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<br /> payn�cuts niay n��tuug�n c�i�cquircd, nt�I�r uptl�m uf Lcn�lci, If'm„it�;uv4 incuraurc c�s��rrnZte tin Ih��nm��unt n�id Inr�hc perinii
<br /> tilut I.r�«trr r���ultctil pc��vldcd l�y�n�in�urrr upp�'u�'c�l by I.cndr►•n2;aln hcrunms uvi�ilahlc un�l h u1�inlncJ. Nnn�►wcr sl�nll pny
<br /> �ho premiumy rc�uir�d tu maim��in inait�;u�tc insurance in eii�ct,ur t�►p�'av:de u losti rc�cn,•c,�uull Ihr rri�uir�nient fi�e nu►��INutle
<br /> insuranc�rnds In nrcunl.mrr�vlth,my�arltten;�t;r�4 nnnt I�etwcrn R�n�ru�v�:i•nnd Ixudue ar appiir,tblr luw. _
<br /> '�. It�nE►i.�ti�s�. l,����t�r ur �l�u�ettt ntny ntake itiasonnbtc ciitrirv g��c►�►u+�d in���c���i��i�r•��f Iitu Cr�►�x��iy. l.rn�lcr :�httill �;i��c _
<br /> Nc+rrm��eF noil�ti s�t thc ti�it�uf ur��i�lur tu��+t in��+c�1i�m�p��il)�i��g rc.►sunat�lc r:msc fur tlte iu+pccUuu. _
<br /> �n, ('e►ytic,»uaU�►n. '1'lu ��uwecds u!'�iny uwurd nr dluhn ti�r�litmu�cs, dircct ��r runsr��u��nli��l, in c„nncctlim wi�h uny
<br /> cunclrmn.�dun ur uthcr t.+kin�;ul'any pnrt �►1'ihc Property,or tirr cunvcyancc in licu��t r�mdcmnntl�m, iu•c I�rrchy i�ssi�;ned nnd
<br /> nhitU hc p.iid tu l.rmlrr.
<br /> In thc evcnt��t'r�luud tiikin�;ut'Ilic 1'roperty,thc pracc�d.r•tihttl)hc uppUcd tu thc sunir sccurr.d h,Y this 5ccurity inslrunu:nl,
<br /> �vhethcr ur not �hen duc, alth ui�y rxccss puid t�� 13urru�vcr. In tha cvcnt oP u purUui luking of'�hc Pr��perty in whirh thc fid�
<br /> uu�rkct valuc af'the Pr���.rty unnudr.uciy hctnrc thc tail�ing iw cyunl to or grcntcr thnn titr nmount ui�hc yumti sccur�d hy ihis
<br /> Security lntiu�ument imnudiittcly befb�•o Iho laking, unlcsti lloi'rawcr nnd I.endcr ulherwlsc aurce In writiny,Uie titttnr secured by
<br /> this Sccuriry Instruaunt di�ll hc r�.�luced by thc �nnu�nt ��t'd�c prorccJti multipllcd hy thc follo�vin�; t'r�ictiim: (u) thc totnl
<br /> nnmunt of�hc sinnr sccurcd imnudintcly beFc�ro tl�r tnkin�, dlvidcd hy (b)thc iidr nmrkct vnluc of�hc Prnpc��ty immcdintcly
<br /> hefnrc thc takin�, Any bultu►cc shull bc �nid to Narmwcr. In Ihc cvcnt uf u pa�tinl tnklnb af Qic Pruperty in�vhich Nic fidr
<br /> mnrkct vailuc��P the Pruperry iiun�edintely heti�re thc tt�king is Icss tyan Utc nmount nf tht s�nns sccurcd imm�vliirtcly hef�re d�e
<br /> t�king, unless Bnrrnwcr und I.cndcr othcrwi�e agrcc in writing ur unlcss appNcablc li��v �itl�co•wi:,c pr��vldes,tho procccds shall
<br /> bc iipplicd to thc sums accurcd by�his Sccurity Instruoicnt whctt►cr ur nut thc sums nrc�hen duc,
<br /> If thc Praperi�� Es al�andoned by l�orr��wcr, or if,uftcr nutico hy i.cndcr to Elorri�wcr that thc cwtdcmnar affcrs t�makc nn
<br /> mviird or sculc i+ �"ai:n for dnnm�;cs, Uorrowcr fi�ilti to resp�md to I.cndcr wi�hin 3Q duys i�ttcr thc duta thc uoticc is glven,
<br /> Lcndcr ir i�uthori•r.cd to collcct nnd i►pply thc prncccds,ctt It.r•option,cithcr to restor�ition or rcp�dr at'thc Property or to thc sunts
<br /> sectn'al hy r,l!ic Sc�.uxlty Inst�umcnt, whcthcr ar not thcn duc.
<br /> Unlc:�v Lcndcr c��td Hurtuwcr othct'wlsc cisrcc in w►iting, ttny application of pmcceds to principul shzdl nat cxtcnd ar
<br /> postponc thc duc dntc��f thc monthly paymcnts refcrrcd to in�.�ragrnphs I c►nd 2 or ch:�n�e thc iimrn�nt of such payments.
<br /> l l.Tt�,rzw�ver No! He1ei►,ed;Fonc�arnucc By Lender N�►t e W�Ivcr.Eixtensiat���f'1he timc for paynzent�u ntadific��tion
<br /> �if nmortiz:ition af thc sums sceured by thi�Sccurlty 1nsU•ument t;e���utcd by I.cnder to any succcssar in intcrest af'Ilarrowcr shall
<br /> not operiit;ta rcicasc Ihc IiuBility ot'tlic urlgin�l Borr��wcr oe�ormwcr's suc�cssors i�i intcrc�t. Lcndcr e�hall not hc rcquired to
<br /> commen�z��roccedincs .�gainst nny successor in intcrest or rcfuti,t�►ex�end ti►ne Pur p�ynient or ntherwiso mudify aimuriizadon
<br /> of Ihc sums sccurcd by this Sc�tuity Ii►struntent hy rcasnn of :my dem�+n.l mactc hy thc original E3nrruwcr ar Barrawcr's
<br /> succcssors in intcrest. Any forbcairimcc by �,cndcr 1n cxcrcising any rlght nr nmctly shi�U not bc n w�ivcr af ar prccludc the
<br /> cxc�eisc�f nny�ight ur renudy.
<br /> :� c,�;�,.�,Q..�,�,� e�� it��.ul; �.,��: n�d Sevu��l Liahlllty; Cn�sleucrs. Tbe covosuutts und ����cctlt�t�ts nf this
<br /> Sccurity [tiistn�mcnt shAll bind �uid bcncfit thc succcssors �►nd actii�;ns of l.cndcr nnd Bon•c�wcr, subject t�� tho provi,ions af
<br /> paragrt�ph 17. l3orro►ver's cavennnts und i�grccmcnts shall be Jolnt nnd seveeal. Any 13orrawcr who c��-signs this Securlty
<br /> Instruu�enc but dacs not cxecutc thc Notc: (n) is ru-slgning this Sccuriry Iustrumcnt unly ta mortgngc. �rnnt nnd convey that
<br /> 6as�a�v�r's interzst tn tt�o I'cUp:.rty undcr the tcrms of thls Securil�� lnserumeut;{h)is nat personally�hllg�it�ci ln pay tho suu�.v
<br /> secure�F L�� this Securiry instrument; nnd(c>u�;rcer that l..encicr and a�y nther Borrowc�mny n�rec to extend,modify, fnrbcitr oe
<br /> mtikc a:^.r�ai�:commcxlutiuns�vlth rc�iird to�hc tcrms af'this Security Instrument nr tho Notc�vithout thnt I�arrowcr'x consenf.
<br /> 13. l..otu� Chnrgcs.lf thc loau sccurcd by this Sccurity Insuumcnt is suUJcct ta n Imv�vhlch sots maximum laan chnrges.
<br /> and thnt Inw is finnlly intcrprctcd sn thnt tlic intc��:�a or othcr lo�n chnrgcs ci�ticctcJ or tc�bc collectccl in canncctian with ttw
<br /> lonn excccd thc permlucd limits,thcn; (i�)ony such toan chargc shnU bo rcdaccd by thc amaunt ncccssa�y to re<lucc thc chnrgc
<br /> to thv 4��:�ittcd limir, und (b)zmy sum.r• td�•cady collcctcd f'rmtx ki�n•n�vcr tivhich excccdc�l p�rn�ittcd limits will bc rcfuodecl to
<br /> Barrrnvrr. L.cndcr m�y chaose to mako this rcfimd by rcduciT�� thc principt�l c�wc�l untlz,r tho Natc ar by mnkin� � dircct
<br /> paymcnt to Barrower. If n refund reduccs prii�cipal, the rccluction wlll he treated ns n pn►iinl prcpayment �vithaut any
<br /> prcpayment chnrgc undcr dic N��to.
<br /> 14,Notltcs,Any nc�ticc to Harrowcr proviQcd for in this Sccuiiry Instniment shall bo givcn by dclivering it or Gy muilin�
<br /> it by L'�rse t;�nss mail unlcss t�pplicnbla la�v rcquirc;s use of nnmhc�mcthcxl. 'Pha nndcc Fhnll Ua directccl to thc Propeny Address
<br /> ar nny ��:�hcr nddress Horca�ver designutcs by notire to [.cndr,r, Any nntica to I�ndcr shnll bc given by first cluss mnil to
<br /> L.cndcr's nddress�tatcd hcrcln or uny othcr nddress I.cndcr designntes by n��ticc to [3orrmvcr. Any noticc pravidccl far i�this
<br /> Scrurity Instrument shall bo dccmed to h�ivc been givcn to Borrawer or Lendcr when siveu ns provided in this pamgr��ph.
<br /> 1S.Governing Lnw; SeverAbtlity. 'This Sccurity Instrument sht�ll bc grncrneci hy fuieral Inw and thc law af thc
<br /> JurlFdiction in which tho Pr<�periy is to::atcd. In thc evcnt thnt ;my provision or clauso uf ihis Sccurity Instrument or the Notc
<br /> canfllcts with npplicablc Ic��v,such conflict shcdl not uffect athcr provisicros of Uils Sccuriry Instrumcut or the Nato which cAn ba
<br /> given effect without the canflictin� prmision. To tlds end the pn►visie►ns of�his Securlty lnstrument nnd t1�o Nute nre declarecl
<br /> to bc sevcrnblc.
<br /> 16.Norr�«�er's Capy. Barrower tihnll be given one conformal copy nf�ho Note anci oP this Secudty Instcument.
<br /> Furm 302A y180
<br /> F:;�4 ot 0
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