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<br /> 35� �C"�'�0� _-
<br /> puycttents muy no longer be required.at thc opttan of l�ndcr.if mortguge insurancc covcrugc(in thc umount and for the perfod
<br /> thut Lender requirc.w)provided by an insurer upproved by Lender aga{n beromes nvnilablc und is obtuined. Borrawer shnll pay
<br /> the premiums requfred to maintain mortga�e insurance in elfect.ur�u NruviJe u lus,re�ervc,until U�c rcyuii•emcnt far martgu�� �
<br /> insurance ends in accardance with uny wdtten agreement between Barrower and Lender or upplicable luw.
<br /> 9.Inspection. l.endcr or its ogent muy muke reasonuble entrtes upon and inspectians af the Property. Lender shull give
<br /> Borrower notice at the time of or prlor to an lnspection specifying rerisonuble cause far the inspectlon.
<br /> 1Q. Condemntttdon. The proceeds of any award or claim for damages,direct or consequential, in connection with any —
<br /> condemnation or other taking of uny pact of the Property.or for conveyance in lieu of condemnatinn,ure hereby assigned and
<br /> shall be pafs!to Lender. _
<br /> In the event of a tatal taking of the Propeny.the procxeds shull be applied to the sums secured by this Security insqument. _
<br /> whether or not then due, with any excess paid to Borrower. In the event of u partIal taking of the Property in which the fuir --
<br /> market value of the Property immedlately before thc taking is equal to or grecter than the amount of the sums setute�by this
<br /> Security Instwnent immediately before the taking.unlesa Borrower and Lender otherwise agree in wrlting,the sums secured by
<br /> this Secudty Instrument shall be reduced by the amount of the pmceeds multiplied by the following fractlon: fa) �e totsd
<br /> emount of the sutas s�cured immediately before the taking,divlded by (b)the fair market value of the Property[mmediately
<br /> before the takms. My balance shall be paid to Horrower. In the event of a partIal takins of the Property �n which the fair �
<br /> cparket value of the Propetty immediat�ly before the teking is less than the amount of the sums secured immediately before the
<br /> taidng.unless Borrower and�.ender otherwise agree!n writing or unless applicable faw otherwise provides.the pracceds shall
<br /> be applied to the swns secured by this Security Inscrument whether or not the snms are then due.
<br /> If the Property is abandoned by Borrower.or if,after notice by Lender to Bormwer that the condemnor offers to make aa
<br />� award or settle a claim for damages. Borrower faits to eespond w Lender wtthin 30 days after the date the notice is given,
<br /> I.ender is suthorized to wllect and apply the proceeds,at its opGon.either to eestoration or repa3r of the Property or w the s�uns
<br /> secured by this Security Insmiment.whether or not then due.
<br /> Uafess Lender and Borro��rer otherniise�gree in tinititig. any appticatlnn of procePds to principa! shall not extend or -
<br />� postpnne the due date of the monthly payments referred to in pdragraphs 1 and 2 or change the amount of such payments.
<br /> 11.Borrower Not lteieased;Forbearanoe By Lender Not a Waiver.Extenslon of the time for payrnent or modificatIon
<br /> of emurtuatlon of the sums secured by this Security Instrument granted by Lender to any successor ia interest of Borrower shall "
<br />: aot operate to release the liability of the original Bonower or Horrower's successors in interest. Lender shall not be required w
<br /> rommeace proc�edings agatnst uny successor in interest or refuse to eatend time for payment or otherwise modify amortization
<br /> of the sums secured by this Serurity Instrumeni by reason of iu►y demand made by the origtnal Borrower or Bomnwer's
<br /> successors in tnterest. Any forbearance by Lender in exercising any right ar remedy shaU not be a watver of or preclude the
<br /> exercise of any riBht or remedy.
<br /> 12. Successozs end Assigos Boond; Joint and Several Liabii[ty;Casigners. The covenanu and agreEmenta of thia
<br /> Security Insvument ehall bind aad benefit the successors and assigns of Lender and Borrower. subject to the provisions of
<br /> paragraph 17. Bom�wer's covenants and agreements shall be joiat and several. Any Borrower who co-signs this Sectuity
<br /> Instrument but dces not execute the Note: (a)is co-signing this Security Instrument only to mortgage.grant and oonvey that
<br /> Borrower's Interest in the Property under the terms of this Securiry Instrument;(b)is not personnlly obligated to pay the sums
<br /> secured by this Security Instnunen�and(c)agc+ees that Lender and any other Bomower may agreE to extend,mndify,forbear or
<br /> make any accommodations with ragard to the ternis of this Security Insuument or the Note without that Borrower's coasent.
<br /> 13.Loan Cdarges.If the loan secured by this Security Instrument is subjert to a law which seta maximum ioan chargea,
<br /> sutd that law is finrilly interpmtc�d so that the interest or ather toan charges coll�or to be collected in coac�ction with die
<br /> loan exceed the permitted limits,then: (a)any such loan charge shall be caduced by the awount aecessary to re�iuca the charge
<br /> to the permItted limit;and(b)any sums already collected from Borrower whtch exoeeded pemutted limits wiU be refunded to
<br /> Borrower. Lender may choose to make this refund by reducing the principat owed under the Note or by makin$a direct
<br /> payment to Borrower. If a refund reduces priacipal, the reduction will be treated as a partial prepayment wlthout any
<br /> prepayment�hatge under the Note.
<br /> 14.Notices.Any notice to Borrower pmvided for in this Security Insnument shall be given by delivering it or by mailing
<br /> it by fisst class mail nnless applicable law requims use of another method.The norice shall be dtrected to the Pex�peerty Address
<br /> or any other add�ss Borrower deslgnates by noiioe to L,ender. Any nodce w Lender shell be given by fiist class mail to
<br /> Lender's address stated herein or any oiher address Lender designates by noric�to Borrower. Any nuttce provided for in this
<br /> Security Inst�ument shall be deemed to have been gtven to Borrower or Lender when given as provlded in this paragraph.
<br /> IS.Governing La�r; SPVerabWty. This Security Instrument shall be govemed by federal law and the law of the
<br /> jurisdiction in which the Propetty Is laxited.In the event that any proviseon or clause of this Secwiry Instcucnent or the Note
<br /> oonflicts with applicable law.such conflict shall aot affect other provisions of this Serurity Instnunent or the Note which can be
<br /> �iven effect wlthout the oonflicdng provision.To this end the provisions of this Security instrument and the Note ane declared _
<br /> to be sevetable.
<br /> 16.Bormwer's Copy.Borrower shall be given orte conformad copy of the Note and of this 5ecuriry[nstmment.
<br /> Form 3028 8180
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