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<br /> payments mAy no longer be required,at tho option of I.ender,if martgage in5urance covernge(in the umount and for the period _
<br /> that L.ender requires)prov[dcd by an insurer approved by Lendcr agaln becames available and is obtained. Borrower siwll pay
<br /> the premiums requircd to maintain mortgage insurnnce in effect,or to provide a loss reserve.until the requirement for mort�age
<br /> insurance ends in a�:cordance wjth any written ugrcement between Borravrer und Lender or applIcuble luw.
<br /> 9. [nspectton.L.ender or its agcnt may makc reusanable entrlcs up�n and inspections of the Araperty. Lender shell �ive �_
<br /> Borrower natice at the time of or prtor to an inspertion specifying reusonable cause for the jnspection.
<br /> !0. Condemnadon. 'fhe proceeds of any aw�rd or daim for damages,direct or consequendnl, in cannecteon with any L_
<br /> condemnation or other takIng of any part cf the Property.or for conveyence in lieu of condemnation,are hereby assjgnod and _—
<br /> sh�ll be paid to Lender.
<br /> In the event of a total takin�of the Property,the proceeds shall be applied to the sums secured by this Secudty Instrument.
<br /> whether or not then due, with any excess paid to Borrower. In the event of a partia! taking of the Property in which ihe fair
<br /> market valuc of the Property immediately before the taking is equal to or greater than the amount of the sums secured by thls
<br /> 5ecurity Instrument immediately before the taking,ualess Bonower and Lender otherwise agree in writing,the sums secured by _
<br /> thia Secur�ty Instrument shall be i�educed by the amount of the proceals multiplied by the following fraction: (a) the totel
<br /> emount of the sums secure�l lmmedlately before the taking. divided by(b) the fair market value of the Property imnredtately
<br /> before the taking. Any balance shall be paid to Borrower. In the event of a partiel �alcing of the Property in which the fair
<br /> market value of the Properey immediately before the taking is less than the amount of the sums secured immedIately before the
<br /> � taking, untess Borrower and Lender otherwise agree in writing or wiless appllcable law otherwise provides.the proceeds shall
<br /> be applied to the sums secured by this Securlty Insh�ument whether or not the sums are then due.
<br /> If the Property is abandoned by Borrower.or if,after norice by I.cndcr to Bottawer th3t the condemssor offers to make an .
<br /> award or settle a cleim for damages, Borrower fails to respond to I.ender within 30 days after the date the noticc ia given.
<br /> Lender is suthorized to coliect and apply the proceeds,at Its opdon.either to mstorarion or repair of the Property or w the swns
<br /> secured by this Security Insuument.whether or not then due.
<br /> Unless I.ender and Borrower otherwise agcee in wrlting, any application of prace�eds to principal shall not extend or
<br /> postpone the due date of the monthly payments referre3 to in paragraphs 1 and 2 or change the amount of such payrnents,
<br /> 11.Botrower N�t Released;Forbearance By Lender Not a Wairer. Extension of the time for payment or modification
<br /> of amortization of the sums secured by thia Securlry Instntment granted by Lender to any successor in interest of Borro�wer shalI
<br /> not operat�to release the liability of the originai Horrower or Borrower's successora in intcrest. Lender shal!not be required to -
<br /> commence proccedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Securlty Insnument by reason of any demand madc by the orlglnal Borrower or Bortower's
<br /> su�surs iu latcia;t. An� f3rbearan:e by t.�ndcr in cxcrclsing any right �r remed, shsll no2 be a we':v�r ef or pt►�lndP thp
<br /> exercise of any right or remedy.
<br /> 12. Saccessors and Assigns Bound;Joiat aud Several 1 iabllity; Co-slgners.The covensnts and agreements of thiis
<br /> Secudty Insuument shall bind and benefit the successors and assigns of Leader and Borrower. subj�t to the pmvisbns of
<br /> paragraph 17. Borrower's covenants and agreementa shall be joint and sevetal.Any Borrower who co-signs this Security
<br /> Insttument but dces not eaecute the Note:(a) is co-signing this Security Insuuaunc onIy to mort�age.grant and convey that
<br /> Bomower's interest in We Property under the tera�s of this SecurIty Insuumenr, (b)is�ot personally obllgated to pay the sums
<br /> aecured by this Security Is�strument;and(c)a$►�ees that Lender and eny other Borrower may agrce to extend.modify,forbear or
<br /> make any acxommodations with regard to the tecros of this Securlty Iasuument or the Note without that Borrower's conseni_
<br /> 13.Loan C�arges.If the loan sexw�ed by this Security Instrument is subject to a law which sets maxlmum loan charges.
<br /> and that lew is finaliy interpreted so that the interest or other loan charges collected or to be collected in connecdon with the
<br /> loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount nerxssary to mduce the clzarge
<br /> to the pecmitted limtt;aad(b)any sums already collected from Borrower which ezoeeded permitted limits will be r�fwided to
<br /> Borrower. I.ender msiy choose to make this refund by reducing t�e pr+naipal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduce.c principal, tbe �+educdon wtU be treated as a partial prepayment witiwut any
<br /> pregayment charge under the Note. .. . '
<br /> 14.Nottoes.Any noiice to Bormwer provided for in this Security Iactrument shall be given by delivering it or by roailing _
<br /> it by first cluss mail unless applicabie law requires use of anoiher mettaod. The nodce shall be diresxed to the Property Address
<br /> or any other address Borrower designazes by notice to L.ender. My aotice to Leader sha(1 be given by first cless mail to
<br /> Lender's address stated herein or eny other addmss Lender desigaates by Qotioe ro Bomower. My notice provide�for in this
<br /> SecwIty Instrument shall be dePmed to have been given to Borrower or Lender when given as provided in this paragrap6, �
<br /> 15.Governtng Law; Severabfltty. This Securiry Instnunent s�aU be governod by falera( Iaw and the law of the
<br /> jurisdicdon in which the Pmperty is located. In the event that eny provision or clause of this Secur[ty Instrument or t6e NoEe '
<br /> oonflicts with applfcable taw.such conflict shali not affecc other prorisions of this Security Inshument or the Note which can be
<br /> given effect wlthout the conflicting provision. To this end the provisions of this Securiry Instrument and the Note are daclared ,
<br /> w be severable.
<br />– 16.Bon+ower's Copy.Borrower shall be given one conformed oopy of the Nae and of this Sec�uity Instiument.
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