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�..� ' ' Y�qi�17."•.n±�^aw�Tl�'r'r . '. A 1�� - _ _ iY ,:R�A':.}i,M.w• .. � ..+„«_.�e-.�+- , , --}y!ir+:W.7.�.+t 1•. n • __. e.. . . ... r il o .��-�-1.... _'__"_. " - _ —..�.��,.� _. _"_"__–_ _ _".__–_"___' ��9 5� 14f 50� TQ(iSTHBR W1TH ali tha impmvementx now or henaftet eaected on tbe pmperty.aad aDl casemants,appurtcngnces, and tixtutes now or hertafter s patt of the ptopeny AI.'nplticemanta and additions shall also lse covered by lhia Sxurity insuutaeti� Ail af tha foregoing Is e..fcr�rc;d to in thls 3sscurlry Ie�slnement ee the"ProperlY-° � SORROWER COVBNANTS that Bozruwer is lawfuAy seiscd of tho eastate hereby conveyed wnd has the dBht to grant and convey tho Property and that the Property ia unencumbend,exoept for encumbrances of record. Borruwer wasrants and wUl defend generally the dds w the ProPert!'agaia�t all clatms and deraunds,subject W any 4ncumbmncea of record, TH1S SL�CURITY iNSTRUMBNT carmbines��iform crnenaAts for nndonnl use And non•uniform covenants with jtMl�V8Tl8II0ils Cr jlu"1If NSLUUU iv�.'wtaww�:w�i��`•'=�''�'+i•°--atr+�mwN cnvetltlft CWI DI'OP�v^ UNiFORM COVSNAN't'S. Boirower uad Lendu convten�a�nt�te C�1ur�gef s�.�Botrower Fhall pmm�'.ty pay when dudBfe 1. Payment d 1Mndpal�nd Interes�PrePoY°K a �pt ead late charges duo under tho Note. principal of and iaterest on the debt evldenad by the Note and an9 PnP Y� Z. �nd�for�xcs and Lrwrunce. Subject to upplica6le law or w a wrltun waiver by i.ender,Bonawer sh:ill pay w Ltnder an tha day monthlY payments am due eutder the Nate.until the Note ia paid ia tWl, a sum("Funda")for.(u)Y�Y taaes and assessmeuts wlstch mey aitefu prto�ity over thi&3ccwity�uument as a Heiasuraaas�pnm�iwns;(dj yearly�ood payments or gmuad reats on the Propercy.if snY: c�� y�y� �� eble by Borrower to inaurance premiums, if any;(e)Yearly mortgaga iasurance,pnmiutns,�f anY: and(f�aay sums PaY maniums. These I.rixter,in�ccordanco wtth the pcavIsiona af paraStaPh 6.in licu of thepaymcat of a�ortgage iasu�nncE P - items eev called"Bscmw Itams." Leader may.at any tIme�collect end hold Funda in au amouat ttot w ex�xad the aaa�mnm amount a lender for a federaUy reIatcd mortgage loan may require for Borrower's escmw acco�nt under tbe federal R�ai �staco Settiement Procedunes Act of 1974 as emended from time to time.l2 U.S.C.§2601 et seq.("RPSPA").unless anoWer law tliat applies to the PUnds sets a�esser amonn� If so�L.cnder may�at any PIme►collect and hold Funds iu an amount not to exaed the lesser amoun� I.eader may ssdmute the nmoount of P�nda aue on tho basls of cument data end ceasonable esdmates of expendicu�es of future Escrow Items or othervvIse in accoidance with apPUcable law. 'fha Funda shaU be held in a�t iastitudon whosa deposite are insure�by a federal agency,instrumentAlity,ar entlry . a (including I.eader�if I.ander is auch en lastitudon)or In any Federal FYomo Loaa the Pl�nds�,wn�aliy pepnaylyziag the es►.vr�ow the p,scmw Items, i.erxier may not charge Boirower for holding und npplytng accaunt,or vetifying tbe 1Bscrow Ia�►s. unless Lender pays Borrower inurest oa the Fuads and applicable law pemiite I,ender t�make such a charge. Hawever,Lender mayccquire Botrower to P$Y llcxible�lawckm des othcraise�U css an ��ue�t hy Iender in cannsctIon witli this loan,unless aPP p �z�r auy�t at -. - agreeu�ent is made or applic�ble law rcqui�es incerest to b�Paid u°�r sAa1i aot fie rcqauod�o pay eunipgs on the Punds. Hormwer aad Lendcr may agc�e in wrldng,however.that inte�st e3�s11 ba paid on the Fiutids. Lcnder s,h�ll give to Borrowcr�wtthout charge.aa anuual accoundng of the Punds.showing credits and debIts to the Pl�nds aad the - . Pm�p�for whioh each debit to the Funds was�nade. 'l1�0�lu►ds an pledged as addtcional secur3ty for all swns secunad by this�Setitilty 1aslrumeAL If the Punds hetd by Lender exceell the amowits p0vmittec►to be held by apQiieable luw. Lender aheu�t�ocount to Borrowa fo�the excass Punds in sccordance with tho�cl�inm�nts pf applicable IAw. If tbe amount of the Punds ixld by Lender at any time is not sufficient w pay the Escrow Items when dne,Lender aesy so nodfY�oxC'°we�'in writi°g,a�'i° sucb�case Barowcr shall pay to I.ender tLe amount neassazy co u�alce uP tt►e defidency. Horrower shall malce uA tho deficlency in ao moie thnn twelve monthly p�yments.at Lender's sole diact+etion. � cofund w Borrower eny L1pon payment in full of uil suras secured 6�y tbis 3ecurity Insuument,I.ender shaU Ix�ompQY Fu�ads held by Ixn,der. If.uader P�8�Fh 2l,Lender shall acquira or seYl the Prnperty.L.endec�P�ior to t6e ecquiaition or sale of the�Prope�ty,shaZt anply anY 1'unds hetd by Lender at the tune of a�quisl��n or sale as a aredit agdn�t the aume secured by this Soc�uity Instroment nts received b Lander wsda • 3. A�ppik�tion ot Aymente. Ualess applicable 9aw provldea othenvise. all payme Y puragwphs 1 aas o shsU ba applled:firs�to snY t�PeYt�ent charges due under the Note:secoi�d,to�nonats p�,y�able.under p�ragraph 2:t�ird.to interesc due:fauW,w pr�dPal dua:and las�to any late chuges�ue undar the Note. ,�. � I.ied. Homower shall pay all taxes� aasessmenis:eharges� ti�xea and imposidais amibutsbk w the ' . Pi+c�etty whic}f.may attatn�iodty ovet this Securlty Iasuuntent,and leasehold paymente or gmund nnts,if�nY. Hamwer� . sha11 pay these obligations�a the maaner pruvided in paragcaph 2,ar if aot paid in that marmer.Bormwu shall pa�Wem oa � �. time directly w the person owed paya►eni. Bornower sha1i p�nmptly furnish w Lender�ill aoqces of amouats w b��a[d wider thta par�g;rapl►. If.Bomowcr mak�es these paymenta dirc'otly,Bog�rnwer shalt pmntptly�Jumish to L.ender reoeipts evldencing � tlie PaYmente. .� . Bon�nwer shaU promptlY disctiar8e any 3len which has priorIty over thia Ser,�rity L�strumant unless Bo�rower:(e)agrces in wrttirng w the payment of the obligadon sccured by thc lien in a mannet acceptebla to Lendar.(b)conusts in good faith tl� 8 p� lien by.ac defends against cnforcement of the lien in.legal procadiags which in the Lenderla opinio�oPerata to ent cnforcemeut of the lien;or(c)seciu�es from the holder of tfie llen an agcCement satisfactory to Lender subordinating tho lien to this Security Inatrumsnt If Lender detetmines that auy�pacc of the Pro is svbjcct tb a lia�which may attain priorlty over tLls Securiry IasttvmeaL l.cuder asay glve Bonowcr a nodco idendlfy�n�g�the IIen. Botmwet shall satisfy t�1�en or teke one or mot�e of the acdons set forth abovo within 10 days of the giving of notic4. S. ��rd or prop�rtyr Iawrance. Bomower shall kap the improvementa now existing or hereafter erecud on the ptnperty insutcd against loss by fire.hazards included w«thin the term"extended cove�ge"and any otria hazards�including . �ioocls or tloocIIng.for which Lender requines insuranca. 7his Inswunrti shali be mainteiaed in the emounts end for the . Ebren3�3 !P!0 (PnBe 2 ojb poges)