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' �. .h� .. ' ....�.Y.. _ ..:.�..,. .�- . .. " . . . ,. . "'_"' _.-L��.��_�-_-._,. . t.�u��..tir._�i�r...�_� .. _"_ ____ '_-__ .�..... ...�.. .-__-______—_—_ _—____---- -- —_ __ —ARiY__l�v_#flSF�STCV'ii= — --�oa..�.... ______ . y�� .U6394 TO(i�THBR WiTH atl the improvemente nvw or her�er crrctod on the pruperty.and uil casementa.uppuKenanccw,und tixturcs now ar ficreaftcr n part af tho property. AII cepiwtmentx And additions ehall ulxo be cavercd by thia Security lnsitument.AH of tfie foreguing fh rcfcrecd ta in thi�Sccurity►ngtn+msnt nc thc"Pmpetly•" �__ BORROWBEi COVBNANTS that Barrower ia lawNlly seisod of the�r�tote hereby conveyed w�d hus the dg,ht tn gmnt and co�vey the Property a�d thal tt►a ProPerty is unerv:umberc�d,except for encumbrunccs of record. Borrower wurrunts nnd will drfend genemlly the titts to the Property ogatnst all duims ond demands.subject ta any encumbrurtees of cecord. THIS SECURITY INSTRUMBNT combines unifom►rn��enants foc nattonal ur,e cu�d non,unifatm covananta with limited i .�M .N M\A►1`�O v�rIations by jurisatcttan to cun.gcl�uic a uniiunu x..a�:.i��«..�:.:..._-:-...o r�" :'n':'t'"Y. _ UNIFORM COVGNANTS.Botrower nnd Lrenderment and Lute Charges�Borrower shall pro.�pdy ps►y when due thn 1. P.yme+�t or Prindpal•nd tnterest; t�reDRy principnl of and interest on the dcbt evideaad by thc Note und any prepayment cu�d late churges due under tha Nata. Z. �nds[or Taxes and Iinvranee•Subject to appticublo Inw or to�written waiver by l.ender. Borrower sholl pay to Lender on the day monthly payments nre due under the Nate.until the Note is paid in tLll.n sum("Fwds")for:to)ytarly waces and ass�ssments whtch cnay attab priariry ovcr this Secudty Instntment as a lien on the Property:tb)Yearly leus�hold paymems or ground nnts on the l�ruperty.if any:tc)Yearty hozard or propecty insuranca premiums:(d)yearly floc�d insuranoe prcmtum�� if uay:(e)Yearly mortgagc insurana pnmiums. if any:und tn su�y suius Payable by Barrowu to Len�ler. in eccue�dence witb the pmvisions of pareg�aph 8. in lieu of the payment of mortgage insurance premiums.Thae itcros ase calted"Fscrow Items." Lencter may. nt�n�+dme. collect nnd hold Fl�nda ln an amount not to eacad the maximum amourtt a lender for a federally celated mortgage toan may require for Borrower's escrow e000unt under the federal Real Eswte Settlement Proccdur�Act o6 1974 es amended fmm time to time, 12 U.S.C. Secttion 2601 et seq. ("RESPA").unless a�wtl�er law that applles ta the Funda sets a lesser emount. If so. I.eAder may. at any time.coUoct and hold Funds in an amouat not to ezceed the lesser iunount. Ler►der may estimate the amount of Funds due on the basis of current data and reasonable estlrnates of eapendimces of futune Escrow Itcros or otherw[se In acoozdance w��h epP�tcab�e law. '!he Fuads shali be held in an jnstitution whose deposits erc inseu�ed by n fedsral agency. insuumentality,or entiry (tncluding Lender.lf Lender is such an instItudon)or in aay Federa!Home Loan Bank•Lender shall npply the Funds to pay ehe gscjaW item�, Le�dcr may not charge Horrower for holding and applying ihe Funds.annually enalyzing the escrow aa�ount.or ver�fyIng the Fscrow Items.uniess Lenda pays Bomo+r+v�int�st c�tisr F�sda�d agpllcsble 4arr per�ii�L��r rn make suc6 �-_ a cl�arge.However.Lender may�+equire Borrower to pay a one-dcne charge for an tndependent neal estate tox rcperting s��"r+ia used by I.ender ia connocdon wIth this toan. unless appUcable law pt+ovides otherwise. Unless an ogteement 1a rt►ade or appltc;able law requic�es inurest to 66 puid.Lender shall not be required to pay Borrower siny interest or eamings on the Fuals. Borrower end l.endsr may egne in writ�ng. however.that interest sdap be p�d on the Fucds.l.ender shsill give to Horrower. w,Ithout cherge. an annuul a000untia8 of the Fur►ds. slwwing c�+edits and debits to the Funds and the putpose for which each debit to the Bunds wes made.'Ihe Fw�ds are piedgod as eddidonal securlty for a11 sums secured by this Socurity�nstcvment. If th��unds held by I.ender execed the amounts permtued to be held by applicable law. Lender shall ncoount w Bormwer for the exass Funds in a000ideacx wtth the requircments af applicable taw.If the amonnt of the Funds hetd by I.eMer ac•any time is not sufficiem ta pay the Fscrow Items when due.Z.ender may so notffy Bomower in wrlHng,and.ia such case Bomower slw1�yay to Lender the ainount na�es.ssary to make up the deficiency. Hornower shall make up the deficlenry in no mon thon ewelve monthly paYraents+at Lender's sole discs+edon. ppan payrcrent in full of aU sums secured by t6is Security Insm�ent. Lender shall prompQy refund w Borrower my Fut�►held by I.ender.If,under paragrsph 21. I.ender shalf a�qulc+e or sell tde P[operty.Lender.priot to the acquisidon or sale of the Propetty.sdell ePV�Y�Y�unds held by Lender st the time of ucquisidon or sale as s credlt agaiest d►e sums socumd by tbis Securit�Iusuument. ' �.Ap�i{Ilp�tlon of P�ymmts.Unlesg appllcable law provides atherwisc,all payments received by L.ender und�r parepgphs 1 aad 2 slt�il be appiied:R�at,to any prepayment c1►arges due uader the Note; second,to amounts payaisk under paragraph 2; thicd.to inurest due:faurth.to principal due;and last.rto any late charges due ander the Note. ' 4.Gpuges; Lims.Borcower shall pay a!1 ta�ces.assessmetus.charges, 6rns and Impvsitions attrtbutable to the Propetty , which�rjr+�ttain prlority over this Secwity Inswment. and leasehold payments or ground tents. if any.Borrower shall pay these obii�uTions in the tnanner prnvIded in parugraph 2.or if not paid in that manner.Borrower shall pay thtm on time di�+ectly • to the person owed payment. Borrower shail prompt�y furnish ta Lender ali nouas of amounts to be paid usder thns paregraph. If Sorrower maices tt►ese paYments dir�tly.B°'T°we�'shall promptly fumish tn Lender receipts evidencing the payR►ents. gorrower sh�il prompdy discharge any lien which has prtority over this Securtty Insuument unless��mwer. (e)ggrces ia writing to the payment of the obligatian secured by the lien in a manner soceptabic to I.ender.;(b)oontests in g�od faith the lien by, or defends r�geinst enforcement af fhe lien in. legal proceeciings which in the Lende�'s opinion operate to pt+event the enforcement of the tien,:or(c)secures from the holder of the IIen nn agreement satisfnctory,to L�ender sutioMtnadng the Nen to this Secudty Insrrument. If Lender detemtines that any paR of the Property is subject to a lien which may attain pdority over ' th[s Security Insuument.Ler�der muy give Borrowex a notice Identtfying the sien.Borrower shall satistj+t6e�ien or take one or more oP the acttons set forth above within 10 days of tho giving of notice. Fam 3028 9f90 Pep�2 Ot 8 ----- ---__-_---=--- --_--�...n�.�.�---.�.�� -�'�n"i�f�rt=�-- -_—°----- ---- - o- , �.7P'.' �5i�,��au�+s��v.o...�.-.__ . _ - �i .___ .—'.�,- .7 '��'ie 7� �. �su _ �'. 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