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<br /> 'TOOBTI•A3R W1Tgi all the improvemesite now or horeaPter er�eatod an the groperty�and�it easomcato,rightrt„ �
<br /> appurtentacae� tonta�royaltlee,minent,oil xad g�s r�ghts�nd profIte,water r�ghte and atook and atl firtuxes aow or
<br /> hereatter a prt oi the property.All replacemoata aad iddittons ehall eleo bo coveted by thle Seauritq Iasuurnea�All oi
<br /> tbe fore�oiaY is rofexred to in thte Sacudty I�strumeat�a the"Pmperty."
<br /> BORROWRR COVBNAI�TTS that Borrower Is I�wiully eeised oi the eatate hareby conveyed aad hne the dght to
<br /> �nat ucd convoy the Prnperty and ti►ac the Property Is uaencumbarcd,oxcopt for encumbrauces of racotd. Barrnwar
<br /> wurans�and wtit deiaad�casraUy�he�tte a cho ProperYy agatnsc aii uldms ead demands,sumjeot w any enaun�t�egnoea
<br /> otrecord.
<br /> l.Payraent oi Pr�taaipal,Iatereat�ad Late Chuje.Borrower ehall pay when due the prIacIpal of,and iater�st
<br /> on,thedebtevidencedby theNoteaadlatochargesdueundertheNote.
<br /> 7. Monthly Payateata of la:as. Insutaaco utd �ttier Chutes. Homowar aha11 iaalude in each mantf�ty ---
<br /> p�qme�ti.together with the priacipal aad iatere8t as eet forth ia the Note and any lata ch�rgea,aa instailmant oi�ny(a)
<br /> qta�aad epecial as�sesemeate IevIad or w be teviod agti�st tbe Property�(b?leaeehold pay:naate or�round reata on the
<br /> Property,asd(a)premiume for tasuranca raquired by pn�a�raph 4.
<br /> &ch montWy�t�atallmeat for ttema(i).(b),aad(c)ahell equal one-tweUth of the annual amouats.�s ra�soaably
<br /> ead�aatad by LeAdar�plus an emount suitictent to mdatata aa addlttonal belance of aot more tb�u►one-sirtA of the
<br /> esdmtted auiounta The full aanual amount for uoh item shsU be accu�ulated by Lender�vIthtu a perlod aadin�oae
<br /> ffioath bcPore aa Item�►ould become delinqueAt.I.ender eh�U hold the amouate colleated in vust w py Iteme�a).(b),
<br /> and(o)before they beoome deliaquea�
<br /> If st iu{y�iaib�e t�ui oi ths gaymmrafts hcl�hy I,en�er far isea�s{a?.��?.���3.tageih�t r��th th!+i��►_u�e moathly =
<br /> pyanenis for suoh iteme payable w Laadar pntor to the due dates oi euah itame,e:oeeds by more thau ona'�irth the
<br /> estimsted aaiauat oi psyments required to pay soch items whea dua aad it pymenm oa the Note u+e cwr�►�t1,►aa
<br /> Laader ehsll either rctuad the enxes over oae�sIrtt�ot t�e estimatad peqmeata or credit the ezceas over oae-Bisth oi the
<br /> eadm�ted ptymeata to su t paymettts by Borro�ar�at the opttrm oi Bor�nwar.If the total of the paym�eate nnde .
<br /> by BorroWar for itom(a)�(b�or(c)is insofticIont to psy the Item whaa due.then BortaWer ehill p�y to I.tader aW►
<br /> amount naoe�suy to raake up the defic3encyoa os batore the data tho item becomee due.
<br /> As uaed in this Securlty Iastrumeat�"Sxretary"maas the Secret�ty oi Housing and Urban Developmeat or bie or
<br /> hae desI�tee.In wy year in which the L�ndcr muat p�y a mortyt�e insurance promiunn to the Saretary(cr�r►Y Year ia�
<br /> w1�Fh such premtwn aould h�ve beea requiral it th+e Lesader still held tha 3ecutity Instroment),aah monthly pynaent
<br /> ehall�le� inaluda e'sther:(i) aa i�etaUmeat ot the aanual �nartg��e Insurance pramiwn to be paid by IAader to ttte
<br /> Secretery�or(ti)a matthly olurge inatead oi a mortgaga inetmaoe prcmtum ii thia Seaurtty Inatrument�e held by the
<br /> Se�netuy.&ah monthly iflstallment oi the mortgage iasuraaoe premium eba11 be im m amount e�udtioieat to aoaumulate
<br /> the#uU anausl mort�ge insur�ace premium wlth Lea3�rr aae month prlor to the date the tull uinwl�ort�t�e iaaun�moe
<br /> plemium Is due to the Secretary.or if th�s&curity Iastru�neat ie held by the Sectetuy.eech nsoathly char�o sivll be in
<br /> aa amount eqwi to one-twelfthof one h�li paroeat o!tAe outstandia�prlacipal b�taace due on the Nota
<br /> If Borrower taaders to Leader the iull psymont of all sums seoured by thie Seaurltq Insw�neat�Borrower'e wcoumt
<br /> eball be creditod with the bsta�lce rem�ing for a11 ins�nllmente far iteme(a).(b),nnd(c)aad aay mort�o taeuraa�e
<br /> premium iastallment ttut L+eader has not beoome ob�'sg�ted to paq to the Secs+�ury�aad Lender ebaU pron�ptlY t+efltnd
<br /> aoy etcees fund9 so Bormwcr.Immaliatefy prior to a foreclasure sale oi tho Properiy or tte acquisIt�on by Lemdes,
<br /> Borrower's aocouat shsll be credited wIth aqq belaacetemniaiag for all installmente for itams(s).(b),and(a).
<br /> 3.Applicatloa oi Ap�n�aate.All paymente u�da.T p�agraphs 1 end 2 ahall be applied by Leader es ioi�ow�
<br /> First,to the mortgaQe inauranoe ptesnium to be patd by I.eudar to the SaYe:tery or to the monthty charge by the
<br /> Secret ry wsbeed+0!the monthly mortgage it�rance premtum;
<br /> Sec;ond�to aqy�e�„spxial nse�smeate.leasehold pnymeats or ground tants.and Cue.tlond aad othar haz�sd
<br /> iasnrtnce Yx�emiume,�e rcqujral;
<br /> Third�t�n interestdue tmder the Note:
<br /> �iuth,to amortizstioaof the principil oi the Note;
<br /> t�,to lata cbarges due uadar the Note.
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