|
ii`_`='� �:` . �_ �r� �'. 2 c_' A !-� t �.�. a....� _.' . . .
<br /> S 1 _'t— . �. �'•' �'�' �;y. .« .r .Y�,mk.�x:�' �T��-^t �
<br /> �-x�S . ._ =� �� � =w..-_.,aw.t-..c+�-�-a t� .� . i t.ShY
<br /> F'-'•�f" � � Y, t � •.a y �,-1 L.4 .4.�. `,.K'., 4.k' as c���#"r{fg
<br /> '�SCc ''f a b�s r �u. ,� �F _ . f .�. �.'� � } : i �..,i t+�.--`�'�'�'�"_
<br /> �3� ,4t.3� � Y .�L�1 ��...` !L.:�r['�. - �
<br /> . .� . .. .� , . .. . . . ' _
<br /> _ _. � . . .., - — —
<br /> 1 .�.' � t . � t � . C3L --. I - ! .r:�.....r-'33 i � ' �I�L]e .f _ S{_.. � _
<br /> � -r. L- �7�� ��'rXiS+r '.d.'7 "t , h t � ,z }�..� - '. .> 1...t .nr ."'.. .= '_.r..,•.
<br /> .�:. ...�. . E.
<br /> �.t,-�. .�...r..,. �. •• ��,- � -' � � - -
<br /> , . .
<br /> - , . , �= c � . - . . . . • °--
<br /> � � --'-- - .: , .—_ ..�. ..�_ -r . . - - - - -
<br /> _ .....:,.. _ __— __._.__ _. .- . � _. .. ,. . ' _ ._ '_ _-
<br /> . . . • . . _ ___ — . _- t �
<br /> - � . .. ` , �. ' , . ' . .� . ` . . . � � , Q'` _��'_.�''.'
<br /> ` ` ,� ��5�-����� � ISA� I�ER . � � � .-=
<br /> �?�LI�'T�LE �oo2�aaa =
<br /> - �� . , tl�e��y �a�-s�ca�� . � - __-
<br />. . , . . �;__
<br /> AUt3UST ` °`
<br /> � ' � TI�IS ADJU$1'ABi.E RA'i`B RIDER is made this 3 t ST . day of . �,
<br /> , . 9 995 .� is�acvr�casatt� futa�3 shal! f��.ts am�ad ar,d suppleiaeat [h�Moztga�.Qexd of �-;`
<br /> . Ttust or`�ecvrity Qced(tite�S�uratY Insuu�ent"}of Yhc same date given 6y the undersigued(tke°Eorroores')to ' �;'
<br /> secute thB Bor.�ow�'s Adjustabie�tete Note(tt►e'Not$°�co -
<br /> Th�E�eitebla Buiading eae lcan Associatiao ot 6tan4 Isiandt NeD�ESkQ� A Fadarea 8nvings Bae1 -_ :
<br /> � � ' (the"I.etnie3"l of the same ct�ue aad ooverin�ti�p�ettq deserIb�Ta ths Secvriry Iaatr�t and tocated at: .
<br /> . ' �13 5 WAIN{IdRI4M� Sf .�AAND IS��D�N�EBAASK�I 68801 �
<br /> � . • T�l� t1tOTE �Ol1t4A[N� FROV1�l4NS A4.�.�lNiNti,FOFi CHA41�ti�S tlN TNE f?+bTER�ST ` -
<br /> " ` MT� AHD THE lFilaNYid1Y PAYMENT. THE NOTE tIMiTS TH� �11IOfJlQ�ITT TI� ,
<br /> � � BOAR�WEi�'S INTERES4 iiATE Cd1N1. CH�INGE AT �NY Oi�E Ti�IA� ALIlD. Ti�1E ,
<br /> MA�(1MUM RAT�Tli�BORf10{IYER MUST PAY. � �. �
<br /> . ' AEDD�T[ONAL f:OVF•NANTS.In addition�to th�covenants,and agre�e�ts made in ti�e Security Instr�ment,
<br /> , ' Baaawer attd 6.ei►dex furt�er coveru�r�t aad a�ree as foIIovrs: ' . • , , ` _
<br /> - A. � � FtATE A14ID MONTALY PAYNNIENNT C��AI�IGES � " ' ' .
<br />� , Tb.e Note.pmvides for an iniflal imerest rate of ` I.250 ` '!.T6e Note pmvides for ct�nges in • -
<br /> ti�e iraterest rate aud ths mnnthl3►Paymeats,as foltmvs:' . � , • � -
<br /> . .•,.. � ,
<br /> . � 4.IJ�EREbT RATE AN�MOI�STHI.Y PAYNIF.N'E 6�1�I�. . . .
<br /> � , tA)LY�anSe Dates � � . .. . ,
<br /> Tke interest iate i wDl pay may chan�on tha first day of SEPTEMBE(� , 200Q ,aa�au that ,
<br /> � ilay every 12th maath the�after.8tic6 date on which my inter�st rate cou2d c�ange ia called a°Ghange D�:' �
<br /> . ' � t�)Th�Indeat , . ;`-;}�� , . :
<br /> . Beginniag with ths first Change�Date.my iaterest cate v�ill 6s ba'se�aa an Index.The°Ind�"'.is tHe wetkly � .
<br /> . average yieid on United States Tm�ury securities a�ju�ta a constsnt i'iatnrlty of 1 year,as made avai1able 6y ,
<br /> the Federal Reseive Board.'fhe most�ecent Index figure available as of the date 45 days before e�cb Cltuage Date
<br /> ' ' is calte�l tI►e°�rtent Index." � .
<br /> � If tve Iudex is�no longer availeble.the Note Holder vrill�ros�a new ia�e�c ahich is basea upon coaiga�able
<br /> � . iafom�atiori.Th$Note Ho2der arill,give me r�tice of this chniae. . �
<br /> - � • it,7 C��kulatt�n at Changes. ' . � . � .
<br /> . Befare each Change Dute.the 1+1ote Hoide:aril!c�atculate Eny new inieresi.1ate by addin� ' • ,
<br /> , . �p. � percer.qge poiat(s)( 2.0� ..:�:: �',)to t�e C1�at
<br /> Index:'I4�e Nots Holder.wiDl,thcn nound the resuit of tvis addition to the aearest one�eig�th af an ger�snt�ge� • �
<br /> Foint(0.125%). Subject ta.the timits statr.A in Seciion 4(D)below.tLis�rounded amourit w►ill ba mq aew iatcrist' � � �
<br /> . . rate untU the next Change Date. .. ,"
<br /> ' � The Note Ho2der wIll then detetmine the amovnt of tha monihly paycuent tbat woutd be suffi�ient to repay th� . . .
<br /> unpzid priusipul that�uui expe.cied to owe at ttt�Change Daie,in ftt11 oa the Matnrity Date:r�`my new inteirst ra�e , .
<br /> 9a subs�antially.equal pay�nenis.The nsalt of ttus ca�fwla�io�cUiii be�he new amaimt of t��Fi�cn4hEy,payf�.°nt. � .
<br /> , _ � (dD)L�mits oa I�f�st Rate CSangcs , . � � . ' . � , .
<br /> • • TI�e interest tate I�requimd to pay at the liYSt Chauge ID�s wW ant 6e greaiter than �.J•250 . `� . �. •
<br /> � � - or tess Waa 5.25Q . . %.Thereafter,my ir�„�est r�e will never be irri�r�sed as decreased on . ,
<br /> �, a�r siugle Change Date by mon tiian two percenraSe Points(2:�Ro)from t�e r�te of ir,p�.st I hav�been paying
<br /> ' �� for the preceQii�tweive inontlis.M interest rite will r►ever be�rea3er thau�•� 12.2541' � ,. �. �
<br />- My interest .rate wi1�l� neve� be�lowqr than �.:250�. . ,
<br />:° ' E�%)Efie�tve�eof Chan�es . '. . � ' � � -
<br /> _ � .� L��;IIsw interest�rate will beoa�e effectIve on eac�t Ch:�^,�Date.I wll!pay the amma:�c of my ttew.a�ontbly
<br />- pay?�r,�'beginning on the first rjmcflily.pnytaent dzte at�d'�e CJ�ange Date until t��tcount of tny monthiy '
<br />� • � paytdent cbanges again. ... • . . ' , . � '
<br />_ . . (F�Nottce of Chaa�s ' . . . . , .
<br /> ' , Tfie Nofs Holder v►ill deliver or.cnai!to ma a nqt�ce of any changes In a►y in;erest r.�'a�id�e emount of my
<br />- . moatiily payment.6efore the eNective date of�ny change.The nutice will ii'tclude infor��ioa requi�e8 by law ta • •
<br />° � be givea mc aad.ulso the tiUe and telepbone number of a person w.ho will ansv�er any question I may h�ve -
<br />�_ . � regamding the notice. � . . . � .. _
<br />�� .� � � � , . ' . _ ' . _
<br /> - tAt1LTISTATE AQJUSTABLE MTE filOER-ARNI 6�2-Singto Fa�tii��•C-anrde MaetFred�o Maa UPdfomn Instrument .
<br /> � . . ' , . ' Form 3111�185 • _
<br /> � :.. �-��.°_i�s� , : VeaaesnaTmcaias!+s.-�eanis2ta�t..._::._. .. _ ��m�v�, ' _
<br /> . .. _._.... _ .. . ... . . ..
<br /> f � ' -
<br /> � ' • ' � ` ' ' - ' _
<br /> 1 ,. . • , o .
<br /> � � . ,
<br /> � • . �, - `
<br />
|