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<br /> �TOO�fH�R�Y►TH nl!tRe irnpmvemenss Qo�i or hematter erected an t��pmg�ty. BDP�rt���•
<br /> . iixtares aobv ar, herea€ter u�rt of the Pra�enY•.All rePl�r,��us ua� udditionF shali also Eee cavere� by this S�ity .
<br /> Iz�suum��nt.Ali af the f�re�uing u r�efened to in tlus S�urity Ia.�nvmer►t as tite"1'rop�rty" '
<br /> . ` BORRO�VEIt,COVENANTS that Bormsver is tavefWly sa�tf of the estate P�ereby conveytd�nd hgs ehe right to�rar!t suvd
<br /> sonvey the properiy und that the�rop,.�tty is tuientumber�,exc¢gt for encttmbrunc�of recatd. 8�rro�ver�wanauu and wili _
<br /> ctefend�enezallg the titte w tt�FroA�nY aSainst ulI c�uims and dern:unis.€�xbject to tu►y eucvm�rnnces of record.
<br /> _ , 'CE�S SECU�i7-`ir iiv�Tl'cil'aic�i e�ines eu�ii�rr�r-i e�'�+'a�a3 fi�.4,ii�ti us�mn's�f�=as � a�,:L�t.a�.�r _. . - -
<br /> . vsu�ations by jurisQ[ctt�n ca o�snstit�rte u unifot�'�secguzty iastaura^nt cveeri�g re�l pru�erfY• . . �-
<br /> UMFQRM COVENANTS.Borrawer a�Lea�er coyenans and agme as falows: rrhen dne the ,
<br /> � 1. Paymgnt of FMaripa� sa�tnferc,st; Pre�ym�ai and i.nie Charg�.Borrower shall pramp�lY D�Y
<br /> p�inciq�l of and interest on the debt eviQesiced by t�e Nate and any prepaYmem�md late cha:ges due�d�r�he Note.
<br /> , �.Funds for T�ase�a�l Ins�at�e.Su6ject to applicnble law or to a�vritoen waiver Dy Leacler. Barru�c or sha11�R�Y� ' .
<br /> l�nder oa the day mnn�Lly paymeats aze dr:e under the Note,until We Not�is paid in fiill,u sum("Funds°}for:(a)YeariY taxes
<br /> and ass�nts.arhich may�attain priorIty over this SecuritS+Instcument as a Uieu on the Pcvpert5►:(b)Year1Y teasel�old paymems •
<br /> ar graond reats on the�Y,if any:(c)Yearly haaar+d or property insarartce premiums;fd)Y�Y flood insutanoe Fr+e�iums+' •
<br /> if airy: (e)Year1Y murt�e iasuianee premiums.if any:and(�anY s�s PaY�bie by Bormwer to trend�r.in�ccord�nce with
<br /> the provi�ons of pamgraph 8,in li�i o€tge payment of atortp,age insusanse�premiums.'Fhese ite�tss are calted°Fscmw[tems.°
<br /> L.ender may.at�azry dine, coliea and hotd Funds in an,amouat not W exceed the.maximnm anwunt a leadet for�federally .
<br /> refated mo�age la�n mry �eqnire fo:Borrower's escrow acxuunt ander the fede�l Real Estate Seitlecaeat PracaB�areg Act af
<br /> 1g74 as amend�from a�e to time.lZ U.S.C.Se�ion Z6Q1�et seq. (°RFSPA").unless anothee lavu'that aPPli�to th.e Funds
<br /> �ets a lesser ama�n�I�so,LznQer may. at any ame. colteci and hold Fcu�ds in an asaaunt nat to exceed the lesser amonnr.
<br /> i.ettder may estimate the amount of Fands due oa the 6asis of c�rreut data and rea�nabte estimates of expenditures af fuwre .
<br /> Eucow I[�ms or otherwise in ac�ordante with applirable law. . . _. _. . - ----.--. - . . -�
<br /> T�e Funds shall be.held in an instihrtion whose deposir�are iasnced by a federal agency, insnumcatality. ar entity _ .
<br /> (iacludir�I.ender,if i.encter is s�sch an institution)or in a�}+Fede�al Home Loaa Bank.�er shall appty the Funds ta p�y the
<br /> Fscmw Items.i.ender may not cbarge Borrower for holding and applying the Fands.annualJy analYzSnS the escrow aQ°°°ttt,or
<br /> . verifying ttte Escraw Itertss.utitess I.e'sider pays Borrowea intemst on the Ftu�s an�t applicabk lae+r pennits E�ndet to m�Ice sach
<br /> a charge.�Iowevcr,Iaender may requin BorNwer to pay a one-time chazge for an independeat rea!estau tax t'epn�ting sesvicz
<br /> � used Is�r Ti�nde� in•conaection with this luan, unless appl�ca�ote !nw pmvides at�wjse. Unless an agreement is made os �
<br /> applfcaDte Iaw req�ims inte;esc to 6e pa�d,l.eader shal�aot be reQnired co pay Borrower any interest or eamings an the Funda. �
<br /> � Bana�ser tund Leades L*ay agree in writmg,howeve�. that interest ehaU be paid on the Fuads.l�ender�shal!give w Borrower.
<br /> ' witI�o�.t Gh�ge. an aiuival accounting of ttte Fuas?s.6howing emdits and debits to the Funds siec!tlie purpose far which eaeh .
<br /> debit tc�t&�Funds was made.The Funds ace pledged as addifional secmity for a11 sums securod by this Securiry�ns�• • .
<br /> . If����unds held by_I.emder eacceed the amounts permitted co be held by applicable law,i�der shall ascnunt to Bor�'ower
<br /> � for the'�:i�s.Fu�ds i�acoordance with�the requiremenu of agg]icable taw. If tlte amount of the Funds fleld by Lender ai any
<br /> .,..tip�e is aot suff'icient co pay thc Escrow It�ms whexi due.Lender may so aodfy Borruwer in wi�ting,and,in such case Borrower •
<br /> . shall.p�y to Lec�der t�e amount aecessasy ro mak2 up the deficiency.8orro�er shall tnake up the def ciency in no more than. .
<br /> '''� 2welve��.Anthiy payments.at l.ender's sole discr�tion.
<br /> � [Y{n�n payment in fiill of all soris secared by this Seairnty Insuument, Leadca sha]!pmmptty refand to Borruwer any
<br /> Funds�:��:�y 1 euder_�If. tmder parsoruph 21.t,en�er s�►aL1.2»��f�or sell.the Property.Lender.prior to the acquisition os sate
<br /> � • ag ehe properiy�sha!!st�ply azry Fnnds held by Lcnde��2 the�bf acquis�tion or sale as a credit against the sutns seaurx!by
<br /> tlus5ecuriry.Ipsuiu��rt; �` ; ...:E:.� '
<br /> 3.,.�l�li�atioti'biYayments.Unless applica6le law provi�od�enri�.a!!p�ry�aents receaved hy I�er�der vadcr para�apbs _: �
<br /> � 3-�nd..2'.ab;nll�I,e applied;first,to anY P�i4aY��►t�S�.due,uttder the Note:s�ond.tn�cnounts Pa$able unrla��tph 2:
<br /> thi�i�'ilc�erest due;fourth,ro principai due:ar,d last.to avy t;�t��charSes due onder the Note. �•,:�:�'� ' .
<br /> ' •�d.C6arges;lde�. Borrower s1�pay all taxes,assessineirts:charges,.fu�es and imposirions atuihwabte to ttte praperty
<br /> . � ` which cnay attain priority over tliis Sacurlty Inswment, aad teasehold payr�ents or grouad rzms. if any.� Borrower ah�pay,
<br /> these obligations in tfce�mann�r pr�vided in paragapl�2,vr if not paid in.that manaer,Borrower sl�all.pay them oa time t y
<br /> to the pCS:son owed p�ym�rit.�tqc�shall pramptly famisIn r:��d,�cier ai1 aotloes of a�oants ta br p�zs3 undss tlsis F�°�P�- .
<br /> If Borrower makes t�ese payments du"rectly.Borrower shall psv�(iy ftimis6 to I�der rec�ipts e'videncing the payments.
<br /> $orrower shzlL�fxat.�ptty dischar�e any lien wtflch has pnontp over thjs,Security Inswment unless Barrower.(a)agrces in -,
<br /> ' writing to the payr.i�i:of the obligation secured by ttte[�en in a maaneY a�?►iible to LRnder,(b)oontests in,g�ood f�ith the tien ';:�. ;�.
<br /> by,or defends against enforcement of tTte lien in, legal proceedings,wt;t��i�in the L,ender's opinlon a�erate to prev�rtt�the';� ,,';:�
<br /> enforcemetu of the tien;aor(c)secnrea from the iiolder of the li��a ai►agteemeat sutisfactory to Lender s�bord'enatir.g.ti��lien to �
<br /> tJus 5ecurity Insuument. If LenQer determ9nes thaz uny part oF flie Properey is subject to a lien whic�h may act�in�.tix�rit3►ovcr
<br /> this S�curity Instnirt�nt,.l.ender may give Borrower a notice identifydag the liw.Borrower shall satisfy ttie lien or ta�re one or
<br /> . more of th�aeaons set farth abovr witlnn 10.days of the giving of notice. ,
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