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<br /> payments may no longer be required,nt the aption of Lender.if mortgage insurance covernge(in the ama�nt nnd for the pedad
<br /> that l.ender reyuires)pravided by an insurr.r appruved by L.endcr nguin bccamcs uvailablc und is abtaine�. Borrower ahall pay
<br /> thc pmmtuin�rcqulrcd to mainwin ma»gnge insurnncc in effcet.ar co pmvidc a Ioss rescrvc.until the requjrement for mnrt�age
<br /> irtsurunco ends in accardancc with uny writtcn ugrecment bctwec:n Borrowcr artd l.ertdcr or appli�nble In�v.
<br /> 9. In9p�ttan.L.ender or itw ngent may muke rcusonable entriee upan nnd inspectiam of the Property.i.ender ehall give
<br /> Borcower notiee ut the tlme af or pdor to an inspertion speciiying reasonable cuuse Cor the Inspection.
<br /> 10. Condemtwtton.Thc praceeds af uny a�vard or rluim for dnmages. direct or cansequential, in connection with uny
<br /> conQenlnatian ur olhcr taking of nay paR of the Property.ur for conveyarta:in lieu oi wndcmuatiuu,are hereby assignu!and
<br /> shnll bc paid ta Lender.
<br /> In the evcnt of u tc►wi tnkin�of the Property.the proceeds shall be applied to the sums secured by this Seruriry Instrument,
<br /> �vhciher ar not then due.�vith nny excess paid to Bqrrower. !n the event of n partiul tnking of the Property in which the fair
<br /> mnrket vulua of tho Praperty lmmcdiately bPforo the taking is equal to or greuter than the amount of the sums sscured by this
<br /> ��};�I � ��nt}mm�tiacely hefore the tnking.unlcss Bonower nnd Lendcr otherwise agree in writtng.the sums secwe�by
<br /> this Security Mstcument shall be rodueed by the amount of the pmceeds muttipfied by the foilowing tracaon: �a) «ie cotui
<br /> nmount of the sums sccured immedtately beiore the taking,dividad by tb)the fnir market velue of the Property imtnaliately
<br /> bcfore the taking. Any balunce shWl be paid to Borro�ver. In thc event of a partial takin�of the Property tn whlch the fetr
<br /> market vulue of the Property immedlately befocc the taklns is less than che amount of the sums secured immedlately before the
<br /> ttilccing. unless Borrower und Lcnder othenvise agree in writing or unless applicable law othenvise provides,the prnceeds shall
<br /> 6e upplled to the swns sewred by this Secudry Insuument whether or not the sums are then due.
<br /> �f tttc pro�ty ta oba�tdur�ed by Bomower,ur if,after rtotice!iy Lender eo Borrowcr that the oondemnor offers to make an
<br /> awurd or settle a claim for dumages, Borrower fnils to respond to Lender wlthla 30 days after the date the notice is given.
<br /> L,ender ic authorized to a�llect und upply the prooeeds.at its aption,etther to restoration or repair of the Property or ro Yhe sums
<br /> secured by this Security Instniment,whether or noi then due.
<br /> Unless Lender nnd Borrower otherwise agroe ia wdttng.aay apAlicarion uf pmoaeds to pr�ncipal shail rtot eatend or
<br /> postpone the due dute of the monthly payment�ceferred to in parag�aphs 1 and 2 or change the amount of such payments.
<br /> Il.Borrower Not Released;Forbes�ranoe By Lender Not n Wutv�.Extenston of the dme for paycaent or modification
<br /> of umortiTation of the sums secv�+ed by this Setudty Instrument granted by Lender to any sucxessor in interest of Borrow2r sLall
<br /> noi a�ratc ta sclt�se the leability of ihe origtns�!Bornower or Bomower's�sucoessors in interest. Lender shaU not be requlred to
<br /> commenoe proceedings against any successor In iaterest ar refitse to eactend time for payment or otherarise modify amortl�►tIon
<br /> of the sums secured by this Se�urity Iastrument by reason of any demand made by the original Homower or Boirower's
<br /> �a��g�i. �y f�ranc�e hy i,ender in eacercislnst anY right or remedy shall not be a waiver of or preclude the
<br /> exenlse of any dght or remedy.
<br /> lZ. Suooessors and Assigns 9ound;Joint and Severat Liabtiity;Co�ers.'Che covenants and agreements of this
<br /> Security Luwment shal!bind and benefit the suocessors and assiBns of Lender aad Borrower. subject to the pmvislons of
<br /> paragraph 17. Bornnwer's oovenants and agreements shall be,joint and several. Any Borrower who oo-signs [his Security
<br /> Instniment but does noi exerute the Note: (a) is oo-sign[ng this Security Instiument only w tnortgage, grant and wnvey that
<br /> Borrower's interest jn the Property under the tetms of this Sacudty Inscnunent;(b)is not personally obligated to pay the sums
<br /> secured by t0is Security Iast�ument;and(c)age+aes that Lender and any other Bomower may agree to extend.modify,forbear or
<br /> make any aaammodations with regard to the terms of this Securiry Instiument or the Note without that Bonower's consent.
<br /> 13. Loon C6arges.If the loan secured by thts Securicy Insuument is subject to a law whIch sets maaimum loan charges.
<br /> and t6at law is fiaally inteipm,ted so that the interest or other loar�charges oollected or to be ooUe�xed in wnnection with the
<br /> �oan eaeetd the permitted limits.dten:(a)any such loan chatge shall be ceduced by thc amount neressary to reduce the cberge
<br /> W the permitted lunit:and(b)any sums already oollected from Bonower wtrich exoeedad petmiued limits wiU be refunded 40
<br /> Borrower.Lender may choose to malce tlus refuad by nedacing the principal owad under the Piote or by makjng a di�ct
<br /> payment w Borrower. if a r8fund reduces principal. the reducHon wtU be mated ns a partiaf prepayment wlthout any
<br /> prepayment ch�arge under the Note.
<br /> 1�.Notioe9.Any notioe to Bor�+ower pmvidod for in this Socarity Insuvn►ent shall be given by deliveriag it or by maiting
<br /> it by�ust class mail unless applicable Iaw requires use of another method•'Phe notioe shall be directed to the Pruperty Addmss
<br /> or any oiher address Borro�ver designaoe,a by notice to Le�eder. Any nodce to LEader shell be given by first class mail to
<br /> Lender's add�ss stated herein or any other address Lender desIgnates by no¢Ice to Bonower. Aay aotioe pmvided for in this
<br /> Seauity Iasnumeat shall be deemed w have baen givea to Bore+ower ur Lender when given s�s provided in this paragraph.
<br /> � 1S.Governing Law; Severabiltty. This Seairity Instiument shell be govemed by federal law and the law oYthe
<br /> jurisdlcxion in which the Property is loct►ted.In the event that any prnvisIon or clause af ttds Se�urity Instcument or the Note
<br /> wnflicts with appurable law,such ooaflict shall not affect other provisions of tUis Security Instniment or the Note wt►ich can be
<br /> given effect without thc oonflicting proviston. To this end the provisIoas of this S�ecuriry Insuument and the Note are declered
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one oonformed oopy of the Note and of this Security Instrument.
<br /> Form 3026 8190
<br /> p�go4of 8
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