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<br /> payments may no longer be required,ut the opiion of Lender. if murtgage in�urnnce cnverage(in the aawunt and for the perIod.
<br /> that I,eader requlres)pmvlded by an insurer approvcd by I.cndcr��ni��hccmnes Avniluble nnd is obtained. Borrower shatl pay
<br /> the premiums required to maintain martgage insurareco in cffcct,or t��pravidc a tuss reserve.unul the requirement for mortga$e _.
<br /> insurance ends in accordence wtth any written agrcernent hc►ween�tirrc��ver und I.cndcr ar upplictible law.
<br /> 9. Insgectton. I.ender or its egent mAy muke reasonublo cntrtc4 upun imd inspections of the Property.Lender shall $Ive
<br /> Borrower notice at the time of or prior ta nn fnc;pection specffyinB�enxc�nnblc cauyc fiir the inspection.
<br /> 10. Condemnatton. The procecda af any uward ar cluim for dumogen,direct ur consequcntial. in connection with any
<br /> condemnation or other taking of any pArt of the Property,ar for canveyunce in lteu of condemnation. are hereby asaigne�l and
<br /> �_
<br /> shall be paid to Lender. ___
<br /> In the event of a total taking of the Pcoperty,the proceeda shnll be applied ta tho sums secured by this Security Tc,buumeut,
<br /> whether or not then due, with any excess paid to Bocrower. In the event of a purtial taking of the Property in which the fair -
<br /> market vatue af the Praperty immediately before the taking is equul to or grcatcr thun the amount of the swns secured by th(s
<br /> Security Instrument immedia�ely befare the teking, unless Horrower nrtd l.cnder otherwise agrce in writing. the sums secured by
<br /> �� ��,�;;;; �y;..;,,..,r;;. w�t � .+�����t s�y �t,� Amnunt of the oroceeds multiplled by the following fraction:(a) the totel �
<br /> amount of the sums secured immediately before the taking, divlded by(b> tho fair marlcet value of the Property immediatcly
<br /> 6efore the taking. Any balance shall be paid to Borrower. In the event af a partial tsking of the Property in which the fsir
<br /> market value of the Property tmmediately before the teking is less than the amount of the sums secured immediately before the
<br /> taking, unless 9arrower and I.ender otherwise s►gree in writing or unless appHcuble law otherwise provldes,the proceeds shall __
<br /> ba applied to the aums secured by this SecurIty Instnunent whether or not the sums are then due. _
<br /> If the Properry is abandoned by Borrower.or if,after noticc by Lender m�orrower that the condemnor offera w raake an
<br /> a���rd or settle e cle�m for dsmnge.4, Aorm�ver fnits to respond ta Lender within 30 daya after the date the nopce is given,
<br /> Lender is author�zed to collect and apply the proceeds.at its optIon,either to restoratlon or repalr of the Pnoperty or to tha suma
<br /> se,cure�by this Securlty I.nstrument,whether or not then due. —
<br /> Unless I.ender and Borrower otherwise agree In writing, any application uf proceeds to pr�ncipal shell aot exte�d or ,
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of auch payments.
<br /> 11.Aorrower Not Released;For6earauce By Lender No!a Walver.ExtensIon of the tlme for payment or madi6c,�ition �--
<br /> of amortizaHon of the sums seaured by this Security lnstrument granted by I.ender to any saccessor in interest of Botrower shait
<br /> not operate to mlease the liability of the original Borrower or Borrowcr's successors ln interest. Lender shall not be required to'
<br /> commcncc proccedin�s egainst any sucxcssor In interest or refttse to extcnd time for payment or otherwise modify aruordzadon
<br /> of the sums secured by thls Security Instrument by reason of any demund made by the original Honower or Borrower's
<br /> BIICCC830iS�A It1iETC3t. Any forbearance by Lender in exercisfng uny right ar remedy shail not be a waiver of or preclude the
<br /> !!xPmi!��f any ri¢ht ar remedy. _
<br /> 12. Suecc4sors and Edssi�s Baund;Joint and Several Lisbllity; Co-slgners. The covenants and agreements of this
<br /> SecurIry Iastrument ahall btnd and benefit the successora end essigns of Lender and Bonower.subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreemsnts shell be joint ond several. Any Borrower who co-sigas this Secudty
<br /> Instrument but does not execute the Note: (a) is co-sigaIng this Secutiry Instrument only to mortgage,grent end canvey that
<br /> Borrower's interest in the Property under t6e terms of this Securiry Insnucnent;(b)ta not personally ablt�ated to pay the sums
<br /> secwed by this Security Insuumant:and(c)agm,es that I.ender and any other Borrower may agree to ext�nd.modify.forbear or
<br /> make any accommodations wIth regacd to the tenns of this Security Instcument or the Note without that Borrower's consent.
<br /> 13.Loan Charges.If the loan secured by this Securtty Insmiment is snbject to a law wi►ich seta msiximum loan charges,
<br /> and that law is�inally interpretect so that the interest or other loan cherges collected or to be collected In connecdon with the
<br /> loan exceed the permitted limits.then:(a)any such loan charge shall be reduced by the amount necess�vy ta reduce the cherge
<br /> to the permitied limit:and(b)any sums already coUected from Borrower which exc:eeded permitted llmits will be refunded to
<br /> Borrower. L,ender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal. the reduction wjll be u+eated as a partisl prepayment without aay
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notIce to Borrower provided for In this Securlty Iasuvment shall be given by delivering it or by mailing
<br /> it by first class mal!unless applicable law requires use of another method. The notice shall be d�ted to the Ptroperty Address
<br /> or any other address Bonower designates by notice to Lender. My notice to I.ender ahall be given by t�rst class maU to
<br /> Lender's address stated herein or any other addresa Lender designates by noflce to Borrdwer. My nottce prov{ded for in this
<br /> Secudty Instrument shall be deemed to f�ave been given to Boreower or I.ender when given us provided In thia patagcuph.
<br /> " 1S.Governing Law; Severabillty. This Se�urlty Instrument shall be governed by federal law wad tho law of the
<br /> jurLsdfctIon in which the Property is located. In the event that any provtsion or clause of thts Securlty Instntment or the Nou
<br /> confliets with appltcable law,auch conflict ahall not effect other pmvisions of this Security Inattument or the Noto which ean be
<br /> given effect without the conflicting provision. To this end the provisions of this Secudty Instrument and the Noto are declared
<br /> w be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Secudty Instrument.
<br />— Form 3028 8180
<br /> Page 4 ot 8
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