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<br /> "f.`.<�.� ``� TUGET�iER WITIi�il!the imptovemen4s now or here�ter erected on Ihe progerty,aiid a!1 ease►ne"5It"s��i�B�nces.and �
<br /> �. `��•, �fixtures ao�v os hem�a�ter a part of ths pioperty. All c�pLzce�eents atcd additioes sha11 also be covered by this S�iuiry •
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<br /> 'i:.t�:." ,,Y�; ` Instcument.�It of�e foregaing is referr�to in ttus Sgctisity Inst4urttent as the"ProFeriy• . � ' .
<br /> ' � � BQItROWF18 COVENAI�3TS that Borrower is lawfully seised of ttie estute hereby conveyed and has the right to graat and
<br /> . � �� ''`�.� ` oonvey the Progesty and tdat the�[op�rty.is unencumbe�ed. except for encumbrances of recard.BorroNer warrants and wil!
<br /> .},;,: ,:<��``- _- defend�eneraity the ade ta the Pco�rty o�ains�a!t claims and ciema�td4.subject tp s�y eneumbaances of�ranl. .� �
<br /> ;a, : � ' THIS SEC[IRTfY[NSTRUMENT coml�ims.uniform coeentu�is for nzpnnal use and.non-aniform covenants witb�iotited
<br /> `"�� �� • � variatians by juiisdiction to oomutyte a uniform secvrit�+ensu�raent caver�r►g rea�property.
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<br /> __ - �.� �' iJAIIFORM COVENAN'fS.Borrower and Leddr.r.wv�nant and agree as fallows:
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<br /> _ `,:x°•< �' . 1. Paymeat of Prtnripal arai Inler�st; Prepaymeut end Late Cita�ges. Sorrower shall prompdy pay wben due th.e
<br /> - •_' t`'��-s�� : principa!of and interest on ths debt evidenced by the:Note and any prepayment and late chaiges due under the Note. ,
<br />'"���i��-��;' ` 2.I�ands for Taxc�end I��►+���.Subject tn agplicable Iaw orto a written w�iver 6y I.euder.Borrower shall Fay to •
<br />=�*`�'�� ` Lender an the day inonthly.pay�kents are due under the Note.until tt�e Note is{�id in full,a sum('Funds')f�r:ia)Yearly taxes •
<br />-''"�''G'�' `"�� and assessmems wiuct�tnay attain priority over this Secvrity Instrument as a IIen on the Prope�y:(b)Yearly leasehold paymepts• ,
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<br /> f-� ��.- or gtouad rents on the P'mperty.if any:(c)YearlY hazard ar P�P�Y insurance premiwns:(d)Yearly tIoa1 insur�nce premirims,
<br /> , `��.:�. if�y:(e)Y�rly martgagC inswarice�remiums. if eny;and(�an3+svms payai�Ie by 6flrrower ta Lender. in�eooidance with
<br />-..�._``,-"•'�`�.,� P P S�P P� gage insurance preminms.'Phese items are calted°Escrow Items." .
<br />__-a;��:��, - the ravisions of ara b 8.in lieu of the yment of ma:t ,
<br />-'``""'�"°� } Lendee may:at any time, coltect and hoid Fands ia�an amotint not to exc� the m�xIasuas a�ant a IeaGer far a federaliy
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<br /> �r;_:.�.�� . retated martgage toan may require for Borrower s escraw account uader the fedeia!Real Fstate Settlemeat Pmcedures Act of. '
<br />-;. -r'�'-_`r. 14T4 as amended fcem time to time. l�Q.S.C.Sectioa 260i et seq. ("RESP�.").unless another!aw that applies to the Funds
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<br /> , ; � .. _. . sei+a lesser am6vnf:If so�[:etider�inay:at any time,�coltect and"ha2d Fmtd� in an�matrat nat to exce�t.t&e-tesse�r amount: . ;_ .
<br />'==f`����,' L.ender may,estimate the amounrof Funds due on the basts of cum�nt data and reasonable estimates of expenditures oY feiture
<br /> °=,�}�'., . �, ; F.s�,�row Items or othetwise,in accordance�with applipble'law. � ' . ��
<br />_ _�_ ���� ' • The Funds shall be held in an institution Nhose deposiu are insureQ by a federal agenc.y, instrumentality, or endty
<br /> ���':�-?'� • (ineluding,Lender,if Letcder is such an insdtution)or in any Federal Home Loan Banlc.Lender shall.apply the Fuads to pay tlte
<br /> �,, y�.',. F�cruw T�tems.:.Lender ma}t nQt cbarge Borrotver for holdiag aud applying�the Funds,annually analyiin�t6e escrow accowxt,or
<br /> �_. '�;��: � ver►fying the Escraw Items,wdess[xnder pays Bon�ower inter�sst on the Funds and applicable'taw petimits Ixader to mate sac4 '
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<br /> a.-- •��y�,i� a charge.However,Lender may mquire Borrower to pay a on�time cl�arge for an rsidependent real estate tax regortin�seavice ,
<br /> ��i;��. : � used b Lender in wnnection with this laan. Qaless lirabte Inw vides othenvise. Un2ess �n ggreement is �os �
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<br /> �'����{ ' •`-•' � `:�;�.�plirable la,w requires�aterest to be paid,Lendes EL+all not be required to pay Boaower 3ny inte�esi or easnings on the Fuads.
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<br /> _�..;:;:- -;,ti,�,�. � ' ''.Horrower and Lender may agree in writing,howe�ec that in2erest shall be pa��on the Funds.�.ender shall give fo�ottower,
<br /> ___=�y��.� , without ct!arge,an anrtual accouuting of the Fnnds:showing c�edits aad debits to!he Funds and the putgose for whicts e�ch
<br />- -=====����-_�.,� � ' deb'st to�Fusids was made.The Funds are p2edged as additio�,al security for all sums seeured by this Security Ipstrnment. ,
<br /> --__�'-��,;�n;r�' • If�tt;�unds hetd by L,ender exce�thE amounu pem�itted to be he2d by applieable Iaw.I:endes shaU avoount to Borrower
<br />=����=�;��'��•� � for the excess Funds in accordance with the requirements of applicable law.If the amount of the Funds held by Lertder at any ,
<br /> -°�•!�y���� sime is r,ot sufficient to pay the Fscrow Items when dne,Lender may so notify Borrow�zr in writing.and,in such ease Borrower
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