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<br /> ' � ' ' TOL3�1'�iffit WiTH�l!the impmvemenfs no�v m her�ftee erecie�bn tfie proP$t�tY,and aI!easaneats.aPPnrtenances ead �
<br /> ` �`� fixtures now or liereafter a Qart of the properfy. AII �facements and;add:tions shall also 6e cavered by tbis S�r�ty ' � �`
<br /> '' `` �"`'�''` insd�ument..Aif of ti:e foregoing is referred to in eisis Sequity.Instrument�s ttte,°Pc�g�ty.° . � -
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<br /> ° " �.. � ' ' BORROV�i�R COVENAt3TS t�I�at$oriawer is[awfully seised�of the estate hereby ronveycd arx!has the right to�ant ar.d �
<br /> ,.:; <.;, �' ronvey the Property und that tfte Proy"e�ty+is umea►cammi�ered.except for encumbrances af rec�rd. Bas�ower«+arr�nts aad�vill <`�
<br /> `' < �` � defend generally the title to the P�opertS►u�sinst ali rlaims and demands:.subj�rt�to any encum'brmaces of r�r�. _
<br /> -.• �.��`�. �: � THIS SECURd1'Y WS7'[dt�M�N�'�cnm63nes uniform covenants for national use nnd non-trniform�ovenants��ritii limlteA,
<br /> `� }' `'F � vQriations by jurisdiciion to oonsdtute a u�fonn security instrutnent rnveting rea!prop�rty, , �
<br /> . - - �,� ::
<br /> _��,�'�T=•.�.«:.��� ' � . T=:-:.�--t1N1�OR!!�l_COe/EI116�Ai3:S.Anmower�dl.etsdermvenantandaureeas':f�fbwF:_ ::_-_.-_-_--•,-: : .
<br /> " � .�-, ;. �. Payment ot Pe[m�Jpu�ui�d Interest=Frepaym¢pd aad Late Chur�es. Borrower ahgl! promptly p�y when due-tfte� ---
<br /> �� , u
<br /> . • • � principai of and fnt�ress on tiie�debt evldenee�t b the Notet�d an ' �
<br /> �.�, _ Y �. Y y prepayment end Fade cha�es due u�der the ATote. �:
<br /> � .. • �•�• : � 2. Fiands lqr Texe9 and In�ttrnaee.SubJect tn appiica6te luw or ta a written waiver,by lax�der.Sorrower shall pay to =
<br /> ;`�`: ::.; , .'� :' [,ende�on t�►e c t a y moatlaf Y�s a Yments are due un d er di s N o t e,u n t i l t h e N o t e i s p a i d i n f u l l.a s u m,(°Fan ds"p for.(a)yeaz 1y taxes ' =
<br /> ' • r� attd nssessmenis whlch may nttain prIoridy over t63s'Seturity Instrument as a Ilen on the Properry;(b)yeatty leasehaid�ayments �`
<br /> S �. `:.r y�� `
<br /> _ _ � . . �..:�., or grourtd rents on the PropertY.if any:(c)Yearty ha�ard or property insurance premiums;(d)Yearty ftoad insuiaiice pm,�aIumg.. =
<br /> � , ' � if t�ny:(e)Ye�tY rt�rt8age insuiance premi�nis, if a�,�;�nd(t�unY sams payabla E�y Borrawer W Lender,l�accordariuz with �:-
<br /> - _ _•. .�:..t, ..:'.' .,
<br /> ,. .�,- �, the provlsions af paragmph 8,in Iteu of the Qayment of mortgage ir�svrance pmmiums.T't�ese items are calleA�°Escrow Items."
<br />- '° `-' .`�` ' Lemtes m3y,at er�y time. eollect and hold Funds in an artmunt aoi tQ exceed the maximum amount a lender far a fed�ratty . � �.
<br /> �.�s�`'� -.;`� relat�mortgage loan may �eguire fur 8orrower's escnaw acrAUnt under the�edeial Real Estate Setttement PFoc�res qct of � �_
<br /> - _ ''` • '``�•:;:.�' 197q es amended from time to time. 12 U.S.C.Section 2601 et seq.("RFSPA'j,un2ess another law that applies to tite Fnnds �'
<br /> .. :.. .
<br /> �'•`.-"','..:�'�` ._.setsa.tesser:amouht._If.so,-.Leatier_.may.�atany..time,-oollect-and-hold�Runds��ip��an-amountnot�ro�xoeed�Ne�IQSSer�utdont.-.-..---. _ . �-
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<br /> '.�<:: ,-;.� , Leatder may estImaze the amount of Funds due on the 6asis of current daia and ieasonable'estimates of expendiqu�es af fumre -
<br /> - - ---�"`'=•"�`"° Escrow Items or atherwise in ac`cordanse�vith appiicable taw. � . • . - -
<br /> ,�.��' .. ��-� - The Funds shall be hetd in an instituihan whose depnsits are insured by a Federal agency, inshvinenta}ity,�or enrity. �_
<br /> ; . ,; _ ,� (including Leader.if Leuder ts such nn instttution)or in any FederaJ Home Loan Bank.Lender Sha1l.apPtY[6e Fands to pay tlie =--
<br /> ;,•,'.- ' ;��`, Fssrow Items.Lender may not charge Borrolvei for hoIcling arid appJying tJie Funds,annualty anaiyzing the escrow acoount,or �
<br /> :• .' `.,.,�:;y ve.rifying the Fscrow Items.uatess Leader pays Barratver�interest oa the Fiuids and applicable law permits d.�ader to matce sucd `
<br /> ;i�:':`�:'�,.��.,.�'..;,.. a charge. However.Lender may r�quire Borrower to pay a one-time charge for an indepeadent real estate tsx rP�oning servioe �
<br />__ , �•,:':' used by Lettdet in �onnectiotr with.this loan, un{es� applicable law provides othenvise. Ur�3ess an agreenieat fs made or �
<br /> '.,„��� appiicabte law req�ires interest to be paid.Lender shall not be required to pay Borruwec atry imetest or eamings on the Fands.
<br /> - :' ��: ' : ;: Borrawer aod Lender may agree in wridng,how�ver,that interest Shall tre paid on the Funds. Lender shalD give to Eorrower, --
<br /> �:..:,:r..�.,.:�:•,' without charge. an annua!accourrting of the Funds,s�panng credits and debits ea Uue FUnds aiid ihe purp�e for wl�ch each L�
<br /> '�°;�}"'` �•���� debiYto the Funds aas made.�'he Funds ane ptedged as additinnal security for all sums secured.by this Secarity Instnunent. �
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<br /> _ r�r� ,R��:, If the Funds he2d by Lr,�der exceed ttz.;amonnts permitted to be heId by appttcable 1aw.l.cnder shail s000unt to Borrower -
<br /> N4`..�T'"� 1��' fas the exoess Funds in ac�ordance with the requirements of applicabie lacv.If the emount of ihe Funda hetc�by Lender at any
<br /> ,.,�;�._:
<br /> _ ':*�:,,:�.�'c:���;{ . time is not sufticient to pay the Fscrmw items when u1u�,,Lender may so notify BorroWer in writing,and,in.�case Borrower -
<br /> _ ; .�.':.•. . ,�I.afl a '
<br /> _ �,:;,-�•�-;,}�.���' • * p y to Lender the amaunt necessary to make�;�e deficiency. Borrower ahalt make up the deticie�=y`in no moce than • -
<br /> ���elv�e rnonthl�►poyments at Lender's sole discretioa.'•
<br /> ;.�-,.f:::�:.. �. '� ` . . . . . ,, . -
<br /> . ��'��� , . UPQn paY�� jn fuil of�Il sums secu�ed by this Security Instrunient, I.ender shali pmmpUy refund to Eosrower any
<br />= R�" � �Funds held by I:ender.If,urnder parag,t.�I�21,Leadei s}i�il acquire or sell the Propetty,Lender;prior to th�acquisition or sale
<br /> :� '_ � ,. ..:: a�the p��erty.shall apply_Qap Aunds heTd Ery'���:c���i the Ume ef sc�isitian ar salc as a credit against t�%ums s�
<br /> — - - . `t�iis Security Instniment.� . , . �y ' -- -- . -
<br />-.���;, 3.l�ppfiration.of�'ayments,Un"�'applicable t�w provides otherwise,all payments received by Lender imder paragraphs �
<br /> ��� .=.-�. : • i and Z sS�all6e applied:fi�st,to any prepaymeM charges due ua.�r the I�ote; second,to amounts payable uRder paragcapb 2; ' '
<br />-—'==`�'^��'�-�� � third.to interest dae;fourth,to nnci dae;and Iast.ta any[ate rnarges dtie under the Note. � �
<br /> �';_f�'� P . � . �
<br />-' �?. ,: � 4•� �•��• p Y � charges,finea and impositions attributati{z to the Property
<br /> ��'':. c�i�ieh � • t�anrower sha11 a all taxest�ssessmcmts, -
<br /> . - `••:�-� �`•`"' may attain priority over this Secutity Instnar��zG:.and leasehotd payments or ground rents. if any. 137,�trower sha�l pay..
<br /> -�- _ '� �i►ese obligatiot�s in the manner�provided in parag�apb�;or if not paid in that manner.�orrower shall pap t:ran on iime dtr�ctiy
<br /> �,� `' ��, 'to the pecson mved payment.�orrower shall pramptly fumish to I.eader all notices of amounts to 6e paid uhder thls Qaru�raph. ?
<br />-�' y•��-?��.'"`'"' .5 If$orrower makes these payments dirpetly,Bofrowet ahalt promptty furni5h to f,aender.secelpts evidencing t1.�payments. w
<br /> � ,�.::;c:.......;.:•
<br /> �° �• -=�'� =- • . Borrower shall prompUy discharge any lien wtw��has priurity over this Security lnstr�ment unless F,�reres.,�svet: a)
<br /> . . '����. � � �in • . _
<br /> �#��t-^��;;� �writing to the p.ayment of the obiigation secure�dd by r�'��L.ren in a manner acceptable to Lender;(b)oontesis i� ood failfi the lien • "'"-
<br /> �=�''-�''`�:.::i ,!by. or defenda a mn > -'
<br /> •. ��....;.., . g ' st enforcement of tl:e lien i�, �.�1 pr�ceedirtgs which in the Lend�r's �opinion o�e to prevent tAe .��`
<br />_ °' • • • ��� � • , enforcement of tho Iten;or(c)seaires€ra�c th�ho:�►er of the llen an agreement satisfactory to LEr►der subardinating the lien ro E"�
<br />- :,�i�:*;!�;`;�T��:�• � . this Security lnstrnmient.If LenBer determines that any part of the Praperty is subjcxt to u�ien wh9ch may attain pr�ority over �'.
<br />- • �� � ` this Security Instrumeat,L.ender mny give Barrower a notice tdentifying the lien.Barrower shal)satis the IPen or tf►lcce one or
<br /> � • more of the actions set fo�Yh a6ove within 10 days ot'the giving of natice. . �' 11 ��;'_
<br /> . � , • , �W;
<br />"�� • Form 3028 9190.
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