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..•�p:.;;r;�! . :�.:i, .'e t , . .. � .�•.�� . _ . _ , � � . . .. , y:.:.., � -�-�-- . . . . . r...::�• - � . .__ . , . ,� _� .. ._. . �- ��;;� • ., - . ...-... . • +;l� . ..�. .. � � �� .. �� - � �.17:�*�fTa* - -':ti{sS'?l�R.77c1ru- �--� �� substanttdly. uivalent mortgago fnsurance coverage is not avallable,Horrower shall pay to Lendar each month p sum equal td� _ �� one•twel[th o�e yeuriy mortgage insurancc pnmeum fseing paid by Horrower when tho insurance coveraga Iapsod ar oeased tv� he in effeet.i.e�xfer wlli accept.usG anci retai�these paymems as a lass neserve in ifeu of mottgage insueance. Iw�ss ras�rv�(,J� _ puymentR muy no lon�ar berCqui�+ed.�t tite optIon af I.ender, if mortsuge insurance caverage(in the amount ared far the pertai j . _ � lhet LQnder rc�q�ires)praalde�!by tus l�sarer upprovec!by lxrtder u�in lse�znes avaitabla�c!i.4 abtuitral. Earrorrec�hntl�y�. thc premiums requircd to mafntaln mortgege insurance in effect.or to pmvtde a loss r�servc, until thc requirement for mvrtguge M insumnce ettds in uccordnnco with uny wrltten agreement betweea Barrower and L.ender or uppltcnble luw, 9.Inspation.I.ender or fts agem may make rrASOnuble entrics upon and inspecdons of the Praperty.Lcndcr ahnll give� 8orrower notIco at tha dme of ur prior to an inspection apccifying reasonable cause for the lnspection. � !O.CondemnANon.The proceeds of nny awurd or claim for dama�es, direct ar consequential. ln connection wtth any;�+ condemnation or other taking of any part of thr Property,or fur conveya��ce in lieu of mndemnatinn, t�re her�y assiBrted anc�� shall be paid to Lendcr. .,,7 In tha event of a total taking of the Property.the pmcec�s shall be upplied to the sums secured by this Secudry Instrument. whether or not then due. with any excess paid to Borrower. In the event of a pactial takin�of the Property in which the fair market value of the Property+Immediately before ths takIng is equal to or greater than tho amount of tite sums secutal by tbis Secudty Instniment immadlately before the taking,unless Bomower aAd l.ender otherw[se agne in writing.the sums secured by this Sxurlty lnstrument shal! be redueed by the amount of the p�s multiplied by the fellowing frxcdon: (a)the tota! amount of the sums secured immediately before the taking.divided by(b)the fair market velue of the Pe+nperty immediately beforo the taking. My balanee shall be paid to Bormwer. In the event of a paztial taking of the Property in whfch the fair ' market value of the Property irnmadiately before tha takicig ia less tfian the amount af the aums secund immediately before tlie talcing. unl�s Borrower artd Lender othernvlse agree in wrttin�or wiless applicable law othenvise pmvides. the proceeda shall be applied to tha sums secured by this Security Instrument whether or not the sums are then due. If the Pmperty Is ab�ndone�by Barrower,or if.after notico by Lender to Bomower that the condemnor offers to make aa aweM or settle a claim for damages,Borrower fails to respond to I.ender wlthin 30 days after the date the notIce ls given. Lender is authorized to coflect and e�pply the pt+a�ls.at Ita optlon,either to restoratlon or repair of the Propett;r or to the sums secured by thls Security Instcuraent.Svhethar or twt then due. Unless Lxpder and Borrower otteenv[se ag�+ee in wrldng. adyr applicatton of pr�uceads to princ�pal €.l�all not eaetend or k �stpone the due datc of the monthly payments[efernd to In p�ragt�phs 1 and 2 or cl�ange the amount of such payments. Il.Borcower Nat Released;Forbearance By Lendet Not A Waiver.Sxtension of the dme for puyment or modification of amortization of tha sums secwred by this Securtty Iastzument gcanted by Lender to any successor!n interest of Borrower�hall not operate to release the Ilability of the or�gWal Borrower or Borrower's sucoessors in interest.Lender shall not be requfred to commence proceedings ageinst aay suxcssor in interest or acfiue to extend time for payment or otherwise madify arportizadon of.the swas secured by this SecurIty Insttumeat by reason of eny demand made 6y tbe odginal Bonower or Borrower's auccessois Ia interest. Any forbearance by Leader in exercising any right or remedy sball not be u waiver of or preclude the exercise of any rtght or remody. 12. 3nocessore s�nd Asstgns Bound;Joint and Severat LiRbUity; Co-signess. The covenants and ag�+eements of this Seturity tasuvment shall.bLid and benefit the sucre.ssors and assigas of l,ender and Borrower, subject to the pi+avtstans of paragwph 17. Borrower's coveaants and agreements shall be Joint and sevesal. Any Borrower aho oo-slgns this SecurIty - Irs:ts�esst bnt t!��at execut�tk�Nott: ta)#��a-s3gidag ils�s�ccm�ity Irssi�unjertt aniy ta caa�tgage.griuit n�xi�xnivcy ii,aE Borrower's interest in�he Property under the terms of thIs Secutity Insaument;(b)is not personatly obligated W pay the sums socured by this Security Instn�ment;and(c)agtres that Lender snd any other Borrower may a to eat�nd, modiW,.foiQ�ear or make any acoommodatIona with reIIard to tlxe temis of this Securlty Instrument or the Nou wI out ahat Horrower's consent. 13.Loan Ctwrge�.If the loan secured by this Secudty Instiument is subject w a!aw whlch sets maximum loaa charga. , aud that iaw is fivaily iri2c,�preted so that the interest or oWer loan charges ooltected ar to be collacted la canneitIon with the loan excced the permitted limits,then: (a)any such loan charge shall be reduced by the amount n !o reduce tha du�rge ro the pemtitted Ilmit: and(b)any sums already collected from Borrower whicfi exa�ded permitted�ts w111 bt�efl�nded to . Borrower. I�cnder may choose w make thts refund by reduFing the principat owed under the Note or by making a direct payment to Borrower. If a refund reduces principal. the reductlon will be treated as a partlel pnpayment without any pnpayment charga under the Note. 14.Nottces.Any notice to Borrower provIded for in this Security Ipstrument shall be g�vea by detive it or by maiUng it by first class mail unless applicable law reyuires use of another method.Thb notice shall be dlrecud to th� Address or aay otbex eddEess Borrower designates by notIa to Lender. My noHce w I.ender shali be,g(ven by first ciass,�nail w I,eir!es's�ress M�ted henin ar any other address L.ender desig�tes �y noti�e to Mnc,•vcr. pny nnt:_r_,r.pmvided for in this Secuiiry InsUUment shal�be dxmed to have beea given to Borrower or Lcnder when given as provided in this parag�aph. 1S.GoVerNng Law; &verabiltty. This SecurIty Insuument shail be governed by foderel law and tha taw of the jurisdiction ia which the is loratcd, In the event that any provision ar elause of tuis Secudty Instrument or the Note. confllcts with applicablt law�eu oonflict shall not affect oiher p�visions of this Security Insaumcnt or the Note which can be given effect wIthout th+e conflicting provision.To this end tiie ptnvtsions of.this Secur[ty InsUum�ent and�die Note are declarad to be acverablo. � ' ' � 16.Borrnwsr's Copy.Borrower shatt be gIven one oonforn�ed copy of the Nate and oE khis Socurttgr Instnwent. . 17.Trans[er of ths 1'roperty or a Beuettctal Tnterest in 8o�rower.If all or any prut of the Property or any Inunst in ft ia sold or tiaasfemed(or ef a beneficial fiterest in Borrower is sc�ld or trensferred aad Borrower is not a naturril person)without LeIIdcr's prior wrlttep.consent. Lender may. at its option. requit�e immediate p�yment in full of all sums secured by this Socurtty Instrument.However,this opdon shall not be exercised by I.ender if.exenise is prohibitod by federcl lnw as of the data of this Secudty Inst�ument. If Lendar exercises this optton.Lender shall give Borrower notIce of ecceleration.The nodoe shaq provide a perIod of not less than 30 dnya from the date the notice is delivered or mailed w(thin wh{ch Borruwer must pay aU sums secured by this � Sacurlry Insuument.It Borrower fiWe to pay these sums prior to the cxpirnrian of this period, I.ender may.Mvoke eny remedles permitted by this Secwity Instnunent w[thout fiirther notice or demend on Horrower. 18. Bort+ower's Riy� to Retnstate. If Borrower meets ce�tain conditions. Borrower shal( have the right to have : enforcemcnt of this Securlty Instrument discontinued at any time prtor to the earlier of: (u)S days(or such other period as , applicabSe law may spccify for reinstatement) before sale of the Pcoperty pureuant to any power of sule conteined in this � Security 1t�stcumeat;or(b)entry of o judg�nent enforcing this SecurIty Instrument.Those oondldons are that Borrower:(a)pays l.cnder a11 sums which then would be due under d�Is Security Instrument med the Note as if no aoocleradon tiad oocumed; (b) cures any defauit of any other¢ovenants nr agreemenfs;(c)pays a11 eacpenses incuried in enfarcing this Secwriry Inst►vment, iacludipg,but not timited to.c+easonable attameys' fees;and(d)takes such nMion as Lertder may reasonably requ3r�e to assure that the lien of this Security Tnstrument. Lender's duhts in the Property and Borrower's oblignGon to pay the sums secured by this Secudty Insmiment shall mntinue unchanged Upon reinswtemeat by Borrower. this Secud.y Insutiment und the_ cmiigaav�secuied icereoy snnii remain fuily efteCtive es if no aoceleration hud occurnod. However.this right to reinstate shalf � rtot apply in the c�sse of ucceleration undsr paragraph 17. 19. Sale ot Note; Change of I�oan Servicer. 'The Note or a parttal interest in the Note (togettter with this Security Instrument)may be sold one or more Hmes wtthout pdor notIce to Borrowcr. A sale may result in a change in the enttty(known as the"Loan ServIcer")that collects monthly payments due under the Note und this Secudey Instiument. There Wso m�y be ont or more rhunges of the Loan Sarvicer unreluted to a sale of the Nate.If there is a change of the Loan Servicer�Borrower witt be given written noUce nf the change i�nccordsince wfth paragraph 14 ubove and applicable law.The notice will state ttee name and , address of the new Lo:u�Servtcer ctnd the address to whirh paymenta should be made. The notice will �Iso wntain any uther informution requlrod by upplicuble Inw. 20. HazaMous 5ubstances. Borrower shall rtot cause or permh tho pmsence. use. disposatl. storage. or release of any Hozardous Substur�ces on or in the Property. Borrower shall not do, nor nllow anyorte else to do, nnythin�nffecting the Property that is in violation of r�ny 8nvironmentstl I.�tw. 'fhe pre�ling two sentertces shnll not upp!y to the presence,use, or storege on the Property of small quuntities of Hnzardous Substances thut are generally recogni•r.ed to M appmpriate to nornt�l residenti�l uses and tu mnintenance of the Property. ve�e a m a Fttrm 3028 9l00