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<br /> . . 7�0[iETHEFt�'ISITi3 a11 she improvements qow or hereafter etecte��a��roputy.and all eas�ments,aPPurtenan�s�attd �
<br /> � . fixtures�now or hereafter a part of the Property. �U repiaceFreats aad additiaav shall a1sQ be wvered by this Security, �
<br /> � � �.nsuvme�t.Ai!of t2ie foregoing is r+eferred to in this Security Insuument 3s the'Propecty."� ' � �
<br /> _ —_-_-,Rr1R�tA�►t�[t f�VFNAAi7'S that B�a�rrowec is Iawfullti.seis�of the estatE ttereby conveyed eud i�a��e rigl►t- °p,�L�!,_ _ _---
<br /> , convey the Pragerty a�A ti�t t�e Propa#y is auteacumbered,exc9ept far encambraaaes of r+ecord.Borrower�varrauts a�ad will
<br /> defend generafly the title to the P�vpeiry against a11 cisims and demands.subject[o�an,y encumbr.ntces of reeoid.
<br /> , . THIS S�iIR1TY INSTR�MEI3T oambines aniform c��en�nts for mtional use and aon=umfmm c�eaants�arith iftnitec� �
<br /> � variations by jurisdiction to constltate a amforin ser�arity instramerrt cavetinS�P�rtY• • ' .
<br /> ` liNffOldM COVBNANfS.Bormwerand Lenderrovenant and ageeas follaws:
<br /> . 1. �yment af Priactpal aad Inter�t; PheP�Yffient antl Late Chaigcs. Bormwer shall pmmptly pay whea due the,
<br /> priIICigal of ans�iatetest on the debt evidenced by the Nate�d any p�epayment and tare cha�ges due under the bTate.
<br /> . ' 2.F'Qnd9 fas Tases and Iasurance.Su6,�ect to appllcxble!aw or to a written waiv�r by IRnder, Borrower shall pay to
<br /> Leader on the day montWy payments are due under the Not�,until t�e Notc is paid in full,a svm("Funds')far.(a)yearty taxc�
<br /> ans�assessntents wtucb may attain priority over this Sewrity i�ment as a lien an the Piroperty;tD)Yearly teaseltold payments'
<br /> ar graua3 renis oa tite rragerty.if aay;(c}y�y ha�ard or pruperty insutaace prerrsiums;(d)YeazJy tlaod incnran�p���5; ; .
<br /> if asiy:(e)Yearly mortgage insL��pree�iunas,i�any;and(�anY sums paya6Is by Borrawer to I.eRder,�n aa�rdance with .
<br /> tLe pmvisions of patagraph 8.in lieu of the paya�nt of mortgage insurance pnemiaau:'I4�es�items�e called"gsctow Ite.m�.."• '
<br /> � Lender may.at ai�y time� wlte�s�.hOId Ftttids i�aA Smowtt tlOt t0 exceed the ma r�m���t,�r far a fe¢erally
<br /> � retasea rt�rtga�e toan may requ'im for Borrower's e�row aocoUns andea.the federat Real�tate Settiemwt Procedairs Aa of,.
<br /> � 19?�as amenQc�frnm tuae ro time, 12 U.S.C.�Section 2601'er seq.("RE3PA').an2ess anothes la�.v that applies to the Fuads
<br /> sds�a lesur amaaut. If so.L:ea�der may. at azry tF�e,wHect aad hold Funds in an artiount irot to exceed the fc�amoant.:
<br /> E.ender may estimate the amount of Funds di��on the 6asis of current 8ata aud re�onabie�af expe�dit�+t:s'of fnture ,
<br /> � Fscrow kems ar othera+ise in acxarda�e witfe�licable law.
<br /> 'i&e FundS spall be held in an iastit¢tian whos$deposits are ins�rerl�by a fedeial agency, *?��.n ality. or entity� ,
<br /> ' . (wcIuding Lendei.if I.ender is s�ch an instiwtion)or i.a any Federal Home Loan Bantc.I ender sbafl appty the Funds to pay tde
<br /> Fssr+aw Items.Le�ader may not cir�rge Bnrmwer for holding ancl agplYinS the Fands.aaavally�natyzang the�s�zow aconuoi,os �
<br /> .verifyin$the'Escrau�Yteros.unless i.ender pays Borrower interest bn the Funds aad agp&cable taw pernu[s Lendu to make sur�
<br /> . a charge.Hcsw��•�endra may 1�e4uis�Boirower eo pay a one-time ch�for an indeFendent real esstate tax ceporting seivic� ��
<br /> `�`� f�cable l�w rnvides otherwise. Unla,c4 an�reement is �de or� . .
<br /> �seci bp Lender i�°canne.ction �ntfi this loan, untess app' p .
<br /> �gEi�Itte Lsw r�quire§inter�t t�r�paid.Le�er si�all nat��rcquired.to pay BarruFes any inteiest or eamings oa t'�e Funds:
<br /> BorFov�er aad Lender may agree in writing,howevec,tbat Inteiest shall be paid on tL�L�nffiLs. Lend�r shall$ive t�•Horrower,..
<br /> vrithout charge. an annual accaunting of the�unds, showing credits and debits Lo the�ands and the purpo'se toi which each �
<br /> debit to t6e Funds was ma�te.The.Fnnds are gi`�;ed'as adclitional securicy f6t all s�s�ecure¢hy thi�.Securit3r Iastrummt
<br /> • If the F�ds heid by Leacier exceed the K*�+,*+rs per�iur.d ta be hel�f�"y.•applicable law,Lender�ll accaunt to Barrou�.�;.:. .
<br /> far I�e exoess BUnAs in ac�rcl�ance with the requirements of applicab2e Iaw. If th��mr.,�t di the Fuuds heid by l.ender at a�;Y.;`
<br /> t.ime is not svfficient w pay the Esccuw ftems when due,L.ender may ap noti�r Boi�tiv;i�in writing,and,in such case B,orcv.itl�z�::;�,.
<br /> shall pay to Lender tIte aaiount neoessary to make np the deficiency. Bamrxf,r'shall make up t�e defic'iency in ao more.ii�f�,;:::::;:r
<br /> twe[ve moathly payments.at Lender's sole discmtion. , ,... - - : � � -
<br /> ' Upon payment in fWl of all sums sccured.by Wis Security Insunment.I�ender shaU promptty refund to Borrower arry�'
<br /> Funds hcld by Leader.If.undes paragraph Zl.Lender s6all acquite or sell the Froperty,Lender.prior to the aoquisition os aals .
<br /> of the Praptrty:ahall appiy acry FunQs deld by Lender at the dme of acquisitifla or sate as a cr�dit against t!►e sumg secured by �
<br /> . this Saauity tmt�ncdent. � �
<br /> 3.App�IkatIon af Paymenfs.UNess�c�ble law provides oWerwise.all payWeuts raxived by l.ender under paragraphs '
<br /> f artd 2.sGa1f be applied:fr��to any Prepayrt�rd cl�arges due under the Moie;secand.to amounu payable�under paragrapb 2: . �
<br /> . . th#rel.W iratcrost due;fwrth.to principal du�;'cs.Ti!last,to any late charges due under the Note. , . . . �
<br /> , �4..Charqps:ldens.So�awer shaU p�y all taacs.ac���nr_a_cl�arge�,.fin�s and;•T»�;r�m,��ttii6utable m We Pmpect_y . -
<br /> which mc�y attnin prioriry over tHis Securitgr Ynstn�ment,and leasettvId payments or gtound c�etats,if any. Barrower shall pry '
<br /> ttsese obHgsitians in the mannzr provided in p�tagranh?„or if nnt Q.aid in that mamrer,Smm�wer'shail nay t8e�n on tirrw directiv:.: ... : -
<br /> co the peisat�.awe�payment.B�mrower shall�st�omiptiy f�misli to I.ettder aU noticcs of amounts to bc paid under.this paragrapti:� ;
<br />'".:; � if�orrower makes these paymertui dlrectly.Borrower sball promptly fumish W Lender.rEOeipts evidencing t�e paymelus:
<br /> • . ' .���.•�or¢�orier s�11 P���Y dfat:t�Se any lien wluch has priQrity over this Securlry t�stnunent uoi�ss Borrrnver:(a)ag�ees in .
<br /> 'rxrit`,�ig to tlne payment of the ot�ti��secu�ed 6y the lien in a manaier aoocptable to l.ender,(b)wntests in goad faiii�ttre lien '
<br /> . by. or defends agalust eaforcemerit„��f the J%an in. legai proceedings which in the Lender's�opinioa operat�.to prevent t&�,,�
<br /> enforcement of the lien;or te)secur�:s froai,dfe holdes o�the lien an agreeareat sarisfactory w Lerider subordinating the liea tn•'.�
<br /> . this Secnriry Iushument.If LernGer daermines that a�ry part of the P[operty is sabject to a lien whicb may attain prioriry ovec '�
<br /> . eftis 5ecvrity insdn�m,E,endss may give Borrower a notice identifying the tien.Borraarer s6a1!satisfy tbe lien ar taYe one oe ,
<br /> mare af the acxions sct forth a�a.e arittun 10 days of Ne giring of noriee. • .
<br /> Fortn SoZd 9t9a� .
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