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.�•�rii.: _ ; ..�,_.;� . . , �`..�. , .. ' - .,. .. . . .. . . � .. �..3,9A:{y.ri�ILl�.tLX..i. � ... .. .. ..,.. .,.. • _:..... � _.. . . " ..- "'_",..-..,."' '.... ..•i:.. . ...� n-.� - '" . �._ _.�.. � .. .� . . .. .. .. ' •' .,-' . _ __ "._...l�___ _ .. - —'-_—�. --___-.._— -- _ � ._. -_... . -- . _� _ .. - _ _- _ _ -- -- ---- - _ `y�'�� TOGBTHf3R WITH ali tho Improve�nents now�or hereaft�r erectcd an the pmpeety.nnd a��cusQmcnte.appurtenances,und i 8xtures naw on c�rcaRcr u part of thc pmperty. All replaccments und udditlons sha11 ulsa be covered by thia Sccudty InstFument.Ail oi the foregaing fa refened to M thie Securiry Inxtruttxnt ua the"t'roperty.' �ORR0INEA CBVEIVAt�tTS t!�at Barrtsuer is lae�thily scised of thc e�tate hcreby cnnvcyed and hus the right ta grent urd _ convey the PropeRy and that the Prop�rty is ur►encumbered, eacept for e�xunibrunce3 uf e�ord. Hum��'�er Wur�►htR aeul will : dsfend generally tha title to the Property egalnst alt claims and demands,subject to uny ensumbrnnces of ra:ord. i THIS SxCURiTY INSTRUMBNT combines uniform covencnts far natlonul use nnd non-uniform covenants with limited varlattons by judsdiction to canstituta A uniform secudty instrumcnt covering real property. � UtVIFORM COVENANTS.Borrower nnd l.c:nder covennnt w�d ngree es fuilnwa: whcn due the � 1.P�yment ot Principal and interest: Prclxyment and I.�te Chttrges. Borrower shnll promptly pay : principal of and intcrat on the dcbt evldenxd by the Note atx9 any pnpaYme�1�and�s�a charg°s d'u umter tho Note. 2,Ftinds[or Tuce�iutd I�urwrce. Subject to applicabl�law or to n written wafver by Lender. &►rrower shall pay to L.ender on tho day monthly paymenta ttre due under the Noto,until the Note is paid ia full.a sum("Funds")for.(e)yauly texa and;usessments which may attain pdority over thts Security Insaumtnt ax a lien on Uie Property:(b)Year�Y�e�s��►Id payrtxnte or ground reAts on tl�e Pmperty.if eny:(c)Yeatly hazatd or property insurance Premiums:(d)Year1Y tlood inauraace premtutn�. tf any:(e)Yearly mortgage insa►ranoe premiums.€f any:end(fl et►Y sua�s PaYable by Borrower w I.�nder. in mcoordance wlth t�c�prcvistona of para�raph 8.in Ifeu of the Psyment of mortgage insuranoe pnmiums.These items ate called"Bscmw Itcma." L,ender may, at any dme. collect and hoid Funds in aa amotint not to extxcd the maximua► amount a 1encler fur a f�de[aliy related mortgage loan may requlre for Borrower's escrow acoount under the federal Reai Bstate Settlement Procedurcs Aci af 1974 as amended fram time to ume, 12 U.S.C.Section 260t et seq.("RESPA").unless another law that applios to tha Fwids seta a I mar estimatet the a�nount of F ynds due on the b liscof cume t data andi reason�abl�estimaus of�expenditur�s of fuwne � I.ender y Escrow Items or othene+ise in accordence with epplicable law. insmunentalt or entity 'tt� Funds shall be held in en lastitudon whosa deposits ere lnsure�bY a federal agency. �Y• (including Lender.if Lender fe such an intticutlon)or in any Federnl Home Loan Bank•Lender shatl apply tlte Funds to p�y the Bscr+ow Items. Lender aiay not charge Borrower for halding end applying the Funds.annually ana13'zing the e�r°w aa�unt,or verlfytag tbe Fscrow Items.unless Lender pays Borrower iaterest on the Funds and applirable law permita I.ender Lo make such s c�srge- 4ierYrgv��.Cr-nder maY re4uine Bon+ower w Qay a oae-time charge for sn indcpendcnt real estuto tax reportiag seNice used by Lender in connxdon with this loan. unless spplicable taw provIdes otherwise. i3aiess� ��i �� as applicabie taw r�uires intarest m be patd,Lender shall aot be required w paY Borrower any inter�t or a+rnings on the Funda. Borrower end I.ender may agree in wr1W►g. however.tiwt inurest shall6e paid on the Fur�ds.I.ender s�l�for wlut h each w[thout charge,an a�►nual ar.cuunttng of the Funds. showiag crodits and debits to the Furds and the pucpo debit W th6 Fuads was made.Tha Funds are pleagal as addidonal sGCUi3ry far all sums securcd by thts Securicy Insuvnnent. If the F�nds held by L:ecsler oacued the a�►low�ts per�aitted w b�hCld by appltcable law.L,ender ahall aa�uM to Borrow+u for the excess Funda ia accordance wit6 tt►e requinments of applicable law. Tf thc anwunt of the Flu�ds held by Lender at eny time ts not sufficient to pay the Bscrow It�ms when due.Ix�er may so notifY HorruW+er i�►wrldag+°nd��n►such case P.onuwer s6a11 pay to Lender the amannt nscessary to make up the deficiency. Bomower shail mAke up the deficlency ia ao more than twelve monthlY PaY�n�•��er's sole djscretion. � � . Upon paycnent in full of atl sums securcd by thia Security Insuun►ent. Lender s L,G1xier,�ly nfund to Hotmwer anY . F�.�.�t hy iender.If,wnder pnrs48wph 21.i.ender shali acquire or seil the Property. Prior t°the�cqu�sidon or sple . of tho PmpertY,shall apply any Funds held by L.ender at tha time af aoqutsitlan or saie as a crali�agaiic;t the nas+s s��d hq this 5ccurIty Insaument. 3.Apptkatbn oi P�ymeats.Onless appucable Iaw pmvides oth�rwise.all payments receivex�by I.cnder under par�pbs 1 and 2 abaU be applied:ficst�to anY P�PaY�at charg�due under tho Note: swond.to e�r�am�ts PaYable undmt paraBraPh x� third,to I�xerest due;fourtb,w prtnclpal due;and last.to a�ry late charges due undsr tl�e Nou. � • 4. Cl�r�es; Lk�.Hormwer shall pay all mxes.assessments,charBes,flnes and imposit[o�s stuibutable to the ProPenY wfiich may attain priortty over this Sec�uity Inswment, and leaset�payme�s or gnnund rents,if�ny. Borrower sh�Jl pay. tbeseobligations in the muuxr pmvidod in pareg[aph 2.or if not p�id in.that manner,Borrower r;lfa�l paY them on tiana di�ectlY. to the ptrson owed payment.Borrower shall pmmptly ftimish to Lender ati notias of amounts tp ba paid und�r Wis paragr�p�;' If Bocrower roakes these paymra►ts diroct�Y�Borrowcr shull promptly fumish to Lender raxipts evidencjng the payraents• 8otrowtt shall pmmpdy dischaz8e any 1{en which has priority over this Securiry Instrumwt untess Bol'`°wet:(a)agrxs in wridng to the payment of the obligarion securcd by the lien M a manner acce�►table co Leader:(b�.sontests in Sood faith the lien by, or defends against enforoemen2 of the lien in. legal pmceedings which in the Lender's ap�nlon opereta tu pnevont the enforoement of tha tien;or(c)secures from th� holder of the i[en an agreement saHsfactory to Lender subordinating the lien to this Sxurity Instrument. if Lender determic�es that any part of the Property ts subjcet co a lien which may attain priortty over th;s Security Instrument, Lender may givd Borro�ver a notice identifying the lien.Bomower shall sat[sfy the lten or take ono or mom o�tho.a�ions set forth above wtthin 10 days af the giving of notia. Farm 3028 9J80 p�go 2 ot 8 '