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f(-r,�� " ,.. .. : FY..,��; i rotc..v,.np.�...,.,..,. iww+ � •�(r�Y�.. pq�t,�,�nar: ��, V.�134�..a .._r.�.. - .�� - �, . �':y..,,..... .. .. _. .., ' .> ....��r.,. _. . .... . . , .. . ' _ .. . - .�-.--_.:,.�'•�'.- ..,,. - �� . ' .._ .. . _ .. - ' . ..1:::�:=c:5'.'._.'3 � - � ".�i^" . . 'a ,.s .� :r3�ur�iJ1:�' '.�'i+T�� +�..:..-��'....t..--._.-_._.. '_"__'... il � —_ _:9"�'7�w7'-*��z7�4►'47l��',wl�sc��mTf!ws-�,-'..�.."..a.a. - "s,w!a .a. ,-_. ._��-_.--�__�_-'_��_ . . ._._—_�. _. _ - 9 5--j�'b�'�� _- i�95— 1��3 p �t11A L_.� TOaBTHBR WI�7�i u�!the improvements now or hereaRer ercctal on tho property.and atl easemente.npp � ��dn H _ Aatnrea now or hereARr,r o {tari aP the �rop�t4y. All renlncementa ond nddltionA shall also bo covered by th{e Secudty �._r- Inslrutnent.All of the forogoing la referrcd to ia this 5uurity I��tru�aent as the"Pro�..'rtY.° �y-; 80ItROW6R C�VBNANTS�hat 8orrower le IawtUlly selsed of tho eatata hcrcby canveycd and haa aha rigiit to grnnt and • canvey the PrapeKy arrf that tho Property ie unencumberad.eaapt for encumbranaa of rxord. eormwer wArmnta und wiil defend ae�xraily the Utla ta the Praperty egaiast�l!claims and demande�anbjat to eny encumtsrnocea of record. TNi3 SBCURITY Ii�ST[tUMENT corr,binee uniform eovenante for�u�tional uise and nomunifortn covenanta with limited variatio�bp Juriedktion to can�iitute n uniform cecurtty instm�ent eovering reat propartY• �:- UNIFORM COVSNANT3.Borrower�nd Lender covenant end agrca a+followe: when due the l� pMymeat o►Principsl �nd[ntecest; 8repsyment �nd L�te Chugea. Bor�ower shait promptiy pay princtpd of end lnterest on the debt evtdenc�d by the Note and eny prepayment and late charges due under the Note. � 1.6'utNb tor Texee and Inaurana. SubJxt to applicable law or ta a vrrltten waiver by i,ender.Borrower shail pay to I,endet�n tho d4y monthly paymente aro due undu the Note�un411 tha Note ia pald in fuli,e sum("Funde")far:(a)yearly texea - ond essecsmcnts whirA may ntusin priotlty over thiA Security Insuument ns a Qen on the Pro p e rt y;(b)yearty teauhoid payments c_ or graund rcnte on the Propetty.if any;(c)yeRrly harard or property insurana pnmiuma;(d)yesriy flood insuranoe premiums. if any;(e)yatrly mortg�ge Insumnce ptsmiums�if any;and(�my aums payable by Borrower to I.erider.in acoordana wilh the pmvtsions of paregr�ph 8, in ffeu of the payment of mortgage insurenca premiums.These itema nro called"Escrow items." , l.ertder msy� at any time. ootlect and hold Funda in an amount not to excecd the ma�cimum amaunt a lender for a federally f related mortgege loan mey requiro for Bormwer's escmw aaount uadet the federal Real f8stste Settlement Frocedures Act of 1974�s ame�from ttme to tirtte. t2 U.S.C.Sxtion 2601 et aeq. (°RESPA").unla�s another law that epplia+to the Funda seta e lesser urtaunt. if ao. I.e»dee niay.ai a�y tirtu+. ca9ltx�and hnld Funds in an am�wnt not w ra�aaed the(esser amount. � Lender may eatimaro the amount of Funds due on the basia of cument datn and reasonable esttmates of eapenditures of fhwro Sacrow itema or otherwise in accordanoa with applicable Inw. The Funda shall be held in an institutian whase depos[ts are inaured by a federai agoncy, instrumentaUty. or entiry (including Lender.iP l.ender is such an instttution)or tn nny Faleral Home Wat►Hnnk.L.ender shall apply the Funda to pay Ihe �scmw Items.I.ender may not charge Homower for holcing uted epplying the Funds.annualty analyzin�the escrow amount�or verifying the Bscrow Items.unles�Lender paya Bottowet inte�est on the Funds an�l`applicable taw permita I:ernier to mWce such � a char�e. However.Lender may rcquin Borrower to p�y a one-times chargo for an iadependent real aststo tez reporting aervtoe •� uaal by Lender in oonnatton with thia toan. unleas applicable law pravides atherwise. Unlesn an agrcea�xnt ie made or ' applicabie law crquires intenst to be paid�Ler�der ahe11 not be requiral to pay Borrower any intera�or earninga on the Fundn. . B�nrrawer and La�der rtyy egree in writing.however. tl�at intenst ehall be puid on the Funda.Lender sha�i give to Borrower. __: x�� 4��Funda,sl�owing cradits and debJt�a ta the Funda nnd tlie�urpose for which each " debit ro the Fnnda was mide.7'ix Funda are pledged es addittonaf sacucity for all sums secured bq thia Sa�udty(nstntment. IF the Funds held by i.xnder eacoecd the amourtta permiucd to tx�hoid by applicabte taw.Lenr3�r Fh�li aaount to Bormwer for thc exaas�unda in tocordanoe with the�equlremct►ts of epplicable lew.I!'the amount of the PundA held by Gctdu at tny ttme is tat wfftcient to pay the Escrow[tems when dua.Q:ender maY tw notify 8orrawer in wridng,end.in such case Borrower shap p�y to Lender the tmount nooesaary ta make up the deficiency. Barcowcr si�ail make up tiie daRctency in no mora than ' twelve monthly paymente.at i.ender'a aole discrcti�n. ' Upon p�yment in Nii ot ail sums secured by thln Sccurity tnstrument. Lender shail promptly �tLnd to Barrower any Funds hsid by Gender.If.under pnragmph 21.I.�mler ehall eaquite or sel!the Propedy.Lendu.prior to the acquisidon or aale ot the Pmperty.shall�gp1y any Funda held by Lcnder�t the tima of acquiRttfon or sale e�4 credtt egainst tha sums securcd by this Stcucity Insttument. . .- � � 3.Appltcatloe ot't'�yments.Untesa eppliceble taw provtdes otherwi�se,a!1 payments�eceive�by i.er�der�under purag�apha 1 end 2 shil!be�pplied:ti�at.to�ny prepaymer►t chargea due under the Note:sernnd.M amounta�ayable under puagapf�Z; � • third.to interost due:fou�th,to princtpal due:and liat.to any late charges due unde�the Note. � 4.Char�Ltaa.iWrrower sh�i!pay all texas.�ments.d�arges.Ones end impoaitions�ttribuUble 10 the Propert� � .`,whtch may adain priority over this Seauriry Instniment; and ta,uhotd paYmenta ar ground rcnen�if any.Bormwu ahaN pay .,:`these obli��tions in the mannes providod ta pangraph 2,or if not pald in that ma►ner.Bomower sha11 pay them on time diredly to dx perao»awed psymerU.Borcower ehaill promptly Nmisb to Lender all nottxs of amounts to fx patd under thia pnrugraph. . If Borrowu makes these pnyments dtroctty.Botrower shall pmmptly fumisG to Lsnder caeipts evl�dareing the peyments. $omnwer shall prwnptty discharge arry lien wAich haa pdotity over thia Suurity[natrumart unless�orrower. (a)agroes in � w�iting to the payment of the o611gatio�secured by tRo lien in a rtutnner aooeptable to Lender;(b)coetests in gaod faiQ�dx lien ' � by. or defends against enforoement of the Iten in, legai pr000e�iinge whtch in the Lender•s opinion opaate to pnwertt the enforcement ot tt�e tten;or(a)axures fram the holder of the Iten an agrarnent satiafe�ctory to Lender subocdinating tha lica to this Securiry lnstrmfietu.if Lencleer determines that any pnrt of tha Properiy is sub}ect to e lien which may attain priority over �this Security imtrumsnt,l.ender�tuy give Borrower a�atice identtfying the lien.Bomower shall satiafy the lirn or take one or more of the acUnns set forih above withln IO daya of the giving of notice. • Faem 8028 8190 - ' ao.�ae �� - . � ;� • . - a. _= a