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�i k . . :�. Pf ^--'�."',�.i"T��. •' =:'t/-�� <br /> ` _ _ �suY� _ �._ s�Q ��� - �.r�� -- <br /> . ��_--_-_---- - <br /> _—_ -_---_---�=�,:� -_----_ - <br /> ------ --_----------- ------- - -- -- <br />_ - ------ —= _--=�-��.�-- -- — - --- ----- :;rs---�-�---- - <br /> -�- - -- --_���..q�es��wean�-r= .,_�.�.m,��.as�, o, . -.--- �� _ - -.--------� <br /> � - "— �' L�2 4'l.�"'Rg�fi�wir.Paai4��Q+Ol�/OYQe 't = _ <br /> _- - ' _ _ - _ �`-,r-�,-�''.�'a.E-q'.°�'o°s-c;y�'.y�.�.���� �..v. _..'.".___ <br /> ._.... . .v� _. ..._.�,�..�.ti ._-._ - a�..-�� -,�� <br /> � - a.����"TnS--fsti'T_��'u1^'C.TA"s-- - __---_ <br /> -_-__" _ <br /> ____.____-__.� ..--.�...�.��� --.v�-�.�v�am�..m��.� _ <br /> .��_.�__.Y <br /> -- _.__ -_.- __ � _ . . ___._ — ' <br /> -__ _. _ <br /> _ . .- . . . � .E. i s_ �'!•A ' .' , <br /> � I . . m�5�.t�4��3i � . _ � . .. � . <br /> . � S. H�za�tf or Ptupa�ty Iasm�nse. Borrower�ha�ke�the improvemenfs aow existin�g ar flereafter etected on t�e . <br /> Pcoperty insuccx!agai�st toss by fire,haz�uds induded wfthi�,t�e tESa�'extende3 covcr�Sc"und a�►Y oZh�r 6�ards,iacluding <br /> , ` itaods or Qaading.far�vhich Lender requires insuranos.'19�is insurause sha�l tse maint:iin�ri in tIie nnlounts�for tke periads <br /> , [hat l.ender renuires..3'he insumnre c�rrier pnr�i�iing the inseuance sd�ap be cl�osen.by_�rroH'et subject to Leader's approval • <br /> - wiusa s��dt mrt ue�oua�q;iaituir�d. :f�amx'.:€�s ta�,uetais ca�er�e�i�sf��=..I:�ui�r s?y.-r+3 lpn�s.?'s . ._ � <br /> ogttat►;t+Dtain c�rerage w g��Lende�'s r��ts ia t�e�''rag�.�in asxosda�e wFth prargeagh 7_ -. <br /> ` All irisntance politles and r+eneRrals shati be aooegtable w i.eacder and shall iu�lade a sta�dard mortga�e clavse. Ireader <br /> shall hrlve th�right to�aid the poticie.s and�eaewats.If Lcnder r�.Barrawes shaU profnPQY glve to I�es al�receiPts of <br /> pg{�pr�•miu c���i�.In the event of loss.BorroNer shall give promg!notice to the ins�nse cani�er aad Lender. <br /> Lender may a;ake pmof of Ioss if nat mede pmmptiy by Borrower. <br /> ' Untess l.ender a�Borrower ottieiwise agree in writing,insuranoe gmceeds shaall 6e agplied to resEOratian or repair of tha <br /> Property dr�nage8,if the resiaration or repair is ernnamic�Uy feasib2e and i.c�d�'s sewrity is nax tesse�d.If the restomrioa ar <br /> cepair is not econo3mically feasible or Lender's seauiry wautd 6e te�nad..the iasurance pmaeds shall be�pplitd w the sum� <br /> secured by thls Security Instcameat, w�ether or�t th�due.with any excess Qaid to Borronrer.If Borrower a�andaas t$e ' <br /> Propei4y,or dc�es not answer vritlUU 30 days a natice fmm I.e�der that�Itv iastuartoe carriet 6as offeted tb seute a claim,then <br /> L�cnder asay ccltea ttte ia,-iusace pmceeds.I�cndar may use the prc�ceeds to re�Oair or restore the Pivgerty as w pay snms , <br /> secured by this Se+psrty instrument.w�et�er ar na�t tiien due.3'he 3Q-day periad arill begin when t�e notice is given�.. : <br /> Unless lx�tc2er�d�Basrower atherwise ag�+.se in i,vriteng, anyp appiicx�ian of pr�oe�s to prInciga! shall not extead as <br /> • pastpa�the du�-�e af tE�::atonthiy paym�ts rafe�w i�patar�*aj►hs 1 an� 2 ar chan�e the amouat of the payments. If <br /> _ undra paiagraph 2l the Pcuyetty is�cquiced by I.eader,EurrawQr's�ight'tn aaY insaraace polictes and pma��CSniting from <br /> da�age to the Ptapecty prior to the arquisition si�all Qass to Lender to the extent of the sums se�vmd by this�iity I�nt <br /> . immedia2ely prior to the aaluisitton. . ' . . • <br /> .6.Ocarpanrq,R�eservattoa,Mainteaance and Pratecxion of the F►�perty9 Borrawes's Loa�Appucattpa;I.es�o[ds. - - <br /> •Bonuwer shalJ occupy,e,�tablisb,and a�tlie Pro�seeEy.es Borrower's principal residence within sixty days a°�ttb,exe�aition of <br /> 't8is Secuiity tnctn,�,�,t�d sbait co*atinue to occupy the i'ropertp as BorrawePs principat res.deace�for a¢Yr�st on�yearaRer ' <br /> ihe date of o�c�ipancy,un�ess Letcder otherwise a�s in ariting,which consent shaII not be unreasonablX.caithhold.or untess ' . <br /> � exte�mating c�rcumsances exist wiuch ara beyond Borsower's control. Barrower shall aot desrroy, da�a8e or isnpGair the <br /> Pmperty;allow the P�operty to dete�iotate.or commit wazte oYi the.PraperEy. Borro�ver s�aall be in def�¢?t if atry forfeltBte . <br /> 'action or proceediag,whether civil or criminal:is Geg�m that in.Lender's good faith judgmenc oontd r��f�feitarc of t6e <br /> , Pmperty or otherwise anatc-�ally impair the lien creaf�►hy this Seairity�stcument os Lender's security iur;:.-�si.�Borrawei i�xay <br /> , cun:sQCh a defavit and minstate.as providecl In pai2�rr.�h IS,by.causins the acaon or pmceediag to be cli�is�ed witb a Nim$ <br /> ' � t�at.in Le�der's goad faith determinatian;precludes forfeit�ef the Borrower's interest in the Praperty or other m�:rial <br /> � m�pairmem of tt�e Gen ereaYedby.this 5ecnrity inctr.n�rc ar I�uder•s seamry�;ntere`st.Hormwer sba!!also ha in defauit if <br /> � Borrowzr,d�sring the Ioan appli�ation proo�s,gave materiaUy false or inaccura�e information or statements to LenderCarfailed <br /> to provide Lender with any material infarmation)in connecdon with the loaa evidenced by t6e tlote.incl�Gtcg,�but not liauted � <br /> W,"represertatians ooacemin�Borrower's Qccupancy af t6ie t�vperty_as a priucipaI tesidenoe.If this Sec�rriry Insinsmeat is ob a <br /> leaseliold, Borrower shaU oomply witl� all the provisions of the tease. If Bonawer acquirrs fee dtte to.ttr� Pcaperty,�the <br /> Iwseeho2d and the fi�ee tide sha11 not cQerge unless LenQer agrees to the merger tn writing. <br /> ' � � ?,Pmt�tion oi Lende�s RigLts in the Property.If Borrower fa31s to perforai the oovenanu and a�merus contained In <br /> this Sec,wity Instn�me�,or there is a legal proceeding that may siguificxiidy affect Lender's�ghts iu di�'.,".roperty(such as a <br /> grooeading ig�,probate;for condemnaiion or forFsimne or to enfarce laars or regulations). !± :�:�ndcr may do ao� , <br /> psy for a•h�:ever ss r.eoessary.to protect the value of the Prop'erty and I,ender's rights in i�►e P�nperty: Letidet's adiasri mary , . <br /> include p�i:�,g any sums secumd by a lien which has p�iority over this SecurIty Insd��t; appearing in.caart,��a.��g . . � <br /> . • reaSOnable�ttom!�ys'F•_.^s�rs!ente:irtg on the.°res�„�ty to maScc repaiss.Althoug6 Lender ro�y fa�;.action under f�i.s patggr'aph, ,., <br /> 7,I.endea does not haae t�,do so. ' . . . , . <br /> � Any amounts disberaed 6y Lender under this pasagraph 7 shaU 6ecoms additional deht of Boaower sec�ued by�hls � <br /> Security lnstrument.Unte�s$orrower and Ixnder agree to other terms of paym$nt,thesc amounts shall bzar Int�rw"�from 3he <br /> date of d9sbarsemem at the Note rate and sha11.6c payahle. with imcrest. upon nottce from Lender to Borrower requating ' <br /> payment.. . � ° � . <br /> 8.Mortgage Ins�nce.If.[.ender required mortgage insnrance as a candid�n of making the loan secured by tlus SExarity • � <br /> ,'" Instroment. Bomower �1sJl pay Ne premiams required to maintuin the�mortgage insurance in effect. If, for any reason, the . <br /> ' mortgagc,{ssur�race coverage required by I.ender tapses or aeases ta.be in effect.Bonower shall pay the.premiums re�uired to <br /> obtain c���wage substnndalty equiva!�t to the rqortgage insus�..��:eviously in effect,at a oost substanrially equivalerrt to tha <br /> cosc to Barrruwer of the mor[gage�n�,rance previousl�+ in effect:�rom an altemate mortgage Insurer approvecl by Lender. If <br /> � � substantially equivulent mortgage ins�rance coverr,4±:,is not avaitable.Borrower shall pay to Lender each nnontfn a sum equal to <br /> • one-twelfth of the yeariy mortgage Insarance presn;•W-n bcing paid by Borro�ar when the insurance coveraga lapstd or ceased to <br /> be in effect.Lender will accept.nse�d retain these payments as a loss reserve in.1ien of r��rtgage insurance. 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