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<br /> TQOETI�R`�YITH�ti tha improvements no�v or hereafter.e�cc�aa the PT�P�Y•cutd all easem�sts.ap�nnenances.and , , -=
<br /> fixtures now or hereafter a �art of the pioperty. All.replucemencs asid�a�dit�ons shalt ulso �� wvered bY ttiis Seauity =_
<br /> Instrum�nt.AII of the for�gaiag is�fert�ed w in this�tS+Insuument as tt►e"PropeR!►." �
<br /> • SOR�tONEli COVENANTS that�onower is lawEuity seised of the eslate heteby mmeyed an�6as the ri�ht to gmut agd ' m
<br /> wrivey the Pcopxrty aa�d that the PrapertY is unencumb�red.ea�t for encum6rfutoes of record.`8orcower�ts urt�vn11 �,
<br /> defen�geaeraily the tide to the Property against a11 claims and demands.•subject to any encumbranccss of�ord. �.
<br /> THIS SEC�RT�INS'f'�lJI�'FENT comfainers unifoim r�ver�ants for national use and non-unifonn asvenants with timit� � —
<br /> v�catiosLS by jurisdictioa to can�iiwte a nniform secvrin+ins�ent wvering reul pruperty. ' . . _
<br /> UNlFORM COVENANTS.$nrrower and LeAder oovenaat and agree as follows: -
<br /> ent and L�te Char�e9-Borcower shali Pmm[�:IY QaY when due the .
<br /> l.Paycnent of Pr�ma3pal�.int�s3: FreP� a ent and late charges due under t�e Nota. —
<br /> pria.cipai of and interest on the debt evid���Y�Note aad a�►.Y P�P Y�
<br /> Z.F�eds for Ts�ses and�nsurance-Subject w applicabte!aw or w a written waiver by Leader. $orrower sI�a11 pay�to
<br /> y�,���o��day monthly gayments are dae uader the Note,aaW the Nate is paid�in fu11,a sam(°Funds°)fo�:(a)Year1Y taxes —
<br /> and assQC�enc�whic6 may aitaip priority aver Wis Sewrity Insdumem as a lien on the Piropecty:(b)Y�1Y lea`sekold paYments
<br /> or gr�und retus on the PrapertY,if any:(c)Yeaz1Y h�d os PmP�Y��ce P���s;(�)Y�Y flood ins•a»ae premium_s,
<br /> if aay:(e?Y�tY��e���p�°u�'if aay;ancl(fl auY�PaY�le by Borrower to Leud�r,In aocordanoe'uith , —
<br /> the pravisions of p�ph 8.in lieu of the payme�of maRgage insLm»ae premiums.lqtese iteoas are c�led "Escrow,Yt�ts." _—
<br /> Lender m�Y,az any time,colled aad hold Funds in an amnnnt not to exoeed the at�ci�m amount a lende�for a fede:aU f
<br /> � retate�l mortgaP,e toan msiy recluiie for Bomnwer's escmw ascount und�r the fedeial Real Fstate Setdement Pcn�dur�s • _
<br /> 1974.as am;nded fmm time w time,12 U.S.C:Se�tion 2601 et seq.(°RESPA°),iuil�sss aaother law t6at applies to tke Faads
<br /> sets a lcsser amouat.If so, Lender may.at any time, ooIIect and hold 1Faads ia an aa�um uat w eace.ed the L�zof fu�ue -
<br /> -- --- - - --- --- - • .
<br /> 'Leniier;dnaj►�eswmat��the�anaountnf Fonds dae-on the basis.of wrrent.data aA�reasonabte esamates of-expe�dt-- --..... .......... ..
<br /> Fscrow Items or othenvise in accoidance�vith applicable Ia�v. ' •
<br /> The Funds sLaU H�e held in an iastitation whose�eposits are, insure�l hS?a federa! agencY• imsmuQentaliry, os enrity
<br /> (includin�Le,nder.if i.ender is such an institntion)os in any Federal liome Lnan Bank.Leud�r sh�ll applY the Fuads to pay tlie
<br /> Escrow�Items.Lender may nnt ctta�ge Bomower for holdiifg and applying the Fuads,annually analydng the escrow ac�bwu,ar
<br /> veiti€ying the Fscraw itemg.tialess Leader paya Boiroweiinfetest on the Ft�ds and applicabte Iaw petmits I�ender w make� , . -
<br />- a charge.Ho�vever.L�eader may rdquire Eorrovier to pay a one-aime charge for an indepeade�real estate tax ngartiaS ssnrlce
<br />- ased by I.�ader in connectioa arith this loan, uniess applicable !aw provides otherwis�. Unless an a�t is made or
<br />_ � applicable P�reqnires mte�est to be paid,Lender shafl aot 6e requiie8 t4 F�Y Bormwer aay interest nr earmngs oti the FuiLds.
<br />= $orrower and I.ender may agee in writing*hawever.that inter�4�a11 be paid on the Funds.L.ender sbaU give ta Ba��tier,
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