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<br /> - z..,.�..'`.�` � 'fOG�fHER WffH ali the iaapmvements aow or teerea�er erested on ti�prope*tl+�and all easements.aPP���•� �� :;;
<br /> '•�' , " �:�F'.: = fixtutes tiabv�or 6ereafter a part of the�ProPertY- AU c�Pla.cemeats �d addidons stiall also'be cokesed by thLs Security _
<br /> __ : ,` � Instnuneat.All of the fo�oing is refened co in this Sec�uity.insnumeat as t6e"Praperty.°� � .
<br /> �'`}.;.`�`c, ..', , BURR�OVIER COVENANTS tbat Borrower is lawfully seised of 3he estate hereby cdnveye¢and has the rig[Gt to grant and �,..
<br /> _ s�,_ _, _ �nt�ey the Properqr and t.�at the Property is unencumbered;exce.pt fqr encuaibrances of record. Borniwer warranu and�vilt , �.
<br /> - r,° '� defend generally the utte w the PropertY against all claims and demaads,subject to an}r encumb�pcs of recai'd-
<br /> �__ 'I'HIS SECZ3I�ITY INSTRUIVIEi�iT oom6ines unifo�n oovenants for�ational use and non-uniform oovenants with liatited
<br /> • . .
<br /> - .�� a'ar�'tinsbv eurisdi ��n m_oansti.t�e a unifo_rm securicy instrum_�t cavering ceal property. .
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<br /> � - � UMFORM COVENANTS.Horrower and I.ender covenant�atid agre�as�oftows:,_. - ---� ------ --- - -- - �-�-
<br /> `�r��,, .•:'::_�:•; .:,� ' l. F�yment o�Ftfitcipal arid Yrter�st; �re�taYmenR�am! Late.Ch�rges: Bo:rower shall ptomptty pay whea duE tlte q�
<br /> ' ;.�;�;�+�`. s'"° 4 principal of anA interest on ttie debt cvideaoe�by ths Note and any prepaytne�and 1aze�ha�g�s d�ae under the 1�Iate.. __
<br /> .. "� �, +���: 2,Fantds for.Tases and Insnranoe.Sabject m applicabie taw or to a written waiver by Lender, Borrower shaIl�pay to __
<br /> �F�"� _ .,r -
<br /> ;•.�,`± Len�er on the daymonti�IY payments are due nnder the Note,until the Noie is paid in full,a sum(°Funds")for.(a)Yearly tmies . _-
<br /> j.°;.,; . : ���:� ' and assessments whia;h ma��tain p�iority over this Serurity Insaumert as a lieh on dhe Property;(b)Yearly leasehold paymenLs `__
<br /> °• 4 `'�;,:;=;,;„; ums;(d)Y?ar1Y fload insurance Pr�miva�s• - _
<br />- ` . . or ground rents on the P��z�ty.if any:(c)Year1Y hazard or`P�AenY��Pre� � .�
<br /> f-�r,�aa'",r, �` ;}:3 if any; (e)Yearly acortg�ge insfsrau'x Premiu�ns,if anY;aad(��Y s�PaY��by BoYrower to I.ender. in accondaflce.nrith
<br /> :.�;:;�,';.=,:-.�.�r�:
<br /> <- r .: +. ; the provisia�atparag,caph 8.in lieti of ine payment af cnortgage ins�uance premiums.Thes�itemsare c�lletl°Fsc�w Items." . . _
<br />- �'..., :•.. �� Lender may, at aay tirne,collert and hold Funds in an aaiount not to exceed the maaiamm amount a tender for a federaDly �,
<br /> � `•` r`. �'`� y � ; telated�mortgage loan may:require for Barrower's escrow a000unt under the federal Iteal Fstate Seutement Prooednies Act of , _
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<br /> _.-�- --� RFSPA" uniess aanther!aw tbat ta the Fuuds
<br /> ", r`"-,: ,; ..:. . _.__..._......-19'Ia�3S BIit�fTOJII th15E.W.dI71Cr.��_u'eS,��_S�!"'' ''.._... Sel�..�� ' _ ___ ' --"___ _"'_' _'__ .
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<br /> _ �'.;r';,�,;:;�':-" ` sets�lesser amonrt. If so, I.ender mag�,.at any ttme, coltect and hold Funds ui aa amount not to excee�.ftr��tesser a�aunt."_..__. '
<br /> --- �`.�:`i`;x�-',.�.. .. T Lender may�te the amannt of.Ft�as dne on the�asis of cnrreat data aad t+easonat:2e�rPa u��iis�s of�. -
<br /> =.�;. , ,�- : , •
<br /> *`:;::`.''`:,�;, ,�� Escrow items os othetwise in accordance cvith a�plicable law. • --
<br /> � ` �''�f i The Funds shal! 6e.�eld in an ii�dtmtion whose deposits arc insured by a federal agency. insuumerita�iry, or enrity --
<br />-- �:, . . ��. (including L:ender�if Lgi����is svch an institution)or in any Fr�eral Home Loan Bank.Lender sball apply.ttie Fynds to pay the ,_
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<br /> ;Y,r,.,:,,..,�„� Escrow Itecc�..�eadet may not charge Eqrrower for holding aad a�piying the Fund.s.atmually analYzinB the escro'h'a�o°°�°T
<br />� i ` ':�;;:,-�=. � verifying t�.��'¢cow Items,u�iless Lender pays Borrower interesE a;�ahc Funds and applicable law pemtits[.ender to ma�:� ' � �_
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<br />-�`-a`��;-�-�_ . . a�charge.�1ric��ver.L.en�saY require Borrower to g�Y a one-ti��ctiarge for an.independent real estate tax r.ep�ort'sng s..�s`ick
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<br /> ;;�'.,�,:'' ".�. • a�sed bl► Leadea_in con:r�on vvith tbis ioan, unless•applicable !aw'provides �?herwise. IjnLess an a�t is.�ade or . ,,;;,--
<br />- ", .�`.�����' '.�' applicable law requires interest to be paid,Lender st�all not be rec�ired to pay l�rz�awer any in.ferest or�•�.:mn the Fun,ds.' . . ,�.•;.:�°-
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<br />- ��.��..-.; - Borrower arcd Lender may ag�ee in miting,however,that interest shal!be paid��n t�e Funds.Lender shall�.:�a to'Evzto�ver,� �''; �;
<br /> _T���� ' withaut charge, an annual accounting e�uhe Funds.shawing crzdi�and debits to the.Fnnds and the purpose fdr whirl�.t:eb .. • .
<br /> �!`''� debit to the Funds was mada.The Fun�s Yae pte8ged as sddiuonal����ry for ali.sunss ser�uc��►this Security L�suume�t'�;,:'�. ' . �
<br /> .�::' , If the Funds held by I.ender exceed the announu permitted to be�h�ld by�f*� le Iaw.Lender shall acroust to Bort�qwer
<br /> - ' ' �� for the sxcess Funds in accordance with the requi=ements of appl'icable latv.I�iiS�amount of the Funds hetd 6y a.ender at any �
<br /> ----�-�-- ' time is not suffecient to pay the Fscrow Items when due,l.eisder ma1�notity Borrower in writing.and.in such case Borrowea
<br />- : <'•f"�Y • shall pay to L�nder the amoune necessary to make up the deficie��:'8orrower shall malce up the deficiency in no more.thai► _
<br /> � " ,'
<br /> . • t�elve mantfily payments,at LeMet's sole discretion. .
<br /> _ ;` � Upon payment in full of all sums secured hy this Securiry Instrument, Lender sball prompdy tefund to Bom�wer aay
<br />- - - -- -Futnds heid by I.ender.If.u�der VatagiaFl�2t,Lec�.cler shalZ a�uire ar sell the Ptoperry.Lencler,prior to the acquisition or.sale--- _-- _
<br /> .. of the Property.sha(�apply any Funds hetd by Lender at the tim�of acquisidon Qr safe as a c�edit against tlie sums,sec�red bp .
<br /> - -- � this Sea�rity Instrumem. ,. • , 4
<br />-- � 3.Appiicatta�of Payments.Unl�applicable law provides c's�eiwise,all paymenu t+e�iued by Lender under para;raphs�
<br />_ -=_=---- 1 and 2 sha]I be a�plied:�irst,to any gc;�ayment charges due ucd�i'the Note;second,to amounts payable un�er paiagraph Z; .
<br /> J�' third,co interest due;f��.ta principal due:and last.to any late ctiarges due u�er the Note. . • • .
<br /> , 4.Cha�es;Liens.�o�'*ower s�z�ll pay all taxea, ass2ssmecrcs.charges, ,i`irnmj and impositioa�attri6utabie to thc Property .
<br />_ k� ' which may attain priarity over this�rity Instrument,and l�c�mld payRie�or graund rents,if any. Borrower sbu1J,�ay
<br /> these.obligatiotas in the manner pra-ridi�p�ip par�giaph 2,or if not.p�d in.tl�3t marmer.Bormwer shtill pay them un aittedk�.�1y
<br />_ , to the persan owed paymsznc:BorroWer shall piompdy fumish to Lender all notices of amounts t�o be paid under this paragaph.
<br /> �� --_--- - If Borrowcr make's these��t��s�'sments dinecdy.Boirav�cc�t��all promptlg fumish to Lender receipts evidencing thrr.�?ay,tnents..
<br /> - ' �orrawer shall prntr�dy dischsuge any lien which has priority over t11is Security insttument unless�iarrtssvc�:(a)agrees in
<br />_ `� "I F ' wriNng w the payment of the obligatia�se/:ured by the lien in a manner ucckptabte tv Lender:(b)contests in gaod fa��c�e lien
<br /> '� � by. qr defeads agaiast ettforoemcnt�F'the lien in,legal proce�dings tivtuch in the I.ender's opisuoA.ap�ete to picvc�the
<br /> _., enforcement of the lien;�.(c)secures from thc hoider of the lien an agreement sa6sfactory to Lead�r suhordinating't�tir:n to _
<br /> .: 3.r._ -� �; � this Security Instrumet,i.,�.Lender determines that eny part of the Propeny is subje¢t to a tien which may attain prio�fiy'.�over •
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<br /> _ .• ,.�. • ;: this Security Enstnune�,.Gender may Slve Bo7rowgr a noiice identifying the lien.Borrower shall satisfy the liea or talc�e�e�rz _
<br /> `�''� � more of the aciions set�oith sisove within 10 days of the giving of noti¢e. ' � ' • � . _
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