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<br />.`t`' ..,_',`. :' ' TOG�`f1�L�R WITH all tt�e impmvemems now ot 6ereafter etecte�oa the p;operty.and atl�asemeats.appur�enaazes,and �_
<br /> � fixtums n¢w or hereafter a part of the property. A I Z rep laceate°i s a n d a d d i ri o n s s h a l t a�s o 6 e oover e� b y this�, S�urity �'
<br /> ����. . insuument.All of the foregoing is tefer�ed to in ttus Secar'styr Instnim�nt as the«Property° .
<br /> ° � � � BORROWER COVENANTS that Borrower is lawfWly seised of the�tate heieby coaveyed and taas the right to gaant�nd
<br /> � . ,., , oonvey the Property and that the Properry is unenaunbered, except for encum6rances of reovrd. Borrower warrants and wil[ .
<br /> �` defatd gcu�aliY We title to;ihe Pmperty against all rlaims and demands,subject to aay,encumbrances of reobrd. �
<br /> � �; � 11iIS SECURTFY WSPRUMENT combiaes rmiform covenants for nationat ase and non-uniftirm caveaants wit�li�ted
<br /> °r=;��'�;t:� varaatiuns by jurisdiction to oonstitute a unifarm s�curity instrument coveri�sig r e a l pinFerty+•
<br /> —..- =-�....—- ----��F�P-_JU#MVENA1�iTS._Borrower_and Lender.covenant an�ag�ee as foit�ws: _ r -
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<br /> �` l.�aym�nt of i'cincipat and Lrtesest; Prepayment and Lafe�6asgcs:Borrower sbalt-prompdy pay waea 3ae i;te
<br /> , . • . principal o£and iaterest on the debt evidenced by the Note and anY Pregaymest and late charges due undef the Note. _-
<br /> 2.Fomds�itor Taxes and Insurance.Sub}ect to a�rplirable!aw or to a written�raiver,by Lender.Bosrower shall'pay to
<br /> F � .•':°; ' Leuder on the day mnnshlY Payments are due under the Nate.nntil the Note is paid in fiil1,a sum t"Fands")far.(a)Ysarly taxes _
<br /> '�' ' and.assessments w�hich may attain priority over this Securiry Instrument as a lien on the Property:N)Yearly teasehold gayments =
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<br />;�_,t =° :� �'� ar.ground reats on the Progerty.if atry;(c)Year1Y 6azara.or property insurance premiums;(d)YearlY ftaod insruanre ptemiums. _
<br /> - � if any:(e)YeariY��e insurance premiums.if any:and($a�►Y sums PaYable by Boaower to Lendes.ia accor8ance wi4ti _
<br /> �.5�. .:`;�1:t;.�� the pmvisians of paragraph�.�n Geu of the payment of mortgage insuraIICe premiums.These items are called"Escro�Items." �
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<br /> °,a • ���r may� a�any time,wlteei and hold��nds in an amount not to exceed the maximwn amount a lender for a fed y
<br /> ` ' � , : ' t�elated mortgage•toan may cequire for Borrowe;'s escrow acxount under the f�deral Reaj Fstate Settlement Proced�res 1�d of , !
<br /> ,'b��'' 1974 as amended•from time to time> 12 Q.S.C.Sec6oa 2601 et seq:("RESPA".).ualess�ntlier law that applies w the Funds ___
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<br />- , �• • .,..p, .. .----' sets-a-tesse;-amount:L€so:�Lender-�ay� at-any.-time. colfecc.�and h41d.Fucs�i;!�.�a�mt_not to exoeed the:esser amoun. _
<br /> ,, ``' ; Lendes a�ay estimate the amount of Funds due on the basis af current data��reasonable estimates of e�enditaies o�fiif�ue_-...`:..-, �-
<br />=„'�,;�..`�.'.':'� Escrow Items or otherwise in accorcianae�witl�applirable law. .�` ` , --
<br /> - '19ie Funds shall be held in an institution arhose deposits are insvred by a fedc-r.a�.agency, insUrumentaliry- or en6ty --
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<br /> _` . (including I.ender.if L.ender is sncit an institution)ar in any Federal Home Loan Bank:Lr�er shall apply the Fnnds trapay
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<br /> , ,. � Escrow Items.I.ender may not ci�arge Borrowei for hoiding and applyiag the Funds.anauatily aaalyzing the escrow�acount,`or.
<br />._,, Y._. .� veri m the Fscro�:L�ms.unles.s Leader pays Ba;rower inter�st on the Fnnds and appliqable Iaw permits Lender to r�ce.sueh�. _
<br /> R ' '� fY�_Pa , . in.t�vnAanr ePal ectatv�ax,�?neFtr,zts SetvICe-•-'--.:,.r•__-
<br /> _.'.'r:...�;:.._.�. - a charge. Howev�:��nder may r�uire Borraa'er�pay a-one-ti�re chargt-far a� , _
<br /> _,:;,-' ','�;'��;, used i,�.�der�in�connection with this loan. unless appiic�£zte law pavvides otherwise. Unless an agreement,i�ipade o� .
<br /> , ,. �.:� a�Sp1lc�)stt��aw requices interest to be paid,I.ender stiall�not 6�m.,.,,�ired co paY Borrower�ny interat or eamings on.t��rvtds•, .
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<br /> . Borrowes and Len�'may agree in wri6ng.however,that intetest s�a]l ts�{�id oa the Funds. Lender sl�ali give to ,I�c�wes, ��.:
<br /> __,.,::�,,; , ose for wnida each.�. �� ;` -
<br /> :::�:�.��"• withaut charge. aa.�,,;.�aal accounting of the Funds.showing,cr�dits aa�dPd�u to Hze Fuads and the purF
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<br /> `" debit to die Funds a�rnade.The Funds are ptedged as additio�al security far all sums secured by tlus Security'Instta�- .
<br /> ����:�+: If the Funds held by Lender eacceed the amounu pertnitt�to he hetd by applicable taw,Lender shall account to•�orra�ver .
<br />� �n����� -•'Y�,�� for the excess Fund�in acrnrdarcce vrith the requiretnents of applicable law. If the amount of the Funds held-by Lem�'�r at any
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<br /> _ •`�K,.,�..,_�,_. . time is not su�ciem to pay the Fscrow Items cvhen das,Lertder may so notify Bomnwer in wtiting,and.in such case Borrowei ,
<br /> � �•`� . shall pay to Lender the amount neozssary+ta malce ug the deficiency.Bonower shall ma�ce up the deficiency iii ao more than
<br />-�-' "`��'�`�� twelve monttiiy payments,at Lender s sole d'sscrexion.
<br /> :��€��:,�ae �Jpon payment iu full of all sums secured by,this Securiry Instcument. L.ender shaU promptly refund to Borrower any
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<br />-.`-=T`�'.='�.�_--�'� • �vs.si�hrte!by be�der.If,e�nd�r p.ara�h_-?�_I�der shall iscqvire or sell the Propert .Lender.Prior to the acquisitian or e
<br /> � of the Property.shal.i apply any Funds held by Lender at the time of acqui�ition�,sale as a cr it aP,ainst tft0 su��redri+y -- -
<br /> ' �.thls Security Instinur�r�. � .
<br /> --- _• ,. 3.ApplFcadea�a�i��aym�ts.Unless applicabte taw pmvides othern�+ise,all payments�received by Lender under gatagtapHs, ,;,..�
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<br /> -�N�-,_ ���•` Y and 2 shall be applied:fu'st,to any prepayment charges due under the Note;second.to amounu payab2e nnder para�aph 2;'.:.. ":�
<br /> -��� thcrd,.tn interest due;fourth,to Frr.?cipal due;and last.to any tate c h a r ges due u t Wer t h e N o t e. •• �•
<br /> =-�_,.�:� ' � 4.Char�es;Lieos.Bairoctec shall pay all.taacRs.assessments,chruges.fines and impositians atuibutable to ti�cs L?toperty
<br />—`�'"��=��� �•� which may attain priority over thi$ Security I r L�n i u:nent,an d l e a s e l�►a i d pa y m e n t s o r g r o u n d�e n i e. i f a n y. B o r c o w e��s�ll pa y ;
<br /> --- �� � tbese obligations in the manner provided in par�r;�i�.ph 2.os if�vot paid in.that manaer,Borrower shall pay thein on titne directly .
<br /> -'-��'='��K�� ' to the person oweQ payment�Bonower shall pramptly fumish to Lender all notices of amounts to be�aid under this.�aragraph.
<br /> g,���;;;*� If Bormwer makes these a �nents directly.Bamower shall a�ptly fi�rnish to Lender receipta evideneing the paymc�, �
<br /> -:��r:��'^�' Borrower shalt pro pi y discharge any lien which has�riry aver this Security Instrument unless Borrower:(�)qgrees in
<br /> -� ��� 'vvtiting to the payment of the obligation secured by the lien in a marmer aa�egtable to l.ender,(b)contests in good C�t��the lien .
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<br /> n:�:x„����= by. or defends against enforcement of the lien in, legal procezdings wtuch in the L.ender's opinion operate to prevent ttte �
<br /> --�-��zk'�"� enfo�.ent pf the lien;or(c)secures from the holdes of the lien an agreement satisfactory to Lender.subotdinatin�.the lien to
<br /> _ -�";'±�'"�!';� tius�e�zity Inst:umeet. If Lender determines that any part a�the Property is subject to a lien which may attain(�iority over
<br /> �"""r•���`'• this Secvricy lnsirument,I.ender may give Borrower a notice;i,�entifying the lien.Borrower shall satisfy the lien ar tt�ake one or
<br /> �"``��Y�' `:�. more of the actions set forth above�vithin 10 days of the giving of nfldse.
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<br /> . ,� Form 30Y8 8190
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