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<br /> , TOGE'�HER WiTH all the impmvements IIaw er hereaRer.et�ecied on the ProgertY.and ali easemerus,aPPnroeaanoes,ans1 ' -.
<br />` �`:'" fixtutes.now or.hercatter a part bf th� propeny. Ail replsamenLv and additeon�sha!! aisa be oavered by this Security �_,
<br /> . "�'' ' InsmimCat.Atf of fhe ioregoing is ieferied ta in YUis Security Instrument as ths°Property.° ` � -
<br /> � SORROWER CO`fENANTS that Earmwer is lawfulty seised of the estate hes�eby�conveyed and has the right to grant aad -
<br /> • "` ���' ' .oanvey the Property and chaa the Property(s anen�m6e�, except for ena�raaces of�ecord. BoYrower warrants and arill =
<br /> f :��:- :defend generally the tide to the Property a�ainst alI;claims and tlemanQs,suD,�ect ta.amr�aa�mbzanoes of record. --
<br />'�:', 'Y'HI5 SE�UItTY"Y INS"�'RUMENT cnmbines tmiform ouvenauts for national ase�cd non-un�iform covenaats aith limited _-
<br /> '='-��•� variations 6y jurisdicxion taeonstitute a uniform security ins4rument covering real property. � -
<br /> �`__� . _ �IhIIi GRIvf tYfii�t�►NTS.Ba:rower and.i.en�fer covgnant sn�agree as foftpws: . . . --
<br /> �_�. i.Payr�cent of PrIas�a!and anterest: Ptepayment end Late Cha�es. Borrower s6a11 P��Y Pay when due the =
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<br />,_�;�;:,;-�,: ' principal pf sud interest on the debt evideaced by tbe Note�d any pE+epayment and late charges due uader the Note.
<br /> ``''''` 2.Fimds for Tan�uad I�uce.SubjPCt w appiicable law or w a written waiver by Laader, BorroMer shal!pay to
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<br /> i�� I.e�d�s oa the day monthly pa}�ents are d�uader the Note,uatil tl�r Note is paid in fiill.a'sam(°Funds°)for:(a?Y�Y��
<br /> `! ��� aad assessrnents which tnay attain priorIty over this Ser.�mty Inswmznt as a lien oa the Frogerty;(b?Y�Y��oId payments --
<br />-��Y��"� or ground zents on the Property,if arry:(c)YeazIY tiazard or praperty iasuiance premiums:(d?Yeariy flood insvraace premiams, �
<br /> .-,���.`��'�. insuraaoe remiums.if any;and(�anY sams PaYable b Borrower to Leader,in aocaidaace a+ith �
<br />�r,�,_,F�. . . if any:(e1 Y�Y�rt��� P Y
<br />__<-- the provisions of paragrap&8.in lieu of the payment of mnrtgagc insurance premir,cros.Thes�item4 are�alied"F�c�ow Items.°
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<br />. �{'..T� Lender may, ai any time.coltect and bot@ Fnnds In an amount aa2 to exceed the maximum amonat a ienaler for s federaliq �
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<br />«:�`u:^�,��. related mortgage loan may reqaire for Bamawer's escmw eccount ncader the fadera!Real Fst.:t�S�ttemeut ProceQt�res AcE of
<br />;-.� . 1974 as amended fro�time to time;12 U.S.C. Section 260I er seq.("R�SPA°),untess anoif�taw titat lies to the F.�nds
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<br />:;��� seLC a lesser aznoun� If so.E.ender may, st any tune,collect and hold Funds in an amoiint�nai�to elcoaed��¢�'lessei-amoimt.-_ ._.-:___._.
<br /> - ��'� I.ender may wtimat�the ttmauat og Funds due on the 6asis of current data and re�sonable esiimares of�didue,v of fiiaue __
<br /> ;:�^�g��� � Bscrow Iums or othenvise in accordanqe with applicable Iaw. � '
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<br /> . The Funds t6a11 6e hetd'in an institution whuse deposits are'insut�d by a.federal 2a+�1GYCy, inntriimen nti�, os en4ity
<br /> - (inciudiag Leader:if Lender is sach�institution)or m aay Feaderal Home Loaa Bank.Lender s'ball apply ths Funds W pay dae � •
<br /> _-�"� ESCrow Items Lender may aot charge Bomiwer for hbtding and apply}ng the Funds,annaally analyzing the esc�aw acconttt,or _
<br /> �� _.•veifying the Escrow It�ns,,unless Lender paya Bosrower interest on the Furuis and appli�Ie 1 aar permits I.�^der to ma�e s+is� � -
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<br /> --:=��� � a charge.Huwever,Lender may require Bosower to pay a oa�-time charge fos an independent real estate taR nepordng sssvics
<br /> ::�.,y:,,� usQd by L,�r in c�tection with this loan. unless applicable F�r pravedes ottienvtse. Lre�ss an agesment Is m�,or
<br /> -`�:=�'� applicable��cequires imerest to 4e paid,I.endar sha11 noi be re�ui:ca3 to pay B6�awer any��t or�rnings on the�;it�ta.•
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<br /> Ea�rower and Lender may agree in writiag,however,that interest;�be paid un the Funds.�T.ender shall give W Battbn+er. -'
<br /> -- --= vritfiout ct�arge.an anaua!acxounttng of the�uads.s�wwing credit�and'debits to the Funds aIId the pur�e for whach e�ch '
<br /> `-�-_'='� �ebit to the Funds was made.The Funds are pledged a��dditional seauity for all sums sscpred ts,y� t�,ia Security Instn�ment.
<br /> � If the Fur�ls held by L"ernter exceed the aaaounts pemutted to be he[d by 2pplica6le law;II.�nder shaii accoant to$oreower
<br /> �m=""`'�� foz the eacess Funds in accordance with the requiremsnts of appllczble law.If the amonnt of ttie Funds hotd by I.ender at a�y ' ,
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