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<br /> � T�QEfiHB�t�VITtt u!1 the inaproecment�naw or hem.at3er ere�ed on ti�e psa�crty.�nd,nll��ei�ncnts.appi��d
<br /> fExtures noa�.Qr heteafter a��t Of a�e praperly. AIl reptacemenis and ada�itdons eiwJ� atso 6e rnvered Dy W�.s Sficur6ty
<br /> ' U�rnmert�AU of the foregoing is referr�d to in this Security In4uumEnt as dte�"P{opPCty." . . .
<br /> ' B�RR�WER COV�NANTS tf�at Bormwer is lawfulty sEised e,f the estate hereby conveyed and has the right to�t and ,
<br /> � . �convey the Praperty and that the Pruperty is uaeacumhe�d, except forencumbrances of record. Borrouer war�ants su��xiD
<br /> . _ cf�fend�enerally the eitte to the ProgerEy against aLi claims aad demaads,subiect.to say eacnmbiastr.�s of record: _ _ � __
<br /> 'PH,IS SECURPfY INSTRUME11iT cnmhiues unifarm cnvenants far aatianal use and non-nnifo�cov�oants�erith timited , .
<br /> varistions by.jtui�istiUn to constitute�a uniform sexurity instrument oQVerFng real pmpertyr. . . . . ' ,
<br /> IIDIIFORM COVENAN'!'S.Borrower and L,��daz coveaant and agee as f�Uows: . , ,
<br /> i. P�yseeni oi Priuripal a�Ini�st;PceFa3�at aad I�te Chaige9.Bormwer shall pmmPUY PaY when due tPte •
<br /> p�snripal of aad interest on the debi evideuced by the Note an�arry prepaymeni aad tate cktarges due under the Note.
<br /> Z.F�mrds far Taaces a�Insuranoe.Subjert ta applicable 1aw or W a writtea waiver by Lender,Borrower staatl pay ta
<br /> Lend�s on the day monthly payments are due uader the Nnte,aatil tlse Plate is paid in full,a sum(°Fwids°)for.(a)yearly taxes
<br /> and assessments atucti wa}+aaain priority over tUis Security instrument as a lien on the P'roperty;(b)yeaFly leascd�o2d paymec�s
<br /> or grout�rents oa the Propetpr.if airy:(c)Yeariy hazard or PzopertY insuraRCe pnmiums:(�Yearly flood ias�uant�premiums. �
<br /> if aap;(e)Yearly taciitgaae iassuence premium4.if sny:and(�anY suafls Payabie by Borrawer to Leatler,w accor8ance aiitfl
<br /> � the pmvisiQns of paragtaph 8,m lie,�.of ths payment of mortgage insaraa�e premiums.These items are c�lted"Es�row�Items." .
<br /> • Ixnder may, ax any 6m�; colIec�and hold Fuhds in an a�ount not w excae�d t6e mvcimum amount a lender for a federally
<br /> � relat�d acortgage toau ma3r nequire fax Holrawer's ess�ovr account uader t6e federal Real Fsrat�Seule�ent Fme�ures Ast uf .
<br /> 1974 as ameaded fmm time to time.•I2 i�.S.C.Seaion 26tD1 et'seq-("RES�A"),uniess az►other!aw that applies to the Funds
<br /> Seis a less�r amoam.ItF so,Leader may; at any time.collect and hotd Funds in an arrmunt nm to.exaeed tlis lesser aznount.
<br /> LeQder may ecrim�x�tb,e amount-of Fua3s d�on tt�basis of ciu�ent data aad reaconable�*.'�p.s of e�of„fad� ,
<br /> Escrow Items or otherwise in nocordance with applica6te 1aw. , `
<br /> •• Z'he Funds shall be hetd in,an insdwtion whose deposits ace ins�ed iry a federal ageuc_r;';�ef�x, or emity
<br /> , (inclndiag Lender.if Lencleit is suc�an institution)or in an�r�Zdeial Home Loan.Bank L�rtder sh�:.^��y the Fuads to pay the
<br /> F.scxow Ytems.ieader may aoi c�arge 8orrower for ttolda��d applyirsg the Funds,an�ty ana�w�g t�cscrow account.or
<br /> , verifying,the Fscrow Ite�s,unIess Lender pays Borrawer�i�es[on t�z L�unds and sYsgLrzble law,g�smits Lender tq malce s�¢ch
<br /> a chaige.Hawever,Ixnder may requ�ce Borrower ta pay a oue-t�me ch��z for an:�ent mal es�tate tax repotting'se3vice
<br /> , used by Lender in conneaion wiffi ttus taan. auiless apg1L'�ab�e law pmvidea oth�".,i.tio. Unless an ageenae�v�is made.or
<br /> . _ applicable�aw tequires intemst��be paid:ixnder shall aot be cei�ired to ga}r,Borro�s�r.-sny ir►terest or earain�:��e.�mds.
<br /> Borivwer and Len�er may agra�in writiag,however,that interest shall tre paid on the'Funds.Lei�der shall�g'��Barrower..
<br /> • withont charge.an anmjal.aocoanting of the Funds.showing credits and debits to the Funds and the pur�wsc fof arhIcti eactt .
<br />,, , . debit to the Funds was made.The Funds are rt�ed as additicanal se�.�+�ri�ffa�r all sums secur�3.by t:�u�S'�itp Instrucnent.
<br /> �•IIf the Funds hetd try I.ender exceed the amonnts peratiued ta be heid��sy applicable taw.Lend�%}'�l acco*,.,�.,.,to Borr�wer �.
<br /> " fort�i:excess Funds in accoida.*,x witb the requuei¢ents of applicabte law.If the amount of tha F�s heid�Sa:Jf;�er aE�ny� '
<br /> time is aot sufficieme to pay the Fscrow Items+.vhe�due,Lender may so notify Borrower in wri6ng,a�d,in sucL�}�a�Sorruwer .
<br /> shall pay to Leadea tAe aznouat necessary to make irp the deficiency.Borrower shaU make up�th°"'c�a�ncy in ra;mor�t1�
<br /> � twelve moa�ty pa�;inrcats.at I.ender's sole d�scretion. � � � � � •
<br /> Upon ga}rmeisi iri fuU of all.sums secured by th3s Security fnstr�:,,°�it, I,�eader shafl.pramg��r��'und to��,,.rwer�► � .
<br /> . Fands heYd by Lender.If,uc��.�aragraph 21.Lender shail aequire or sel}.the Property,Lender.prioi to the acq�i::��:A or sate . �
<br /> . of t7ie Property.shall apply��*:�'ua�ds hetd by I�nder at tUe titae oC acquisition or saie as a credit agairst the sa�.seairod by.,
<br />; this Securiry Ynswment. ;` . . ::r'. ' . . •�,t.. �
<br /> 3.Application of Pt�ymems.�Unless z�c�ble law proviQes othenF:s�e;alt payments received-C:;t'i.ender under�arageapfcs,�':
<br /> . . '1 and 2 shall be agptied:fust,to anY Prepaynsent.chuges due under We�:�7ote; s000nd.to 2maunts payab2e uqdes.�r�cagraPh�;'.
<br /> tJ�ir.d,to interest dae;fourt�,ta�princrpa.�dae;and tast,ta'�.late charges due under the Note. .;;� ;:.,, '
<br /> � 4.Chargc�Lfens�Borrowe#shall pay�!!taxes.a.��r�ents,charges.fia�s and Impasirions attributab2e t,�;t�i�,Pr+nperty '
<br /> wlucb may auain�Caiarity' over ttus Securit�J'ar,�tiUment.asi,d leasehold paycrtenta or grouad�ents,i�:¢ay. Eortu�«�er shal!pay
<br />� tbese u6lip,ations i�L°e manner provided in n2rag�apb 2.ot if not pald ie.*.hat manner,Borrower ska1L�'jtt�t.them bn time directly ',`'• ... �
<br /> �. � to the persan owed payment Bortower sha11 promptly fumi�h to Ixnder alP.iwtices of amounts to b����iii6 oruler this paragraph: .. �� `.-.
<br /> If Barrower makes these payments directly.Borrower sUa[t�1,e�mPtlp famish to Lender�eceipts tvidenctinp•thc Pay;,m:it.'Ss•
<br /> . � • �arrowet shalf promptly dischargc any iien whlch has�iiority aver t6is Sccuriry�instrumeht uNess$oim�r�r;�',:;r.a�rc.s in, -
<br /> , wtiiing to.the p�yrnent af the obligation socur.:d by tho lien in a�r�t:ptab2e to I,etsder;(6)r��.sts ln�good faith tl�e lien �
<br /> by.vr defends against enforcement of the lien in, tegal praceedings wIsi�ch in thc Lendcr's o�nus`�n opeiate to prevent the
<br /> enforcement of the lien:ds(c)secures from�iie hoider of the liere an ag�ement satisfactQry to t,e�n�subordina�the lien to
<br /> thiq See�rity incWment. If Lender detertnic�¢s thai any part of the 1'roperry is subject to a lien whtch may gttai��;�:�briry over �
<br /> t�is Savrlty Iasmunene.Lender may give Borrower�notice identifying the lien.$arrrn•xcr shafl satisfy the lien oi�rake one or
<br /> �ore of the actions set forth above wit4in]0 days of the givin�of aouce. �
<br /> .. . . . � � Form 3DY8 9I9Q
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