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<br />=, � TOt3ETFlfi�t 1�1PfH a!t the Improvements'naw or her�iter e�r�cted on t6�e pzopQetyr.��n��uyc'in:�.�l���a�n��
<br />- .�t'�s n,aw o: hgaeafter a Fart of tfte pmperty. Ail rep4u�e�n�ms�ais/d cddjt�ons ahafll olya hc Ev��cr:.4 by �hf�a �:curlry ,
<br /> , rn�r+�.AII of the foregoing i�s refened to ip thls 3ecurity tnstrument as the"Property' ' . ' . ,
<br /> BORRONER`40VL�NANTS that Sorro��rer is la�afutly sefst�ai of t�e essata itercby r�riveyc+!stt�t f►�o the�l�f►t tn�f�ani�std � `
<br /> coavey the Praperty+and that the Pmperty.is uneacumh�red.except for encumbronses af rc�x�rd. Iturmtivcr:���►rrent+ciid�t�U! •
<br /> , defeud�enerally the�dtte to the Pmp�ty ogaInsrull cWms r�nd demynds.subjecl to any en►umbra�ccrs cvf ici.��ni. �
<br />_ � THIS SECiJRFfY IN5'�RiJMENT wn�binrs unifdrm wvenants for national usc and au�t•itnffi�rQn�rtvt+�its witii�itttltcd •
<br />_ ' �variatians by jurisdictidn to oonsiitute a utiiform securiry insuurrient rnvering ren!prnperty. �
<br /> 'UMFORM CUVEIVANTS.�8orrower aa�l Lender covenant pnd o�re�as folFows: '
<br /> . . l. Puyme�t.of PalnsiP�►c�l Int�t: Pr�yaf�nt snd Late Churg� Bonn�vice r�Swl� prusuptty �:,y�hr��6ue ttt> ,
<br /> . priacipai of and enter+�st on the drbi�evidei�oed by the Notc and any prepaymertt and late.ch;tr�cs duc uit�tcr.li:e Nu4e� �
<br /> , , 2:Fand9 for T��and InsvraQCCr.3ubjtat to�pgllcuble taw or to o writtcn wttivcr by l.cndct,13um�ic'tt ahall p7y to
<br /> , L�nder on the day montbly payments are due undet the Note.•unti!tha Note is paid in full,s�sutn t"Fat��n"�fi�r:fo}yrady tpt�� • �
<br /> , and assessments wh�ch may attain prtority over this Sec�►tfry Instrumem ns n lien on ti�e E'ro�erty:(b/Yeatlg�lr:t�chE�ld p:�ym,itt9
<br /> . ar grc►nnd r�nts on the Properry.if any;(s)Yearty ha�aM or propertS+iasw�an6�e premiumsc(�)Ycarly fioud'ei►.�ura�tco pr�miunt�. .
<br /> if azry;(e?Y�1y�mnrt�age iasu:ance piemiums. if un�y:�und(�any sums payable 6y Bmm�wcr to lxndcr.iii ac��a7rdanie iy�h ; '
<br /> the prov�.sions of paragraph 8.iri liev af the paya�er►t of murtgage insnrance�semiums.These itecns are calted"F?scraw dtcros." �
<br /> Ixader Qaay.at any time, collect aad hald Fnnds in an amaunt not to eaceed the maaiinum amount u lender fur o fctfet'ally
<br /> r�]ated mortgage loan may�equire far Bonuwer's escrow accouna uader�the fedcrsil[teat.�stntc Sctttement Pr[sccduns Art of �
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<br /> I974 as amercded fram time to time. 12 U.S.C.SQCti�n 260i er seq. ("I��SPA"�,unless anuther Inw that applbcg tu,tRc t�urt�ls ',� ..
<br /> `� � s�ca a Ies�emo�t. If�, l:ender may._at any_time..railect aM hotd Ftsgds iq_an_aznaum.nas ta_cmcc�.�!thL.t4A��:ass�at�i.� . �
<br /> .. - - -_....
<br /> Ixa�t may estiiaate the amoii�t of Funds due on the basis�nf cuarent data and rensonuble estfmstcs of cxpenditures nf fUturo
<br /> Escmw Items or othetwise ia accordance�vitb applirable Inw. � � ' .
<br /> ' The Funds shall be h�ld in an insHEUtfon wQflse degcsits ur� insuc�d by a federal a�ncy._l.�icu�st^_nt�t�tyr or �nf{ty . _.__. -
<br /> �ncluding�Lender,if Lender is'such�an Insdtution)or in�any Federal Hame l.nan Bank.Lender sh�fl apply 1he�uttd»tp p�y ti�t .
<br /> Fscrow Items.I�eadei a�ay not char�e Borrawer for hoiding and applying:he Funds.unnuulty umlyzing the esrrnw a�count,nr '
<br /> verifying the Escrow Items,unles�Lender pays Borrower interest of�the Fuac�s and appficable law permite Lencier W ntako�KUSh
<br /> a charge.Howeuer,I�nder may require Borrower to pay s one-Elme cbarge for�tn inde�rtdeat real essate tnx reporting sctvirc}. ,. �
<br /> �vsed by Lcader in coanection wItPi this loan. �anless appficable law provfdes othenvise. tJni�m� ngr�e�ent is madc nr
<br /> appi�sable law requires interest to be paid.Lender shall dot be re�quTred to pay Borru�ver any jnterest or earninga an thc Fut�ds.
<br /> Borcvwer aml Lender may a�in wrft3ng.however.that interest shal!De p�Id on the Fuads.I.er►der shali give to liarrawc.e.
<br /> withnut charge..an annual accounting of the Funds. showEng credits aud debits to the Funds und the purpase for which cactt
<br /> 'debit to the Fuads,ivas made.The Fuads are pt�ged as addit�onal security for att sums secured by this Securiry Instrumenl. � . '
<br /> � If the Funds held by i.end�er exceed t!►e u�swunts permitteA 4q be held by appltcable luw.f,,endeT shall ascpunt tp BatrowCt
<br /> � , ' �for tbe excess Funds in ac�ordance with the requiremen3s of appltrable lav�. IPthe amount o€the Funds held by Lcnster ut any
<br /> , tim�is not suffc€ent tu gay the F,scrow Items when due,I.c�der may sv notify 9orrov�er in wridng�and.in such case llarrowsr �
<br /> shall pay Yo Lender the amount n�cesssary to make ap she deficiency. gornower stiall make up the de�ic�eACy ic�no mnt�tha1�
<br /> twelve monthly payments.at Lender's sole discreuan. . �
<br /> Upon payment in full of sill sums secured by this Security Iastrumen3,Lender sflnll pmmptty tett�nd ta Borrowct nny �
<br /> Funds hetd by Laader.lf,uRder para�raph 21.LendEr shsill aoquire o;.sell the Froperty.LenQer.pr�or to the nequisltEon or sa4e
<br /> of ttis Property. shall appty any Funds held by Lender at the time of acquisltton or sale as a credit�gainst the swns scsund py
<br /> tflis Security �n,�,n. . . � . , . . . ,
<br /> ' . . 3.Appiisat4on o!PQym�nts.Unless apptIcable[aw providaa othetwise.a�tt p3ym�ms rere',vc�t by 1.crrQer undrr p�ragropha
<br /> 1 and 2 sh�116e apgtied:.first,w any prepayment chasges diie ainder the Note;second.to amounts payable:.undcr�aragraph 2: ' • .
<br /> third,ta intei+est due;fourth.to principal dus;aad last.to nny late chargea due untier the Notc. � � .
<br /> 4.Charges;l.lens.$orrower.shall pay af!taxes.assessments.c�arge9. fines and impositions uttributaDle to the Pr�►pecty
<br /> whicb may attain prio.rity over this Secnriry Instmment. and teasehotd paymeats bt graund rents.iP tu►y. tiorrawt;r shail pay �
<br /> . these abligations in the manner prnvided in paragr�pfi 2.ar if nat paid in thnt maruier.�orrower shail pay them on tima dlrc�tty
<br /> �.•f� to the pernon awed paymem.Borrb�ver shall prumgUy fpmjsh tu Lender�ll notices pf amounis to be paid nndcr this'parugr8ph. '
<br /> If Borrower makes rhese payments directly,8arrower sftall promptly fumish t�Lendcr recefpts evfdettcing the payments. .
<br /> Borrower shall prumptly dlschaage any licn which has prtority over thSs 5ec�rrtty Instrucn�nt unless Bortower:�(8)tlBtCfi9�R • '
<br /> writi�g to the payment of the obligation secnred tsy the lien in a manner accepIIable to Le,nder;(b)contests in goocl Fulth th�e Itcn
<br />- . . �by,a�s defends against enforcement of the lien in. legal proceedings.whict� in the Lender's opinion operutc�to prevent'tf�c
<br /> en�anement of the tien;or(c)secuses from the hoider of the lien an ugreementsatisfactory to I.endcr suhonlinntinB Uto Ifen to
<br />; thls Securiry Insuument.if Lendet detemdnes thstt any part of th�Propeny is subJect to u(ien which may attain pric�rity over
<br /> this S;,curity Instwnent,I.ender may give Bortorver a notice idemifying the ticn. Borrower shall sat3o;�the lien or take anc ot
<br /> �ore oF'the actions set torth above within 10 daya of t6e giving af nodce. , �
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