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<br /> 7'Otlf:i'H}�R2�'VI'f41 nll tha im�►mv�•uun�y�iotv�e he��.�Qce ercetcd an the}�rup::�iv. un�i ull e��rn�cnth,�ippiuccnnnres, und
<br /> lir;unc�� nuw u�' hcrcaf�tcr a piut uf �hc pruJkrty, A►II IY•�IIICCIIIL'i114 nnd nddiUuny shaU ,�Isc� t�c co�•crcd hy �I�Is Stcurily
<br /> Insirumcnt, All��i'thc furc�;uin�is rci'crrrd tu in thi�Sc�urhy 6istn�ntcnt nv thc "1'raperly.,,
<br /> Ut)!?ltU\VFiR CUVHNAN7'S th�u Ilurru�ve�•is lutal'ully�cised uf'Ihe c5lute hcrehy�.►nvcycd �id hati the right tn ga�nt i►nd
<br /> cunvCX tt�c Pn,p.riy a►id diat Ihe Prape�ty Iti uncix�m►tx�r�d, G+c�€{�I f��r enrumhr;mces �+f r�anY1. Hornnver w:urattts und tvill
<br /> IIC�tI{��.41{CI'��I4(I1��IIIC�ll iRC N(tl�t�Y A°A�It51 OII CI�f115 aIl[�dC;n�nds.�UhJrct h��n�y r�►�u�u1►n►►�rrr•�►P r��.•n`�1,
<br /> 'fNlS S[iCURlTY INSTFiU449ENT�Ymtl�ines��nifnnn Eavc•i�nts Ii+r twU«nal usc and non-�miform ct�►�e�u+nts vrith limit�vl
<br /> v;�rt;���,�nx 1�y)uriuliciion tn�v�uyiiwtc u unlfurm sccuritv ir�.strumc+u ruvcrin�t r�nl prupc�ty.
<br /> UN11'UttM COYGNANTS. I3nrcuwer nncl t.cndcr coven:int«ntl n�;rec uti fi+llu«�x:
<br /> 1. Piiyme��t oP I�ti�cipa! and Onterctit; 1'repvymct�t am! laite �'hnt�es. flarro�ver �hall prumpely pay �vhcn duc thc
<br /> principal oP m�d intcrest on the dcbt evidcnccct by thc Ni�tc nnd nny prcpaymcnt nnd Intc chi�rgcs duo undcr tho Notc.
<br /> 2. I��nds fi�r Tnxcs nncl 1i�.5urunce. SubJcct to n�plicnhlc Inw or t��t� �vriltcn wuivcr by Lcndcr, [lurmwcr slinll pay to
<br /> I�endcr cm thc d.�y monthly paymcnt.r•arc dac undrr thc Notc,until tho Notc is pnid in fidl.n sum('FundS")far: (n1 ycurly li�xcs
<br /> unJ s�.tiscssmcnts which mny nu.�in prioriry over 11►is Sccurity Inst��ument ns�licn on the�'rc�pc�ly; (b)ycarly leaschold payments
<br /> or�;m�uid re�its on th�Propc:ny,if nny;(c)ycarly h:uard or property Insurnncc prcmiums;(d)yc:u�ly flu�xi insuruncc premium9,
<br /> if nny; (c)ycarly mongagc insurnncc prcmluu�s, ii'nny; ond(t) any sums paynblc by l�arrowcr tu Lcndcr, in nccordnnco �vith
<br /> �hc provis;ons of parasrnph R, in Ucu nf tlio p:�ymcnt i�f martgagc insurancc prcufiums. Thcsc itcros i��c c:�llcd "Escrow Ilems."
<br /> I.endcr niay, nt �►ny tinie, collect nnd hold t�unds in an i�mauttt not ti�excec�l thc m�xintum umnunt n lcndcr for n tedcrnlly
<br /> n:lnted mortgage loan may require for Barrnwer'� escrow uccount under the federnl Rehl Cstnte ScUlement Nmcedures Act of
<br /> 1974 as amcnded f'rom dmc to time, 12 U.S.C. Sectian 2bOt e�seq. ("ttESYA"), unlcss nnothcr In�v thnt i�pplics to tho Funds
<br /> sets .� Iesser mm�unt. If'sa, I,ender muy, ut iiny time, ca!lect imcl hnld Funds in an nmount nat ro excced the Iesscr nmount.
<br /> Lcndcr may cstimatc the nntount oP Funds due t�n the basis of currcnt dntu ansl rcusonnblc csNmiitcs of expendhurcy of fUturo
<br /> �scra�v Itcros or othc�visa in acco�Yl;uicc with applicablc li�w.
<br /> 7'�hc Funds shall 6c hcid In nn institution �vhasG de�*Tsits nro insurcd by n fcdcrni ngcncy. instrumcntnlity, or cntity
<br /> (inclu�iing I.cnder, if l.ender is such�►n institution)or in tirs� f.'cciernl Nomc Loan Bank. L.ender shall apply�he Funds to pay thu
<br /> F.scrow [tcros. Lcnctrr nmy not chargc[�orro�vcr for Itoldin�und npplyin�;thc Funds,i�nnually imalyzer;,�tho cscrmv l�cc�um. or
<br /> vcrifyin�thc Escrow Itcros,ualcss I.endc�pays Ac�ttowcr inicrest an thc Funds and applicublc luw nct�n:�tv 1�ndcr t�m�kc such
<br /> �chargc. Ho�vcvcr, i.cndcr mny rcquire Bormwcr tu p:iy u onc-timo charge for an indcp�ndent resd estnte tox rc�rtinE scrvicc
<br /> uscAf by Lcndcr in cunnccdcm a•i►h this loan, unlcss npplicnblo lutv provi�ics othcrwisc. Unlcsv nn ngrccrncnt is madc ar
<br /> applic�blc law requires intcres�ecr bc pnid,I.cndcr shail nut Q+e rcyuiRd tu puy Eiorr��wer�ny intcre.0 or camin�s an the i'unds.
<br /> sorrowcr c►nd I.cnder iru�y ng�cr in wriUn�;, ho�vevcr. that intcrest slmll be pt�id nn tho Funds. I.cn.1�r shnll givc to F3onower,
<br /> withaut chnrge. an a�muu! ;t��a.vntins of the E��nds, sho�viny credits and debits to the Funds imd G�`:�urpatia fo� which each
<br /> debit co the Punds wus made. �itic Funds c�ec plc^�gcd t►s additlunul secu�ity far nli tiums secu�ed by ih:�:;:surity Instnmient.
<br /> IIQ !�„n r��i��r�k,���ulrr n�rrrd�hn:�nuwn(.c�termi�;�:]4�ha 1�r.ld hy nnnllr.nhlr��v.la:nd�:r shall uccnunt ao Iinrrnwcr
<br /> for the exccss f�unds in u�v:oniauce with the requircmcnts of'�yplic�ble Inw, Of thc iutss.kn of thc Fuuds hcld by Lr�»dcr nt any
<br /> timc is nnt suffir.Icnt to pay thc Escrow Itcros w�t�en ciue,l.ender may sa�a�ttify 8arro�vcr in�vriting,ac�d, in such cnse[3orrawcr
<br /> shall oa�v to Lender the nmount necessari to r.�:tke up tho deficlency. I3unrwer shnll make up the d:E�;ciency in no more than
<br /> t�:�rlvc manttily paysnen�s,at Lensler'�sole di;,crelion.
<br /> Upon paymcni in full ot nll swns sccurccl hy this Sccuriry Instrument, l.cndcr sh�ll pramptly rcfund ta Borrowcr nny
<br /> �uncis hcld hy I.cndcr. lf.undcr pumgraph 21. Lcndcr shall ncquirc or scll tiic Prapc�ly, I..citQcr.pri�r to tho acquisitlon ar smlo
<br /> oi/hc Praperty. shull npply miy Funds I�cIJ by l.ender t►t the time aP ncyuisidan ar:��le as n credit ngninss the sums sccurcd by
<br /> this Sccurity lnstrunv:nt.
<br /> 3. Appikatian af PAymcnts.Unlcss apptic.:Afc la�ti•��rovtdes athenvise,nll paymcuta�cccivcd by I.cnder undcr pamgraphs
<br /> 1 nixi 2 shall bc i�ppNccL• (irst, to cmy prcp�y�ncnt chnr�cs d��:�under thc Natc; sccond, ta amaunts paynbla undcr par��mph 2;
<br /> Uiird,to intcrc.et duc;faunh,to principal due; 1iu11c►st,ta 1r�}•Intc chnrgcs duc undce tho Natc.
<br /> • 4. t:harges; I.Ieus. !)orro�ver shnll puy aU tnxes, nssessmcros,chargcc, fines and inipositions nprlbutnble to the Praperty
<br /> which may nttnin pri�srity ovcr this Sccu�lty Instrument, nnd Ic.�schold pnymcnts or ground rents, if eny. Borrowcr sliiill pay
<br /> �hcsc aaligntians in thc manncr provldcd in p:u:��raph 2.ar if aot paid in thns ma�mcr,E3orrowcr shnll pny thcm�n time dirccNy
<br /> tu tice perFOn aweci payment. darmwer sl�all pramptl}� furnish to[.ender nll n�tIcey af nr.�ounts ta be paid under this parng�aph.
<br /> If I3onawcr maAes U�csc paymc�us dircctly,[3�rro�vcr sl��ll promrtly fl�rnii�h to l.ender raaipta evidcncin�tha pc+ymentv.
<br /> Rorrowcr shall pramplly dischargc uny licn which hns prlority av�r this Sccu�lty I�::�y?imcnl unlcss Rorrowcr: (o)x�g�ecs in
<br /> writing to the pnyment af the obligatioa sccu�vd by the lien in m m�nner ncceptnble to l.r�a:�:r:(b)cvrr.e.r•ts in gc�al faith th�licii
<br /> hy, or defc�xls agaiiist cnforcement of tha 12cn in, Ic��d prcxccdings which in tho L.cr�r�'6 c;:�i�;iun aperutc to prevcnt the
<br /> cnforcct�k+U ai lhc licn;or(c)sccurc.g from thc haldcr of thc lic:n nn ug�cemcnt sutlsfnc,.cc�f w[.cndcr subordinnting thc licn ta
<br /> this S�cueity Instn�ment. If Lcndcr detcnnincs that uny part af thc Property (s c;ubJcrt t��t�licn which muy iiUaiio priuri►y avcr
<br /> this Sccurity lnstnimcnt, I.cndcr mny give i�orrowcr i�natico Identil�in�thc licii. Romr•+vcr shalt �ntisfy ti�o licn ar t�kc anc ar
<br /> morc of thc nctions set forth c►[x►ve�vithin 10 duys af the giving af noticc.
<br /> Form 3028 818p
<br /> Papo 2 0l a
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