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'.. . . • . .. t'�+itK�'�i����#-it�y v <br /> �1 (ys'._�.j.���;t41w;.- - <br /> .� , l�.... . -'-- - ' . ... ... .- <br /> �Q .. ....__.�. ��•l�.Ynw.��."—_-- <br /> � ��di' ar��R11'io�w��•�.. .�-_.+•� <br /> �,Y� 1 ______..!L:11�.�ci _—'K�TC�69@:i1:_-si__mar� <br /> . .-SP!�Y�RIRVwi��1O�!1�4r._ _ _ <br /> . ___.'_" ' ._._. . . . . _. _ _.. _. ... ... _ . <br /> — _:— —_—.. _—_____ __ . —._.._ ._ _, <br /> _ _ , �S-1Uf,,911 <br /> Bqtrower'e eaaaw account under the tadeni Rui�etate Seritnnent F>►ocedures Act of 1874 aa art►ended ham time to time, 12 U.8.0. <br /> 2801 et eeq.('REBPA°),unlesa another►atw that epptles to the Funde aote s les3er amoun� If so, Lender may,at sny Uma, coilcot end <br /> " hold Funds In�n emount�ot to exc�d the leaser emoun� Lender may oetimnto tho nmount of tunds due on tho basls ot cunom dnto � <br /> and reaaonabte estlmitea oi expenditurea of tuture�emaw itema or othetwtae in sccordance wlth applicable iaw. ` <br /> fie Funds eh�R be held In an inaUtution whoae deposfts are ineured by e fedenl aQonay, Insirumentality, or entity (�nc:utling <br /> Lender, I}Lender ta euoh en Inntftution) or In any Fedenl Fiome Lonn Benk Lender shnli eppiy the Runda to pay the Escrow Itema. <br /> Lmder rrwy not ohup�Bortohet for hMdinp and appiylnp the Funda,annu�ty analyzkip the eecrow eocaunt, ar valyfnp the Escrow <br /> Itema,untesa Lender pay�► Borrower Intereat on the Funds end appticab�o lew permite Lender to mnke ouah a oherge. Howev�, Landar — <br /> rtuiy requke Bonowe to pay a onaUme oh�rpe tor an independent reat oauto tax reportinp aervice ueed by Lender In connectlon with � <br /> thia loan,unbss appllc�bte law pronldes othawlse. Unteas an egreement!a made or�ppfieable taw requires Interest to be pild, Lenda <br /> shall not bs roqulred to psy Borrower anY kitereat or euntnge on the Funde.Bartowa and Lender may agree in wdtlng, howarer,that <br /> Intereat ah�N be petd on tha Funde. Lender ehall ghe to Bocrawer,without charge, an annusl aecounting ot the Funde, ehowfnp <br /> cre�te and debita to the Funds and the purpoae for whloh enob deblt to the Funds wae made, The Funda are piedged aa addilional <br /> seaurity tor all suma eecured by thia SacurUy Instrumen� <br /> if tha Funds i�efd by Lender excead iha cmuurite�initta�i tu bo tetd Gy appNcabia iow,L�Br�shsfl accaunt ia aa�cw�tor tlso - <br /> exceaa Funda In Qecordertee wfth the roqultementa o}�ppliceble tew. I}the amount of the Funds heid by Lender at any Nme ia not <br /> eufHdent to psy the Escraw ftems when due,t�endar msy eo notKy BorroY�m M�rdfMg,and,ln suoh cu:o Borrav�er shait pay to lender � <br /> ths�mount neceasery to make up tha de4idenoy. Borrowet ahalt mtke up the deflcienay in�o more than tvietve monthly peyments,at <br /> Landa'e eob diaaeUon. <br /> Upun p�yment in tuN of sil sums seaured by thta Security Inatrumen� Lender ahall promplly retund to Boaower any Fu�da heid by <br /> I.onder. M,under pusgtiph 21, Lender ahali acquire or seN the Properry, Lender,pdor to the ncqulaidon or eale ot the Property,sh4A <br /> appy any Funda held by Lender at the dme of aequlaidon or aele ae a eredit against the sume secured by this Sewdly InstrumenR <br /> 3.AppllcaUon at Paym�nts. Urtlase uppNcnbte law provides otherwise, eB payments receNed by Lender under paagrapha <br /> 1 end 2 ehall be appped: ft►at,to any prepayment ahnrges due under tha Note; aecond,to amouMS payable under peragraph 2;thtrd <br /> to tMerest du�tourth. to pdneipe!dsre;end last,to any late r,hargas duo under the Note. <br /> g. Ch�fg�s;U�11s. Borrower sheN pay all texes, aeseaamente, chargea, flnes and imposiHons athibutabta to the PropeRy <br /> whioh m�y � priorily ove►thla Secutity InsWment, and leaeehotd paymente ar ground rente, H any. Borrowe►shall pay these <br /> obR�tloea in the m�nnx provtded in parapraph 2,or H not p�id In that manner, Bor►ower ehall pay them aa dmo direcdy to tho person <br /> owed paymeM. Bortawer shall prompty tumish to Lender ail nalloes ot amouMa to be paid under thfa paragraph. If Borrower makea <br /> these paymenta dkeeNy,8onower eh�d prompUy tumish to Lender recelpts evidendng the payments. <br /> Bom�wer ahaN prompty disohuqe arry Aen whiah has pdorfty over thta Secudry Instrument uniess Bortower:(a)ayrees In wriW�p to <br /> the paYment ot tht obYydtton eecured by the Iten in s manner accept�bie to Lender. �)conteats In good tafth the Uen by.or delenda <br /> aq�fnat er►torcement of ths Nen In,kg�l proceed�npa which In the Lartder'e opinton op�ate to prevait the entarcement ot ihe pen;or(o) � <br /> securos tram the holde►of the Uen �n ayreem_rrt eaUafactory to Lender subordinatlnq the tien to thfa 3ecuriry instrument It lender <br /> detem�ine9 thet cny part of the Properly (e eubJeat to a Ilen whtch mty attaln prforNy over Mla Sacutity InatrumenL Lender may gh►e <br /> Bortawer t noUco identNytn�the Ilen. Bonower ahaH e�ttsty the IEa► ar taka one or moro ot the aeUons set torth above wfthin 10 daye <br /> of the�ivinq of noUce. <br /> B. Hwrd or Prop�riy Insuranca. 8oaowe► ahali keep the improvementa now existing or herenfter erecied on ths <br /> Roperty Insured agdnat toae by Nre,heurda lncluded wlthin the term'axtended coverugA' end any other heurds. Meludtnp Roods or <br /> flood'ing,tor whlcA Landar roqttkea insurance. Thia insuranoe shell be malnWned in the emounte and tor the pedoda thet i.ender <br /> �aquMaa. The Inaunna cartl�r providhg the Inau�nca shW be ehoaen by Borrower subJect to Lende�'a epproval whf�h ahaR nart be <br /> unroesombly withheld. if Botrower hlia to mak�tun covenge descAbed above, Lender may, at LendePe opUon, obtatn coreny�e to <br /> protect LendN'a riqhts N the Praparty tn aecordtnee with pangraph 7. <br /> M Ineurence.poNdea �nd renawals shaN be acceptable to Lender and she11 tnciude a atandnrd mortgage daae. lender shal have <br /> the rl�ht to �otd the poNcie� and ronnwaia. Ii Lenda requkea, Borrowe�qhall prompty ghre to lendsr ali rocetpia ot pald premlums <br /> and ronawal ndttce�. In the event ot loae, 8orrower eAa11 pNe prompt ntidce to the tnauranee cartler and Lender. Lende►muy mako <br /> ptoof ot bss N not made prompUy by t3orrower. <br /> . . iJnieaa iattiat�d 6onuiiia vi`n'w:dibe ay'ii86«�'i�$,�".L��..�^!^�!sh.��'!�:.�ir'.'",�3 iti r-•oiG�K�ni ur re�ir oi ine Mopertr - <br /> dmug�d,If ths roator�tlor� or rep�d�Is economtoelly tensible end Lender's security ts noi lessened. It t�e restoraiim or npair ts not <br /> economlc�My tese�M ar LendK'a snwrtty would be bsaened, the inauranee proaeeda shdl Ee �pplied to the auma saeurod by thW <br /> Securlty Inatrumant,whether or not then due, wRA any exeeae petd to 8arrawe�. II Borrower �bandoria the Propeity, a does not <br /> �nawer wfthtn 30 d�ya a notice irom lender th� the tnawmee cartler hte ot(ernd to.aettle a dehn. then Lertder rt�y coNect the <br /> Mauranca proceed�. Lender msy uas tfie prooeeda to ropatr ar restore the Properi�v nr to pny sums aecured by thia Seeurity <br /> tnstrum�nt,whethK or not then due. The 30siay pe�lod wUl bep4�when the no�ae is given. ' <br /> Unkas leniter�rud Bortower otherwise ag�ae M wrt8np,my eppNcWon oi proeeeda to principel shaN not eMend or Aastpons the <br /> due d�te of Ne monthy prymmta refeRed to In puapraphe 1 and 2 or ohu��e the emount of the p�ymente. Ii under pusgraph Y9 <br /> the R+operty te acquked by Lender,Bortower's dgM to ac�t.lnaurance poIIde�nnd proceeds rosultM�p irom darnege to the Property p�lor <br /> to ths aflqulakton ahtl piss to Lender to the extent ot the suma securod by tht� Se�wtry InaKument tmmedi�tety prtor to tho <br /> �cquisitlott. <br /> 6. Ocaupenay. Proservallon. 9Ylatntenana� afld Proteetlon of the Prop�rty; BorrowePs Loan <br /> Appilaatlon; L�as�holds. Bortower shall occupy, estabitah,and use the Property as Bortowe►'o prindpal resldenee wfthin stxty <br /> d�ys�ft�r th�ax�aition ot thi�Seeu�tty Inatnunent�nd ahell contlnue to ouupy the Properiy ns Banowar'e prhdpti residenee to�Rt <br /> tetet one yeu aRer Ne dQte of oxupancy, uniesa Lender otherwlae npreas fn wrEting, whinh eonsent shall not ba wreaaortaby <br /> wtthhetd,or unlesa ex4enuaUn�draumatances a�dat wht�h are beyond 8otrower'o control. Borrower sha9 not destroy,damage or impak <br /> the Propdty.�ftow the FkopMy to deterio�ate,or commit waste on the Properry. Bortower shall be in detauR H eny torfetturo actlon w <br /> --------- ..syti�... • • to w��.thnr t�Ionrinr'n Qaed LNh tud�nent coWd result in fnefeihire o!the Ptooerlv nr ofheewLse <br /> �........�..r, ....�.....�..�...�.'•_ ._--a—. _.—-•-_•--. - - - - <br /> materMYy tmp�iir the 11en creatnd by thia 3ecurlty InsWment or Lender'e security �nteres� 9oROwer may cure suc!► a detauh end <br /> rek�atate,ae provided In p^rc�¢k 1@. br r!et4�!g tRe p�Nnn�s pn+�,ding to ba dfsmisssd with e ndMg that.in lendt�'s Aood takit <br /> datermhaUon, pradudes toAeiture ot the Bortower'e tnterost�r� ihe PtopeAy or oiher maitetfat Qmpairment of the Ilnn ereated by thts <br /> 3awrHy Instrument or Lertde►'8 seaidry Uterest. 8ortower sheN siso be tn detautt tt Borrower, dudng the loan eppRcatton procesa, <br /> gsve rtatert�Yy htae w tnaax�rate IntormaUon or statcnerds ta lender �or tailed to provide Lende�with any mnterlal informntlon) tn <br /> conneatlon wkh the twn evideneed by the Note,fncNding, but not Iimtted to, repre�entetlons concemfng 9orrower'e occupancy of the <br /> PropMy aa a prtndpal restdence. If this Seaurfty InaWmeM Is on n lensehold. Borrower ehall comRty with aU tAe provialona ot the <br /> leano. It Bortowa acquires tee NUO to the Rroperty,the Ieasehoid end tha fee UUe shaU oot merge untess the L�nder agrees to the <br /> merge►In wdUng. Form�a s�o _ <br /> F10Y9.LM3 lfll'9S) Pspo 2 ot b <br /> 12181'J�1•19 �i. <br /> � <br />— l,�';=_ <br />