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<br /> � � � �JtJ3�1�BLE it�'TE ��it _ ' , , �-
<br /> , � � A1f¢arT�asury��eat•YdateCa,gs) " 2002?4�3 . _
<br /> —, • . . �
<br /> � ' � SEP�E�lBER , � , ' �'
<br /> � � 19�S AlyNSTABLE RATE AmEii is u�e this . f ST . day°f ' che Mortgage..Deed of. �:
<br /> ,a�d is inco�j o�ec3 �Stco aas!s�! 1�deemeQ to anq�nd an9 sup�fement �
<br /> Trast�r S�ritj►DeeB tthe°5ecariry Iast�mQnc'}of the same date gven by the us�dersi�eit(the`�Barrower 7 to . i,
<br /> ' Ad'�b teRate� (the"NotB°)t � `�
<br /> , S�ie�ite��te°�'u��ing�aa laan Associn�4fon of.Gread Is�and, NaDraska, A �fedsrol Sayinga Qenk � _
<br /> (the"Lendez°)of Qce same date a�coverin�tha piop�ty descn'6ed in the Se�arity Ins�rumcart end lacated at: � _
<br /> d21Q KAY AVE GRAN�.�ISLAND� NEBRASKA 68803-1505 � '
<br /> . [Prcpercy add�sl . . -
<br /> tNE NOTE CAlHY�11�iS P�O�lSIQHS ALLOWING FOR CHANG�S �N Ti[� �NTERE�
<br /> NATE AHD TiiE MQNTFILV �EIYMENT. YHE N07'E UHlfT��'T�iE A11�t0UHY_ YHE -
<br /> � RORR�WER'S .NN7EREST RA7� CA141 �FIANGE QT ANY ,A1�E 1fiME AND THE
<br /> �69AXtN[iJM RATE THE SORROYI(Et�MUS1'Pl1Y. � � �
<br /> � A�DPrIONA��OVENANTS.In ad�itIon to the�covenants and agreements made in the Security I��*,�m°�',�
<br /> BQrioWer and Le.nder farther cove�ant aad agee as folto�vs: , . � ' . _
<br /> °,..Y::i:-,,. A.II��RATE ANI1 MONTHL1t`�ArYMENT C�ANGES. . , .
<br /> �i,;F::� . . � � . _ . . � . ,..Si:;�1• ' }
<br /> � The Note pz�vi�far an initial uuerest rate of �d�50 � �90.The Note pm�',,i�:for��in-
<br /> ' � . the interest rate aad�he monthiy payments;as foua�'� ` _ ` . . � . .
<br /> � • .4.��F�E�T RA�`fE AND MONTHLY�PAYNiLI�ia CI�ANG�:; . . . � . , � .
<br /> �,. , , .
<br />_ . �- � . • . ,.
<br />_ : � (A)Change Dates :.. �`�: . :" SEPI'E[�18ER ;.,'`.` , 2000 .�cra#�at•.,
<br />- � The inierese rate I witI paY maY c�ange on tae first day of .
<br />- � day every 12tb cnonth thereafter.Fzch�ate oa which my interest rafe could change is ralled a"Chaage Dats.° . '
<br />-- . .. , . . � , , r .
<br />_ � ' � :,: (�The Indes . . � � -�'_��-� -
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<br />� ' Be�g with the 5r�t Change DaUe,mY Interest r�te}v'iU be based an an Index.l�e"Ittr�e�°.•is t�e c�'�lcly
<br /> •.,��erage yield on iJaited States Treas¢iy►sesuriries aalusted to 4 coastant maturity of 1•yeas,'as�ade�v�xi!by.
<br /> - the Federzt�,�serve Board.The mnst c�ecem Index Sgure available as of the date�45 day�befo�:c�Qtaa%;:1�te � .
<br /> . --: :--fo�::��;,'�*-''`er'B�T"�l..o... ----- ... _. --- . �' ' `''.`'� - = .
<br /> � If the Tatlex is no la�er available,the Nate Holder will choose a n�ew index Ntu'c���a.,e+�.�;iom C�rap�abte —
<br /> . . � infomw�tion.The Nate�tfl[��r wlll give me notice of this choice: . . :
<br /> ' t��on oi� . , ' . . �, , . . �. . .
<br /> �,� . _�:
<br /> . Before�► •Ai�nSe$ate,the No�'�f',�sMer will calcalats mY new iuter�t rat�by adding ;,,.�.,. . •.. �
<br /> , � 'QW� • � • ' - ,.�,� percenta8e Point(s).&� 2.000 "� %�W sh�(��t , •
<br /> Lndra�.The Note Holdei��vrill then�round the rasaSe'�this addition to the aearest o�ei�hhth of one per+�t:x;3c
<br /> poinE(0.12S�j. St�bjeci to tiie limits stated in Sect��x;4N)below,this routtded amount wlll be my nEwi�ct#�t.'
<br /> � r�ite unti�ttt��'Aiaq�e Date. �� ' ' .
<br /> Z'�e E��s4ze fIoIder wiU then determine the amonnt of the monthly payment that wavl�be ,d�C'n�ien[to repay the
<br /> u�paid pr�.r�ipal tbat I a�n exPecte�to owe at the Ci�nge Date in f�zt,1 tsn•the Mattirity Date�i r�g�,naw interest rate � ..
<br /> , �in.substtwtlallY cgual FaY.��nnts.T6e resWt of this�1+arx��tion wii2.C:�+e the aew amotu}t of my ma�ntlilY P�'�. . ,
<br /> �. (p)Idmits on InteresE ItBte Ci�wges . . , � ' � 9 o�25Q � : 1� .
<br /> � Tiie intEres!r�te��iequii�l to pay a1 the firat Cha�aae Date'citti�not be greate.r than
<br /> � ar tess t�an , �'o.TiiereaRer.mY iniefaest ra'te wlll never be i�?cJ ar decr�sed op�
<br /> � .• any single Change Date by axrrV tham two peroenta�P points(2.O�n)from tha�e�ete of interes�-fi Aave beer�•�¢�'in� �� .
<br /> � � �n elve onths. intemst iate will ever be er than i•2.2 50 � �.�,�u.:� . .
<br /> �i���' ra�'e wi�� nevar be �ow�r t�ian 5�.�50Ab. � . .
<br />_° QE}��tive Date of Changes ' ' �
<br />-- ' . My'nctt�'interest tate will become effective on each Change Bate. I wiU pay the amount of my aew montbly
<br /> _ . payment[7eginning on�the first monthly payment dato aRer the Cdange Date until the amowrt of rny mozthly . .
<br />-- . payment ct�ges again. . � .
<br /> = ' � (�Nottce oT C6an�es ' �
<br /> z�� �The Note�loider�wiU deliver or maii to me a notice of any chunges iin my iaterat iate and the amaunt of my
<br />_� . morithly payment befare the effe�tfive date of any change.The notice will incIude informsitio�►requir$d by 1aw to
<br /> uy be given me and alsu the title aa8 telephnne number of a pelson who wiU answer nny question.l may have
<br /> ,::� regerding the aotice, . ' . .
<br />;. .
<br /> ��•• �MULT(,STATE QDJii9TA81E itATE 4U�ER-AEUl7 6��-Singte Famity•Fmmie NIae/Greddto�Jtaa Urilform tnstnttnaM .
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