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<br /> payments muy rto longer be rcquired.�t the option of I.ender.if mortgagc inaurancc coveruge(in the amount and for the pedod —
<br /> thut Lender rcquires)provided by an insurer appinveii by I.ender aguin becomes avnilable and is obtnined.Barrower shuli pay
<br /> the premiuma reyuired tu maintein mortgagc insurmue in effi;ct.or to provide u loss mserve,until the requirement for mortgnge L
<br /> insucance ends in accordance with uny wr�tten agreement between Horrower and Lender or applicnble law.
<br /> 9.Inspectioa. I.ender or ite agent may make reasonable entrles upon and inspec:tlons of the Property. Lender shall glve
<br /> Barrower notice ut the time of or prlor to un inspection specifying reasonable cause for the inspection.
<br /> 10. CondemaaRiun. The proceeds of any awerd or clatm for dama�es, dtrect or consequentlat, in connection with any
<br /> condemnution or other tukjng of any part of the Property,or for conveyance in lieu of condemnation,are hereby asst$ned and —
<br /> shail be paid to L.ender. —
<br /> In the event af a totnl taking of the Property.che proceeds shall be applied to the sums secured by this Securtty Instrument,
<br /> whether or not then due,wlth aay excess paid w Borrawer. In the event of a partial taking of the Property in whtch the fair
<br /> mnrket vnlue of the Property immediately before the takin� is equal to or greater than the amount of the sums secun�d by this
<br /> Securlry Instnuncnt Immediately before the taking.unless Borrower and L,ender otherwise agree in wridng,the sums secwed by
<br /> this Security Inserument shall be reduced by the acnount of the proceeds multiplied by the foUowing fractlon: (a)the total
<br /> amount of the sums secure�immediately before the taking.divided by (b)the fair market value of the Property immediately
<br /> before the takin�.Any balance shall be psiid to Borrower. In the event of a partial taking of the Properiy in whieh the fair -
<br /> market value of the Property immediately befare the talsfn�is lesa than the amount of the sums securod immediately befone the
<br /> taking,unless Borrower and Lender otherwise ngree in wdting or unless applicable law otherwise provides. the proceeds shall _
<br /> be applied to the sums secured by WIs Security Instnunent whether or rtot the s�uns are then due.
<br /> If the Pmperty is abandoned by Rorrower,or if. after nodce by Lender w Borrower that the condemnor offers to make an
<br /> award or settle a claim For damages, Bornower fails to respond to I.ender within 30 days after the date the rtotice is given,
<br /> Lender is authorized to collect and apply the procee�s.at tts option.either to restoration or repair of the Property or to the surns
<br /> secured by this Security Instrument.whether or not then due.
<br /> Unless Lender and Boaower otherwise a�ree in writing. any appl[cation of procePds to principal shall not extend or °-
<br /> postQone the due date of the monthly payments referred to in paragraphs 1 end 2 ar change the amount of such payments.
<br /> 11.Borrower Not Released;Forbeareace By I.ender Not a Waiver.Extcnslon of the time for payment or madification
<br /> of amortization of the sums seeurect by chis Security Insirumeai gracdai Ly L.c�i�icr ta any succes.�ar in intcr�i of Basso�er slssll
<br /> not operate to release the liability of the original Bomower or Borrower's successors jn interest. I.ender shaU not be required W
<br /> commence pmceedings against any suocessor In interest or refuse to extend time for payment or othenvise modify amorti7atton
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Saacessors and Assigos Bound; Joint and Several LiabU[ty; Co-sfgnere. The covenants and agreements of this
<br /> Securlry Instrument shall bfnd and benefit the successors and assigns of Lender and Borrower, subject ta the provisions of
<br /> paragraph !7. Borrower's covenants and agreements shall be joint and s�veral. My Borrower who co-signs thia Securlty
<br /> Instrument but does not execute the Note: (a)is co-signing this Secudty Instrument only to mortgage. grant and convey that
<br /> Borrower's interest in the Property ander the terms of this Security Insnument;(b)is not personally obligatcd to pay the sums
<br /> secured by tlus Security Instnunent:and(c)agrees that I.ender and any other Botmwer may agree to extend, modify,forbear or
<br /> make any accommodurions with regand to the terms of tlils Secarity Instnunent or the Note without that Borrower's wnsent.
<br /> 13. Loan Charges. If the loan secured by this Sec�rlry Instrument is subject to a law which sets maxi�num loan charges.
<br /> and that law is finally interpreted so that the Interest or other loan charges collecte�l or w be coll� in ooaaection wIth the
<br /> lo�an exceed the permitted Itmits,then: (a)any suc6loan charge shall be reduced by the amount necessaiy to reduce the charge
<br /> to the permitted limit;and(b)anY sums already callected from Borrower which exc�eded permitted limits will be refunded to
<br /> Borrower. [.ender may choose to make this refund by reducing the prtncipal owed under the Note or by malcing a d�rect
<br /> payment to Borrower. If a refund reduces principal, the reduction will be treated as a partlal prepaymeat without any
<br /> prepayment eharge under the Note.
<br /> 14.Notices.Any notice to Borrower prnviaed for in this Security Inswment shall be given by delivedng it or by m�iling
<br /> it by first cl�ss mail unless appltcable law requires use of aaother method.The notice shall be directed to the Property Address
<br /> or any other address Barrower designates by notice to Lender. My notIce to Le�tder shall be given by first class m�ii to
<br />- i.eader's address stated herein or any other address Lender designates by notice to Borrower. My notice provided for in tWa
<br /> Security Instrument shatl be deemed to have bean given to Borrower or Le�tder when given as provtded in this paragraph.
<br /> 15. Govermtng Law; Se�e�abiiity. This Security Instrument shall t� guverned by federal law and the law of the
<br /> jtuisdiction in whtch the Property is located. In the event that any provision or clause of this Se�udty Instrument or the Note
<br /> conflicts with epplicable law. such conflict shall not affect other pmvisions of this Securlty Instrument or the Note whieh can be
<br /> given effect without the conflicdng provision.To this end the provisions of this Securlty Instrument and the Note are declared
<br /> to be severable.
<br /> 16.Bacrower's Copy.Borrower shall be given one conformed copy of the Note and of this Securtty Insuument.
<br /> ��aoas 9/80
<br />- PayO 4 ot 8 '
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