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<br /> payments may no longer be rcquired,at the optIon of I.endee,if mortga�e inaurance cuvera�e(in the sunount und for thB pedod
<br /> thnt Lender mc�uirea)provided by an jnaurer approved by I.ender egein bcxomes available and is obtained.Borrower shall pay
<br /> the pr�miums required to muintain mortgagc insurancc in effect,or to provide a tass reserve.until the requirement for mottgage
<br /> Insueance ends in accardance with any written agtetment between Borrower a�id Lender or app{icable 1aw.
<br /> 9.lnspecSion. I.ender or its agent may make reasonable enules upon and inspectians of the Property. L,euder s3�a11 give
<br /> Fionowee notice at the time of or prior to nn Inspectlon specifying reasonable cause for the inspectton.
<br /> 10.Condemnatton. The proceeds of any awurd or claim for damages, dirert or consequential. in connection with any
<br /> condemnation or other taking of any part of the Property,or for conveyance in lieu of condemnation,are hereby assigne�!and
<br /> ahnU be paid to I.cnder.
<br /> In the event of a totat taking of the Property.the proceeds shall be applied to tt�e sums secured by this Security Instrument. -
<br />� whe2her or not then due.with uny excess pnid to Borrower. In the event of a partial taking of the Property in wt�3ch the fatr
<br /> market value of thc Property immedistely befare the taking is equal ta or greater than the amount of the sums secured by thio
<br /> Securfty Instniment immediately before the taking.unless Bonower and Lender otherwise agtee in wdting.the sums secured by
<br /> this SecurIty Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a)the total
<br /> amount of the sums secured immediately before the taking.divide�l by (b) the fair market value of the Property immediately
<br /> before the taking.Any balance shnll be paid to Bonower. In the event of a partial taking of the Property in which the fair
<br /> market value of the Property im�nediately befo�ths takIng is less than the amount of the sums aecured immediately before the "`
<br /> talcing. unless Borrower and Lender otherwlse agree in wrlting or unless applIcable law otherwise provides. tho procceds shall
<br /> be applied to the sums secured by this Securiry Instniment whether or not the sums are then due.
<br /> If the Property is abanduneci by Borrower,or if.after notice by Lender to Bormwer thai the condemnor offers w make an
<br /> award or settie a claim far damages. Borrower faUs to respond to L.ender wlthin 30 days after the date We notice is given,
<br /> L,ender is authorizod to rnllect and apply the proceeds.at tts optlon,either to restoration or repair of the Property or to the sums
<br /> se�ured by this Security Instrument,whether or not then due.
<br /> Unfess I.ender and Borrower otherwise agree ln wrldng, any application af proceeds to principal shall not extend or _
<br /> postpone the due date of the monthly paymeats referred to in paragraphs 1 And 2 ar change the amount of such payments.
<br /> 11.Borrower Not Refeased;Forbearance By Lender Not a Waiver.Extension of the timc for payment or modificadon
<br /> of nmortizatIon uf the sums secured by this Secur3ty Instruinent granted by Lender to any successor in interest of Borrower shaU
<br /> aot operate to release the liability of the original Borrower or Bormwer's successors in interest. Lender shali not be required co
<br /> oommence proceedtngs against any successor in interest or refuse to extend time for payment or ottierwise modify amorti�atlon
<br /> of the sums secured by thia Secur�ty Insmiment by reason of aay demand made by the orlginal Borrower or Borrower's
<br /> successors in intc�rst. Any forbeatance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> ' exercise of any right or remedy.
<br /> 12. Successoss and Assigns Bound;Jotnt and Several LiabiHty; Co-signers. The covenants and agreernenu of thia
<br /> Securlty Insuument shell bind and benefit the successors and assigns of Lender and Borrower. subject to the provisiona of
<br /> paragraph 17. Borrowar's covenants aad agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> Iasttument but does not execute the Note:(a) fs co-sigdng this Securlty Insuument only to mortgage, grant end convey Wat
<br /> Borrower's interest in the Property under the terms of this Security Insuument:(b)is not persot�+lly obligated to pay the suws �
<br /> secured by this Securiry Instrument;and(c)agrees that Lender and any other Borcower may agree co extend,modify,forbear or
<br /> make any accommodadona wlth regard to the terms of this Security Instrument or the Note v+itteout tl�at Horrower's consent.
<br /> 13.Loan Chatges.Yf the loan secuY+ed by this Security Instcument is subject to a law which sets maxlmum loan charges,
<br /> and that law is 6nally interprtted so thtat the interest or other loan charges oollected or to be collected in connection with the
<br /> loan exceed ihe pemutted limits.then:(a)any such loan charge shall be reduoed by the amount aeoessary to reduce the charge
<br /> w the permitted limit;and(b)any sums atready colleaed from Borrower which exceeded permitted limits wil!be refunded to
<br /> Borrower. Ixnder rnay cHoose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to IIorrower. If a nefund reduces principal. the reduction wili be ueated as a partial pnepayment without aity
<br /> prepayment charge under the Note.
<br /> 14.Notices.My notIce to Bomower provided for in this Seturity Iastnrment shail be glven by delivering it or by mailing
<br /> it by first class mail unless applicable lawr requires use of aaother method.The notIce shall be dlrected to the Property Address i
<br /> or any other address Borrower desi�nates by notice to Lender. Any notice to Lender shall be given by firat class mail to �
<br /> Lender's address stated herein or any other addre�s I.ender designates by notice to Borrower. Any nodce pmvided for ia this '
<br /> Security Tnstmment shall be deemed to have been given to Horrower or I.ender when given as provIded in tUis paragraph. � i
<br /> IS.Governing Law; 3everebility. This Secudty Insmiment shall be govemed by federal law and the law of the ;
<br />— jurisdicdou in which the Property is located. In the event that any provision or clause of this Securlty Insuument or�ne I3oie i
<br />— ooMicts with applleable law.such confllct shall not affect other pmvi3ions of this Security Inswment or the Note which can be j
<br />— given effect without the conflicting pmvision.To this end the pzovisions of this Security Insuument and the Note are declared ;
<br /> - to bs seven►ble. '
<br /> 16.Borrower's Copy.Borruwer shall be given one conformed copy of the Note and of this Security Insttument j
<br /> Form 3028 9/80 �
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