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... .-�;•.iw+nawT�A'r.�"r�r' .. � ' .. .�k�tw.��..a..sm�> � �., r•,�`d;+..... „ � � .: ,t+.ne:�.�.... � ., .. .: „ "'• _ . - '�!: :.�_� . .... , ...,. .. . � «. '."'_'_. .._. �-- 1s�... __ .,«.—�.. .._ ' �`'.i_._"�__.._-- ""._ ___ . s . .�.-- _ _ '_ . _ __. . .— - —__.� . ._ . ._ _ '_ ._'_—_ _ '_ __. . -__._-�_�� .��.....:..li.�..«.� "- -. . ...._.�s�_.__.:.�...___�_..__ _--- �_..__.'_..._ . TQOBTHEDt WITH ell the lmpmvennents aow or hereafter erececd on the proPer�Y.�d'�9 6��ces.and � flxtures now or hermfter a part of the property. Ail replacemcnts ar►d uddiflons shall also be coverod by tb.ia Secudty Instiument.AI!of the fc�ngaing ia refeired to In thia Secarity Iastrumsnt us the"ProgertY." -- BORROWEtt COVB�TANTS that Horrawer is lawfully seiscd af the esta4e hereby convayed and ha�tha right w grant end convey tho Property end that the Property is unencumbered.except for encumbrances of ra:ord. Borrower wa�rranta end vv�ll defe�genen�lly the dtle to the Property against all claims and demands.subject to pny encumbrances of reootd. TNIS SECURITY INST1tUMENT combiaes uNfami covenants for nat�onal us�and non-uniform cove�iants wIth limited VAIIQIIOIIS Dy]IlI1fi�ICIIOTi W WnnUtpLC tt Wl.iutAt bcwiiiy iiro:.r.uwG wtt.'�.%p`".�.�r�-�r�+• UNlFORM COVENANTS.�Hormwer sud Lender covcnant aad agree as followsi W�n dee the 1. Psymeat af Principai�Ihd iMer�ti PrePAYm�nt And I.ate ChAr$es. Bt�raawec ehatl promPtlY Pay principal of and interest oa tbe dCbtevident�d by tha Note and any prepayment and late chatges due uader the Kute. 2. FWnds tor Tjuces oad�insurltnce.Subject to applicabie law or w a written waiver by Lender,Barrower shap pay to Lender on tpe day mont3ily payments ara due under the Note,until the Note is paid la full.a sum('Funds")for: (a)yearly taxes and asseasmients wbich u�ay atudu prlorlty over thfs Secudty Instnunent as a lien on the Property:(b)Yearly leasehold payments or ground rents on the Propeity. if any;(c)Yearly hazerd or property iasurance prc�uiums;td)Yearly t74od insurance Pnmlum4. if any; (e)yearty inortgage inaurance premtuma.if nny;and(t�aeY sums payable by Horrower w i�endep. in accordanca with - the prnvlsIona of paragcaph 8,jn lieu of tho payment of rrwrtgaga insurance pnmiucns•These itemv are callad°Escrow Item�." Lendcr mAy. at uny timo,aollect and hold FundA in un amount not to oxceed tho msximum amount a lardcr for a feder�lly ret�ted morigoga lawn may rcquiro fur Borrower'R elscrQw accmmt ander tho foderel Reat Bstau Settlement Pr�ceduets Act of 197A ax amencled from timo to¢imc. 12 U.S.C.5ectian 26Q1 et aey. ("R&SPA"1�unless enother IQw th�t appl iea to tho Fund� aeir x le�sser�mount.If Fo. f.ander moy. eS any tfine. uolicxt and hold �'unds in an amot�nt not to eacaod the lesser omowu. l.endcr may erNmute tho amount of Pur�dx duo on tho bnsia of cument data and reasonuble estimatea of expenditurss of thturo Bscrow Items ar othtrwisa in accatdancc with applirable law. ' The Funda shull be held in an l�sstitutlon whose deposits are insured by a federal agency, instrumenulity� or endty (including Lerder.if I.ender is such an insdtution)or in aay Federa!Home Loan Bank.Gender shall apply tho Fuada w pay the �cmw Items.Ixnder rnay not chargo Barrower for Itolding and applytng the Funda,annnally ena►Y�inB dte esemw sxotuN�ot verifying tl�o Escrow Items.unless L.ender psys Bomower intenest on the Funds anct app3i�iie iaw perndts i�ta�atds - n char�e.However.Lender may rcquirc Borrower to pay a one-drae charga for an lndependeat�ral estnte tsx repardu8 servIce usad by Lender in conc►ection wlth this loan. unless ap�plic�ble Iaw provides otherwiso. Unless un agrament is atade or applicable law ccquires interest to be paid,I.euder shaU nat be requiaai to pay Bon'ower any Intecest or earaings on t�x Fuids. gorrower and L,enda,may agoee in wrlting.however,that iaterest shall ba paid on the Funds. Lender sdall givo w Bornower. wlthout charge, an annnal acoou�rtin8 of tho Funds. showiag crcdiu and debits to the Funds and the purpose for which each debit to the Funds was made.The Fuada ere pledgad as eddidonal securlty for all sutns savred by this Socurlty Instruroent. If the Funds held by L.ender oxcxed the amounts permiuod to be held by appllcabia law.I.�ender shell account to Borrower for the excess Funds in accordwke with the i+equireTaents�of app�c�ble law.•If the unouat of the Funda held by I.ender at aay timo is nat suf�ictent to pay the Esecoa Items when due,Lender uiay so note:fy BornowCr tn wrlttng.and.in such case Borrower shstt pay to i.ender the amount necxssary to caake up the deficiency. Borrower shaU make up tde deficiency in no more thAa tw�l�ei�monthly payments.et I.onder's sale discretton. . Upon paymeat in full of ali sums secured by this 5ecurity Iusuument, Lendor ahall promptly rcfund to Borrower any . Funds held by l�rxdet. If,under paragrapi�21,T.ender shaA acquire or sell the Praperty,I.ender.privr to the arquisltlon�or sale of the Property,shall appIy aay Fuxids held by Lender at the time of ucqulsitiun or sale as a crallt'�►,g�inst the sums secured by thia Security Instturaent. . 3.Applkallon of PAymtnts.Untess appllcable law pmvides oth�nvist,all paymr.r►ts re�ived by Lender under paragraphs 1 and 2 shall be appl[od:£irst. to any prepayment churges due under the Nate;second,to amounta payable nnder paragraph 2;. , ttlird.tc�interest d�e;fourth,to princtpat +uce;and lest.w any lau charges due under the voto. � • . 4.(.'�rges;Uetn.Bonower shall pay all taxes.essessnxats,charges,�ines and impositions amibutable to the Ptuperty which may attain prIority over this Sec�►dty Insicument. aad leasehold payimnUs or gtound rents. If eny..Borruwer ehall pay these obligations In the manncr provided in paragraph 2,or if not patd in.that manncr;�o�mower ahall pay thcm on time directly to the perann owed payme�et.Borrower shall pmniptly fumish to I.e�edez�Il notfces o�a�4launu W be paid und�z this pan+grnph. If Borrower makes these paymenta dIrxdy.Bonc�wet shell prompdy furnlsh to L.er►der receipts evldenctng the payments. Bb:rower shall pmmptly dlschnrge stny lien which has prlority ovcr tMs SECUrIty Tnstn�ment unless Bonower: (a)9g�ces in writing to the payraent of the obUgation secured by the Iten in a manner acceptable to Lei►der:(b)comests�a good fatth the lien by,or defends against enforcemant nf the lien in. legal pnxeedings wiiiah in the ixnder's opiaion oyera.te to prevent the enforcement of the lien;or(c)�secue+as from the holder of the lien an agraement satisfactory to Lender subordinating the lien to this Security Instrument.If Lender deurmines that any part of the Property is subject to a lten which may attaid prtodty ovcr thia Securtty Inattvment,Lender may give Botrower a notics identitjring the lien.Borrower shall satisfy tho lien or take ono or more of the act'sons set forth above withln 10 dnys of the gtving of notice. ' Form 3Q28 9f80 cops s at s . _� L