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<br /> per�od.g that Lender nquires. The insurancc cnrrler pmvlding the insurenco shall be chosen by Bornowcr subject to i,ender� �
<br /> nppmval which shall not be unreosonu'bly wAhheld. If Borrower fails w mainwin covemge described above.Lender may,at ;
<br /> i.endes�a optlon.obtnin coverage to protect Lender's rights In the Property In accordunce wlth Fw'agraph 7.
<br /> p11 inauranccs pol;cles and nnewais s�oU be accapta6le to Lender uttd sh:d!include u standnrd mort��Be clause. Lender ��_
<br /> shNl have tho r�ght to hold t�c policies and mnewals. If L.ender requirea.Borrower shaU prompdy give to I.eader Nl rcce[pts
<br /> of paid prentiums and nnewal notices. In the event of loss,Borrower shull g(ve prompt notica to the Insurnnce cunIer cutd
<br /> Lender. l.ender may make proof af loss if not rnvle pmmptly by Borrower.
<br /> Unless Lendcr und Borrower otherwise agree in wclting.insurnnce Pr��ds shatl be applted to restoration or repatr of �
<br /> ,�,,, vK,,,.�;,u�..,A�wi,if�hn �r�,ratlun or r�eaair ia economIcslty feaslble and l.ender�s security is not lessened. If the
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<br /> restoration or repair Is not economlcally feuible or Lender`s secu�ity would ee iessened. ci�u�nw��.Y=�--��»- -- I
<br /> applIed to the sums secumd by this 5ecurity Insu+iment,whether or ttot then dus,with any excess paid ta Harmwer. 14 �
<br /> Borrower ubandons the P[operty. ot does not anawer wtthin 30 days a notice from Lender thet the insurer�ce c�rler has
<br /> offered to seule a claim,then L.ender may collecc the insurance pmceeds. 1-ende;r may use tbe proceeds to repair or restore i
<br /> thE Properiy or to pay sums secured by this Secutity Insirurnent,whether or aot then due. Thc 9{Way period wIll begin when �
<br /> the nodce is glven. �
<br /> Unless l.ender and Borrower otherwiu agree in wdtin�.anY�►PliauIan of proceeds to principal ahall not extend or I
<br /> postpone the due date of the mont4ly payaxnts ccferr�d to in paragcaphs 1 and 2 or chenge the amouat of the payments. If I
<br /> under para�caph 21 the Praperty is acq►�i.�ed by T.ender,Borrower�nt;ttt to any inswance policies and proceeds resuldng
<br /> from dama�e to the Pt�nperty pdor u►tUe acq�is►aon shall pass M L.ender ro the extent of the sums secured by this Security i
<br /> Instrument immadiately rrior to the acguisidon. , �
<br /> 6. Occupancy. Pe+eservation, Metnte�ance end Protectton ot the Pnn�ertyt Sorrnvier a Loan AppUcutEon;
<br /> Leaseholds. Botrower s}isill occupy,establ�h.aud use the Propecty as Sottower's{�rincipal residence wlthin slxry daYs aReT
<br /> the executlon af this Sxurlry Insuument aad shall cantinue to oscupy the Pmpercy as Bos�+ni�erk�P'rinciP��id��for at
<br /> least one year after tEe date of occupancy. unless I,eader otherwlse agrees in writing, whlch consent shell aot be ;
<br /> unteasonably withheld or unless eat�nusting clncumstances exlst which are beyond Hormwerk cuntrol. Borrower shall nflt
<br /> destroy.damage or irnpair the Property,a11uw 1he Propeity to detedorate,or ca�nmlt waste on the Property. Borrower shail
<br /> be iq defaWt if nny forfeiture action mr prae�ding.whether civil or crlminal,is�ogun that in I.ender's good faith Judgment
<br /> could result in forFeitiue of the Property a otherwise matedally impair the lien creaced by this Security Insuument or
<br /> Lenderh security interesG Bo:rower muy cure such a default and�instate,as provided in paragraph 18.by cauaing the actiori
<br /> or pmceeding to be dismissed wlth a rulin8 that,�n Lettder's gaod faith determinatlon,precludes forfeiwre of the Bormwer�s
<br /> tnterest in ti►e Pmpercy vr oiher ma�;at In�,air�nsai uY i6c 33en creates!hy tlus Ser��d�y Tnsmiment or I.ender�s se�urit�� �
<br /> interes� Botrower shall nlsn be in deiaWt if Borrower. during the loan applicatton pracess, gave matedally false'trt
<br /> inaceuiate informadon or stat�ments to Lender(or falled w provide I.ender wlth any maurial Wbrmation)in oonnudo f�th •
<br /> the loan evidenced by the Note. including, but aot limited to.r�preseatudons conamin$,Bosrower�a occupancy
<br /> property es a grinctpal r�sidencc. If this Sau=iry InstNment ts on a leasehold Bormwer ahall aomply with all the provisions
<br /> of the lease. If Borrowcr acqui�es fee tide to tln Property,the leaschold aad the fee tida ahall nflt merge unless Lender a�rees�.
<br /> to the merger in writing.
<br /> 7. pcot�ecUnn ot Lender's Rigbts in the PropertY• If Bornower faiis to perform the covenants and agreements ��
<br /> contained in tlus Secudty Inswment,or th�n is n leg�l proceeding that may significanUy affect l.enderk rIghts in the i
<br /> p�,o�riy�s�ti as$g�ooeeding in banlauptcy. probnte,for cAndemnution or forfeiture or to enforce lawa or regulatlons).th�q
<br /> Lender may do end pay for whatever is na�ssary to pmtect the value of the Propeity and Lenderb dghts in tMs Propertyt
<br /> L,ender§acdons muy include paying auy surns secured by a lien ahieh has prlorlty over thia Se�wity Insuument,appeari� �
<br /> ��.PaS'�S�Aable nttomey�'fees er�d entertug on the Ptoperty to make repairs. Although I�end�r may tnice t�Etian
<br /> under t6is puagaplt 7,I.ender daes not tiave so da so. ' �
<br /> Any amounts disbursed by Leader uoder this parngraph 7 shall6ecome additional debt of Bomnwer secured by this ;
<br /> Security lnstrumen� 1lnless Bomnwer and Lendex agee to otlieer terms of payment,these amounts shsll bear tnteresi�+om the i
<br /> dau of disb�usement at the Note wte and shall be payssble.with interest,�pon nodce fi�m Lemder tv Buirower requesti4g ,
<br /> P8Y��� � �
<br /> S. Mortg�e Iasurana. If Lenda�quired mongage insurance as a condition of making the loan secured by t1�i�
<br /> Sacurity Inshvment, Bmmwer shall pay� premlums re9uired to maintain the mortgage ins�rance In effat. ff. for any �:
<br /> nn�sson.the mortgage insivance coverage�q�incd by [.ender lapses or ceases to be In effxt, Bormwer shail paY'the , �
<br /> premiums �requind to oMain covenage substnntiaUy equivalent to the mortgage insvranoe previously is�effec�at a cost
<br /> substantially equivalent to the oost to Bouower of the martgage insucanee przviuuslY,ic► e�'oct,fmm en altemau mortgr�r
<br /> insurc,a�approved uy Lender. If substantially equivalent mortgage insurance coverage ia not nvailable,Bomower sha11 p�Y�to
<br /> Lender each month e sum equai to om-twdRh of the yearly mortgage iasurance pcemium being paid by Borrower wheb the
<br /> insurance coverage Iapsod or cea.se8 to be in effect. Lender wW aocep4 use and retain these Payments as a less reserve in lieu
<br /> of mortgage inswenca l.oss reseeve paym�nb may ao longer be nequired,nt the opdo»of I.ender,if r:r,ilgage lnswancx
<br /> coverag�(in the emount aud for the peraod ti�at l.eader cequires)L�rovided 1�'an instuer approved by I.cnBer ogtiin becomes
<br /> availaUtk and is obts�ined.Boaower shaU pay the premiums cvqu�d to maintazn mortgage r�a�:mcece m effect.or to pmvtde n
<br /> loss n�sErvc,undl the res�uinement foz rt�ongage insumnce en�s z��accoidance with any'xr»i�n aSr�ment between Borrower
<br /> � end Lcndcr ar appltcable law.
<br /> g, Ynspecttc�n. Lendier or its agem ms+y maice reasonabte entrtes upar_t amd Inspectiaas of the H+operty. I.cnder eiiall
<br /> give Bonowar nuHce ut the time of or pnato an inspecdoit spacifYu►g reaso�1e cause for the inspecdon.
<br /> 10. Coademnation. 'TI►e pcoee�s of 3nY award or clsim for dnmages,ditcct or consequentlnl�m conuection with anY
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