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<br /> ''TOtiETHER WITH all the ia►prm�ements uaw ar hereafter e�eted oa►thc grnperty.and a11 easr„�nents,aPPurtenau�es,aad
<br /> � ,s:,,.`, ��•� fix� nnw or hereai3er a part of.the pmperty. A11 repiaoemerts and u�ditlons sl�all Wso be cnyere� by this Securiry _ .
<br /> �`� '• ��. Insuument.A!!of the foregaing is referred to ia�this Seauity insuument as the"�roiienY•" . ,:
<br /> " ''� s�`� BORBOWEii C�YENANTS that 8orrower is 1awCu1ly seised of the estate herebY conveyed and has the rigfit to g,rat�and �'
<br /> convey th$Proyerty and that the Praperty is unenc`ambered:exoept fdr encumbrascces o€rc+x�rd. B�rrowcr warrants and cyill. '�;-
<br /> ` defer.d gerieral[y tfne tide to the Ptuperty against ell claims aad demands,subject to any enaimbpancQS of rewrd.
<br /> _Yi^'��,� �•��:
<br /> ^�.�,•� THtS.$ECURTPY INS13t1JI�iENa'combines uaiform co'venants for flaYsonal use and non-anifoim covenanu witfi limited _-
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<br /> �i� '��.�;. vanat�°ns by�unsdscaon W constttufe a i3nifm�setntiip iasinunc�R u�.r;�s:aL pr�;-- -.--- ., :... --= :. •._ ,.--� -- -. �__,;
<br /> . UN�ORM COVENANTS.Borrower and I�ender ooveoant and agree as faitows: .�:..::
<br /> .„ V whea due the ,_ �.-�.
<br /> . :;���.:::�.�: 1.ipay�nenc of�c��ana wc�� ����a i.ac�c�e�. Bo�w��u pro� y �y �
<br /> ='6<� •;`�`?F•";��• ' princip�l of aad interest on the debt evidenced by the Note and anY P�3►men�and late c6arges due under the Note. _-
<br /> . +�,;;:_:..;`.;,_. � _
<br />.._� . ;... 2.Fands for T�s ead�nstn�ce.Subject to applicable law or to a writt�n vraiver by Lender.Borrower shall pay W -W
<br /> �� ` ��,�: Leniier on the day manthlY payments are due emfler the Piote,until the Note is paid in full.a sum(°Fwcds°)for.(aD Y�Y�� �'�
<br /> 1 ...:-.�.� �: p tease6otd FaYments
<br /> ' .:� .{•.i amd assessments which may attain priarity over t6is Security Insuusnent as a lien on the Pro erty:(�)Y�Y �ums. �= :
<br /> -',:;'.�;°��`, . or und reuts on;t6e Property.if any;(c)YeariY t�d or pmperty insuramce premiums:(d)Year1Y fload inwrance p . -
<br />�'`;j�'�"''� if�•(e)Yea�Z3►mortgage insuranre premiams,i f any;a n d(�a fi+s u m s P a Y a b t L b y B o a o w e r t o Lender,in aocordance with , .
<br /> �:.v: ` ,the provisions of paragraph 8.iu lieu of the Qayment of mnrtgage insurance Premiums."fhese items are calted°�scrn�r�ms." �
<br /> �, ^�°'``,.:��:;� callect and hnld Fugds in an asnonnt unt to exceed the��buut a le.nder for a•fedeeally _-_
<br /> -�, ,.�.3,.. I.eisder may. at any tiu�e,, ---_
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<br /> -�,.e...o,.r ----�
<br /> �..;,.-�, -�;� _
<br /> . ,:F - , � .-.-.-.-cefated.�nrtgage.�aat�.�y_.�T�for Bbmnwer's escrow acoovat imder dsc federal.Real Estate Settlement Pmceduces ci o . -_
<br /> `""� 1974 as amended from time to time.•t2,U.S.C.S�tcon �601 eF�.-("RFSPA")."unless another-law d�at appl�es�ta t�Fuads ..
<br /> :-��� s�s a te�ser ainount.If so.'Lender may.at any rime,callecE a�hotd Funds in an amoucc�aot to'exceed the Iesser am.�anm. !--
<br /> :.,�.�,., ttu�s s�!"c�ri'uture . • _
<br /> �: =�``-rf: . Lender mm�y estimate the amaunt of Fuads due on ttse basis of currert data and tieasona'ble estimates of expendi . _
<br /> _;,.;..,., . .
<br /> =—r�;• I�scrow Items or othecwise in,acaordance with appli�ie law. , _
<br />-i--.,:: . 'Fhe Funds shal!6e 6eld in an insoitution v�hose deposits.are i�sured by.a.federat.:agenc5!. insuumentality, os et►tity. _
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<br /> ;r- .�.. (inctuging I.eader.if Lcnder is such an iastitution)or in aay Federal Home Loan Bank.Lender shall appIy the Funds to pay the -
<br /> ttiC eSCTON SCCdUII4,oi
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<br /> 1' , - -- -�sr��y Items.Lsttdeirt�ay nc�cita,-ge Eorrs•��u far 6olding and apDlykig the Fnnds,annuallY S
<br /> �.��'��'i; :
<br />;;��;:��; •� verifying dts Fscror�It�ms.urtless I.ea�er pays Borrower interest on the Funds and applicableTaw-peiIIlits.i6.�ei`[�makesasir :--- -
<br />' :�^�'��;r�'�`-� �• a chazge.However,Leader may re9uire Borrowec.rw pay a one-tims charge for an independent teal est�f�c regorting setvtc� -
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<br />- -,�;;r=f::% .� used by Lender in connectian with this loan, Wi�s applicabte la�v•provides otherwise. Unless �`r.g�ment is ma or _
<br /> �...
<br /> .-�:..•�;;",,:�,��' applicah��e.law requires iaterest m be paid,Lender s�alTnot be required to pay Borrower any inter�st or�arnings on the F�ds. -
<br /> -'�� u►writing.however,that inter�t shall be paid on the Fu�Len¢er shall'give to$s,riawer.
<br /> ��-;`��,��' ' Borravrer•.'nt�l.ender may agreE�
<br /> witliout"ct.arge:an��mial accouniing of the Funds.shawing.ciedits and de�biis ta the Funds and the p�upose fa�w�i:�,�acb
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