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<br /> � � TOOETHBR WITH nil tke impmvemente now or hereafter erected on the property.aud aU easeraents.apPurtenauc�es.end �,,�_
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<br /> • fi�ctutes now or kerea8er a part of the property. All replaccments and additioas shail alao be wvered by this securtty �y��
<br /> � insquasent.All of the forep,oing la referred to in this Securlry Inatr�ment as the'Property.' �
<br /> BOI3ROWBR COV�NANTS thnt Botrower ie lawtiilly eeised of Wa estc►te hereby ccnveyed and hea tho right to gxaut aad
<br /> , aonvey the Properry und thnt the Property ie uaencuaabeced�except fot encwnbtaaces of record.Borrower warrauts aad w111
<br /> � � defend generaUy tpce dde to the Pruperty egai�ast all clatms and demauda,subje�t to eny encum6ramces of record.
<br /> THIS SECURITY 1NST1tUMBNT co�ablaes uaiform covermnts for netioaal use and aoa�ianlform covenants with Iimited
<br /> � . variettons by juriadictton to consdtuu a�alfomi security instrument covering real pmperty.
<br /> UMFORM COVBNANTS.Borrower und I.ender covenaat aud agree as follows:
<br /> �• �---,�.. 1. Poyment o!Peincipal aad I�ateresti�PaYment ead I.ote Charges. Borrower ehall prempdy pay when dae tine
<br /> ��� principal of and iaterest on the debt evidenced by the NoYe aad any prepayment aad lete charga duo uader the Note. �
<br /> '�'.•°'.`"•,""r .c� Z. Flunds tor Taxes sud Insivaace,Subject to applicable law or to a writtea waiver by E.ender.Bornawer shall pay to _..
<br /> Lender on the day moathly paymeats are due under the Nou.tmtil tha NotB is paid in full,a sum ('Funds°)for:(a)Yearly te�cea .'°
<br /> '. ; aad essessmeats which may attala p�lodty over this Security Iastn�meat as a lien on the Propeny: N)Y�Y leasehold paymeats �::
<br /> � p or grouad cents on the Pmperty.if as►Y: (e)Yearly hexac+d or pmperty insurance premlumsc(a)Year1Y tlood insurance prenniums� _.
<br /> . if any: (e)Yearly mortgage insurance premiums, if euy; end t�a�►Y awns PaYable by Borrower to Lender.in accordaace wlth �.
<br /> °,` the provIsiona of paragraph 8.ln lieu of the payment of mortgage inaurence premiums. These items are cNled'F.scmw Items.' _--
<br /> ,:.,„�.. Lxuder may. at aay time. collect and hold Fuuds in an aawunt not to exceed the maximum amaunt a leader for a federaUy �:
<br /> - • ������ related mortgage loan may requira for Bomower's escrow acoount under the fede�al Real F.smte Seulement Proceducrs Act of —_
<br /> � �� 1974 as�from dme W dms.i2 II.S.C. Seaion 2601 u stq. ('RESPA').unless attothe:law that applies w tbe Funds =
<br /> ' � sets a lesser amount.If so, I.ender may�ai anY time. collect aad hold Funds ia an amouat uat w exceed the lesser amount. --
<br /> .�'' ''�" L,eader may estimate the amouat of Funda dne on dto bas{s of c�urent data and reasonable eattnnates of expendiWres of ibwre �4
<br />;,:. ° F.scmw Items or otheiwise in aocordanr.e alth applicable law. ,-
<br /> �".:-�x�.�,'�s, The Fwids shall be held in en ia�dtudon whose deposits are insured by a fedaal agenry� iasutimnentality. or e,niity �m�'
<br /> � �'� ' (induding Leader,if Lender ia such aa ianitudoa)or in�ny Federal Home Loan Baalc. Lender shall appiy the Funds w paY tbo �
<br /> '`'' :�;�� "� Escrow Items.Lender may not charge Homower for holding and applying the Fnads�aunualIIyenalyziag the escrow aocaunt,ur —
<br /> '���"`' verifjdng the Escrow Items,unless Leader paya Borcnwer intenst on the Fuads and applicable law permits Lender to make such —_
<br /> .�,���°'' -? a charge.However.I.eader may require Bormwer to PaY a one-time charge for an indepenc�ent real estate tax reportin8$etvia -
<br /> .`: ..�'' used by Lender in connecdon with thia loan, untess applicable law pmvtdes otherwlae. Ualess an agt�eement is made or —
<br /> �k��''� aPPlicable law requires intemst w be paid,Lender shaU not be requinzd to pay Borrower aay intenst or eamings oa tlee Pands.
<br /> __4 s�;,.a;,;:., S�rro�:��aa�!L�Pr may a�8 i�writiog,however.tbat interest ehaU be paid on the Fuande. Lender sball g[ve to Borrower� .
<br />- . '::,�� : without charge�an annual aocoimdng of the Funds.show6ig c�edits aad debits w the Fuada and the putpose for cvhich eac�
<br />=_;,.,,';°.... debIt w the Funds was made.lhe Fonds ace pledgal as additional ser.urIty for all sums secus+ed by this Seeudly Instrutnent•
<br />_:,.,;<:;.;;-.,` • If the F�mdo held by L.ender eacc�ed the amounts pe�mitted W be held bY 8PPUcable law,Lender ahail axount w Ba�:rowet
<br />-=�Y�`-"a:�s, for the acass Fuads ia accordance wlt3i the requtremeata of appHcable�aw. If the amo�t ottt�e Funds held by Lender at any
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<br />=,::N:.,.:.,.. t�me 1s aot suffclent to pay the Escmw Itema when due.Lender may so notify Borrower in writiag�and�in such case amwer
<br /> -��`�:�"��� sball pay w Lender the amount aeaa.gary ta make up the deScia�cy. Boisawer shal make up �he deflclency in no more thm
<br /> ._�,�._.�,��;'�� twelve monthly paymente.at Lender'e solo discretion.
<br /> .., UPon PaYm�t{a fvll of all aums aecura!by this Securtty Insnume��I.cnder ehall ptomptly rofvad W Bonowct auy
<br /> ..=c---��.:.;�. Funda held by Lender.If.under PareBr'aph 21,I.ender shall ecquire or seU the Prapesty,l�r.P��to the acquieldon or eale
<br /> -'-`"`'"'�.� of she Property.ahall apply any Funds �eld by I.eader at the dme of acquisitioa or sale as a credit againat the suws secured by
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<br /> _ -'�� 3.Appl[caton o!P�yments.IInleas appltcable law providw otheiwise.aU p�ym�enta ceaived by I,ender under pnragraphs
<br /> —��� . 1 and 2 s6all be applied:flzst,w anY PnP$Y�t��TB�due under ths Nou;seoond.w amou�ats psYable uader paragraph 2t
<br /> _ _. �-� tbW�to Iatec�est due;feurth,so princIpal due;aad laet,to eny late charges dne undet the Note.
<br /> 4.CWu�g�Ideaq.Borrower ahall pay all taxes, assessments.chaTBes.flnes ea�d impo�itions attrlbutabte to the Property
<br /> -- �� wLkh may auain prIorIry over this Searity Insuua�ent�and leasehold payments or g�rouad renta� if a�+.Botrower sbaU PaY
<br /> -,-}`�'�;�� theae obligations in the manner providui L�paragrnph 2,or if net paid ia that maaner, Bon+ower shall pay them on time dinctly
<br /> - ...=�`",� W the pe�son owed payment.Borrower sha71 pmmptly tivaish to Leader all nodces of amounm to be paid uader this parag�aph. —
<br /> _r--�z�,�� If Bormwer makes the.ge payments dlrectly. Borrower ehell pmmptly tl�mish to Leader rtaipte evidemc3ng the paymenta.
<br /> ��-- Borrower shall pmmptlY dlscLer6e a�►liea wbich haa priotity over thia SeRUlty Inauumeat nnlesa Bom�wer:(a)agroes ia
<br /> -----=�= wdttqg to the payment of the obligadon secured by the liea in a manner acaeptable to Lender;(b)oontests itu 800d faith�1i�
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<br /> —�.-� by.or defends agalnst enfom�m�t of the lien in, legal Pmceedinge which in the I�endds opinion operate w pmvent the
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<br /> -----�'�"—:.x„' enfoioemem of the Hen:or(c)socucas from the holder of the llen an agreement sadsfa�xory to Lmder subordinatin8 the liea to _
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<br /> T-`��,-;;�� ibia Securityr Insirument. If Leader deucmines that anyr part of the Property�s subject to a llea ahich may attaia priorlty over
<br /> _=,:;w�.;f::.� tLis Sewriry Inatrumcn�I.endes maY give Bomower a notice idendfytng the liea.Bosmwer ahall satisfy the llen or taloe one or =--
<br /> - -`�' more of the actioas set forth above witLin 10 days of t�.e giving of notioe.
<br /> -�,,�.•:-" Form 3�28 9t90 —:`-
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