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<br /> �,"..z�'�'�, ., } �, ' 5. Uamrd or Yroperty I�suism�. Bomnwer sF�ali keeP ttie imFroveQtenu.now eaisting or hereafter erected on the .��.'.
<br /> . � t ,;.: property insured against lass by fim, bazards inclnded witliin the term eatended coverage"and any other haiards,insluding .�,;: �
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<br /> � .Y,.z ::�• •`�E flaads ar�taading.for which Lender requires insurance.Tbis insurance st�ali be tnaintaine�in Lbe amo�tats aad for the periuds
<br /> ° , � that Lender requims.Tne insurance carrier providing the insurance st�all be chasen by Hormwer subj�ct to L,ender's approvaD .
<br /> A;.:�'.��.:,:.�- •,± 4� which shall aot be anreasonably withheld:'If Bnrrower fails to maintain ooverage descdbed above, Lender.tr�y.at�der's
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<br /> - -�'�. �. option,ahtain mw.:cage to proteci lxnder's rights in the Pro�erty in ncrntdance wfth�aragraPh 7. ,
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<br /> ,'°: W` All i�tsurance poficies and renewals shall be acaeptable ta�T.ertder ai�d sh�11 inctude u standard mortgagc clause. Le�er `
<br /> �"��`'� shuli h�ve the right to hold the policles and renewafs.If Ixnder requites.Borrotiver sh�ll pramptly give to[.ender al!receipts of
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<br /> �, < CrsiC pr�iu�sr.�r�rx►�a,�QUt.�.�t ihe e�ent�f lnu, Bnrmwet stta116�ve prompt notfes to the insurance carrier aftd I.Qnder. :
<br /> <•"• �`� " �.ender may mnkc�mof of toss if nat made pmmptty 6y�Hnrrower. . ��,
<br /> "',�� . ' Unless Lender und Bomivree othenvise agrce in writin�.insurance proueds shall bc upplied to mstamtian or tepai[of the ,
<br /> �, � � . � ' Pro e dama ed.if th¢restornlion or nepair is ecottomically feasibte and Lender's securtry is not lesseaed.If the restoration or �_ �
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<br /> f �`�.� ' �� <"��{ 'r�p�r4is.nnt econosnicalty feasible or i8nder's security�voutd 6e lessened,the insumttce praceeds shall ise applied to the swns, �.,
<br />- ° `_fi`�,��.. serured by this Securiry Insuunient, whether or�ot the�due. with any excess paid to Borrower. If Borrower aba�ulons the i��.--,
<br />_ - � ;-:�,� , pr6perty.or dacs not answer within 30 days a notice from I.eader that the insurance carrier has offered to,setde a claim,then , �°.3M1�`.
<br /> ' I.,endei�nay collecR tite insuranse graceeds. Lendef'may use the proceeds to repair or restore the Properry ar to pay swns L
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<br />- ,-i;:c, �.��.,; �,-�� secured by'thisSecurity Instrume�t,.whether or not then dae.The 3aday period cvill begin when the natice is given. ���=�
<br /> hcation of proceeds to prinapal sl�alt not extend or -
<br /> _ •.�, � �Ualess I.easler and Borrower otlierarise agree in writing, anY �PP� ,�., :
<br /> _ �•�^-��• postpone the due date of the mnnthly payments referred to in paragrapbs 1 mmd 2 or change the ae�ount of tlie•payments._If
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<br /> ' , �.,,� under paragraph 21 the Property is aoquired by Lender. Borrower's right ta auy insurance policies aad proceeds res�tting from ,�,�-;
<br />-� .rT ,,- ,T-' -. --.__._..�n a g e t o.t h e.Pro ps rt y_p r iar_tct Ihe_a.�9t�isidon sha11_pass to Let�der w the eatent of the sams secured by th'ss Security Instr+�mLnt. __ �+-z _
<br /> � � ,;� �:�u� immediatelY Pnor w the acquisition. � . . . .._.- _
<br /> �� ,.::...j,,,, > ' 6.pxuPancy.PreSeevatton,l�+�sinteaance and Pratedfon of t�ae Property,Sor.vs�er's Laan Applisailon:l.e�s�em'ls1s.
<br /> " `''�� � •-�"� - ' Borrower shall occupy.establish,and use the Prop+ertY as B°nower's principal residettce witliin sixty days after the exea�t�oa of __
<br /> `�'� `''''��1 tlus Security Insaua�t and shall oontinue to occupy the Propertyr as Borrower's priacipal residence for at Ieast one year after �_
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<br /> �,. .•.� ;� - t�tie date oY uccppancy;un]e5�:t.�nder-otheswise a�in writing;which oonsent�hall not.be_un�easanably withheld..ar_.. ess_
<br /> j� -�•�.�;.'.�:�'�:��.. extenuating circumstances exist which ace 6eyand Borrower's oontrol. Borrower sl�ill aot d2stroy. darnage or impair the ` —
<br />���"`.''''�''?�y Yroperty. altow the Pmpert}+to deterioiate,or commit waste on the Propeny. Borrower shafA be in defaWt if any forPeiture �.
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<br /> , . �, . action or pracreding,wkether civil at criminal.is begun that in Lender's goad faith judgment could iesult in forfeiture of the
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<br /> - _'.�,. :::�.. �,;; Property or othenvise materially impair the lien created by this Security Instiument or Lendcr's securicy interest.Borrowet may -
<br /> • cvre such a default and reinstate.as provi8ed in paragraph 18,by causing the actioi or pr+oceedi�ao to be dismiSsEd witl�a ruling
<br /> ' .'•� ,��,;�.•- ''�.�'.�•';' shat, in Lender's gaod faith determination, precludes forfeitore of the Borrower's imerest in IIhe Proper:y or other material =_
<br />""�'""`°-""'�'�,-�;�-`''�'-� im rment of the lien c�eated 6y this S�nrity Tnstrument or Lendej's security interest. Bomr�er s�a!!also 6e in defaul;3.f .
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<br /> ':�`�-=�°g�.-�" Borrowes,duriag the loan,applicadon pmcxss,gave materially false ar inaccurate informarion ar statemenu W L�nder tos fa�ed'
<br /> +, :�f•� '';��. •� to provide I,ender with any material infom�ation)in co�ectian wit6 the loan evidenxrl by the 1KKote.including,bue aoi limited
<br />_'� -,,,:���;•� J� to,representations concerning Boaower's occupancy of the Property as a principal residence.If t,his Securit3+Insuvment.is an s
<br /> = s,�,��� j ;� leasehold, BorrBwer st�a11 comP19 with °° the provisions of the leass. lf Barrower acquir�s�tide to the Property, the
<br />�:;�����:�� leasehold and t6e fee title shall not merge�ale�s Lender agrees to the raergar in.writin8•
<br />�°1 _ 7.Pnateciion oY I.e�de�'s Rights in t6e Property.ff Borrower fails ta perfcrm�the covenaats and agreements contained in
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<br /> F tbis Security Insmrmert,�the=e is a tegal proceeding that may significandy affecc Lender's rights in the Propecty(such as a .
<br /> ���'��� �n in bankiuptcy,gzobate.fcr xndemaation or f�rfeiture or_to enforce Iaws or n'�ulations).�then Lender may do and -
<br />- p1O�` � Lendec's actions .
<br />_ __ =�„ pay for whatever is n°..cessary to pr�-H«t�e value of the Prapeaty attd Lender's righta in d��raperty �Y .
<br /> inaIude paying any susus s�ured b� a i�en wRich has Pnority aver this Secwity �°�i. aPPearinS in cowrt. �3n,'ig
<br />—:�::�.,�� reasonable attomeys'fees.and entering on cLe Pcoperty to make repaies.Although Lender.may cake action under this para�aph •
<br /> 7;I.ertder does not have to do so.
<br />- `���, . Arry ���nts disbursed by Lend�under this para�raph 7 shall become additiona] debi of Bonower secured by tLis .
<br />-_� ' �� �'• Security ins`a°�ment. Unless Borrower��.:Lead�r agree to other terms of payment,these am�nts shall beat interest from the
<br /> -- daie of disbursement at the Notc ra:��9 shall be payable. with interest,,upon notice fcoan�;ender to Bonnwer rr.�uesting
<br />-`-------=—--- . payment. �
<br />�,,�°'�'"�'�'`�'• � S.Mortp,�ge tasuraare.If l:ender required mortgage insurance as a candition of matdng the loaii secur�d by this Security ,
<br /> _ ="'��- �� . �ment, $orrower siuill pay the�i�iums required to maintaln the mvrtgage insuranse�in effect. If; for acry reason, the
<br /> — ��:;�� mortgage iasurance coverage reqvire�L�;�].ender lapses or ceases to be in effect.Borrower�l pay the pnzmiums required to
<br /> .�, obtain coverage substanti211y equi�a'.es ey the martgage insurance prevtouslY in effect.at a��substantially eq+uvalent to the
<br /> �_' '� 3��''���;'r •`, cast to Horrower of the raka�2gage iss:rFnce previously in effect. from an a[temate mortgag�insurer appraved by Lender. If .
<br /> . ��s�� . • substantialiy equivatent�r�rtgage insuzance ooverage is not available,Borrower shal!Qay to l.ender each month a suril equal to
<br /> � :�,'"'"'"_�: �' one-twelftl�of the yearly mortgage insuraace premium being paid by Borrower when the insarance coverage lapsed or eeased to
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<br /> "�•:� �>. � •''��� �' '�� be in effect.Lender will accept.use aud eetain these payments as a loss reserve in lieu of mortgage insurance. ss res..s;rve .
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