renewals. If I.cnder requires,Borrowcr shall promptly givc to L.ender all recetpts of E;
<br /> paid premiums and renewul notices.In the event of loss,Borrower sh�ll give prompt notice to the insurancc carrier und Lender. �
<br /> Ler.der may muke pmaf of loss If not mude promptly by Borrower. �"-
<br /> Unless Lender and Banower otherwise agree in wdting,in.surance procceds shall be applie�ta restorution or repair af tlie =
<br /> Property damaged,if the restorntton or reps�r is economically fesi.sible and Lender'g secudty is not lessened. If the restoration or =
<br /> repair is not economicatly feasibte or L.ender's security would bc lessened,the insurance pmceeds sha11 be epplie� to the sums v
<br /> secured by this Securlty Instrument, whether or not then due. with any excess paid to Borrower. If Borrower abandons the `
<br /> Property, or does not+�nswer within 30 days a notice from I.ender ttaat the insurance arrier has offered to settle a c�a�m,then
<br /> Lender muy collect the insurance proce�ds. Lender may use the pra�eeds to repair or restore the Propeny or to pay sums
<br /> secured by this Security Instrument.whether or not then due.Th�30-day period will begin when the notice is gjven.
<br /> licat[on of roceeds to rinci al shall not extend or
<br /> Unless Lender and Borrower otherwise age� �n writing, any app P P P
<br /> postpone the due date of the monthiy payments referred Co in naragcaphs l and 2 or change the amourtt of the�apments. If _
<br /> under paragraph 21 the Pmpe o�e ac9�gred n s�lder,B�o�der to the eatent of the sums secuered by thtr s��arity Instrument
<br /> dama�e to the Property p �1 P�
<br /> immediately prior w the acquisition.
<br /> 6.Oocupancy.Preservatlon,Matateaance and Protection� ot tbe Propectyi Borrower's Loan AppltcatEon, I.easeholds.
<br /> Borrower shail occupy,establish,and use the Property as Borrower's principal residence wIthin sixty days after the exetution of
<br /> this Serurity Instrument and shail continue to occupy the PrupercY as Borro��er's principal residence for at least one year after
<br /> the date of occupancy.unless 1-ender otherwise agrees in wri8ng,which cansent shall not be unreasonab�Y wi�hheld,or unless
<br /> extenuating circumstartces exist which are beyond Borcower's control. Borrower shall not destroy. damagc or impair the —
<br /> Property. allow the Property to deteriorate. or commit waste on the Property.Bocrower shalt be in defauit if any forfeiture
<br /> action or proceeding.whether civii or criminal.Is begun that in Lender's good faith judgment could resuit in forfeiture of the
<br /> Property or otherwls6 materiullY impsur the lten created by thia Saurity Insuument or I.ender's sacurtty interest.Bortower may
<br /> cure such a default and reinstate,as pravided in paragmph I8,by u�u�ing the ac7iaa or pr�eeding to M�ismi�-� w��►a nilin�
<br /> that. in L,ender's gaod faith determinadon. precludes forfeiture of the Horrower's interest in the Property or uther matertat
<br /> � impairment of the lien created by this Seciuity Instrument oc Lender's security interest. Borrower shall also be in default if
<br /> Boaower,during the lcmn applicatian process,gave materiaUy fake or inaccurate infom�ation or statements to Lender(or failed
<br /> to proYide I.ender with any materiat informatIon)in connection with the laan evtdenced by the Note,including,but not limited
<br /> to,cepresentutions oonceming Borrower's occupaney of the Propeccy ac a principal residence. If this Securiry Instrument is on a
<br /> leasehold, Borrower shall comply with al( the provisions of the lease. If Horrower acquires fee title to the Property. d►e
<br /> leasehold and the fee title shall not merge uuless Lender ag��`e�feils ro 1 ertbrm the co+ensnts and agre�ments mntained in
<br /> 7.Protection of I.ender's Rights in the ProPeriY• P
<br /> this Security Instrumeni. or there is a legal procee�ing chat may significantly effect Lender's righu in the Property(such as a
<br /> pinoeeding in banI�.�cuptcy,probate,for condemnation or todeiture or to enforce laws or nguladons),then Lender may do and
<br /> pay for whatever is necessary to protecc tlie value of the Propeity and :.euder's rights in the PropertY• Lender's actions may
<br /> include paying any sume secured by a Ilen which has pdoriry over this Security Inswment. appearin8
<br /> in court, paYj�B
<br /> ' re�asonable attomeys'fees and entedng on the Property to malce rcPairs• Although I.ender may teke action under this paragraph
<br /> 7.Leader does not have w do so. .
<br /> Any amounts disbursed by Lender under this paragraph 7 shdl bacome aciditiond debt of Borrower secured by this
<br /> 5ecurity Instn�ment.Unless Borrower and Lender agret to other cerms of payment.these smounts shall bear interest from the
<br /> date of dlsbursement at the Note rate and shall be payabie, with Intenest, upon nodce from Lender to Bozmwer requesting .
<br /> payment.
<br /> 8.Mortgage Iasurance.If i,ender required mongage iaswa�tce as a condition of rnaking the ioan secured by this Secu cy
<br /> Insuument, Borrower shnll pay the premiuu►s reciuired to maintein the mortgege Insurance in effect. If, for any reason. the
<br /> mortgage insurance coverage reguired by I,ender]apses or oes.ses to be in effect, Borrower stiell pay the premium�ceclaic+ed to
<br /> obtain coverage substant�ally equivalent to the martgage insurance previvusly in effect. at a cost substanttally equivalent tu the
<br /> cost to Borrower of the mortgage insurance pre�iously in effect, from tu►altemate mortgage insurer approved by Lender.If
<br /> snbstanti�lly e�uivalent mortgage insurance ooverage is not available,Borrower shall pay to Lender each month a sum equal to
<br /> one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurence coverage lapsed or ceased to
<br /> — be in effect.Lender will accept.use and retain these payme�xs as a loss reserve in lieu af mortgage insurAnce. I.oss reserv�
<br /> Form 30Z8 9180
<br /> � Poge�d 6
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